Foresight Financial Group (FGFH) AI Stock Analysis

Compare

10 Followers

FGFH Dividends

Top Page

Foresight Financial Group

(OTC:FGFH)

70Outperform

Foresight Financial Group exhibits robust financial performance with strong revenue growth and profitability. However, bearish technical indicators suggest caution in the short term. The stock is attractively valued with a low P/E ratio and a decent dividend yield, offering potential upside. Overall, while financial stability is a strength, technical weaknesses present short-term risks.

Foresight Financial Group (FGFH) vs. S&P 500 (SPY)

Market Cap

$113.54M

Dividend Yield2.36%

Average Volume (3M)753.00

Price to Earnings (P/E)11.3

Beta (1Y)-0.03

Revenue Growth1.13%

EPS Growth71.51%

CountryUS

Employees250

SectorFinancial

Sector Strength87

IndustryBanks - Regional

Share Statistics

EPS (TTM)N/A

Shares Outstanding3,617,060

10 Day Avg. Volume720

30 Day Avg. Volume753

Financial Highlights & Ratios

PEG Ratio0.10

Price to Book (P/B)N/A

Price to Sales (P/S)0.00

Price to Cash Flow (P/CF)0.00

P/FCF Ratio0.00

Enterprise Value/Market Cap1.36

Enterprise Value/RevenueN/A

Enterprise Value/Gross Profit2.72

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

Foresight Financial Group Business Overview & Revenue Model

Company DescriptionForesight Financial Group (FGFH) is a leading financial services firm that operates in the investment management and insurance sectors. The company offers a wide range of products and services, including wealth management, retirement planning, and comprehensive insurance solutions. FGFH is dedicated to providing personalized financial strategies to individuals, families, and businesses, leveraging its expertise and innovative solutions to help clients achieve their financial goals.

How the Company Makes MoneyFGFH generates revenue through a diverse array of financial services. Its primary revenue streams include management fees from assets under management (AUM) in their investment management division, premiums collected from insurance products, and advisory fees for financial planning services. Additionally, FGFH earns income from interest and dividends on its investment portfolio. The company also engages in strategic partnerships with financial institutions and technology providers to enhance its service offerings, driving additional revenue through collaborative initiatives and co-branded products.

Foresight Financial Group Financial Statement Overview

Summary

Foresight Financial Group presents a robust financial performance with strengths in revenue growth, profit margins, and cash flow generation. The balance sheet is stable, although there is room for improvement in equity positioning. The company is well-positioned in the banking industry, with a strong foundation for continued growth and value creation.

Income Statement

Very Positive

Foresight Financial Group demonstrates strong profitability with consistent revenue growth and robust profit margins. The gross profit margin remains high, indicating efficient cost management. The EBIT and EBITDA margins reflect strong operational performance. Revenue growth is steady and positive, showcasing a healthy upward trajectory over the years.

Balance Sheet

Positive

The balance sheet reveals a moderate debt-to-equity ratio, suggesting manageable leverage levels. Return on Equity (ROE) is solid, reflecting effective use of equity to generate profits. However, the equity ratio is relatively low, indicating potential risk if liabilities surge. Overall, the financial stability is satisfactory with room for improvement in equity positioning.

Cash Flow

Positive

Cash flow analysis shows a stable operating cash flow and healthy free cash flow generation. The company maintains a strong operating cash flow to net income ratio, suggesting efficient cash conversion. While free cash flow has seen slight fluctuations, the overall growth trajectory remains positive, indicating sound cash flow management.

Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Breakdown
Income Statement		Total Revenue
55.72M	54.08M	50.72M	49.02M	45.99M
	Gross Profit
56.91M	54.08M	50.72M	49.02M	45.99M
	EBIT
26.46M	24.50M	14.62M	13.06M	14.21M
	EBITDA
20.22M	18.81M	15.96M	14.59M	15.67M
	Net Income Common Stockholders
14.55M	13.63M	11.39M	10.29M	11.02M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
47.51M	433.72M	540.37M	497.83M	362.32M
	Total Assets
1.57B	1.48B	1.45B	1.38B	1.21B
	Total Debt
282.16M	283.42M	283.60M	267.82M	169.13M
	Net Debt
234.65M	241.03M	183.11M	132.29M	107.63M
	Total Liabilities
1.43B	1.35B	1.30B	1.23B	1.07B
	Stockholders Equity
140.86M	127.23M	155.23M	153.82M	140.76M
Cash Flow		Free Cash Flow
16.81M	18.50M	18.20M	17.77M	16.17M
	Operating Cash Flow
17.83M	20.08M	18.66M	18.22M	17.13M
	Investing Cash Flow
-89.99M	-114.64M	-111.69M	-108.64M	-3.21M
	Financing Cash Flow
74.18M	46.74M	59.92M	156.74M	16.20M

Foresight Financial Group Technical Analysis

Technical Analysis Sentiment

Negative

Last Price31.39

Price Trends

50DMA

31.95

Negative

100DMA

32.49

Negative

200DMA

32.24

Negative

Market Momentum

MACD

-0.19

Negative

RSI

43.48

Neutral

STOCH

77.18

Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FGFH, the sentiment is Negative. The current price of 31.39 is below the 20-day moving average (MA) of 31.58, below the 50-day MA of 31.95, and below the 200-day MA of 32.24, indicating a bearish trend. The MACD of -0.19 indicates Negative momentum. The RSI at 43.48 is Neutral, neither overbought nor oversold. The STOCH value of 77.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FGFH.

Foresight Financial Group Peers Comparison

Overall Rating

UnderperformOutperform

Sector (63)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FNLC	78 Outperform	$271.16M	9.64	11.19%	5.96%	13.25%	1.46%
FCBC	77 Outperform	$690.55M	13.71	10.08%	3.21%	2.49%	4.48%
FGFH	70 Outperform	$113.54M	11.25	5.94%	2.36%	1.13%	71.51%
FCAP	68 Neutral	$166.61M	13.60	10.83%	2.34%	12.53%	2.45%
FMBH	67 Neutral	$801.73M	10.12	9.62%	2.79%	17.70%	3.88%
Sector *	63 Neutral	$12.46B	9.55	8.14%	17103.96%	12.70%	-4.66%
FSFG	59 Neutral	$184.20M	9.47	11.31%	2.26%	6.80%	161.37%

* Financial Sector Average

Performance Comparison

FGFH

Foresight Financial Group

30.96

3.24

11.69%

FNLC

First Bancorp

24.43

2.60

11.91%

FCAP

First Capital

45.11

18.08

66.89%

FCBC

First Community Bancshares

37.68

5.36

16.58%

FSFG

First Savings Financial Group

26.64

11.02

70.55%

FMBH

First Mid-Illinois Bancshares

33.43

1.95

6.19%

Glossary

OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.

NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.

UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.