Enstar Group (ESGR) AI Stock Analysis

• Market Cap: $5.04B
• Dividend Yield: N/A
• Average Volume (3M): 109.42K
• Price to Earnings (P/E): 10.8
• Beta (1Y): 0.35
• Revenue Growth: 10.70%
• EPS Growth: -39.16%
• Country: US
• Employees: 790
• Sector: Financial
• Sector Strength: 82
• Industry: Insurance - Diversified
• EPS (TTM): 3.32
• Shares Outstanding: 14,910,000
• 10 Day Avg. Volume: 133,177
• 30 Day Avg. Volume: 109,422
• PEG Ratio: 0.02
• Price to Book (P/B): 0.85
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 15.47
• Enterprise Value/Market Cap: 1.09
• Enterprise Value/Revenue: 1.12
• Enterprise Value/Gross Profit: 4.81
• Enterprise Value/Ebitda: 1.64
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 77 Outperform
• Price Target: ―

Enstar Group's financial stability, marked by strong profitability, effective cash flow management, and zero leverage risk, forms a solid foundation. Its technical indicators suggest a positive trend, though potential overbought conditions should be monitored. The low P/E ratio indicates undervaluation, making the stock appealing to value investors. Overall, the company exhibits a robust financial position with good growth prospects, though revenue volatility needs attention.

Enstar Group Business Overview & Revenue Model

Company Description

Enstar Group Limited acquires and manages insurance and reinsurance companies, and portfolios of insurance and reinsurance business in run-off. It engages in the run-off property and casualty, and other non-life lines insurance businesses. The company also provides consulting services, including claims inspection, claims validation, reinsurance asset collection, syndicate management, and IT consulting services to the insurance and reinsurance industry. It operates in Bermuda, the United States, the United Kingdom, Australia, and other Continental European countries. The company was formerly known as Castlewood Holdings Limited and changed its name to Enstar Group Limited in January 2007. The company was founded in 1993 and is headquartered in Hamilton, Bermuda.

How the Company Makes Money

Enstar Group generates revenue primarily through the acquisition and management of insurance and reinsurance companies in run-off. The company earns money by purchasing companies or portfolios that have ceased writing new business and managing the run-off of their existing insurance liabilities. Enstar focuses on optimizing claims management, expense reduction, and investment income from the assets backing insurance reserves. Additionally, Enstar may engage in strategic partnerships or transactions to enhance its portfolio and deliver returns to its stakeholders. The company’s revenue streams are primarily derived from underwriting profits, investment income, and fees for managing run-off portfolios.

Enstar Group Financial Statement Overview

Summary

Enstar Group demonstrates strong profitability and cash flow generation, important for stability in the insurance industry. The lack of debt is a significant advantage, reducing financial risk. However, revenue volatility and fluctuations in equity require monitoring. Overall, the company is financially solid with a positive growth trajectory.

Income Statement

Enstar Group shows strong profitability with a Net Profit Margin of 44.8% and a Gross Profit Margin of 100% for 2024. The Revenue Growth Rate is 4.51%, indicating a positive growth trend. However, the company has faced volatility in revenues as seen in previous years, which could be a risk factor. The EBIT margin for 2024 stands at 67.6%, reflecting efficient cost management.

Balance Sheet

The company has a solid equity base with an Equity Ratio of 29.8% for 2024. The Debt-to-Equity Ratio is 0, indicating no leverage risk, which is a positive aspect in terms of financial stability. Return on Equity is a robust 8.86%, showcasing efficient use of equity. However, fluctuations in equity levels over the years suggest some volatility.

Cash Flow

The Free Cash Flow to Net Income Ratio is a healthy 0.9 for 2024, indicating strong cash generation relative to profits. The Operating Cash Flow to Net Income Ratio is 0.9, showcasing effective cash flow management. Though there was a decrease in Operating Cash Flow compared to the previous year, Free Cash Flow remains strong, highlighting resilience.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.14B	1.21B	1.15B	-1.08B	864.00M	2.54B
Gross Profit	1.14B	1.21B	1.43B	-1.08B	864.00M	2.54B
EBITDA	611.00M	750.00M	1.16B	-665.00M	685.00M	1.61B
Net Income	507.00M	576.00M	1.12B	-871.00M	538.00M	1.76B
Balance Sheet
Total Assets	20.34B	20.41B	20.91B	22.15B	24.43B	21.65B
Cash, Cash Equivalents and Short-Term Investments	1.48B	6.00B	832.00M	6.10B	7.34B	4.57B
Total Debt	0.00	1.83B	1.83B	2.32B	1.69B	1.37B
Total Liabilities	14.13B	14.31B	15.27B	17.19B	17.92B	14.59B
Stockholders Equity	6.21B	6.09B	5.54B	4.70B	6.10B	6.67B
Cash Flow
Free Cash Flow	794.00M	483.00M	523.00M	257.00M	3.80B	2.79B
Operating Cash Flow	794.00M	483.00M	523.00M	257.00M	3.80B	2.79B
Investing Cash Flow	-137.00M	286.00M	-148.00M	-919.00M	-2.57B	-2.34B
Financing Cash Flow	69.00M	-42.00M	-861.00M	-116.00M	-737.00M	117.41M

Enstar Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 337.91
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ESGR, the sentiment is Positive. The current price of 337.91 is above the 20-day moving average (MA) of 336.14, above the 50-day MA of 335.16, and above the 200-day MA of 328.79, indicating a bullish trend. The MACD of 0.62 indicates Negative momentum. The RSI at 66.77 is Neutral, neither overbought nor oversold. The STOCH value of 88.49 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for ESGR.

Enstar Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IGIC	79 Outperform	$1.08B	8.80	20.50%	7.73%	13.29%	17.14%
ESGR	77 Outperform	$5.04B	10.80	8.56%	―	10.70%	-39.16%
ORI	75 Outperform	$9.38B	12.40	12.68%	2.92%	10.83%	20.74%
AEG	70 Neutral	$11.39B	16.04	9.36%	5.13%	-5.03%	―
AIG	68 Neutral	$47.94B	18.58	6.13%	2.16%	-44.30%	-33.09%
FIHL	66 Neutral	$1.77B	17.57	-0.42%	2.47%	23.28%	-103.35%
Sector *	65 Neutral	kr119.76B	25.08	7.49%	4.19%	13.90%	-82.08%

Enstar Group Corporate Events

Enstar Group Acquired by Sixth Street

Enstar Group has been acquired by Sixth Street, a global investment firm, for $338 per ordinary share, totaling an equity value of $5.1 billion. This acquisition, announced on July 29, 2024, and completed on July 2, 2025, marks Enstar’s transition to a private company, with its shares no longer publicly listed. The transaction involved a series of mergers and resulted in the delisting of Enstar’s ordinary and depositary shares from NASDAQ. The acquisition is expected to enhance Enstar’s position as a leading global (re)insurance group, with continued operations under the Enstar name.