Mensch und Maschine Software SE (MUM) AI Stock Analysis

• Market Cap: €919.04M
• Dividend Yield: 3.45%
• Average Volume (3M): 5.41K
• Price to Earnings (P/E): 30.4
• Beta (1Y): 0.46
• Revenue Growth: -9.10%
• EPS Growth: 1.20%
• Country: DE
• Employees: 1,194
• Sector: Technology
• Sector Strength: 87
• Industry: Software - Application
• EPS (TTM): 0.62
• Shares Outstanding: 17,149,052
• 10 Day Avg. Volume: 7,682
• 30 Day Avg. Volume: 5,408
• PEG Ratio: 1.09
• Price to Book (P/B): 10.64
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 33.12
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €60.00
• Price Target Upside: 9.89% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 71 Outperform
• Price Target: €59.00 ▲(8.06%Upside)

The overall stock score of 71 reflects Mensch und Maschine Software SE's strong financial performance as its most significant strength, supported by robust revenue and profitability metrics. Valuation factors provide moderate support due to a relatively high P/E ratio, balanced by a strong dividend yield. Technical analysis indicates neutral to slightly bearish conditions, suggesting some caution for short-term investors.

Mensch und Maschine Software SE Business Overview & Revenue Model

Company Description

Mensch und Maschine Software SE (MUM) is a leading provider of software solutions and services in the areas of computer-aided design (CAD), computer-aided manufacturing (CAM), and product data management (PDM). The company operates in the technology and software sectors, offering a wide range of products that enhance design and manufacturing processes. MUM caters to a diverse clientele, providing both proprietary software products and third-party solutions, primarily focusing on the architecture, engineering, and construction industries.

How the Company Makes Money

Mensch und Maschine Software SE generates revenue through multiple streams, primarily including the sale of proprietary software licenses, maintenance contracts, and consulting services. The company also earns money by distributing third-party software solutions, such as those from Autodesk, and providing value-added services like training and support. A significant portion of its earnings comes from recurring revenue through subscription-based models and maintenance agreements. MUM's strategic partnerships with technology providers and its focus on offering comprehensive solutions to its clients play a crucial role in sustaining and growing its revenue.

Mensch und Maschine Software SE Financial Statement Overview

Summary

Mensch und Maschine Software SE presents a strong financial performance with consistent revenue growth and robust profitability. The balance sheet is well-managed with low leverage and a healthy cash flow, indicating efficient cash management and growth potential.

Income Statement

The company demonstrates strong financials with a consistent increase in revenue and profitability over the years. The Gross Profit Margin is healthy at approximately 53.6% in 2024, with a Net Profit Margin around 9.4%, indicating effective cost management. The EBIT Margin is solid at 14.3%, and the EBITDA Margin stands at 17.3%, both reflecting strong operational efficiency. Revenue growth from 2023 to 2024 is modest but positive at 1.1%, showing stable growth in a competitive industry.

Balance Sheet

Mensch und Maschine Software SE exhibits a solid balance sheet with a Debt-to-Equity Ratio of 0.19, indicating low leverage and financial stability. The Return on Equity is robust at 30.9%, showcasing excellent profitability relative to shareholder equity. The Equity Ratio is 46.5%, reflecting a balanced capital structure with substantial equity backing. Overall, the company maintains a strong position with manageable liabilities and increasing equity.

Cash Flow

The cash flow statement highlights a healthy cash generation capacity, with Operating Cash Flow outpacing Net Income, resulting in a ratio of 2.04. Free Cash Flow has grown significantly by 17.8% from 2023 to 2024, demonstrating improved cash efficiency. The Free Cash Flow to Net Income Ratio is 1.71, indicating strong cash conversion from profits. Overall, the company shows excellent liquidity and the ability to fund its operations and investments internally.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	325.84M	322.31M	320.48M	266.16M	243.98M
Gross Profit	174.59M	168.53M	161.14M	138.42M	127.96M
EBITDA	56.29M	55.91M	51.80M	43.72M	39.34M
Net Income	30.49M	28.87M	26.01M	21.30M	18.71M
Balance Sheet
Total Assets	211.89M	187.20M	187.45M	160.79M	154.73M
Cash, Cash Equivalents and Short-Term Investments	43.00M	24.87M	24.37M	20.00M	15.98M
Total Debt	19.13M	19.20M	37.86M	23.41M	30.53M
Total Liabilities	106.98M	87.44M	101.69M	67.99M	74.57M
Stockholders Equity	98.46M	92.85M	78.69M	86.33M	73.81M
Cash Flow
Free Cash Flow	52.02M	44.16M	33.35M	31.60M	29.44M
Operating Cash Flow	62.32M	50.59M	39.05M	36.91M	33.73M
Investing Cash Flow	-10.93M	-7.21M	-6.12M	-8.26M	-5.91M
Financing Cash Flow	-33.54M	-42.97M	-28.41M	-25.02M	-24.54M

Mensch und Maschine Software SE Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 54.60
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:MUM, the sentiment is Positive. The current price of 54.6 is above the 20-day moving average (MA) of 54.28, below the 50-day MA of 54.92, and above the 200-day MA of 51.71, indicating a neutral trend. The MACD of -0.26 indicates Negative momentum. The RSI at 52.53 is Neutral, neither overbought nor oversold. The STOCH value of 70.32 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:MUM.

Mensch und Maschine Software SE Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IVU	79 Outperform	€336.92M	27.31	14.92%	1.25%	8.74%	6.32%
AOF	77 Outperform	€2.22B	48.93	64.04%	1.52%	12.85%	27.05%
MUM	71 Outperform	€919.04M	30.43	31.87%	3.45%	-9.10%	1.20%
NEM	70 Outperform	€13.91B	78.22	21.00%	0.40%	21.08%	6.11%
Sector *	63 Neutral	€9.95B	18.44	6.74%	1.76%	2.60%	-31.99%
PSAN	48 Neutral	€467.09M	―	-4.80%	―	6.32%	77.93%