Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 202.93M | 199.39M | 178.30M | 139.81M | 123.17M | 118.43M |
Gross Profit | 135.42M | 132.37M | 132.49M | 124.13M | 127.03M | 93.79M |
EBITDA | 50.93M | 48.68M | 53.72M | 45.97M | 64.03M | 34.03M |
Net Income | 38.19M | 36.43M | 40.24M | 34.07M | 48.62M | 24.77M |
Balance Sheet | ||||||
Total Assets | 3.49B | 3.44B | 3.32B | 3.23B | 2.94B | 2.59B |
Cash, Cash Equivalents and Short-Term Investments | 141.59M | 114.46M | 91.95M | 574.27M | 929.42M | 443.05M |
Total Debt | 223.31M | 235.54M | 252.49M | 235.76M | 31.59M | 34.36M |
Total Liabilities | 3.08B | 3.05B | 2.95B | 2.90B | 2.59B | 2.27B |
Stockholders Equity | 402.83M | 396.09M | 367.44M | 329.95M | 351.90M | 321.84M |
Cash Flow | ||||||
Free Cash Flow | 44.30M | 44.67M | 39.33M | 48.49M | 53.24M | 46.88M |
Operating Cash Flow | 50.98M | 48.73M | 41.36M | 51.20M | 55.72M | 49.03M |
Investing Cash Flow | -106.20M | -107.11M | -94.25M | -495.35M | 54.93M | -260.04M |
Financing Cash Flow | 75.40M | 81.09M | 41.33M | -69.89M | 302.85M | 359.11M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
79 Outperform | $440.14M | 10.78 | 10.55% | 1.94% | 8.03% | 15.18% | |
78 Outperform | $349.97M | 11.85 | 13.71% | 2.01% | 19.67% | 68.34% | |
75 Outperform | $457.81M | 10.42 | 20.97% | 1.98% | -2.96% | 37.09% | |
75 Outperform | $411.65M | 10.45 | 11.53% | 3.27% | 0.85% | 18.21% | |
72 Outperform | $430.71M | 11.38 | 12.02% | 0.74% | 9.09% | 23.58% | |
68 Neutral | $17.80B | 11.87 | 10.23% | 3.74% | 9.69% | 1.18% | |
60 Neutral | $390.65M | 10.95 | -16.46% | 6.89% | 14.49% | -379.97% |
On July 21, 2025, Home Bank, N.A. entered into salary continuation agreements with its senior executive officers, Ms. Lemoine and Messrs. Herpin and Zollinger. These agreements promise a retirement benefit of $125,000 annually if they remain employed until age 67, with benefits vesting over ten years. In cases of early retirement or changes in control, different lump sum payments are stipulated, ensuring financial security for the executives. These agreements align with those of other senior executives, differing mainly in retirement age and vesting schedule.
On July 21, 2025, Home Bancorp, Inc. announced its second-quarter financial results, reporting a net income of $11.3 million, an increase from the previous quarter. The company also declared a 7% increase in its quarterly cash dividend to $0.29 per share, payable on August 15, 2025. Despite an increase in nonperforming assets, the company maintained a solid allowance for loan losses, indicating strong capital and liquidity positions, which are expected to support future growth.
On May 20, 2025, Home Bancorp, Inc. and Home Bank, N.A. extended the employment agreements for several executives, including John W. Bordelon, Darren E. Guidry, and David T. Kirkley, with terms now lasting until 2028 for Bordelon and 2027 for others. Additionally, new agreements were made with Mark C. Herpin, Natalie B. Lemoine, and John J. Zollinger, IV, mirroring existing terms for senior executives. These agreements include provisions for severance and benefits in cases of termination without cause or following a change in control, ensuring financial security and continuity for the executives involved.