Currenc Group (CURR)
NASDAQ:CURR
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Currenc Group
(NASDAQ:CURR)
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Rating:39Underperform
Price Target:
$1.50
▼(-13.29% Downside)
Action:DowngradedDate:12/19/25
Currenc Group's overall stock score is heavily impacted by its poor financial performance, which is the most significant factor. The company's financial instability, as reflected in its income statement, balance sheet, and cash flow, is a major concern. Technical analysis also indicates a bearish trend, and valuation metrics highlight the lack of profitability. These factors combine to result in a low overall stock score.
Positive Factors
Asset monetization (Tranglo sale)
The announced US$400M cash sale of a 60% stake in Tranglo—payable in two tranches and subject to approvals—materially monetizes a core cross-border payments asset. Proceeds can pay down debt, bolster liquidity and fund strategic investments, improving balance-sheet flexibility over the medium term.
Negative Factors
Negative equity / weak balance sheet
Negative stockholders' equity indicates cumulative losses have eroded capital and produced a negative debt-to-equity metric. This weak capital base limits access to traditional financing, raises refinancing and covenant risk, and reduces the company's ability to absorb shocks until equity is rebuilt or liabilities materially decline.
Read all positive and negative factors
Positive Factors
Negative Factors
Asset monetization (Tranglo sale)
The announced US$400M cash sale of a 60% stake in Tranglo—payable in two tranches and subject to approvals—materially monetizes a core cross-border payments asset. Proceeds can pay down debt, bolster liquidity and fund strategic investments, improving balance-sheet flexibility over the medium term.
Read all positive factors
Currenc Group (CURR) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$225.24M
Dividend YieldN/A
Average Volume (3M)183.01K
Price to Earnings (P/E)8.1
Beta (1Y)0.05
Revenue Growth257.27%
EPS Growth-9682.89%
CountryUS
Employees2
SectorTechnology
Sector Strength88
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.05
Shares Outstanding76,611,440
10 Day Avg. Volume242,406
30 Day Avg. Volume183,009
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)-1.04
Price to Sales (P/S)1.48
P/FCF Ratio23.91
Enterprise Value/Market Cap0.84
Enterprise Value/Revenue4.70
Enterprise Value/Gross Profit12.62
Enterprise Value/Ebitda-6.57
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.25
Revenue Forecast (FY)$42.50M
Currenc Group Business Overview & Revenue Model
Company Description
Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore....
How the Company Makes Money
Currenc Group generates revenue through multiple channels, primarily by facilitating cryptocurrency transactions and trading services. The company earns commissions on trades executed on its platform, providing a seamless experience for users enga...
Currenc Group Financial Statement Overview
Summary
Income Statement
35
Negative
Balance Sheet
40
Negative
Cash Flow
30
Negative
| Breakdown | TTM | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 40.23M | 46.44M | 53.26M | 55.50M | 57.50M | 61.56M |
| Gross Profit | 14.97M | 14.59M | 17.36M | 15.62M | 17.90M | 15.99M |
| EBITDA | -28.76M | -26.53M | -1.90M | -3.01M | 5.39M | 6.90M |
| Net Income | -34.08M | -39.48M | -15.31M | -16.68M | -14.85M | -6.72M |
Balance Sheet | ||||||
| Total Assets | 86.85M | 108.47M | 141.49M | 160.59M | 136.78M | 135.33M |
| Cash, Cash Equivalents and Short-Term Investments | 50.73M | 63.82M | 48.82M | 64.80M | 64.82M | 63.12M |
| Total Debt | 14.36M | 22.49M | 31.94M | 32.39M | 24.52M | 34.05M |
| Total Liabilities | 62.18M | 150.23M | 177.68M | 182.37M | 144.88M | 137.93M |
| Stockholders Equity | 286.38K | -65.99M | -62.76M | -47.48M | -30.81M | -22.65M |
Cash Flow | ||||||
| Free Cash Flow | 2.14M | 2.87M | -15.58M | -10.07M | 11.67M | -10.41M |
| Operating Cash Flow | 2.72M | 3.45M | -15.29M | -10.07M | 12.08M | -9.72M |
| Investing Cash Flow | -563.14K | -565.03K | 1.44M | 13.84M | -406.34K | -131.00K |
| Financing Cash Flow | -523.22K | 2.02M | -1.20M | -837.00K | -10.12M | 7.48M |
Currenc Group Technical Analysis
Positive
1.73
Price Trends
2.14
Positive
2.14
Positive
1.94
Positive
Market Momentum
0.19
Negative
72.43
Negative
94.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CURR, the sentiment is Positive. The current price of 1.73 is below the 20-day moving average (MA) of 2.52, below the 50-day MA of 2.14, and below the 200-day MA of 1.94, indicating a bullish trend. The MACD of 0.19 indicates Negative momentum. The RSI at 72.43 is Negative, neither overbought nor oversold. The STOCH value of 94.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CURR.
