Foresight Financial Group (FGFH) AI Stock Analysis

• Market Cap: $163.67M
• Dividend Yield: 1.91%
• Average Volume (3M): 7.38K
• Price to Earnings (P/E): 14.8
• Beta (1Y): -0.02
• Revenue Growth: 43.53%
• EPS Growth: -54.77%
• Country: US
• Employees: 179
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 0.70
• Shares Outstanding: 3,617,060
• 10 Day Avg. Volume: 4,329
• 30 Day Avg. Volume: 7,379
• PEG Ratio: -0.48
• Price to Book (P/B): 0.88
• Price to Sales (P/S): 1.65
• P/FCF Ratio: 10.11
• Enterprise Value/Market Cap: 1.17
• Enterprise Value/Revenue: 4.21
• Enterprise Value/Gross Profit: 6.68
• Enterprise Value/Ebitda: 42.57
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: $49.00 ▲(16.53% Upside)
• Action: Reiterated Date: 03/31/26
• Date: Action: Reiterated 03/31/26

The score is primarily driven by mixed financial performance: strong top-line growth and a more conservative balance sheet are offset by clear margin and ROE compression and uneven cash-flow stability. Technical indicators are broadly neutral with a supportive longer-term trend, while valuation appears reasonable with a modest dividend yield.

Positive Factors

Revenue Growth

Sustained top-line expansion, including a large 2025 revenue jump to ~$91.2M, indicates durable demand or successful share gains. Strong revenue growth improves scale economics, funds reinvestment, and gives management flexibility to address margin pressure over the next several quarters.

Negative Factors

Net Margin Compression

A sharp decline in net margin over recent years signals structural pressure on profitability—whether from higher costs, spread compression, or pricing weakness. Lower margins permanently reduce retained earnings and free cash flow at given revenue levels, constraining long-term return generation.

Foresight Financial Group Business Overview & Revenue Model

Company Description

Foresight Financial Group, Inc., together with its subsidiaries, provides various banking services to individuals and businesses in the United States. Its deposit products include demand deposits and certificates of deposit; and loan portfolio com...

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Foresight Financial Group, Inc., together with its subsidiaries, provides various banking services to individuals and businesses in the United States. Its deposit products include demand deposits and certificates of deposit; and loan portfolio com...

Foresight Financial Group Financial Statement Overview

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	45.40M	91.19M	87.89M	78.08M	60.87M	56.87M
Gross Profit	28.62M	58.49M	55.13M	55.72M	53.53M	49.97M
EBITDA	4.49M	10.14M	16.23M	20.22M	18.81M	15.96M
Net Income	3.72M	7.87M	12.66M	14.55M	13.63M	11.39M
Balance Sheet
Total Assets	1.61B	1.67B	1.64B	1.57B	1.48B	1.45B
Cash, Cash Equivalents and Short-Term Investments	404.43M	455.79M	0.00	413.13M	433.72M	540.37M
Total Debt	52.35M	53.43M	61.73M	58.66M	43.66M	52.72M
Total Liabilities	1.45B	1.50B	1.48B	1.43B	1.35B	1.30B
Stockholders Equity	159.96M	170.26M	153.40M	140.86M	127.23M	155.23M
Cash Flow
Free Cash Flow	0.00	14.89M	10.47M	16.68M	18.50M	18.20M
Operating Cash Flow	0.00	16.26M	11.24M	17.71M	20.08M	18.66M
Investing Cash Flow	0.00	-69.94M	-39.34M	-89.99M	-114.64M	-111.69M
Financing Cash Flow	0.00	16.65M	46.38M	74.18M	46.74M	59.92M

Foresight Financial Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 42.05
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FGFH, the sentiment is Negative. The current price of 42.05 is below the 20-day moving average (MA) of 45.80, below the 50-day MA of 46.00, and above the 200-day MA of 38.07, indicating a neutral trend. The MACD of -0.16 indicates Positive momentum. The RSI at 40.17 is Neutral, neither overbought nor oversold. The STOCH value of 37.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FGFH.

Foresight Financial Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
AFBI	66 Neutral	$135.92M	14.73	6.68%	―	5.18%	36.12%
SBFG	66 Neutral	$140.99M	10.15	10.29%	2.69%	10.78%	21.72%
SFBC	65 Neutral	$115.86M	15.59	6.70%	1.75%	2.85%	73.41%
FGFH	64 Neutral	$163.67M	14.81	4.81%	1.91%	43.53%	-54.77%
SRBK	59 Neutral	$132.56M	35.78	1.57%	0.88%	9.43%	166.36%
BSBK	50 Neutral	$111.75M	51.05	1.50%	―	-15.09%	―