Bayerische Motoren Werke Aktiengesellschaft (BMW) AI Stock Analysis

• Market Cap: $54.01B
• Dividend Yield: 4.64%
• Average Volume (3M): 901.36K
• Price to Earnings (P/E): 7.7
• Beta (1Y): 1.18
• Revenue Growth: -8.40%
• EPS Growth: -11.54%
• Country: DE
• Employees: 159,104
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Manufacturers
• EPS (TTM): 2.74
• Shares Outstanding: 561,134,950
• 10 Day Avg. Volume: 1,046,733
• 30 Day Avg. Volume: 901,360
• PEG Ratio: -0.18
• Price to Book (P/B): 0.49
• Price to Sales (P/S): 0.32
• P/FCF Ratio: -9.71
• Enterprise Value/Market Cap: 2.67
• Enterprise Value/Revenue: 1.06
• Enterprise Value/Gross Profit: 6.82
• Enterprise Value/Ebitda: 7.01
• 1Y Price Target: $93.01
• Price Target Upside: 2.16% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 13
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: €95.00 ▲(4.35% Upside)

BMW's overall stock score is driven by strong technical indicators and attractive valuation, despite mixed financial performance. The bullish momentum and low P/E ratio are significant positives, while financial challenges, particularly in cash flow, pose risks. The absence of earnings call and corporate events data limits further insights.

Positive Factors

Innovation and Sustainability

BMW's focus on electric vehicles and mobility services aligns with industry trends towards sustainability and innovation, potentially driving long-term growth and market relevance.

Diversified Revenue Streams

BMW's diversified revenue streams from luxury vehicles, financial services, and mobility solutions provide resilience against market fluctuations and support sustained growth.

Operational Efficiency

Despite revenue challenges, BMW's operational efficiency, as indicated by healthy EBIT and EBITDA margins, supports its ability to manage costs and maintain profitability.

Negative Factors

Declining Revenue Growth

The decline in revenue growth reflects challenges in maintaining sales momentum, which could impact BMW's ability to expand its market share and achieve long-term growth.

Profitability Pressure

Decreasing profit margins indicate pressure on cost management and profitability, potentially affecting BMW's financial health and ability to reinvest in growth initiatives.

Cash Flow Constraints

Significant cash flow constraints could limit BMW's financial flexibility, impacting its ability to invest in strategic initiatives and manage debt effectively.

Bayerische Motoren Werke Aktiengesellschaft Business Overview & Revenue Model

Company Description

Bayerische Motoren Werke Aktiengesellschaft, together with its subsidiaries, develops, manufactures, and sells automobiles and motorcycles, and spare parts and accessories worldwide. It operates through Automotive, Motorcycles, and Financial Services segments. The Automotive segment is involved in the development, manufacture, assembling, and sale of automobiles, spare parts, accessories, and mobility services under the BMW, MINI, and Rolls-Royce brands. This segment sells its products through independent and authorized dealerships. The Motorcycles segment develops, manufactures, assembles, and sells motorcycles and scooters under the BMW Motorrad brand name, as well as spare parts and accessories. The Financial Services segment engages in automobile leasing, retail and dealership financing, multi-brand fleet, customer deposit, and insurance activities; and the provision of fleet management services under the Alphabet brand. The company was founded in 1916 and is based in Munich, Germany.

How the Company Makes Money

BMW generates revenue through multiple key streams: the sale of vehicles, including cars and motorcycles, is the primary source of income, with significant contributions from its luxury brands, including Rolls-Royce and MINI. Additionally, the company earns revenue from financial services such as leasing and financing options for customers, which enhances vehicle sales and customer loyalty. BMW also benefits from the sale of spare parts and accessories, as well as providing maintenance and repair services. Partnerships with technology firms to develop electric and autonomous vehicles further bolster its revenue potential by tapping into emerging markets. Furthermore, BMW's investment in mobility services, including ride-sharing and car-sharing platforms, is expected to contribute to future revenue growth, aligning with changing consumer preferences and urban mobility trends.