Currenc Group Risk Analysis
Currenc Group disclosed 93 risk factors in its most recent earnings report. Currenc Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Currenc Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | $200.24M | 5.44 | 11.82% | 4.44% | 15.52% | 2.05% | |
64 Neutral | $166.68M | 10.57 | 6.34% | ― | 16.94% | -10.46% | |
64 Neutral | $211.82M | 10.05 | 6.66% | ― | -5.29% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
52 Neutral | $148.27M | -43.40 | -102.53% | ― | -82.33% | -3365.80% | |
43 Neutral | $4.07M | -0.14 | -17.58% | ― | -35.26% | 53.23% | |
39 Underperform | $225.24M | 8.14 | 71.35% | ― | 257.27% | -9682.89% |
* Technology Sector Average
CURR
Currenc Group
2.94
1.61
121.05%
CPSS
Consumer Portfolio Services
7.66
-1.32
-14.70%
MFIN
Medallion Financial
8.51
0.63
7.95%
LPRO
Open Lending
1.26
0.32
34.04%
LMFA
LM Funding America
0.25
-0.82
-76.54%
OPRT
Oportun Financial
4.76
0.41
9.43%
Currenc Group Corporate Events
Currenc Group Discloses Nasdaq Deficiency Notice Over Delayed Annual Meeting
Jan 21, 2026
In a filing dated January 21, 2026, Currenc Group Inc. disclosed that it received a Nasdaq deficiency notification on January 12, 2026 for failing to hold an annual meeting of shareholders within 12 months of its fiscal year-end, putting the compa...
Currenc Group Calls February EGM to Approve Major Debt-to-Equity Swap and New Incentive Plan
Jan 16, 2026
On January 16, 2026, Currenc Group Inc. filed a Form 6-K announcing that it will hold an extraordinary general meeting of shareholders on February 25, 2026, in Hong Kong and via a virtual platform, with January 15, 2026 set as the record date for ...
Currenc Group Warned by Nasdaq Over Delay in Annual Shareholder Meeting
Jan 13, 2026
On January 12, 2026, Currenc Group Inc. received a notice from Nasdaq’s Listing Qualifications Staff stating that the company is not in compliance with Nasdaq Listing Rules 5620(a) and 5810(c)(2)(G), as well as IM-5620, because it failed to ...
Currenc Group to Sell 60% Stake in Tranglo to New Margin for US$400 Million
Jan 2, 2026
On January 2, 2026, Currenc Group announced that its wholly owned subsidiary Seamless Group has agreed to sell its 60% controlling stake in Tranglo, a leading cross-border payment hub with extensive global bank, e-wallet and cash pickup connectivi...
Currenc Group Enhances Executive Severance Packages Amid Potential Changes
Dec 12, 2025
Currenc Group Inc., a company incorporated in the Cayman Islands, announced amendments to the employment agreements of its CEO, Alexander King Ong Kong, and CFO, Wan Lung Eng, on December 9, 2025. These amendments provide enhanced severance benefi...
Currenc Group Reports First Half 2025 Financial Results Amid Strategic Shift
Dec 1, 2025
On December 1, 2025, Currenc Group Inc. announced its financial results for the first half of 2025, revealing a decrease in total processing value and revenues. The company reported a total processing value of US$2.8 billion, a 5.8% decline year-o...
Currenc Group Reports Q3 2025 Financial Results with Strategic Shift
Nov 10, 2025
On November 10, 2025, Currenc Group Inc. announced its unaudited financial results for the third quarter ending September 30, 2025. The company reported a 10.1% year-over-year increase in Total Processing Value through Tranglo, reaching US$1.41 bi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.