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AUTO1 Group SE (DE:AG1)
XETRA:AG1

AUTO1 Group SE (AG1) AI Stock Analysis

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DE:AG1

AUTO1 Group SE

(XETRA:AG1)

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Neutral 47 (OpenAI - 5.2)
Rating:47Neutral
Price Target:
€27.00
▲(71.21% Upside)
Action:ReiteratedDate:11/07/25
AUTO1 Group SE's overall stock score is primarily impacted by its financial performance, which shows strong revenue growth but is offset by profitability and cash flow challenges. The technical analysis indicates a bearish trend, and the high P/E ratio suggests overvaluation. These factors collectively contribute to a cautious outlook on the stock.
Positive Factors
Market Position / Business Model Scale
AUTO1's leading pan‑European marketplace and platform model generate durable network effects and scale advantages. A broad dealer/consumer network improves liquidity, pricing data and cross‑sell opportunities (inspections, financing, logistics), supporting long‑term competitive insulation.
Negative Factors
High Leverage
Material leverage increases interest and refinancing exposure, constraining strategic flexibility and raising vulnerability to market downturns. Over several months, high debt levels can force prioritization of cash for debt service versus growth, limiting capital allocation choices.
Read all positive and negative factors
Positive Factors
Negative Factors
Market Position / Business Model Scale
AUTO1's leading pan‑European marketplace and platform model generate durable network effects and scale advantages. A broad dealer/consumer network improves liquidity, pricing data and cross‑sell opportunities (inspections, financing, logistics), supporting long‑term competitive insulation.
Read all positive factors

AUTO1 Group SE (AG1) vs. iShares MSCI Germany ETF (EWG)

AUTO1 Group SE Business Overview & Revenue Model

Company Description
AUTO1 Group SE operates an online marketplace for used vehicle sales to dealers and individual customers in Europe. It operates AUTO1.com for the sale of used cars to commercial car dealers; Autohero.com for sale of used cars to private customers;...
How the Company Makes Money
AUTO1 Group generates revenue through various streams, primarily from the sale of used cars on its platform. The company earns money by facilitating transactions between sellers and dealers, charging a commission on each sale. Additionally, AUTO1 ...

AUTO1 Group SE Earnings Call Summary

Earnings Call Date:Nov 13, 2024
(Q3-2024)
|
% Change Since: |
Next Earnings Date:May 13, 2026
Earnings Call Sentiment Positive
The earnings call presented a strong performance across multiple segments with record-breaking growth and financial achievements. However, there are challenges in achieving full profitability in the Autohero segment and the anticipated seasonal downturn in Q4. Despite these challenges, the overall sentiment remains optimistic about future growth and market share gains.
Positive Updates
Record-Breaking Results
Achieved record-breaking results and double-digit growth across all metrics and business units with 177,000 units sold, representing 26% year-on-year growth.
Negative Updates
Autohero Profitability Challenge
Autohero profitability before headquarter cost is still negative at around EUR 200 to EUR 300 per car, though improved from last year.
Read all updates
Q3-2024 Updates
Negative
Record-Breaking Results
Achieved record-breaking results and double-digit growth across all metrics and business units with 177,000 units sold, representing 26% year-on-year growth.
Read all positive updates
Company Guidance
During the AUTO1 Group's Q3 2024 earnings call, the company reported impressive financial performance with record-breaking results across key metrics. The group achieved a 26% year-on-year increase in units sold, totaling 177,000, and delivered the highest gross profit in its history at EUR 187 million, up 39% compared to the previous year. Adjusted EBITDA reached a record EUR 34 million, marking an improvement of EUR 33.5 million year-on-year. The merchant segment saw significant growth, with units sold increasing by 25% year-on-year and merchant gross profit rising by 37%. AUTO1 also expanded its merchant financing portfolio to EUR 178 million, a EUR 44 million increase from Q2. The company raised its 2024 guidance, projecting full-year unit sales between 665,000 to 679,000, gross profit between EUR 682 million to EUR 700 million, and adjusted EBITDA between EUR 72 million to EUR 84 million.

AUTO1 Group SE Financial Statement Overview

Summary
AUTO1 Group SE exhibits strong revenue growth, yet struggles with profitability and cash flow management. The high leverage and negative cash flows are potential risks, but improved equity ratio indicates some financial resilience. Continued focus on cost control and efficient cash management is essential to enhance financial stability.
Income Statement
60
Neutral
Balance Sheet
55
Neutral
Cash Flow
50
Neutral
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue7.74B6.27B5.46B6.53B4.77B2.83B
Gross Profit817.91M724.72M527.89M488.21M430.88M285.91M
EBITDA171.98M94.54M-56.52M-188.94M-330.13M-57.07M
Net Income79.43M20.89M-116.47M-246.37M-374.05M-143.64M
Balance Sheet
Total Assets2.65B2.21B1.70B1.69B1.63B520.54M
Cash, Cash Equivalents and Short-Term Investments697.67M371.79M551.64M545.47M721.09M157.25M
Total Debt1.39B1.17B811.27M702.44M387.64M370.92M
Total Liabilities1.96B1.60B1.13B1.00B705.89M516.08M
Stockholders Equity688.03M612.88M577.30M682.47M921.01M4.46M
Cash Flow
Free Cash Flow-265.24M-239.97M-78.66M-439.41M-493.91M41.32M
Operating Cash Flow-245.55M-219.72M-55.43M-392.36M-467.25M45.49M
Investing Cash Flow-18.65M-17.80M-19.21M557.45M-639.81M-3.57M
Financing Cash Flow279.07M302.73M80.38M270.69M1.06B57.73M

AUTO1 Group SE Technical Analysis

Technical Analysis Sentiment
Negative
Last Price15.77
Price Trends
50DMA
21.22
Negative
100DMA
23.73
Negative
200DMA
25.61
Negative
Market Momentum
MACD
-1.26
Negative
RSI
40.87
Neutral
STOCH
53.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:AG1, the sentiment is Negative. The current price of 15.77 is below the 20-day moving average (MA) of 16.26, below the 50-day MA of 21.22, and below the 200-day MA of 25.61, indicating a bearish trend. The MACD of -1.26 indicates Negative momentum. The RSI at 40.87 is Neutral, neither overbought nor oversold. The STOCH value of 53.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:AG1.

AUTO1 Group SE Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
52
Neutral
€2.16B2.96-0.35%2.81%-146.04%
50
Neutral
€4.72B-4.29-23.41%23.23%76.05%
48
Neutral
€134.71M18.91-4.71%21.61%92.36%
47
Neutral
€572.50M-10.40-24.37%-8.97%-66.04%
47
Neutral
€3.48B82.5712.17%31.25%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:AG1
AUTO1 Group SE
15.77
-6.17
-28.12%
DE:CEC
CECONOMY AG
4.45
0.97
27.95%
DE:DHER
Delivery Hero SE
15.73
-7.95
-33.57%
DE:HFG
HelloFresh SE
3.88
-4.37
-52.98%
DE:BIKE
Bike24 Holding AG
3.05
1.25
69.44%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 07, 2025