Croda International (CRDA) AI Stock Analysis

• Market Cap: £4.05B
• Dividend Yield: 3.21%
• Average Volume (3M): 373.30K
• Price to Earnings (P/E): 28.9
• Beta (1Y): 1.25
• Revenue Growth: 2.36%
• EPS Growth: -13.99%
• Country: UK
• Employees: 6,027
• Sector: Basic Materials
• Sector Strength: 68
• Industry: Chemicals - Specialty
• EPS (TTM): 0.72
• Shares Outstanding: 139,635,440
• 10 Day Avg. Volume: 365,733
• 30 Day Avg. Volume: 373,301
• PEG Ratio: -9.95
• Price to Book (P/B): 1.79
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 28.01
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £3,355.00
• Price Target Upside: 31.62% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 8

• Rating: 62 Neutral
• Price Target: 2,754.00p ▲(8.04%Upside)

Croda International's overall stock score is driven by stable financial health and positive insider confidence, offset by bearish technical indicators and premium valuation. The company's strategic cost-saving measures and strong sales growth provide a positive outlook despite current challenges.

Croda International Business Overview & Revenue Model

Company Description

Croda International Plc creates, makes, and sells specialty chemicals in Europe, the Middle East, Africa, North America, Asia, and Latin America. It operates through four segments: Consumer Care, Life Sciences, Performance Technologies, and Industrial Chemicals. The company offers adhesives; crop protection additives and adjuvants, seed enhancement and animal health chemicals, chemical bio-stimulants, and specialty additives for agricultural films; and lubricant additives, coatings and polymers, vehicle cleaning chemicals, and products for automotive textiles and fibers, as well as specialty additives for plastics, and battery and catalyst industries. It also provides specialty ingredients for self-tanning, color cosmetics, bath and shower, deodorants, anti-perspirants, depilatories, men's grooming, and oral hygiene, as well as skin, hair, sun, body, and baby care applications; construction chemicals and bitumen additives; dietary supplements; and materials and polymer additives for electronics and devices. In addition, the company offers chemistries, emulsifiers, fuel and power generation additives, and polymer additives; food additives; specialty polymer additives for furniture and wood applications; household, industrial, and institutional cleaning products; lubricants; oleochemicals; and packaging, print, and paper chemicals. Further, it provides paints and coatings; active pharmaceutical ingredients; thermal management products; plastic and rubber products; skin health products; hygiene and industrial nonwovens, botanical extracts, tissues, and textile auxiliaries; and water treatment chemicals. Additionally, the company offers bio-based phase change materials for buildings and ventilation, clothing and healthcare, electronics and devices, food and refrigeration, energy storage and recovery, temperature controlled packaging, and vehicles and automotive applications. The company was incorporated in 1925 and is headquartered in Goole, the United Kingdom.

How the Company Makes Money

Croda International makes money primarily by manufacturing and selling specialty chemical ingredients to a diverse range of industries. Its revenue streams are driven by its four main segments: Personal Care, Life Sciences, Performance Technologies, and Industrial Chemicals. The Personal Care segment provides ingredients for skin and hair care products, while the Life Sciences segment focuses on healthcare and crop care, supplying ingredients for pharmaceuticals and agricultural products. The Performance Technologies segment offers solutions for automotive, polymer, and lubricant markets, and the Industrial Chemicals segment provides various raw materials used in different industrial applications. Croda's strategy involves significant investment in research and development to create innovative and sustainable products, often in collaboration with major global companies, which enhances its competitive position and drives its earnings.

Croda International Financial Statement Overview

Summary

Croda International's financial performance shows solid financial health with strong equity and cost management. However, challenges arise from declining revenue and profitability margins. Stable cash flow generation suggests resilience, but growth pressures exist.

Income Statement

Croda International's income statement shows a contraction in total revenue from 2022 to 2024, with a negative trend in revenue growth rate. The gross profit margin remains strong at approximately 45%, indicating efficient cost management. However, the net profit margin has decreased, reflecting declining profitability. The EBIT and EBITDA margins are also decreasing, signaling weakening operating performance.

Balance Sheet

The balance sheet is relatively stable with a moderate debt-to-equity ratio. The company's equity ratio is robust, indicating a solid equity base. Despite a slight increase in debt over the years, there’s a consistent stockholders' equity, suggesting financial stability. However, the return on equity has been declining, which may affect investor confidence.

Cash Flow

The cash flow statements indicate stable operating cash flow, though free cash flow has shown minor fluctuations. The free cash flow to net income ratio is healthy, suggesting efficient cash conversion. Despite a decrease in free cash flow in the latest year, the operating cash flow to net income ratio remains strong, highlighting stable cash generation capacity.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.63B	1.69B	2.09B	1.89B	1.39B
Gross Profit	733.90M	730.00M	864.90M	825.60M	550.30M
EBITDA	374.50M	388.50M	924.80M	549.40M	369.60M
Net Income	158.50M	171.00M	649.30M	320.80M	201.60M
Balance Sheet
Total Assets	3.51B	3.58B	3.61B	3.29B	3.03B
Cash, Cash Equivalents and Short-Term Investments	166.80M	172.50M	320.60M	112.80M	106.50M
Total Debt	699.10M	710.10M	615.80M	936.00M	907.00M
Total Liabilities	1.21B	1.21B	1.18B	1.53B	1.43B
Stockholders Equity	2.28B	2.35B	2.42B	1.75B	1.59B
Cash Flow
Free Cash Flow	137.60M	156.80M	160.90M	190.50M	166.30M
Operating Cash Flow	319.40M	337.50M	313.30M	349.20M	287.50M
Investing Cash Flow	-139.10M	-409.80M	418.10M	-218.40M	-992.40M
Financing Cash Flow	-182.60M	-52.40M	-550.90M	-111.90M	722.40M

Croda International Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 2549.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CRDA, the sentiment is Negative. The current price of 2549 is below the 20-day moving average (MA) of 2894.15, below the 50-day MA of 2984.20, and below the 200-day MA of 3140.04, indicating a bearish trend. The MACD of -79.65 indicates Positive momentum. The RSI at 25.17 is Positive, neither overbought nor oversold. The STOCH value of 23.40 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CRDA.