Bayerische Motoren Werke Aktiengesellschaft Financial Statement Overview

Summary

BMW's financial performance is mixed. The income statement shows declining revenue growth and profitability margins, with a gross profit margin decrease to 15.2% and net profit margin to 4.2%. The balance sheet is stable but with increased leverage, and cash flow constraints are significant, with a highly negative free cash flow growth rate of -101.5%.

Income Statement

BMW's income statement shows a mixed performance. The TTM data indicates a decline in revenue growth rate by 6.7%, reflecting challenges in maintaining sales momentum. Gross profit margin has decreased to 15.2% from 21.4% in the previous year, indicating pressure on cost management. Net profit margin also declined to 4.2% from 5.1%, suggesting reduced profitability. However, the company maintains a reasonable EBIT margin of 6.6% and EBITDA margin of 14.0%, showcasing operational efficiency despite revenue challenges.

Balance Sheet

BMW's balance sheet reflects a stable financial position with a debt-to-equity ratio of 1.16, which is slightly higher than the previous year, indicating increased leverage. The return on equity (ROE) has decreased to 6.2% from 7.9%, showing reduced profitability on shareholders' equity. However, the equity ratio remains stable at 35.6%, suggesting a balanced capital structure. Overall, the balance sheet indicates a moderate level of financial risk with manageable leverage.

Cash Flow

The cash flow statement reveals significant challenges for BMW. The free cash flow growth rate is highly negative at -101.5%, indicating cash flow constraints. The operating cash flow to net income ratio is 11.6%, showing limited cash generation relative to net income. Additionally, the free cash flow to net income ratio is negative, highlighting cash flow difficulties. These metrics suggest potential liquidity issues that need to be addressed to ensure financial stability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	136.41B	142.38B	155.50B	142.61B	111.24B	98.99B
Gross Profit	21.10B	30.54B	29.69B	24.57B	21.99B	13.58B
EBITDA	20.55B	20.16B	26.73B	32.39B	21.25B	10.67B
Net Income	7.02B	7.29B	11.29B	17.94B	12.38B	3.77B
Balance Sheet
Total Assets	261.97B	267.73B	250.89B	246.93B	229.53B	216.66B
Cash, Cash Equivalents and Short-Term Investments	19.26B	21.85B	17.33B	22.03B	21.81B	18.64B
Total Debt	107.75B	85.50B	71.55B	71.56B	83.73B	87.58B
Total Liabilities	166.41B	172.73B	157.97B	155.64B	154.40B	155.14B
Stockholders Equity	93.36B	92.31B	89.60B	87.13B	74.37B	60.89B
Cash Flow
Free Cash Flow	43.00M	-4.64B	6.47B	14.47B	9.28B	7.10B
Operating Cash Flow	11.43B	7.57B	17.36B	23.52B	15.90B	13.25B
Investing Cash Flow	-9.90B	-11.37B	-9.55B	-4.77B	-6.39B	-3.64B
Financing Cash Flow	22.00M	5.77B	-6.67B	-17.98B	-6.74B	-8.25B

Bayerische Motoren Werke Aktiengesellschaft Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 91.04
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:BMW, the sentiment is Positive. The current price of 91.04 is above the 20-day moving average (MA) of 88.49, above the 50-day MA of 91.02, and above the 200-day MA of 84.14, indicating a bullish trend. The MACD of -0.78 indicates Negative momentum. The RSI at 57.40 is Neutral, neither overbought nor oversold. The STOCH value of 63.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:BMW.

