Bank of Qingdao Co., Ltd. Class H (HK:3866)
:3866
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3866 Stock Chart & Stats
HK$3.82
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$3.82
HK$0.00(0.00%)
Day’s Range― - ―
52-Week RangeHK$3.53 - HK$4.90
Previous CloseN/A
Volume413.00K
Average Volume (3M)13.27M
Market Cap
HK$33.61B
Enterprise ValueHK$243.07B
Total Cash (Recent Filing)HK$63.89B
Total Debt (Recent Filing)HK$106.21B
Price to Earnings (P/E)4.0
Beta0.54
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.45%
Share Statistics
EPS (TTM)0.30
Shares Outstanding2,291,945,600
10 Day Avg. Volume4,312,850
30 Day Avg. Volume13,266,455
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.49
Price to Sales (P/S)0.77
P/FCF Ratio2.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$5.10Price Target Upside33.51% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.02
Revenue Forecast (FY)HK$15.75B
Bulls Say, Bears Say
Bulls Say
Margin ExpansionSustained margin expansion over 2020–2024 indicates improving operating efficiency and pricing power in core banking activities. Higher margins provide a durable earnings buffer against higher provisions or NIM pressure, supporting stable profitability and internal capital generation over the medium term.
Consistent Revenue And Earnings GrowthA multi-year upward trajectory in revenue and net income reflects successful growth in loan/deposit volumes or fee businesses and suggests solid market penetration. Consistent earnings growth supports retained earnings accumulation, strengthening capital and enabling measured organic expansion over the next several quarters.
Durable Core Banking ModelA traditional deposit-to-loan banking model with diversified fee streams (payments, cards, wealth services) provides predictable, recurring revenue. This business mix yields steady net interest income plus fee diversification, which typically supports resilience across economic cycles and underpins long-term cash generation.
Bears Say
Elevated LeverageRelatively high leverage and a notable 2025 jump in total debt reduce the bank's loss-absorption capacity and financial flexibility. In a weaker credit cycle this amplification of balance-sheet risk can constrain lending, increase funding costs, and pressure capital ratios, limiting strategic options over months to quarters.
Volatile Cash GenerationIrregular operating and free cash flow undermines predictability of internal funding for lending, dividends, and capital needs. Persistent volatility raises dependency on external funding, heightens liquidity management risk, and can force trade-offs between growth and capital conservation during adverse conditions.
Questionable 2025 Growth QualityIf 2025 growth is driven by nonrecurring items or accounting effects, the underlying revenue trajectory is less reliable. That uncertainty complicates forward earnings visibility, weakens confidence in sustained margin improvement, and requires scrutiny to separate recurring operating performance from transient gains.
Bank of Qingdao Co., Ltd. Class H News
3866 FAQ
What was Bank of Qingdao Co., Ltd. Class H’s price range in the past 12 months?
Bank of Qingdao Co., Ltd. Class H lowest stock price was HK$3.53 and its highest was HK$4.90 in the past 12 months.
What is Bank of Qingdao Co., Ltd. Class H’s market cap?
Bank of Qingdao Co., Ltd. Class H’s market cap is HK$33.61B.
When is Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date?
Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date is Aug 28, 2026 which is in 120 days.
How were Bank of Qingdao Co., Ltd. Class H’s earnings last quarter?
Bank of Qingdao Co., Ltd. Class H released its earnings results on Apr 28, 2026. The company reported HK$0.298 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.298.
Is Bank of Qingdao Co., Ltd. Class H overvalued?
According to Wall Street analysts Bank of Qingdao Co., Ltd. Class H’s price is currently Undervalued.
Does Bank of Qingdao Co., Ltd. Class H pay dividends?
Bank of Qingdao Co., Ltd. Class H pays a Annually dividend of HK$0.174 which represents an annual dividend yield of 4.45%. See more information on Bank of Qingdao Co., Ltd. Class H dividends here
What is Bank of Qingdao Co., Ltd. Class H’s EPS estimate?
Bank of Qingdao Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of Qingdao Co., Ltd. Class H have?
Bank of Qingdao Co., Ltd. Class H has 2,291,945,600 shares outstanding.
What happened to Bank of Qingdao Co., Ltd. Class H’s price movement after its last earnings report?
Bank of Qingdao Co., Ltd. Class H reported an EPS of HK$0.298 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.031%.
Which hedge fund is a major shareholder of Bank of Qingdao Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:3866
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Qingdao Co., Ltd. Class H Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
HK$5.10 (33.51% Upside)
HK$5.10 (33.51% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.61%
12-Months-Change
Fundamentals
Return on Equity
12.57%
Trailing 12-Months
Asset Growth
8.78%
Trailing 12-Months
Company Description
Bank of Qingdao Co., Ltd. Class H
Bank of Qingdao Co., Ltd. provides various banking products and services in the People's Republic of China. It operates through Retail Banking, Corporate Banking, and Financial Market segments. The company accepts deposits; provides short, mid, and long-term loans; conducts domestic and overseas settlements, as well as acceptance, discounting, and inter-bank discounting of notes; issues financial bonds; and operates as an agent in issuing, cash-in, and underwriting government and financial bonds. It also trades in government bonds, notes of central banks, financial and corporate bonds, mid-term notes, short-term financing coupons, and other bonds issued and circulated in the national interbank bond market; participates in interbank lending and borrowing, and interbank deposit businesses; and performs foreign exchange trading as an agent. In addition, the company provides bank cards, and letters of credit and guarantee; and receipt and payment, and insurance business agency services, as well as other agency services, including funds and sales of precious metals. Further, it engages in the bond settlement agency business and the fixed deposits business of commercial banks for cash management of central treasury; and provision of safe deposit box and wealth management services, as well as in the foreign exchange settlement and sales businesses. As of December 31, 2021, the company operated 103 in-bank self-service banks; and 407 self-service devices, including 19 ATMs, 263 self-service cash deposit and teller machines, and 125 self-service terminals that provide various services, such as withdrawals, deposits, transfers, account enquiries, and payments. The company was formerly known as Qingdao City Commercial Bank Co., Ltd. and changed its name to Bank of Qingdao Co., Ltd. in 2008. Bank of Qingdao Co., Ltd. was founded in 1996 and is headquartered in Qingdao, the People's Republic of China.
3866 Stock 12 Month Forecast
Average Price Target
HK$5.10
▲(33.51% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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