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Fast Finance Pay
(OTC:FFPP)
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Rating:42Neutral
Price Target:
$19.00
▼(-52.50% Downside)
Action:Reiterated
Date:07/10/26
The score is primarily constrained by weak financial performance—large recent losses and persistent negative operating/free cash flow—despite solid revenue growth and low leverage. Technicals also weigh on the rating given the stock’s position well below its 100- and 200-day averages and negative MACD. Valuation contributes additional pressure because losses (negative P/E) limit confidence in earnings-based valuation and there is no dividend support.
Positive Factors
Sustained revenue growth
Revenue momentum across 2023–2025 and into the TTM period provides a durable top-line base and indicates ongoing market demand and product adoption. This sustained growth supports future scale benefits, network effects, and the potential to leverage fixed costs as the business matures over months.
Negative Factors
Large recent net losses
A material swing from modest profits to very large losses in 2025 and TTM signals a significant deterioration in underlying profitability. Persisting large losses erode equity, require corrective actions, and make achieving sustainable earnings more difficult absent durable margin or revenue mix improvements.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained revenue growth
Revenue momentum across 2023–2025 and into the TTM period provides a durable top-line base and indicates ongoing market demand and product adoption. This sustained growth supports future scale benefits, network effects, and the potential to leverage fixed costs as the business matures over months.
Read all positive factors
Fast Finance Pay (FFPP) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$550.35M
Dividend YieldN/A
Average Volume (3M)83.00
Price to Earnings (P/E)―
Beta (1Y)-0.32
Revenue Growth9.69%
EPS Growth-584.30%
CountryUS
EmployeesN/A
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.25
Shares Outstanding27,544,935
10 Day Avg. Volume0
30 Day Avg. Volume83
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)73.04
Price to Sales (P/S)100.45
P/FCF Ratio-641.82
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue45.10
Enterprise Value/Gross Profit94.25
Enterprise Value/Ebitda-1.89K
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fast Finance Pay Business Overview & Revenue Model
Company Description
Fast Finance Pay Corp. specializes in providing an extensive range of financial technology services, encompassing merchant payment processing, electronic banking for individual consumers, and swift money transfer options that support numerous inte...
Fast Finance Pay Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
60
Neutral
Cash Flow
22
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.20M | 11.27M | 10.43M | 4.52M | 1.15M | 1.36M |
| Gross Profit | 5.84M | 5.19M | 4.55M | 1.86M | 261.11K | 130.01K |
| EBITDA | -290.70K | 200.00K | 735.84K | 395.17K | 194.99K | -161.97K |
| Net Income | -7.68M | -6.97M | 568.36K | 244.56K | 142.12K | -222.12K |
Balance Sheet | ||||||
| Total Assets | 23.25M | 20.02M | 12.44M | 11.36M | 9.25M | 1.65M |
| Cash, Cash Equivalents and Short-Term Investments | 228.89K | 314.41K | 422.17K | 170.09K | 45.06K | 28.67K |
| Total Debt | 322.31K | 348.60K | 485.06K | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 6.67M | 4.53M | 5.15M | 4.81M | 4.97M | 1.47M |
| Stockholders Equity | 16.58M | 15.50M | 7.29M | 6.56M | 4.27M | 175.07K |
Cash Flow | ||||||
| Free Cash Flow | -1.05M | -1.76M | -416.05K | -711.53K | 92.19K | -494.63K |
| Operating Cash Flow | -688.03K | -1.40M | -416.05K | 213.87K | 339.59K | -494.63K |
| Investing Cash Flow | -4.26M | -3.86M | 235.13K | -925.39K | -320.15K | 0.00 |
| Financing Cash Flow | 4.15M | 4.25M | 511.42K | 764.14K | 0.00 | 501.68K |
Fast Finance Pay Technical Analysis
Negative
40.00
Price Trends
19.98
Negative
26.59
Negative
31.10
Negative
Market Momentum
-0.12
Negative
0.04
Positive
7.82
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FFPP, the sentiment is Negative. The current price of 40 is above the 20-day moving average (MA) of 19.98, above the 50-day MA of 19.98, and above the 200-day MA of 31.10, indicating a bearish trend. The MACD of -0.12 indicates Negative momentum. The RSI at 0.04 is Positive, neither overbought nor oversold. The STOCH value of 7.82 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FFPP.
Fast Finance Pay Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | $2.41B | 35.44 | 10.01% | ― | 7.19% | -36.03% | |
76 Outperform | $477.99M | 46.57 | 21.74% | ― | 43.38% | 66.05% | |
69 Neutral | $1.85B | 783.93 | 0.27% | ― | 23.39% | -94.59% | |
62 Neutral | $3.10B | 10.72 | 24.04% | ― | 7.22% | 6.31% | |
62 Neutral | $2.71B | 4.17 | 29.41% | ― | -33.91% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
42 Neutral | $550.35M | -80.99 | 2.69% | ― | 9.69% | -584.30% |
* Technology Sector Average
FFPP
Fast Finance Pay
19.98
10.98
122.00%
EEFT
Euronet Worldwide
81.35
-19.67
-19.47%
STNE
Stoneco
11.12
>-0.01
-0.06%
PAYS
PaySign
8.88
1.14
14.73%
PAYO
Payoneer
7.13
0.30
4.39%
MQ
Marqeta
17.56
-5.84
-24.96%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.