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Fintel PLC (GB:FNTL)
LSE:FNTL
FNTL Stock Chart & Stats
212.50p
1.50p(0.58%)
At close: 4:00 PM EST
212.50p
1.50p(0.58%)
Day’s Range― - ―
52-Week Range188.43p - 295.00p
Previous CloseN/A
Volume24.00
Average Volume (3M)205.32K
Market Cap
£240.69M
Enterprise Value269.66M
Total Cash (Recent Filing)£8.40M
Total Debt (Recent Filing)£40.50M
Price to Earnings (P/E)38.8
Beta0.65
Next Earnings
Mar 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.83%
Share Statistics
EPS (TTM)0.06
Shares Outstanding104,193,280
10 Day Avg. Volume91,079
30 Day Avg. Volume205,316
Financial Highlights & Ratios
PEG Ratio-2.86
Price to Book (P/B)2.76
Price to Sales (P/S)3.59
P/FCF Ratio561.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Software & Data-led TransformationThe group's strategic pivot to a software- and data-led model, plus integration of nine acquisitions, shifts revenue toward higher-margin, recurring subscription and services. This increases scalability, product stickiness and long-term customer lifetime value across adviser clients.
Consistent Revenue GrowthSustained ~20% revenue growth reflects expanding adoption of adviser-facing platforms and services. Given the subscription/service-based model, this trend supports predictable topline expansion and provides a stable base for margin recovery and reinvestment into product and distribution capabilities.
Strong Equity PositionA high equity ratio and low reported debt-to-equity give Fintel financial flexibility to invest in technology, complete integrations, and absorb cyclical shocks. This balance-sheet strength supports strategic M&A and working-capital demands without overreliance on short-term funding.
Bears Say
Free Cash Flow CollapseA near-94% fall in free cash flow materially reduces internal funding capacity for capex, product development and integration costs. Over months this curtails reinvestment flexibility and may force increased external financing, raising funding risk and diluting strategic optionality.
Declining Net Profit MarginDespite revenue expansion, falling net profit margins signal deteriorating cost control or rising operating expenses. Persistently weaker profitability erodes earnings quality, constrains free cash generation and limits ability to sustain R&D, sales investment, or M&A without margin recovery.
Rising Leverage / Equity ReductionThe trend of reduced equity alongside higher debt increases financial leverage and interest exposure. Over the medium term this can amplify earnings volatility, restrict strategic moves if covenants tighten, and increase refinancing or interest-rate risks for funding growth initiatives.
Fintel PLC News
FNTL FAQ
What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 188.43p and its highest was 295.00p in the past 12 months.
What is Fintel PLC’s market cap?
Fintel PLC’s market cap is £240.69M.
When is Fintel PLC’s upcoming earnings report date?
Fintel PLC’s upcoming earnings report date is Mar 17, 2026 which is in 22 days.
How were Fintel PLC’s earnings last quarter?
Fintel PLC released its earnings results on Sep 16, 2025. The company reported 0.057p earnings per share for the quarter, the consensus estimate of 0.057p by 0p.
Is Fintel PLC overvalued?
According to Wall Street analysts Fintel PLC’s price is currently Overvalued.
Does Fintel PLC pay dividends?
Fintel PLC pays a Notavailable dividend of 1.3p which represents an annual dividend yield of 1.83%. See more information on Fintel PLC dividends here
What is Fintel PLC’s EPS estimate?
Fintel PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fintel PLC have?
Fintel PLC has 104,193,280 shares outstanding.
What happened to Fintel PLC’s price movement after its last earnings report?
Fintel PLC reported an EPS of 0.057p in its last earnings report, expectations of 0.057p. Following the earnings report the stock price went up 1.853%.
Which hedge fund is a major shareholder of Fintel PLC?
Currently, no hedge funds are holding shares in GB:FNTL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fintel PLC Stock Smart Score
Underperform
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.93%
12-Months-Change
Fundamentals
Return on Equity
6.18%
Trailing 12-Months
Asset Growth
20.52%
Trailing 12-Months
Company Description
Fintel PLC
Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform for approximately 8,000 users, across 3,300 firms, and provides independent ratings of 21,000 financial products and funds, as well as licensed by 250 brands. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is based in Huddersfield, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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