PSI AG fuer Produkte und Systeme der Informationstechnologie (PSAN) AI Stock Analysis

• Market Cap: €716.31M
• Dividend Yield: N/A
• Average Volume (3M): 62.27K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.85
• Revenue Growth: 9.19%
• EPS Growth: -37.73%
• Country: DE
• Employees: 2,339
• Sector: General
• Sector Strength: N/A
• Industry: Software - Application
• EPS (TTM): -1.60
• Shares Outstanding: 15,697,366
• 10 Day Avg. Volume: 179,060
• 30 Day Avg. Volume: 62,273
• PEG Ratio: <0.01
• Price to Book (P/B): 3.43
• Price to Sales (P/S): 1.25
• P/FCF Ratio: -11.92
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 0.66
• Revenue Forecast (FY): €317.63M

• Rating: 58 Neutral
• Price Target: €47.00 ▲(4.44% Upside)
• Action: Reiterated Date: 12/11/25
• Date: Action: Reiterated 12/11/25

The overall stock score of 58 reflects significant financial challenges, particularly in profitability and cash flow, which weigh heavily on the score. Despite these issues, the stock's strong technical indicators provide some positive momentum. However, the negative P/E ratio and lack of dividend yield highlight valuation concerns. The absence of earnings call data and corporate events means these factors do not influence the score.

Positive Factors

Revenue Growth

Steady revenue growth indicates resilience and potential for market expansion, supporting long-term business stability.

Diversified Revenue Model

A diversified revenue model reduces dependency on any single income stream, providing stability and adaptability to market changes.

Technological Advancements

Leveraging technological advancements positions PSI AG to capitalize on digital transformation trends, enhancing competitive edge.

Negative Factors

Profitability Challenges

Persistent profitability issues can hinder reinvestment and growth, affecting long-term financial health and competitive positioning.

Cash Flow Issues

Cash flow challenges limit operational flexibility and may constrain the company's ability to invest in growth opportunities.

Low Return on Equity

Low ROE suggests inefficient use of equity capital, potentially impacting investor confidence and long-term value creation.

PSI AG fuer Produkte und Systeme der Informationstechnologie Business Overview & Revenue Model

Company Description

PSI Software AG develops and sells software systems and products for the energy supply, production, infrastructure, software technology, internet applications, and business consultancy sectors worldwide. The company operates through two segments, Energy Management and Production Management. The Energy Management segment provides intelligent solutions for utility companies in the electricity, gas, oil, and water sectors, as well as for the district heating sector. It develops control systems for electrical grids, cross-sector control systems, and gas and pipeline management systems; and products for energy trading, energy distribution, smart grids, power plant optimization, public transport system, and gas industry planning. The Production Management segment offers software products and solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. The company also offers a range of data processing services; sells electronic equipment; and operates data processing systems. PSI Software AG was founded in 1969 and is headquartered in Berlin, Germany.

How the Company Makes Money

PSI AG generates revenue primarily through the sale of software licenses, subscription services, and consulting services. The company has a diversified revenue model that includes one-time license fees for its software products, recurring revenue from maintenance and support contracts, and project-based income from consulting and implementation services. Key revenue streams are bolstered by long-term partnerships with various industries, particularly in energy and logistics, where they provide tailored solutions. Additionally, the company benefits from ongoing technological advancements and the increasing demand for digital transformation across sectors, further contributing to its earnings.

PSI AG fuer Produkte und Systeme der Informationstechnologie Financial Statement Overview

Summary

PSI AG faces several financial challenges, particularly in profitability and cash flow management. While revenue growth is positive, the company struggles with negative profit margins and cash flow issues. The balance sheet shows moderate leverage, but low returns on equity indicate inefficiencies. Overall, the company needs to address its operational and cash flow challenges to improve its financial health.

Income Statement

The company's revenue has shown some growth with a 1.99% increase in the TTM period. However, profitability metrics are concerning, with negative EBIT and net income margins, indicating operational challenges. The gross profit margin has improved significantly from the previous year, but the net profit margin remains negative, highlighting ongoing profitability issues.

Balance Sheet

The balance sheet shows moderate leverage with a debt-to-equity ratio of 0.48 in the TTM period, which is an improvement from the previous year. However, the return on equity is very low, indicating inefficiencies in generating returns from equity. The equity ratio is stable, suggesting a balanced asset structure.

Cash Flow

Cash flow metrics reveal significant challenges, with negative free cash flow growth and a negative free cash flow to net income ratio in the TTM period. The operating cash flow to net income ratio is low, indicating difficulties in converting income into cash flow. These factors suggest liquidity concerns and potential cash management issues.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	287.01M	260.84M	269.89M	247.94M	248.39M	217.79M
Gross Profit	72.69M	17.85M	69.99M	78.13M	79.92M	69.10M
EBITDA	-539.00K	310.00K	21.09M	34.64M	38.56M	27.69M
Net Income	-23.13M	-20.96M	324.00K	16.75M	15.84M	10.28M
Balance Sheet
Total Assets	308.81M	273.86M	283.15M	272.60M	284.12M	259.40M
Cash, Cash Equivalents and Short-Term Investments	30.35M	26.48M	50.48M	45.44M	67.48M	40.48M
Total Debt	88.63M	54.33M	39.81M	29.18M	27.90M	24.70M
Total Liabilities	238.30M	178.46M	171.43M	153.56M	169.41M	159.08M
Stockholders Equity	70.51M	95.40M	111.73M	119.04M	114.72M	100.32M
Cash Flow
Free Cash Flow	8.26M	-27.41M	9.12M	-6.95M	33.36M	19.01M
Operating Cash Flow	16.88M	-19.68M	16.78M	3.36M	38.75M	24.83M
Investing Cash Flow	463.00K	-7.01M	-6.92M	-9.80M	-5.01M	-13.40M
Financing Cash Flow	-13.63M	5.32M	-4.96M	-15.85M	-7.69M	-7.90M

PSI AG fuer Produkte und Systeme der Informationstechnologie Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 45.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:PSAN, the sentiment is Positive. The current price of 45 is below the 20-day moving average (MA) of 45.15, below the 50-day MA of 45.08, and above the 200-day MA of 36.30, indicating a bullish trend. The MACD of 0.06 indicates Positive momentum. The RSI at 55.37 is Neutral, neither overbought nor oversold. The STOCH value of 31.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:PSAN.

PSI AG fuer Produkte und Systeme der Informationstechnologie Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IVU	76 Outperform	€345.82M	25.75	16.55%	1.34%	12.50%	10.93%
PSAN	58 Neutral	€716.31M	-30.79	-29.16%	―	9.19%	-37.73%
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
CSH	52 Neutral	€53.89M	-11.62	-11.64%	0.56%	3.58%	-253.00%