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PSI AG fuer Produkte und Systeme der Informationstechnologie (DE:PSAN)
XETRA:PSAN
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PSI AG fuer Produkte und Systeme der Informationstechnologie (PSAN) AI Stock Analysis

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DE:PSAN

PSI AG fuer Produkte und Systeme der Informationstechnologie

(XETRA:PSAN)

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Neutral 46 (OpenAI - 5.2)
Rating:46Neutral
Price Target:
€44.00
▼(-3.30% Downside)
Action:Reiterated
Date:07/19/26
The score is primarily held down by weakening financial performance: steep TTM revenue contraction, negative margins, higher leverage, and negative recent cash generation. Technicals are neutral with the stock trading near clustered moving averages and momentum indicators not showing a strong trend. Valuation is also constrained by negative earnings (negative P/E), with no dividend yield data to offset the risk.
Positive Factors
Vertical focus & industry-specific software
PSI's specialist focus on energy, manufacturing and transport creates a durable competitive position: enterprise customers in these sectors value deep domain functionality and integration, raising switching costs and supporting multi-year projects and aftermarket revenue streams.
Negative Factors
Sharp revenue contraction and negative margins
A severe TTM revenue decline and deeply negative margins materially damage operating leverage and internal investment capacity. Prolonged top-line weakness erodes pricing power, reduces R&D and sales budgets, and undermines the firm's ability to sustain enterprise software delivery and customer relationships long term.
Read all positive and negative factors
Positive Factors
Negative Factors
Vertical focus & industry-specific software
PSI's specialist focus on energy, manufacturing and transport creates a durable competitive position: enterprise customers in these sectors value deep domain functionality and integration, raising switching costs and supporting multi-year projects and aftermarket revenue streams.
Read all positive factors

PSI AG fuer Produkte und Systeme der Informationstechnologie (PSAN) vs. iShares MSCI Germany ETF (EWG)

PSI AG fuer Produkte und Systeme der Informationstechnologie Business Overview & Revenue Model

Company Description
PSI Software AG is a global developer and vendor of software systems and products, serving a diverse range of industries including energy supply, manufacturing, infrastructure, software technology, internet applications, and business consulting. T...
How the Company Makes Money
PSI makes money mainly by selling enterprise software and associated services to business and public-sector customers in its target verticals (notably energy/utilities, manufacturing, and transport/logistics/infrastructure). Key revenue streams ge...

PSI AG fuer Produkte und Systeme der Informationstechnologie Financial Statement Overview

Summary
Financial quality has weakened materially: TTM revenue is down sharply (about -50%) with deeply negative profitability (net margin ~-14%, EBIT ~-10%). Leverage has risen to a more pressured level (debt-to-equity ~1.2) and returns are negative. Cash flow has also deteriorated, with slightly negative operating cash flow and meaningfully negative free cash flow TTM, increasing execution and liquidity risk.
Income Statement
18
Very Negative
Balance Sheet
40
Negative
Cash Flow
30
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue284.09M285.53M260.84M269.89M247.94M248.39M
Gross Profit26.37M22.92M17.85M69.99M78.13M79.92M
EBITDA-13.61M-20.67M310.00K21.09M34.64M38.56M
Net Income-39.30M-31.64M-20.96M324.00K16.75M15.84M
Balance Sheet
Total Assets293.73M278.06M273.86M283.15M272.60M284.12M
Cash, Cash Equivalents and Short-Term Investments30.89M27.29M26.48M50.48M45.44M67.48M
Total Debt92.08M80.33M54.33M39.81M29.18M27.90M
Total Liabilities233.25M210.89M178.46M171.43M153.56M169.41M
Stockholders Equity60.47M67.17M95.40M111.73M119.04M114.72M
Cash Flow
Free Cash Flow-8.18M9.52M-27.41M9.12M-6.95M33.36M
Operating Cash Flow-2.98M11.55M-19.68M16.78M3.36M38.75M
Investing Cash Flow-10.34M701.00K-7.01M-6.92M-9.80M-5.01M
Financing Cash Flow13.03M-13.29M5.32M-4.96M-15.85M-7.69M

PSI AG fuer Produkte und Systeme der Informationstechnologie Technical Analysis

Technical Analysis Sentiment
Negative
Last Price45.50
Price Trends
50DMA
45.33
Negative
100DMA
45.40
Negative
200DMA
45.26
Negative
Market Momentum
MACD
-0.04
Positive
RSI
46.42
Neutral
STOCH
67.54
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:PSAN, the sentiment is Negative. The current price of 45.5 is above the 20-day moving average (MA) of 45.49, above the 50-day MA of 45.33, and above the 200-day MA of 45.26, indicating a bearish trend. The MACD of -0.04 indicates Positive momentum. The RSI at 46.42 is Neutral, neither overbought nor oversold. The STOCH value of 67.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:PSAN.

PSI AG fuer Produkte und Systeme der Informationstechnologie Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
€397.69M27.8615.97%1.31%11.74%16.58%
72
Outperform
€184.10B23.0217.98%1.78%6.42%22.22%
70
Outperform
€1.34B26.1562.04%3.00%12.01%11.38%
66
Neutral
€626.16M18.8840.19%11.36%-8.23%10.46%
58
Neutral
€55.56M9.2615.53%1.05%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
46
Neutral
€749.03M-18.21-53.99%2.02%-814.09%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:PSAN
PSI AG fuer Produkte und Systeme der Informationstechnologie
45.00
17.40
63.04%
DE:AOF
ATOSS Software
87.50
-25.35
-22.47%
DE:CSH
Cenit AG
6.78
-0.76
-10.08%
DE:IVU
IVU Traffic Technologies
23.50
2.96
14.40%
DE:SAP
SAP SE
164.64
-77.89
-32.12%
DE:MUM
Mensch und Maschine Software SE
37.10
-11.42
-23.54%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 19, 2026