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Fintel PLC ( (GB:FNTL) ) has issued an announcement.
Fintel plc, a leading provider of software, data and support services to the UK retail financial services market, has continued to build out a unified, scalable platform aimed at advisers and product providers. Its proposition combines market-leading software, proprietary datasets, research and distribution capabilities to help intermediaries manage regulation, product design and client outcomes across the advice ecosystem.
For 2025, Fintel reported a 10% rise in revenue to £85.9m, driven partly by acquisitions, with SaaS and subscription income up 9.6% and now accounting for 57% of sales. Adjusted EBITDA grew 16.6% to £25.9m, margins improved to 30.1%, cash conversion reached 102% and the dividend was raised, while net debt increased to fund strategic deals including RSMR and Pearson Ham’s market pricing unit.
The group completed an organisational overhaul, consolidating into two divisions, integrating acquired businesses into coherent product lines and rolling out a unified sales strategy and single CRM view to unlock scale and cross-selling. It is investing heavily in digital and AI-enabled compliance tools, expanding its Matrix360 market intelligence platform, and launching the Omnicore whole-of-market distribution platform to deepen relationships with advisers and insurers.
By strengthening its data assets through the RSMR acquisition, a larger stake in Plannr Technologies and the purchase of Pearson Ham’s pricing data business, Fintel is sharpening its edge as a key technology and data partner to UK retail finance. Management says the group has started 2026 in line with expectations and, supported by high recurring revenues and balance-sheet headroom, expects further organic growth and selective acquisitions as demand for reg-tech, data and integrated adviser platforms increases.
The most recent analyst rating on (GB:FNTL) stock is a Hold with a £262.00 price target. To see the full list of analyst forecasts on Fintel PLC stock, see the GB:FNTL Stock Forecast page.
Spark’s Take on FNTL Stock
According to Spark, TipRanks’ AI Analyst, FNTL is a Neutral.
The score is primarily supported by strong revenue growth and an overall sound balance sheet, but is held back by sharply weaker free cash flow and declining net profitability. Technically, the uptrend is strong, yet overbought indicators increase near-term downside risk. Valuation further limits the score due to a high P/E and only a modest dividend yield.
To see Spark’s full report on FNTL stock, click here.
More about Fintel PLC
Fintel plc is a UK-based fintech group providing software, data and support services to the retail financial services sector. Through its Software & Data and Services divisions, and brands such as Defaqto, Simplybiz and threesixty, it supplies adviser technology, compliance support, data and distribution services to intermediaries and financial institutions.
Average Trading Volume: 224,345
Technical Sentiment Signal: Sell
Current Market Cap: £198M
For an in-depth examination of FNTL stock, go to TipRanks’ Overview page.