Bank of Qingdao Co., Ltd. Class H (HK:3866)
:3866
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3866 Stock Chart & Stats
HK$3.82
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$3.82
HK$0.00(0.00%)
Day’s Range― - ―
52-Week RangeHK$3.66 - HK$5.25
Previous CloseN/A
Volume413.00K
Average Volume (3M)13.27M
Market Cap
HK$33.34B
Enterprise ValueHK$259.65B
Total Cash (Recent Filing)HK$34.91B
Total Debt (Recent Filing)HK$260.97B
Price to Earnings (P/E)3.7
Beta0.53
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.45%
Share Statistics
EPS (TTM)0.57
Shares Outstanding2,291,945,600
10 Day Avg. Volume4,312,850
30 Day Avg. Volume13,266,455
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.49
Price to Sales (P/S)0.77
P/FCF Ratio2.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$5.90Price Target Upside54.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.02
Revenue Forecast (FY)HK$15.80B
Bulls Say, Bears Say
Bulls Say
Stable Commercial Banking ModelBank of Qingdao operates a core deposit-loan franchise with diversified fee and treasury businesses. That mix delivers recurring net interest income plus fee streams from payments, wealth and custody, supporting durable revenue generation and risk diversification over a multi-month horizon.
Improving Profitability And MarginsMargins and profitability trended higher from 2020–2024, reflecting stronger operating leverage, higher operating profitability and expanding net margins. Sustained margin improvement supports internally generated capital and resilience to moderate macro shifts across the next several months.
Scale Expansion With Respectable ROEAsset scale-up and a mid-single-digit to low-double-digit ROE indicate the bank has achieved meaningful scale and can generate returns on equity. Scale enables cross-selling, funding diversification and cost efficiencies that support durable franchise value over months.
Bears Say
Elevated Leverage And Rising DebtLeverage at ~2.1–2.8x and a sharp 2025 jump in debt reduce capital cushions and limit flexibility. Higher leverage increases sensitivity to credit losses and funding stress, constraining the bank's ability to grow loans or absorb shocks over the next several months.
Volatile Cash GenerationInconsistent operating and free cash flow — with strong years and a material decline in 2025 — undermines predictable internal funding. Volatility in cash conversion can force reliance on external funding for capital needs, dividends or loan growth, weakening medium-term financial flexibility.
Questionable 2025 Revenue SpikeAn unusually large 2025 revenue increase flagged as potentially non-recurring clouds earnings quality. If growth is driven by one-offs, forward revenue and profit bases could revert, complicating provisioning, planning and investor visibility across the coming quarters.
Bank of Qingdao Co., Ltd. Class H News
3866 FAQ
What was Bank of Qingdao Co., Ltd. Class H’s price range in the past 12 months?
Bank of Qingdao Co., Ltd. Class H lowest stock price was HK$3.66 and its highest was HK$5.25 in the past 12 months.
What is Bank of Qingdao Co., Ltd. Class H’s market cap?
Bank of Qingdao Co., Ltd. Class H’s market cap is HK$33.34B.
When is Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date?
Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date is Sep 02, 2026 which is in 104 days.
How were Bank of Qingdao Co., Ltd. Class H’s earnings last quarter?
Bank of Qingdao Co., Ltd. Class H released its earnings results on Apr 28, 2026. The company reported HK$0.299 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.299.
Is Bank of Qingdao Co., Ltd. Class H overvalued?
According to Wall Street analysts Bank of Qingdao Co., Ltd. Class H’s price is currently Undervalued.
Does Bank of Qingdao Co., Ltd. Class H pay dividends?
Bank of Qingdao Co., Ltd. Class H pays a Annually dividend of HK$0.174 which represents an annual dividend yield of 4.45%. See more information on Bank of Qingdao Co., Ltd. Class H dividends here
What is Bank of Qingdao Co., Ltd. Class H’s EPS estimate?
Bank of Qingdao Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of Qingdao Co., Ltd. Class H have?
Bank of Qingdao Co., Ltd. Class H has 2,291,945,600 shares outstanding.
What happened to Bank of Qingdao Co., Ltd. Class H’s price movement after its last earnings report?
Bank of Qingdao Co., Ltd. Class H reported an EPS of HK$0.299 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.031%.
Which hedge fund is a major shareholder of Bank of Qingdao Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:3866
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Qingdao Co., Ltd. Class H Stock Smart Score
Company Description
Bank of Qingdao Co., Ltd. Class H
Bank of Qingdao Co., Ltd. provides various banking products and services in the People's Republic of China. It operates through Retail Banking, Corporate Banking, and Financial Market segments. The company accepts deposits; provides short, mid, and long-term loans; conducts domestic and overseas settlements, as well as acceptance, discounting, and inter-bank discounting of notes; issues financial bonds; and operates as an agent in issuing, cash-in, and underwriting government and financial bonds. It also trades in government bonds, notes of central banks, financial and corporate bonds, mid-term notes, short-term financing coupons, and other bonds issued and circulated in the national interbank bond market; participates in interbank lending and borrowing, and interbank deposit businesses; and performs foreign exchange trading as an agent. In addition, the company provides bank cards, and letters of credit and guarantee; and receipt and payment, and insurance business agency services, as well as other agency services, including funds and sales of precious metals. Further, it engages in the bond settlement agency business and the fixed deposits business of commercial banks for cash management of central treasury; and provision of safe deposit box and wealth management services, as well as in the foreign exchange settlement and sales businesses. As of December 31, 2021, the company operated 103 in-bank self-service banks; and 407 self-service devices, including 19 ATMs, 263 self-service cash deposit and teller machines, and 125 self-service terminals that provide various services, such as withdrawals, deposits, transfers, account enquiries, and payments. The company was formerly known as Qingdao City Commercial Bank Co., Ltd. and changed its name to Bank of Qingdao Co., Ltd. in 2008. Bank of Qingdao Co., Ltd. was founded in 1996 and is headquartered in Qingdao, the People's Republic of China.
3866 Stock 12 Month Forecast
Average Price Target
HK$5.90
▲(54.45% Upside)
Technical Analysis
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Options Prices
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