Croda International Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JMAT	72 Outperform	£2.99B	8.42	15.96%	4.31%	-9.10%	239.75%
VCT	66 Neutral	£608.83M	20.50	6.65%	8.51%	4.75%	-3.29%
TET	64 Neutral	£121.45M	11.17	8.02%	4.08%	1.12%	-0.70%
Sector *	62 Neutral	$10.39B	9.84	1.51%	2.86%	2.35%	-34.25%
CRDA	62 Neutral	£4.05B	28.93	6.17%	3.21%	2.36%	-13.99%
ELM	59 Neutral	£941.13M	―	-5.93%	1.05%	0.71%	-274.39%
SYNT	52 Neutral	£147.69M	―	-6.25%	―	0.81%	15.63%

Croda International Corporate Events

Croda CFO Purchases Shares, Signaling Confidence

Croda International Plc announced a transaction involving its Chief Financial Officer, Stephen Richard Oxley, who purchased 3,762 ordinary shares at a price of £26.71 each, totaling £100,483.02. This transaction, disclosed as an initial notification, reflects the company’s ongoing commitment to transparency and may indicate confidence in the company’s future performance, potentially impacting investor sentiment positively.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda Executive Purchases Shares, Signaling Confidence

Croda International Plc announced a transaction involving Thomas Herman Riermeier, a member of its Executive Committee, who purchased 1,000 ordinary shares at a price of £26.959 each. This transaction, conducted on July 29, 2025, at the London Stock Exchange, reflects insider confidence in the company’s prospects and could influence stakeholder perceptions positively.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Reports Strong First Half Sales Growth Amid Strategic Efficiency Drive

Croda International Plc reported a 7% increase in group sales at constant currency for the first half of 2025, driven by higher sales volumes across all its business sectors. Despite a challenging economic environment, the company maintained its full-year outlook and identified additional cost savings, aiming for £100 million in annualized savings by 2027. The strategic focus on operational efficiency and innovation is expected to strengthen Croda’s market position and improve returns, with adjusted operating profit up by 12% at constant currency.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Reports Strong H1 2025 Sales Growth Amid Strategic Efficiency Drive

Croda International reported a 7% sales growth at constant currency for the first half of 2025, driven by increased volumes across all business sectors, particularly in Beauty Care and Crop Protection. Despite a challenging environment, the company is on track with its strategic plan to enhance earnings and returns, with a focus on cost savings and operational efficiency, aiming for £100m in annualized savings by 2027.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Announces PDMR Share Transactions

Croda International Plc has announced a notification regarding transactions by persons discharging managerial responsibilities (PDMRs) and their closely associated persons. The announcement details the purchase of shares under the Company’s Share Incentive Plan, with shares being purchased and awarded to various executives and committee members. This move is part of Croda’s ongoing efforts to align the interests of its management with those of its shareholders, potentially impacting the company’s market positioning by reinforcing stakeholder confidence.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Announces Share Transactions for Executives

Croda International Plc announced a series of share transactions involving key managerial personnel as part of its Share Incentive Plan. The transactions, conducted on June 10, 2025, involved the purchase of partnership shares, matching shares, and dividend reinvestment shares for several executives, reflecting the company’s ongoing commitment to aligning management interests with shareholder value.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Discloses Managerial Share Transactions

Croda International Plc has announced a notification regarding transactions by individuals with managerial responsibilities within the company. The transactions involved the purchase of ordinary shares by Thomas Michael Brophy, the Company Secretary, and Sarah Elizabeth Brophy, a person closely associated with him. The purchases were conducted on May 29, 2025, at a price of £30.697651 per share, with varying volumes. This disclosure highlights transparency in the company’s operations and adherence to regulatory requirements, potentially impacting stakeholder confidence.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Announces Executive Share Transaction

Croda International Plc announced a transaction involving Mrs. Sandra Elaine Breene, a member of its Executive Committee. The transaction involved the reinvestment of dividends into ordinary shares, with a total aggregated volume of 5 shares at a price of £154.00. This notification highlights the company’s ongoing efforts to maintain transparency in its financial dealings and may impact stakeholder perceptions regarding executive management’s commitment to the company’s growth.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Aligns Management Interests with Shareholder Value

Croda International Plc has announced the purchase of shares under the Company’s Share Incentive Plan by the SIP Trustee, MUFG Corporate Markets Trustees (Nominees) Ltd. The transaction involves the acquisition of partnership shares and the awarding of matching shares to persons discharging managerial responsibilities (PDMRs) within the company, reflecting a strategic move to align management interests with shareholder value.

The most recent analyst rating on (GB:CRDA) stock is a Buy with a £46.00 price target. To see the full list of analyst forecasts on Croda International stock, see the GB:CRDA Stock Forecast page.

Croda International Director Purchases Shares, Signaling Confidence

Croda International Plc announced a transaction involving the purchase of 1,000 ordinary shares by Ian Alan Bull, a Non-Executive Director. This transaction, conducted on May 6, 2025, at the London Stock Exchange, reflects a financial commitment to the company, potentially signaling confidence in its market position and future prospects.