Fintel PLC (GB:FNTL)
LSE:FNTL
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FNTL Stock Chart & Stats
212.50 p
1.50 p(0.58%)
At close: 4:00 PM EST
212.50 p
1.50 p(0.58%)
Day’s Range― - ―
52-Week Range158.00 p - 295.00 p
Previous CloseN/A
Volume24.00
Average Volume (3M)205.32K
Market Cap
£197.97M
Enterprise Value221.45M
Total Cash (Recent Filing)£17.30M
Total Debt (Recent Filing)£48.60M
Price to Earnings (P/E)34.2
Beta0.95
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.83%
Share Statistics
EPS (TTM)0.04
Shares Outstanding104,193,280
10 Day Avg. Volume91,079
30 Day Avg. Volume205,316
Financial Highlights & Ratios
PEG Ratio5.11
Price to Book (P/B)2.06
Price to Sales (P/S)2.51
P/FCF Ratio14.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.16
Revenue Forecast (FY)£89.13M
Bulls Say, Bears Say
Bulls Say
Recurring Revenue ModelFintel's core offering is subscription and membership services to advisers, creating recurring, sticky revenue. This business model supports predictable cash flows, high customer retention potential and scalable margins over time, enabling stable reinvestment and long-term planning.
Revenue Growth And Operating Margin RecoveryConsistent top-line growth coupled with improved operating and EBITDA margins in 2025 indicates the company can expand revenue while extracting more operating leverage. This structural improvement supports sustainable earnings growth and funds strategic investments without solely relying on external financing.
Material Free Cash Flow ReboundA sharp rebound in free cash flow and near parity with net income signals high earnings quality and stronger internal funding capacity. Durable FCF supports debt servicing, dividend funding, and reinvestment, improving financial flexibility and reducing reliance on capital markets over the medium term.
Bears Say
Rising LeverageRapidly increased gross debt raises structural refinancing and interest-rate exposure risk. Higher leverage reduces financial flexibility and magnifies downside from any future margin or cash-flow shock, making capital allocation and shareholder return plans more constrained over the medium term.
Compressed Net Margins Versus Prior PeaksDeclining net margin from historical peaks shows weaker bottom-line conversion despite revenue growth. Persistently lower net margins limit retained earnings and ROE, reducing capacity to rebuild reserves or accelerate investment without sacrificing profitability or increasing leverage.
Cash Conversion VolatilityVolatile cash conversion driven by working-capital swings undermines predictability of free cash flow. Even with a strong 2025, inconsistent OCF increases execution risk for debt paydown and investments, forcing management to retain higher liquidity buffers or access external funding intermittently.
Fintel PLC News
FNTL FAQ
What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 158.00 p and its highest was 295.00 p in the past 12 months.
What is Fintel PLC’s market cap?
Fintel PLC’s market cap is £197.97M.
When is Fintel PLC’s upcoming earnings report date?
Fintel PLC’s upcoming earnings report date is Sep 22, 2026 which is in 145 days.
How were Fintel PLC’s earnings last quarter?
Fintel PLC released its earnings results on Mar 17, 2026. The company reported 0.037 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.037 p.
Is Fintel PLC overvalued?
According to Wall Street analysts Fintel PLC’s price is currently Overvalued.
Does Fintel PLC pay dividends?
Fintel PLC pays a Notavailable dividend of 1.3 p which represents an annual dividend yield of 1.83%. See more information on Fintel PLC dividends here
What is Fintel PLC’s EPS estimate?
Fintel PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fintel PLC have?
Fintel PLC has 104,193,280 shares outstanding.
What happened to Fintel PLC’s price movement after its last earnings report?
Fintel PLC reported an EPS of 0.037 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.158%.
Which hedge fund is a major shareholder of Fintel PLC?
Currently, no hedge funds are holding shares in GB:FNTL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fintel PLC Stock Smart Score
Underperform
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Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.93%
12-Months-Change
Fundamentals
Return on Equity
6.10%
Trailing 12-Months
Asset Growth
12.42%
Trailing 12-Months
Company Description
Fintel PLC
Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform for approximately 8,000 users, across 3,300 firms, and provides independent ratings of 21,000 financial products and funds, as well as licensed by 250 brands. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is based in Huddersfield, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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