Bank of Qingdao Co., Ltd. Class H (HK:3866)
:3866
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3866 Stock Chart & Stats
HK$3.82
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$3.82
HK$0.00(0.00%)
Day’s Range― - ―
52-Week RangeHK$3.73 - HK$5.25
Previous CloseN/A
Volume413.00K
Average Volume (3M)13.27M
Market Cap
HK$35.13B
Enterprise ValueHK$259.35B
Total Cash (Recent Filing)HK$34.91B
Total Debt (Recent Filing)HK$260.97B
Price to Earnings (P/E)6.4
Beta0.50
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.45%
Share Statistics
EPS (TTM)0.57
Shares Outstanding2,291,945,600
10 Day Avg. Volume4,312,850
30 Day Avg. Volume13,266,455
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.49
Price to Sales (P/S)0.77
P/FCF Ratio2.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$5.90Price Target Upside54.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.01
Revenue Forecast (FY)HK$15.79B
Bulls Say, Bears Say
Bulls Say
Profitability And Margin ExpansionSustained revenue and net-income growth alongside expanding net profit margins over 2020–2024 indicates structural improvement in core banking profitability. Higher operating margins suggest better cost or spread management, supporting durable internal cash generation and reinvestment capacity across credit cycles.
Respectable Return On Equity And Equity GrowthConsistent ROE in the high single digits and growing equity provide a long-term buffer for asset growth and loss absorption. This supports prudent capitalisation, enabling continued lending and product expansion without immediate reliance on dilutive capital raises under normal conditions.
Diversified Banking Revenue ModelA classic bank business model combining net interest income from lending and deposit funding with fee-based services (payments, cards, wealth distribution, treasury) yields diversified, recurring revenue streams. This structural mix helps stabilize earnings through interest-rate and economic cycles.
Bears Say
Elevated Leverage And Rising DebtHigh leverage and a notable 2025 increase in total debt reduce balance-sheet flexibility and magnify sensitivity to credit losses or funding stress. Elevated debt levels constrain capital actions, increase refinancing risk, and could force tighter lending or higher provisioning under adverse macro scenarios.
Volatile Cash GenerationWide swings in operating and free cash flow undermine predictability of internal funding for lending, dividends, and provisions. Material cash-flow deterioration in 2025 versus 2024 highlights execution and cycle risks that can force external funding or constrain growth during weaker periods.
Questionable 2025 Revenue QualityAnomalous, outsized 2025 revenue increase reduces confidence in sustainable organic growth rates. If driven by one-offs or accounting effects, it inflates near-term performance metrics and complicates forecasting, capital allocation, and assessment of true operating momentum.
Bank of Qingdao Co., Ltd. Class H News
3866 FAQ
What was Bank of Qingdao Co., Ltd. Class H’s price range in the past 12 months?
Bank of Qingdao Co., Ltd. Class H lowest stock price was HK$3.73 and its highest was HK$5.25 in the past 12 months.
What is Bank of Qingdao Co., Ltd. Class H’s market cap?
Bank of Qingdao Co., Ltd. Class H’s market cap is HK$35.13B.
When is Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date?
Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date is Sep 02, 2026 which is in 78 days.
How were Bank of Qingdao Co., Ltd. Class H’s earnings last quarter?
Bank of Qingdao Co., Ltd. Class H released its earnings results on Apr 28, 2026. The company reported HK$0.299 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.299.
Is Bank of Qingdao Co., Ltd. Class H overvalued?
According to Wall Street analysts Bank of Qingdao Co., Ltd. Class H’s price is currently Undervalued.
Does Bank of Qingdao Co., Ltd. Class H pay dividends?
Bank of Qingdao Co., Ltd. Class H pays a Annually dividend of HK$0.206 which represents an annual dividend yield of 4.45%. See more information on Bank of Qingdao Co., Ltd. Class H dividends here
What is Bank of Qingdao Co., Ltd. Class H’s EPS estimate?
Bank of Qingdao Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of Qingdao Co., Ltd. Class H have?
Bank of Qingdao Co., Ltd. Class H has 2,291,945,600 shares outstanding.
What happened to Bank of Qingdao Co., Ltd. Class H’s price movement after its last earnings report?
Bank of Qingdao Co., Ltd. Class H reported an EPS of HK$0.299 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.038%.
Which hedge fund is a major shareholder of Bank of Qingdao Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:3866
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Qingdao Co., Ltd. Class H Stock Smart Score
Company Description
Bank of Qingdao Co., Ltd. Class H
Bank of Qingdao Co., Ltd. delivers a comprehensive array of banking and financial services across the People's Republic of China. Its operations are structured into three main divisions: Retail Banking, Corporate Banking, and Financial Markets. The institution receives customer deposits and extends financing through short, medium, and long-term loans. It facilitates both domestic and international settlements, manages the acceptance and discounting of commercial notes (including interbank discounting), and issues its own financial bonds. Furthermore, the bank acts as an agent for the issuance, cash-in processes, and underwriting of government and financial securities. In the financial markets, Bank of Qingdao actively participates in the trading of various instruments, including government bonds, central bank notes, financial bonds, corporate bonds, mid-term notes, short-term financing coupons, and other debt instruments circulated within the national interbank bond market. It also engages in interbank lending, borrowing, and deposit activities, and executes foreign exchange transactions on an agency basis. Additional offerings include the provision of bank cards, letters of credit, and guarantees. The bank also offers payment and collection services, acts as an agent for insurance businesses, and provides other intermediary services such as fund distribution and the sale of precious metals. Its functions extend to managing bond settlements for other institutions and handling commercial bank fixed deposits for the central treasury's cash management needs. Clients can also access safe deposit box facilities and a suite of wealth management services, alongside foreign exchange settlement and sales operations. As of December 31, 2021, the company maintained an extensive network of 103 in-branch self-service banking units. Complementing these were 407 standalone self-service devices, comprising 19 ATMs, 263 automated cash deposit and teller machines, and 125 multi-functional self-service terminals. These devices collectively enable a wide range of transactions, including cash withdrawals, deposits, fund transfers, account inquiries, and bill payments. Established in 1996, the company initially operated as Qingdao City Commercial Bank Co., Ltd., adopting its current name, Bank of Qingdao Co., Ltd., in 2008. Its primary base of operations is situated in Qingdao, People's Republic of China.
3866 Stock 12 Month Forecast
Average Price Target
HK$5.90
▲(54.45% Upside)
Technical Analysis
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Options Prices
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