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Volkswagen (DE:VOW3)
XETRA:VOW3
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Volkswagen (VOW3) AI Stock Analysis

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DE:VOW3

Volkswagen

(XETRA:VOW3)

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Neutral 52 (OpenAI - 5.2)
Rating:52Neutral
Price Target:
€72.00
▼(-22.33% Downside)
Action:Reiterated
Date:05/01/26
The score reflects pressured financial quality (margin compression, higher leverage, and persistently negative free cash flow) and weak technical positioning (below key moving averages with negative momentum), partly offset by an attractive valuation profile (low P/E and high dividend yield).
Positive Factors
Positive operating cash flow
Consistently positive operating cash flow (~€17B TTM) shows the core automotive and financial-services businesses generate material cash from operations. That durable cash generation supports working capital, ongoing investment and debt servicing capacity, providing a foundation for medium-term restructuring and investment plans.
Negative Factors
High and rising leverage
Very large absolute debt (~€292B) and a rising debt-to-equity (~1.6x) materially reduce financial flexibility. Elevated leverage increases interest expense sensitivity, limits ability to fund large-scale electrification outlays from internal resources, and heightens refinancing and macroeconomic shock risk over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Positive operating cash flow
Consistently positive operating cash flow (~€17B TTM) shows the core automotive and financial-services businesses generate material cash from operations. That durable cash generation supports working capital, ongoing investment and debt servicing capacity, providing a foundation for medium-term restructuring and investment plans.
Read all positive factors

Volkswagen (VOW3) vs. iShares MSCI Germany ETF (EWG)

Volkswagen Business Overview & Revenue Model

Company Description
Volkswagen AG, established in 1937 and headquartered in Wolfsburg, Germany, is a prominent automotive manufacturer and distributor. The company primarily sells its vehicles across Europe, North and South America, and the Asia-Pacific region. Its o...
How the Company Makes Money
Volkswagen primarily earns revenue from (1) selling vehicles and related automotive products and services and (2) providing financial services tied to those vehicle sales. In its Automotive business, the company generates revenue by wholesaling an...

Volkswagen Financial Statement Overview

Summary
Overall fundamentals are pressured: profitability has weakened (TTM net margin ~2.2% vs ~5–6% in 2021–2023), leverage is high and rising (debt-to-equity ~1.6x), and cash conversion is a key risk with negative TTM free cash flow (~-€7B) despite positive operating cash flow.
Income Statement
58
Neutral
Balance Sheet
46
Neutral
Cash Flow
34
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue320.01B321.91B324.66B322.28B279.05B250.20B
Gross Profit54.39B72.94B61.03B62.03B52.57B47.06B
EBITDA42.01B42.64B48.22B49.84B50.01B46.69B
Net Income6.62B7.32B11.35B16.53B15.46B15.38B
Balance Sheet
Total Assets666.08B665.79B632.90B600.34B564.01B528.61B
Cash, Cash Equivalents and Short-Term Investments79.43B68.32B73.45B74.91B70.77B66.88B
Total Debt291.56B278.98B196.52B193.97B178.44B183.37B
Total Liabilities475.07B477.01B436.17B410.43B385.69B382.45B
Stockholders Equity176.16B174.00B182.29B175.69B165.38B144.45B
Cash Flow
Free Cash Flow-7.04B-9.34B-10.29B-6.44B5.83B20.14B
Operating Cash Flow17.24B15.01B17.15B19.36B28.50B38.63B
Investing Cash Flow-27.91B-27.13B-31.57B-19.81B-41.82B-26.13B
Financing Cash Flow22.22B11.57B11.14B16.01B4.22B-7.75B

Volkswagen Technical Analysis

Technical Analysis Sentiment
Negative
Last Price92.70
Price Trends
50DMA
80.34
Negative
100DMA
82.96
Negative
200DMA
87.69
Negative
Market Momentum
MACD
-2.50
Positive
RSI
36.02
Neutral
STOCH
45.20
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:VOW3, the sentiment is Negative. The current price of 92.7 is above the 20-day moving average (MA) of 76.63, above the 50-day MA of 80.34, and above the 200-day MA of 87.69, indicating a bearish trend. The MACD of -2.50 indicates Positive momentum. The RSI at 36.02 is Neutral, neither overbought nor oversold. The STOCH value of 45.20 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:VOW3.

Volkswagen Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
€8.33B5.307.73%4.81%-13.16%
67
Neutral
€42.49B8.625.28%7.25%-8.64%-43.01%
58
Neutral
€14.10B-435.76-0.76%2.88%-44.98%-102.56%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
€35.47B5.217.21%4.64%-6.32%6.34%
52
Neutral
€36.81B5.853.77%6.13%-2.06%-33.95%
49
Neutral
€5.39B72.8210.60%28.20%35.52%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:VOW3
Volkswagen
71.52
-16.58
-18.82%
DE:MBG
Mercedes-Benz Group
43.90
-5.73
-11.54%
DE:BMW
Bayerische Motoren Werke Aktiengesellschaft
58.28
-22.63
-27.97%
DE:PAH3
Porsche Automobil Holding
27.21
-5.91
-17.84%
DE:CON
Continental Aktiengesellschaft
71.90
15.58
27.66%
DE:AG1
AUTO1 Group SE
24.76
-1.04
-4.03%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 01, 2026