Helios Underwriting PLC (GB:HUW)
LSE:HUW
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Helios Underwriting
(LSE:HUW)
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Rating:58Neutral
Price Target:
214.00 p
▲(3.88% Upside)
Action:ReiteratedDate:12/07/25
Helios Underwriting's overall score reflects significant challenges in financial performance, particularly in revenue and cash flow volatility. However, the stock's undervaluation and positive corporate events, such as strategic leadership changes and shareholder returns, provide a counterbalance, suggesting potential for future improvement.
Positive Factors
Operational Efficiency
Operational efficiency indicates effective management and cost control, which can lead to sustained profitability and competitive advantage in the insurance sector.
Negative Factors
Revenue Volatility
Significant revenue volatility poses a risk to financial stability, potentially impacting long-term growth and investor confidence.
Read all positive and negative factors
Positive Factors
Negative Factors
Operational Efficiency
Operational efficiency indicates effective management and cost control, which can lead to sustained profitability and competitive advantage in the insurance sector.
Read all positive factors
Helios Underwriting (HUW) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£137.66M
Dividend Yield2.9%
Average Volume (3M)39.67K
Price to Earnings (P/E)9.5
Beta (1Y)0.52
Revenue GrowthN/A
EPS GrowthN/A
CountryUK
Employees11
SectorFinancial
Sector Strength70
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)0.06
Shares Outstanding69,585,915
10 Day Avg. Volume36,709
30 Day Avg. Volume39,671
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)1.19
Price to Sales (P/S)5.71
P/FCF Ratio-55.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.36
Revenue Forecast (FY)£395.39M
Helios Underwriting Business Overview & Revenue Model
Company Description
Helios Underwriting plc, together with its subsidiaries, provides a limited liability investment for its shareholders in the Lloyd's insurance market in the United Kingdom. It operates through three segments: Syndicate Participation, Investment Ma...
How the Company Makes Money
Helios Underwriting generates revenue primarily through underwriting profits from the insurance and reinsurance policies it writes. The company earns money by collecting premiums from policyholders, which are then invested to generate further inco...
Helios Underwriting Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
60
Neutral
Cash Flow
30
Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | -91.76M | 36.00M | 209.36M | 149.39M | 70.58M | 52.30M |
| Gross Profit | -91.76M | 36.00M | 214.75M | 111.65M | 52.64M | 52.59M |
| EBITDA | 2.18M | 26.99M | 24.30M | -4.21M | 868.00K | -746.00K |
| Net Income | 17.31M | 18.57M | 16.37M | -2.10M | -434.00K | 301.00K |
Balance Sheet | ||||||
| Total Assets | 243.36M | 243.01M | 756.60M | 490.49M | 341.63M | 192.62M |
| Cash, Cash Equivalents and Short-Term Investments | 49.55M | 28.93M | 40.91M | 25.30M | 24.62M | 8.49M |
| Total Debt | 53.54M | 58.46M | 59.05M | 15.00M | 0.00 | 4.00M |
| Total Liabilities | 72.97M | 69.89M | 616.50M | 373.31M | 233.88M | 142.07M |
| Stockholders Equity | 170.39M | 173.12M | 140.10M | 117.18M | 107.75M | 50.55M |
Cash Flow | ||||||
| Free Cash Flow | -63.59M | -3.68M | 2.70M | -25.66M | -20.01M | -12.13M |
| Operating Cash Flow | -63.59M | -3.68M | 3.20M | -24.96M | -17.02M | -11.94M |
| Investing Cash Flow | 62.24M | -1.52M | 1.06M | -107.00K | -14.43M | 1.23M |
| Financing Cash Flow | -4.35M | -7.98M | 37.25M | 25.75M | 47.58M | 13.17M |
Helios Underwriting Technical Analysis
Neutral
206.00
Price Trends
208.12
Negative
207.75
Negative
211.42
Negative
Market Momentum
-2.31
Negative
43.31
Neutral
46.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HUW, the sentiment is Neutral. The current price of 206 is above the 20-day moving average (MA) of 200.20, below the 50-day MA of 208.12, and below the 200-day MA of 211.42, indicating a neutral trend. The MACD of -2.31 indicates Negative momentum. The RSI at 43.31 is Neutral, neither overbought nor oversold. The STOCH value of 46.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:HUW.
