Farmers and Merchants Bank of Long Beach (FMBL)

OTHER OTC:FMBL

FMBL

Farmers and Merchants Bank of Long Beach

RESEARCH TOOLSreports

Farmers and Merchants Bank of Long Beach (FMBL) Price & Analysis

14 Followers

FMBL Stock Chart & Stats

$8300.00

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$8300.00

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$5,312.00 - $8,600.00

Previous CloseN/A

Volume1.00

Average Volume (3M)44.00

Market Cap

$1.03B

Enterprise Value$2.20B

Total Cash (Recent Filing)$1.28B

Total Debt (Recent Filing)$1.26B

Price to Earnings (P/E)14.9

Beta0.15

Next Earnings

Jul 28, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.53%

Share Statistics

EPS (TTM)N/A

Shares Outstanding124,276

10 Day Avg. Volume55

30 Day Avg. Volume44

Financial Highlights & Ratios

PEG Ratio0.28

Price to Book (P/B)0.63

Price to Sales (P/S)2.27

P/FCF Ratio9.34

Enterprise Value/Market Cap2.13

Enterprise Value/Revenue5.58

Enterprise Value/Gross Profit8.28

Enterprise Value/Ebitda32.54

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Consistent Cash GenerationConsistently positive operating and free cash flow, with FCF tracking net income (~0.89x in 2025), supports durable earnings quality. This cash convertibility underpins dividend capacity, provisioning ability and organic reinvestment without relying on unstable external funding.

Adequate Capitalization & Lower LeverageEquity has increased and leverage has meaningfully declined, lowering funding and solvency risk. A stronger capital ratio and conservative leverage profile provide resilience to credit losses and rate shocks and give flexibility to support lending or absorb cyclical stress over the medium term.

Stable Community-bank Business ModelFMBL’s traditional model—gathering low-cost customer deposits to fund diversified commercial, commercial real estate, residential and consumer loans plus fee-based treasury services—creates a predictable net interest and fee revenue mix that typically sustains earnings across cycles.

Bears Say

Compressed Margins And Low ROEMaterial margin compression and substantially lower ROE indicate reduced profitability versus prior peaks. Sustained lower margins and returns constrain capital accumulation and investor returns, forcing reliance on improved margins or asset growth to restore long-term profitability.

Volatile Cash Flow And Revenue MomentumIrregular revenue and choppy free cash flow reduce predictability of earnings and budgeting. This operational volatility makes planning for credit provisions, branch/tech investment or steady dividend pacing harder, increasing the risk that shortfalls will pressure capital or growth plans.

Limited Balance-sheet GrowthA stagnant asset base limits scalable net interest income expansion and amplifies pressure on margins and ROE to drive profitability. Without material loan or deposit growth, the bank must improve spreads or non-interest income to grow earnings sustainably over the medium term.

FMBL FAQ

What was Farmers and Merchants Bank of Long Beach’s price range in the past 12 months?

Farmers and Merchants Bank of Long Beach lowest stock price was $5312.00 and its highest was $8600.00 in the past 12 months.

What is Farmers and Merchants Bank of Long Beach’s market cap?

Farmers and Merchants Bank of Long Beach’s market cap is $1.03B.

When is Farmers and Merchants Bank of Long Beach’s upcoming earnings report date?

Farmers and Merchants Bank of Long Beach’s upcoming earnings report date is Jul 28, 2026 which is in 104 days.

How were Farmers and Merchants Bank of Long Beach’s earnings last quarter?

Currently, no data Available

Is Farmers and Merchants Bank of Long Beach overvalued?

According to Wall Street analysts Farmers and Merchants Bank of Long Beach’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Farmers and Merchants Bank of Long Beach pay dividends?

Farmers and Merchants Bank of Long Beach pays a Notavailable dividend of $43 which represents an annual dividend yield of 1.53%. See more information on Farmers and Merchants Bank of Long Beach dividends here

What is Farmers and Merchants Bank of Long Beach’s EPS estimate?

Farmers and Merchants Bank of Long Beach’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Farmers and Merchants Bank of Long Beach have?

Farmers and Merchants Bank of Long Beach has 124,276 shares outstanding.

What happened to Farmers and Merchants Bank of Long Beach’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Farmers and Merchants Bank of Long Beach?

Currently, no hedge funds are holding shares in FMBL

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Farmers and Merchants Bank of Long Beach Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

3.81%

Trailing 12-Months

Asset Growth

-3.29%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Farmers and Merchants Bank of Long Beach

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses. It offers checking, savings, Christmas club savings, health savings, money market, and investment accounts; demand and time deposits; certificates of deposit; and retirement plans. The company also provides personal, home, small business administration, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit, debit, and gift cards. In addition, it offers account management, receivables and payables, and risk management services; and merchant, electronic lockbox, mobile and remote deposit capture, digital wallet, direct deposit, escrow, faith-based and healthcare banking, and other services, as well as online and mobile banking services. As of December 31, 2021, the company operated 25 branches in Los Angeles, Orange, and Santa Barbara Counties. Farmers & Merchants Bank of Long Beach was incorporated in 1907 and is headquartered in Long Beach, California.