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Home Bancorp (HBCP)
:HBCP
Earnings Data
Report Date
Oct 15, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.36Last Year’s EPS
1.21Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a predominantly positive outlook with significant growth in net income and deposits, as well as continued expansion of net interest margin. Although there were challenges such as an increase in classified loans and higher noninterest expenses, these were counterbalanced by strong loan growth and a stable credit environment.Company Guidance
Increase in Net Income
Second quarter net income was $11.3 million or $1.45 per share, reflecting a $0.08 increase from the first quarter and a $0.43 increase from the previous year.
Net Interest Margin Expansion
Net interest margin expanded for the fifth consecutive quarter to 4.04%, a 13 basis point increase from the prior quarter.
Deposit Growth
Deposits increased at an 11% annual rate in the second quarter, with noninterest-bearing deposits increasing by $41.9 million.
Loan Growth
Loans grew by $17.3 million in the second quarter, which is about 3% growth.
Stable Credit Quality
Net charge-offs remained low at 3 basis points year-to-date, and the allowance for loan loss ratio was stable at 1.21%.
HBCP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HBCP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 21, 2025 | $56.15 | $56.50 | +0.62% |
Apr 21, 2025 | $42.68 | $47.23 | +10.66% |
Jan 27, 2025 | $47.59 | $49.66 | +4.35% |
Oct 17, 2024 | $44.02 | $43.92 | -0.23% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Home Bancorp (HBCP) report earnings?
Home Bancorp (HBCP) is schdueled to report earning on Oct 15, 2025, Before Open (Confirmed).
What is Home Bancorp (HBCP) earnings time?
Home Bancorp (HBCP) earnings time is at Oct 15, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HBCP EPS forecast?
HBCP EPS forecast for the fiscal quarter 2025 (Q3) is 1.36.