| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | 
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Total Revenue | 87.07M | 81.37M | 75.87M | 62.80M | 72.60M | 72.73M | 
| Gross Profit | 61.22M | 56.81M | 56.68M | 57.63M | 67.53M | 61.53M | 
| EBITDA | 18.75M | 17.41M | 18.28M | 19.33M | 28.94M | 25.18M | 
| Net Income | 12.00M | 11.47M | 12.10M | 12.52M | 18.28M | 14.94M | 
| Balance Sheet | ||||||
| Total Assets | 1.49B | 1.38B | 1.34B | 1.34B | 1.33B | 1.26B | 
| Cash, Cash Equivalents and Short-Term Investments | 246.84M | 199.25M | 244.21M | 268.73M | 415.41M | 295.92M | 
| Total Debt | 80.67M | 65.28M | 116.63M | 94.52M | 40.37M | 28.19M | 
| Total Liabilities | 1.35B | 1.25B | 1.22B | 1.22B | 1.19B | 1.11B | 
| Stockholders Equity | 133.65M | 127.51M | 124.34M | 118.43M | 144.93M | 142.92M | 
| Cash Flow | ||||||
| Free Cash Flow | 10.53M | 8.22M | 13.03M | 23.67M | 14.83M | 21.93M | 
| Operating Cash Flow | 12.65M | 9.45M | 13.99M | 25.57M | 17.26M | 23.91M | 
| Investing Cash Flow | -25.45M | -28.95M | -17.39M | -165.67M | -71.99M | -57.22M | 
| Financing Cash Flow | 70.28M | 22.46M | -1.45M | 18.41M | 63.55M | 146.94M | 
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth | 
|---|---|---|---|---|---|---|---|
| ― | $119.34M | 10.27 | 9.23% | 3.14% | 9.87% | 2.62% | |
| ― | $141.35M | 9.59 | 11.84% | 2.79% | 11.62% | 25.07% | |
| ― | $130.18M | 9.30 | 7.43% | 3.43% | 6.23% | 59.32% | |
| ― | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | $103.04M | 10.57 | ― | 6.51% | 14.58% | 7.73% | |
| ― | $116.02M | 23.73 | 1.91% | 1.02% | 26.46% | ― | |
| ― | $139.14M | -0.13 | -82.98% | ― | -11.96% | -500.26% | 
On October 17, 2025, SB Financial Group announced a quarterly cash dividend of $0.155 per common share, payable on November 28, 2025, to shareholders of record as of November 14, 2025. This dividend represents a 7 percent increase over the previous year’s dividend, reflecting the company’s commitment to returning value to its shareholders. The announcement underscores SB Financial’s stable financial performance and strategic focus on enhancing shareholder returns, positioning it favorably within the financial services industry.
The most recent analyst rating on (SBFG) stock is a Buy with a $22.00 price target. To see the full list of analyst forecasts on SB Financial Group stock, see the SBFG Stock Forecast page.
The recent earnings call for SB Financial Group Inc. conveyed a generally positive outlook, highlighting significant growth in net income, deposits, and loan volumes. The company demonstrated strong revenue diversification and mortgage origination, although it faced challenges such as a slight decline in deposits from the previous quarter and issues within the Wealth Management division. Despite these hurdles, the overall performance was robust, marked by the company’s inclusion in the Russell 2000 Index as a notable achievement.