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FNTL Stock Chart & Stats
198.00 p
-3.00 p(-1.52%)
At close: 4:00 PM EDT
198.00 p
-3.00 p(-1.52%)
Day’s Range― - ―
52-Week Range158.00 p - 275.00 p
Previous CloseN/A
Volume65.65K
Average Volume (3M)205.32K
Market Cap
£205.26M
Enterprise Value247.58 p
Total Cash (Recent Filing)£17.30M
Total Debt (Recent Filing)£48.60M
Price to Earnings (P/E)32.6
Beta1.03
Next Earnings
Sep 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.93%
Share Statistics
EPS (TTM)0.06
Shares Outstanding104,193,280
10 Day Avg. Volume91,079
30 Day Avg. Volume205,316
Financial Highlights & Ratios
PEG Ratio5.11
Price to Book (P/B)2.06
Price to Sales (P/S)2.51
P/FCF Ratio14.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.15
Revenue Forecast (FY)£84.10M
Bulls Say, Bears Say
Bulls Say
Recurring Revenue ModelFintel's business is built on adviser subscriptions, platform SaaS, data/licenses and services, creating sticky, recurring revenue. That revenue mix supports predictable cash flow, easier customer retention and cross-sell opportunities, underpinning durable revenue visibility over quarters.
Improved Free Cash FlowA sharp rebound in free cash flow to £15.0m and near parity with net income indicates higher earnings quality and stronger internal funding capacity. Sustained FCF supports reinvestment, debt reduction or shareholder returns and reduces reliance on external funding over the medium term.
Revenue Growth And Operating ImprovementTop-line growth to £85.9m with improved operating and EBITDA margins signals scalable economics from digital and advisory services. Continued revenue expansion with operating leverage enhances long-term profit potential and supports margin recovery if cost discipline persists.
Bears Say
Rising LeverageMaterial debt growth increases financial risk and reduces flexibility. Higher leverage heightens sensitivity to cash-flow swings and interest costs, constraining strategic investments and raising the stakes for consistent operational performance to service obligations without eroding equity.
Compressed Net MarginsA drop to ~7.3% net margin from earlier peaks suggests structural pressure on bottom-line conversion, whether from pricing, mix or cost increases. Persistent margin compression would limit ROE and free cash generation, making growth funding and de-leveraging harder without efficiency gains.
Volatile Cash ConversionFCF swung markedly between 2024 and 2025, driven by working-capital timing. This volatility undermines predictability of cash available for investment or debt paydown, complicating budgeting and increasing the risk that one adverse quarter could force cuts or additional borrowing.
Fintel PLC News
FNTL FAQ
What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 158.00 p and its highest was 275.00 p in the past 12 months.
What is Fintel PLC’s market cap?
Fintel PLC’s market cap is £205.26M.
When is Fintel PLC’s upcoming earnings report date?
Fintel PLC’s upcoming earnings report date is Sep 15, 2026 which is in 39 days.
How were Fintel PLC’s earnings last quarter?
Fintel PLC released its earnings results on Mar 17, 2026. The company reported 0.037 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Fintel PLC overvalued?
According to Wall Street analysts Fintel PLC’s price is currently Overvalued.
Does Fintel PLC pay dividends?
Fintel PLC pays a Semiannually dividend of 2.5 p which represents an annual dividend yield of 1.93%. See more information on Fintel PLC dividends here
What is Fintel PLC’s EPS estimate?
Fintel PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fintel PLC have?
Fintel PLC has 104,193,280 shares outstanding.
What happened to Fintel PLC’s price movement after its last earnings report?
Fintel PLC reported an EPS of 0.037 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.158%.
Which hedge fund is a major shareholder of Fintel PLC?
Currently, no hedge funds are holding shares in GB:FNTL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fintel PLC Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.93%
12-Months-Change
Fundamentals
Return on Equity
1.93%
Trailing 12-Months
Asset Growth
12.42%
Trailing 12-Months
Company Description
Fintel PLC
Fintel Plc, a company established in 2002 and headquartered in Huddersfield, UK, is a key provider of support services and market access within the United Kingdom's retail financial services sector. Operating under its current name since March 2021, having previously been known as The SimplyBiz Group plc, Fintel's activities are structured across three primary divisions: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment specializes in offering essential compliance and regulatory guidance to a diverse range of directly authorized financial intermediary firms, including independent financial advisors, mortgage professionals, workplace benefits consultants, and wealth management experts. Through its Distribution Channels segment, Fintel facilitates market engagement for financial institutions. This involves providing strategic marketing and promotional support, aiding in product placement on approved panels, and engaging in co-manufacturing initiatives. Additionally, this segment conducts vital survey paneling and surveying activities specifically for mortgage lenders. The robust Fintech & Research division stands out with its advanced Fintech platform, serving approximately 8,000 users across 3,300 companies. It is also a key source of independent ratings for an extensive portfolio of 21,000 financial products and investment funds, with its assessments trusted by 250 brands. This division further empowers product providers by supplying critical market insights, expertise in product design and compliance, and targeted distribution strategies. For intermediaries, it delivers tools for comprehensive product research and comparison, cutting-edge financial planning and advice technology, and streamlined centralized data and workflow solutions. Finally, consumers benefit from its offerings through informative product education, comparative analysis, and clear rating services.