Bayerische Motoren Werke Aktiengesellschaft Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MBG	77 Outperform	$58.69B	9.03	6.56%	7.25%	-7.08%	-38.11%
BMW	71 Outperform	$54.01B	7.69	7.35%	4.64%	-8.40%	-11.54%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
VOW	58 Neutral	€53.20B	7.70	4.00%	6.03%	0.49%	-45.70%
CON	58 Neutral	€14.38B	54.84	-1.10%	2.88%	-38.10%	-75.32%
PAH3	57 Neutral	€11.18B	-0.53	-45.93%	4.81%	-39.68%	-659.81%
VOW3	54 Neutral	€53.20B	7.70	4.00%	6.13%	0.49%	-45.70%

Bayerische Motoren Werke Aktiengesellschaft Corporate Events

BMW Buys Back 235,000 Shares Under 2025–2027 Repurchase Programme

BMW AG continued executing its 2025–2027 share buy-back programme, acquiring a total of 235,000 ordinary shares between 12 and 18 January 2026 via Xetra at weighted average prices ranging from about €88.88 to €90.67 per share. The ongoing repurchase, with detailed transaction data published on the company’s website, underscores BMW’s active capital management and may support its share price and earnings per share, signalling confidence in the company’s financial position to investors.

The most recent analyst rating on (DE:BMW) stock is a Hold with a EUR92.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.

BMW Buys Back 390,000 Shares in Ongoing 2025–2027 Repurchase Programme

BMW AG continued execution of its 2025–2027 share buy-back programme, acquiring 390,000 ordinary shares between 2 and 11 January 2026 across Xetra and CBOE Europe at a weighted average price in the mid-90 euro range. The ongoing repurchases signal management’s commitment to capital return and balance-sheet optimisation, potentially supporting earnings per share and share price development, while underscoring the company’s confidence in its longer-term financial outlook and positioning in the premium automotive market.

The most recent analyst rating on (DE:BMW) stock is a Buy with a EUR89.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.

BMW launches second tranche of €2bn 2025–2027 share buy-back

BMW AG will continue its 2025–2027 share buy-back programme with a second tranche starting on 2 January 2026, following the completion of the first tranche on 8 December 2025. The overall programme, authorised by shareholders in May 2025 and capped at €2 billion, has already seen BMW repurchase over 9.27 million ordinary and preferred shares for about €750 million, and the next phase will involve buying back up to €625 million of ordinary shares by 31 August 2026, while preferred-share repurchases are halted in light of a planned conversion of all preferred shares into ordinary shares. The primary aim is to cancel a portion of the repurchased stock to reduce share capital, while also using some shares for employee share schemes, signalling continued capital-return efforts and potentially supporting earnings per share and capital structure optimisation, all under EU market abuse and safe-harbour regulations via independent banks executing the trades on the stock exchange.

The most recent analyst rating on (DE:BMW) stock is a Buy with a EUR89.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.

BMW Proposes Conversion of Preferred Shares to Ordinary Shares

BMW AG has announced a proposal to convert all preferred shares into ordinary shares on a 1:1 basis, which will be presented at the Annual General Meeting and a separate meeting for preferred shareholders on May 13, 2026. This strategic move aims to streamline the company’s share structure, potentially enhancing shareholder value and simplifying corporate governance, with further details to be disclosed before the meetings.

The most recent analyst rating on (DE:BMW) stock is a Sell with a EUR69.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.

BMW Completes First Tranche of Share Buy-Back Programme

BMW AG has successfully completed the first tranche of its share buy-back programme 2025/2027, acquiring over 7.4 million ordinary shares and 1.7 million preferred shares between May and December 2025. This strategic move, involving a total purchase price of nearly EUR 750 million, is part of BMW’s ongoing efforts to optimize its capital structure and enhance shareholder value, with a second tranche planned for January 2026.

The most recent analyst rating on (DE:BMW) stock is a Buy with a EUR105.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.

BMW Announces New Chairman of the Board of Management

BMW’s Supervisory Board has appointed Dr.-Ing. Milan Nedeljković as the new Chairman of the Board of Management, effective May 14, 2026. This leadership change is part of a planned succession, with current Chairman Oliver Zipse set to resign by mutual agreement at the end of his term. This transition is expected to maintain continuity in BMW’s strategic direction and operations, potentially impacting stakeholders positively by ensuring experienced leadership at the helm.

The most recent analyst rating on (DE:BMW) stock is a Buy with a EUR105.00 price target. To see the full list of analyst forecasts on Bayerische Motoren Werke Aktiengesellschaft stock, see the DE:BMW Stock Forecast page.