Erste Group Bank AG (EBKDY)
OTHER OTC:EBKDY
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EBKDY Stock Chart & Stats
$61.07
$0.41(1.38%)
At close: 4:00 PM EST
$61.07
$0.41(1.38%)
Day’s Range― - ―
52-Week Range$33.45 - $65.69
Previous CloseN/A
Volume63.83K
Average Volume (3M)1.61K
Market Cap
$46.79B
Enterprise Value$87.38B
Total Cash (Recent Filing)$36.93B
Total Debt (Recent Filing)$55.59B
Price to Earnings (P/E)24.9
Beta0.80
Next Earnings
Apr 30, 2026EPS Estimate
1.31Next Dividend Ex-DateN/A
Dividend Yield2.84%
Share Statistics
EPS (TTM)1.25
Shares Outstanding821,028,750
10 Day Avg. Volume0
30 Day Avg. Volume1,612
Financial Highlights & Ratios
PEG Ratio9.96
Price to Book (P/B)3.68
Price to Sales (P/S)4.08
P/FCF Ratio25.54
Enterprise Value/Market Cap1.87
Enterprise Value/Revenue5.42
Enterprise Value/Gross Profit7.51
Enterprise Value/Ebitda20.24
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.79
Revenue Forecast (FY)$18.45B
Bulls Say, Bears Say
Bulls Say
Improving Profitability And MarginsErste's materially higher TTM net and EBIT margins, alongside an ROE near 15%, indicate durable operating leverage in core banking. Sustained margin expansion supports internal capital generation, funds reinvestment in lending and tech, and underpins resilience through credit cycles over the medium term.
Very Strong Capital And Executed FundingA high CET1 ratio and completed wholesale issuances materially strengthen loss-absorbing capacity and funding diversification. This enhances the bank's ability to pursue loan growth, absorb shocks, and meet regulatory buffers while preserving optionality for dividends or buybacks once integration capital drag eases.
Depth Of Retail Franchise And Digital DistributionStrong retail loan and deposit growth, high digital penetration and rising AUM support stable core NII and recurring fee income. A broad retail base and scalable digital channels improve customer stickiness, lower funding costs, and enable cross-sell of higher-margin products over multiple cycles.
Bears Say
Higher Leverage / Rising Debt-to-equityThe move to materially higher leverage reduces balance-sheet flexibility and raises sensitivity to funding-cost increases or credit shocks. Even with sizable equity, elevated debt-to-equity constrains capital buffers, limits rapid capital return actions, and elevates risk if asset quality or rates deteriorate.
Inconsistent Operating Cash FlowVolatile OCF undermines predictability of internal funding for lending, buybacks and dividends. Year-to-year swings suggest earnings and cash timing sensitivity to working capital, markets and provisioning, reducing confidence in sustainable cash conversion through different economic phases.
Integration Costs And Recurring Amortization BurdenMaterial integration charges and ongoing amortization will weigh on reported profits and reported cost/income metrics for multiple years. These structural charges reduce distributable earnings, complicate near-term payout policy and slow the pace at which scale benefits translate into visible EPS and ROE gains.
Erste Group Bank AG News
EBKDY FAQ
What was Erste Group Bank AG’s price range in the past 12 months?
Erste Group Bank AG lowest stock price was $33.45 and its highest was $65.69 in the past 12 months.
What is Erste Group Bank AG’s market cap?
Erste Group Bank AG’s market cap is $46.79B.
When is Erste Group Bank AG’s upcoming earnings report date?
Erste Group Bank AG’s upcoming earnings report date is Apr 30, 2026 which is in 2 days.
How were Erste Group Bank AG’s earnings last quarter?
Erste Group Bank AG released its earnings results on Feb 26, 2026. The company reported $1.246 earnings per share for the quarter, beating the consensus estimate of $1.082 by $0.164.
Is Erste Group Bank AG overvalued?
According to Wall Street analysts Erste Group Bank AG’s price is currently Overvalued.
Does Erste Group Bank AG pay dividends?
Erste Group Bank AG pays a Annually dividend of $1.689 which represents an annual dividend yield of 2.84%. See more information on Erste Group Bank AG dividends here
What is Erste Group Bank AG’s EPS estimate?
Erste Group Bank AG’s EPS estimate is 1.31.
How many shares outstanding does Erste Group Bank AG have?
Erste Group Bank AG has 821,028,750 shares outstanding.
What happened to Erste Group Bank AG’s price movement after its last earnings report?
Erste Group Bank AG reported an EPS of $1.246 in its last earnings report, beating expectations of $1.082. Following the earnings report the stock price went down -1.264%.
Which hedge fund is a major shareholder of Erste Group Bank AG?
Currently, no hedge funds are holding shares in EBKDY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Erste Group Bank AG Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
EBKDY Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
99.26%
12-Months-Change
Fundamentals
Return on Equity
15.03%
Trailing 12-Months
Asset Growth
17.97%
Trailing 12-Months
Company Description
Erste Group Bank AG
Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, real estate, and public sector customers in Austria, Central and Eastern Europe, and internationally. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products. The company also offers factoring and accounts receivable purchasing; investment, acquisition and leveraged, project, and commercial real estate finance; interest rate and currency hedging, letters of credit, documentary collections, and guarantees; account management, payments, digital-banking, and cash logistics services; equity interests and investments, revolving export credits lines, customer financing, and export guarantee; and loan syndication, and debt and equity capital market services. In addition, it provides cash management, trade finance, customer referral, markets execution, and custody and brokerage services. Further, the company offers corporate finance; portfolio management; trading and market; trade execution, market making, and short-term liquidity management; and asset/liability management services, as well as working capital and bridge loans. As of December 31, 2021, it operated 2,091 branches. The company was founded in 1819 and is headquartered in Vienna, Austria.
EBKDY Company Deck
EBKDY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strongly positive operating and capital performance in 2025: record NII and fee income, robust loan and deposit growth, materially higher CET1 (19.3%), improved asset quality (NPL ratio 2.4%) and clear 2026 targets including elevated NII and ROTE ambitions for the enlarged group. However, several notable caveats temper the outlook: 2025 profits were boosted by one-off items, there are material integration costs and IFRS provisioning tied to the Polish consolidation, expected higher banking levies, and some regional/line-item uncertainties (fee classification from Poland, pricing competition in select markets). On balance the highlights materially outweigh the lowlights because core franchise momentum, capital strength, and clear 2026 targets dominate the narrative.View all EBKDY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
0.31% Other Institutional Investors
99.68% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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