Helios Underwriting Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | £7.51B | 7.34 | 22.59% | 2.99% | 6.00% | -24.29% | |
78 Outperform | £9.87B | 12.89 | 51.59% | 7.42% | 22.62% | 106.27% | |
76 Outperform | £1.46B | 6.98 | 11.24% | 11.03% | 8.78% | -38.83% | |
75 Outperform | £5.08B | 4.20 | 15.63% | 1.93% | 1.12% | -18.14% | |
75 Outperform | £389.39M | 8.52 | 11.29% | 4.89% | 7.77% | 35.65% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
58 Neutral | £137.66M | 9.54 | 10.08% | 2.90% | ― | ― |
* Financial Sector Average
GB:HUW
Helios Underwriting
201.00
7.35
3.80%
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Helios Underwriting Corporate Events
Business Operations and StrategyExecutive/Board Changes
Helios Underwriting Promotes Jen Tan to Chief Underwriting Officer
Positive
Jan 9, 2026
Helios Underwriting has promoted Jen Tan to Chief Underwriting Officer, elevating her from Head of Portfolio Strategy, where she led portfolio construction and capital allocation across the group’s Lloyd’s platform. With a 16-year trac...
Business Operations and StrategyExecutive/Board Changes
Helios Underwriting Grants LTIP Awards to Key Executives
Positive
Dec 4, 2025
Helios Underwriting plc has announced the grant of Long Term Incentive Plan (LTIP) awards to key managerial personnel, including CEO Louis Tucker and Head of Portfolio Strategy Jen Tan. These awards, which are structured as nil cost options, are d...
Business Operations and StrategyRegulatory Filings and Compliance
Helios Underwriting’s Strategic Shareholding Adjustment by Deputy Chairman
Neutral
Nov 13, 2025
Helios Underwriting announced that Nigel Hanbury, its Non-Executive Deputy Chairman, executed a ‘Bed and ISA’ trade involving 92,900 shares, maintaining his total interest at 10.8% of the company’s voting rights. This transaction...
Business Operations and StrategyStock Buyback
Helios Underwriting Announces Share Tender by Major Stakeholder
Neutral
Nov 13, 2025
Helios Underwriting plc announced that Producers National Corporation, managed by Resolute Global Partners Ltd, tendered 525,478 ordinary shares at 238 pence per share under a recent Tender Offer. This transaction, involving Non-Executive Director...
Other
Helios Underwriting’s Deputy Chairman Adjusts Shareholding
Neutral
Nov 6, 2025
Helios Underwriting plc announced that its Non-Executive Deputy Chairman, Mr. Nigel Hanbury, along with associated persons, tendered 879,545 ordinary shares at 238 pence per share as part of a recent Tender Offer. Additionally, Mr. Hanbury sold 50...
Stock BuybackRegulatory Filings and Compliance
Helios Underwriting Announces Tender Offer Results and Voting Rights Update
Neutral
Oct 30, 2025
Helios Underwriting plc announced the results of its Tender Offer, where 3,052,013 Ordinary Shares will be purchased at 238 pence each, returning approximately £7.26 million to shareholders. Following the completion of the Tender Offer, the t...
Business Operations and StrategyStock BuybackShareholder Meetings
Helios Underwriting Secures Shareholder Approval for Key Resolutions
Positive
Oct 24, 2025
Helios Underwriting plc announced that all resolutions proposed at their General Meeting, including a special resolution for a tender offer to shareholders, were approved. The meeting also saw significant support for increasing the cap on Director...
Executive/Board Changes
Helios Underwriting Announces Key Leadership Appointments
Positive
Oct 21, 2025
Helios Underwriting plc has announced significant leadership changes with the appointment of Louis Tucker as CEO and Joanna Parsons as an Independent Non-Executive Director. Louis Tucker, with over two decades of experience in the Lloyd’s Ma...
Business Operations and StrategyExecutive/Board Changes
Helios Underwriting Hosts Capital Markets Day to Showcase Strategy and Leadership
Neutral
Oct 21, 2025
Helios Underwriting plc is hosting a Capital Markets Day to engage with investors and analysts, featuring presentations on its business model, financials, and portfolio strategy. The event will introduce the new CEO, Louis Tucker, and provide insi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.