First Financial Bancorp. (DE:FI5)
NASDAQ:FI5
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FI5 Stock Chart & Stats
€24.00
€0.00(0.00%)
At close: 4:00 PM EST
€24.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€18.80 - €27.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€2.58B
Enterprise Value€4.05B
Total Cash (Recent Filing)€4.15B
Total Debt (Recent Filing)€1.19B
Price to Earnings (P/E)9.3
Beta0.58
Next Earnings
Apr 23, 2026EPS Estimate
0.52Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.54
Shares Outstanding104,586,090
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)0.86
Price to Sales (P/S)1.89
P/FCF Ratio7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€27.11Price Target Upside12.95% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.56
Revenue Forecast (FY)€909.97M
Bulls Say, Bears Say
Bulls Say
Profitability & ReturnsConsistently strong quarterly profitability and high returns on tangible equity indicate durable earnings power and efficient capital use. This supports internal capital generation, dividend capacity, and the ability to absorb loan losses, underpinning long-term franchise strength.
Diversified Fee IncomeGrowing and diversified fee income reduces reliance on net interest margin and makes revenue less cyclical. Stable fees from treasury, leasing, FX and wealth services provide recurring cash flow that supports margins and resilience through interest-rate cycles.
Scale Via Strategic M&ATargeted acquisitions expand deposit and loan footprints in key Midwest markets, delivering scale and cross-sell opportunities. When executed prudently, M&A enhances funding diversity, fee capabilities and market share, strengthening long-term competitive positioning.
Bears Say
Rising Debt & Asset GrowthRapid balance-sheet expansion and higher debt increase leverage and sensitivity to credit deterioration. If underwriting or economic conditions weaken, elevated debt and larger loan volumes can amplify losses and strain capital, making capital and liquidity management more challenging.
Integration Costs & Elevated ExpensesNear-term elevated noninterest expense from acquisitions depresses efficiency and free cash flow until synergies are realized. Delayed cost savings reduce operating leverage and slow the pace of rebuilding tangible capital metrics, increasing execution risk.
NIM Sensitivity To Rate CutsNet interest margin shows vulnerability to monetary easing and deposit repricing. Sustained margin compression would reduce core earnings and internal capital generation, constraining dividend capacity and capital rebuild, particularly amid elevated balance-sheet growth.
First Financial Bancorp News
FI5 FAQ
What was First Financial Bancorp.’s price range in the past 12 months?
First Financial Bancorp. lowest stock price was €18.80 and its highest was €27.00 in the past 12 months.
What is First Financial Bancorp.’s market cap?
First Financial Bancorp.’s market cap is €2.58B.
When is First Financial Bancorp.’s upcoming earnings report date?
First Financial Bancorp.’s upcoming earnings report date is Apr 23, 2026 which is in 7 days.
How were First Financial Bancorp.’s earnings last quarter?
First Financial Bancorp. released its earnings results on Feb 02, 2026. The company reported €0.542 earnings per share for the quarter, beating the consensus estimate of €0.507 by €0.036.
Is First Financial Bancorp. overvalued?
According to Wall Street analysts First Financial Bancorp.’s price is currently Undervalued.
Does First Financial Bancorp. pay dividends?
First Financial Bancorp. does not currently pay dividends.
What is First Financial Bancorp.’s EPS estimate?
First Financial Bancorp.’s EPS estimate is 0.52.
How many shares outstanding does First Financial Bancorp. have?
First Financial Bancorp. has 104,586,090 shares outstanding.
What happened to First Financial Bancorp.’s price movement after its last earnings report?
First Financial Bancorp. reported an EPS of €0.542 in its last earnings report, beating expectations of €0.507. Following the earnings report the stock price went up 3.479%.
Which hedge fund is a major shareholder of First Financial Bancorp.?
Currently, no hedge funds are holding shares in DE:FI5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€27.11 (12.95% Upside)
€27.11 (12.95% Upside)
Blogger Sentiment
Bullish
DE:FI5 Sentiment 70%
Sector Average 66%
Sector Average 66%
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.42%
12-Months-Change
Fundamentals
Return on Equity
9.77%
Trailing 12-Months
Asset Growth
13.78%
Trailing 12-Months
Company Description
First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FI5 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed strong operating performance and several record results (earnings, fee income, revenue) driven by organic growth and acquisitions, while acknowledging near-term integration costs, modest margin pressure, seasonal fee variability, and small upticks in NPAs and charge-offs. Management provided constructive guidance for loan growth (6%–8% organic for the year) and expects acquisition-related cost savings to be realized later in 2026.View all DE:FI5 earnings summariesFI5 Stock 12 Month Forecast
Average Price Target
€27.11
▲(12.95% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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