Fintel PLC (GB:FNTL)
LSE:FNTL
FNTL Stock Chart & Stats
212.50 p
1.50 p(0.58%)
At close: 4:00 PM EST
212.50 p
1.50 p(0.58%)
Day’s Range― - ―
52-Week Range158.00 p - 295.00 p
Previous CloseN/A
Volume24.00
Average Volume (3M)205.32K
Market Cap
£189.11M
Enterprise Value220.41M
Total Cash (Recent Filing)£17.30M
Total Debt (Recent Filing)£48.60M
Price to Earnings (P/E)34.2
Beta1.03
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.83%
Share Statistics
EPS (TTM)0.04
Shares Outstanding104,193,280
10 Day Avg. Volume91,079
30 Day Avg. Volume205,316
Financial Highlights & Ratios
PEG Ratio5.11
Price to Book (P/B)2.06
Price to Sales (P/S)2.51
P/FCF Ratio14.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.16
Revenue Forecast (FY)£92.78M
Bulls Say, Bears Say
Bulls Say
Revenue And Margin RecoveryFintel delivered revenue growth in 2025 alongside meaningful improvement in operating and EBITDA margins. This indicates its adviser-focused subscription and services model is scaling with better operating leverage, a durable driver of higher sustainable operating cash generation if execution continues.
Stronger Free Cash FlowA sharp rebound in free cash flow to 15.0m and FCF nearly matching net income reflects improving cash conversion and earnings quality. Durable FCF supports reinvestment, deleveraging or shareholder returns, strengthening the company’s financial flexibility over the medium term.
Solid Equity BaseA substantial equity base relative to assets provides a capital buffer against shocks and supports investment in product and distribution. This balance-sheet strength underpins long-term resilience for a B2B subscription services business facing cyclical adviser demand.
Bears Say
Rising LeverageLeverage increased materially in a single year, raising interest and refinancing risk. For a services firm with modest net margins, higher debt amplifies downside risk to cash flow and limits strategic flexibility if revenue or margins soften over the coming quarters.
Compressed Net MarginDespite improved operating profitability, net margin has declined from earlier peaks, signaling weaker bottom-line conversion after financing and tax. Persistently lower net margins reduce capacity to self-fund growth or pay down debt, and may reflect structural pricing or cost pressures.
Cash Conversion VolatilityHistoric swings in cash conversion and only moderate operating cash flow versus earnings imply working-capital and timing sensitivity. This volatility undermines predictability of funding for growth or debt reduction and raises execution risk for multi-quarter plans.
Fintel PLC News
FNTL FAQ
What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 158.00 p and its highest was 295.00 p in the past 12 months.
What is Fintel PLC’s market cap?
Fintel PLC’s market cap is £189.11M.
When is Fintel PLC’s upcoming earnings report date?
Fintel PLC’s upcoming earnings report date is Sep 22, 2026 which is in 169 days.
How were Fintel PLC’s earnings last quarter?
Fintel PLC released its earnings results on Mar 17, 2026. The company reported 0.037 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.037 p.
Is Fintel PLC overvalued?
According to Wall Street analysts Fintel PLC’s price is currently Overvalued.
Does Fintel PLC pay dividends?
Fintel PLC pays a Notavailable dividend of 1.3 p which represents an annual dividend yield of 1.83%. See more information on Fintel PLC dividends here
What is Fintel PLC’s EPS estimate?
Fintel PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fintel PLC have?
Fintel PLC has 104,193,280 shares outstanding.
What happened to Fintel PLC’s price movement after its last earnings report?
Fintel PLC reported an EPS of 0.037 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.158%.
Which hedge fund is a major shareholder of Fintel PLC?
Currently, no hedge funds are holding shares in GB:FNTL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fintel PLC Stock Smart Score
Neutral
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Insider Transactions
Bought Shares
Worth £855.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.93%
12-Months-Change
Fundamentals
Return on Equity
6.09%
Trailing 12-Months
Asset Growth
20.52%
Trailing 12-Months
Company Description
Fintel PLC
Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform for approximately 8,000 users, across 3,300 firms, and provides independent ratings of 21,000 financial products and funds, as well as licensed by 250 brands. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is based in Huddersfield, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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