Currenc Group (CURR)
NASDAQ:CURR
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Currenc Group
(NASDAQ:CURR)
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Rating:45Neutral
Price Target:
$2.50
▲(44.51% Upside)
Action:Reiterated
Date:05/20/26
The score is held back primarily by weak financial performance—large ongoing losses, declining recent revenue, and negative equity—despite improved recent operating and free cash flow. Technicals add further pressure with the stock trading below key moving averages and only mixed momentum signals. Valuation is hard to support with a negative P/E and no dividend yield provided.
Positive Factors
Improved cash generation
Sustained positive operating and free cash flow gives management real near-term runway to fund operations, invest in the strategic pivot, and reduce reliance on emergency financing. Over 2-6 months this improves liquidity resilience and supports measured execution of transformation plans.
Negative Factors
Persistent large net losses
Deep and persistent net losses erode retained capital and constrain the company's ability to self-fund growth. Over several months this forces reliance on restructuring, asset sales or dilution, and makes achieving durable profitability a high-execution-risk objective for management.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved cash generation
Sustained positive operating and free cash flow gives management real near-term runway to fund operations, invest in the strategic pivot, and reduce reliance on emergency financing. Over 2-6 months this improves liquidity resilience and supports measured execution of transformation plans.
Read all positive factors
Currenc Group (CURR) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$344.71M
Dividend YieldN/A
Average Volume (3M)183.01K
Price to Earnings (P/E)―
Beta (1Y)0.22
Revenue Growth69.38%
EPS Growth53.59%
CountryUS
Employees2
SectorTechnology
Sector Strength88
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-0.34
Shares Outstanding112,281,880
10 Day Avg. Volume242,406
30 Day Avg. Volume183,009
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)-19.41
Price to Sales (P/S)2.91
P/FCF Ratio14.90
Enterprise Value/Market Cap0.51
Enterprise Value/Revenue4.68
Enterprise Value/Gross Profit11.48
Enterprise Value/Ebitda-15.57
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.25
Revenue Forecast (FY)$42.50M
Currenc Group Business Overview & Revenue Model
Company Description
Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore....
How the Company Makes Money
null...
Currenc Group Financial Statement Overview
Summary
Income Statement
24
Negative
Balance Sheet
14
Very Negative
Cash Flow
55
Neutral
| Breakdown | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 37.81M | 46.44M | 53.26M | 55.50M | 57.50M |
| Gross Profit | 15.42M | 14.59M | 17.36M | 15.62M | 17.90M |
| EBITDA | -13.01M | -26.53M | -1.90M | -3.01M | 5.39M |
| Net Income | -18.43M | -39.48M | -15.31M | -16.68M | -14.85M |
Balance Sheet | |||||
| Total Assets | 114.07M | 108.47M | 141.49M | 160.59M | 136.78M |
| Cash, Cash Equivalents and Short-Term Investments | 78.64M | 63.82M | 48.82M | 64.80M | 64.82M |
| Total Debt | 16.97M | 22.49M | 31.94M | 32.39M | 24.52M |
| Total Liabilities | 95.41M | 150.23M | 177.68M | 182.37M | 144.88M |
| Stockholders Equity | -5.67M | -65.99M | -62.76M | -47.48M | -30.81M |
Cash Flow | |||||
| Free Cash Flow | 7.38M | 2.87M | -15.58M | -10.07M | 11.67M |
| Operating Cash Flow | 7.86M | 3.45M | -15.29M | -10.07M | 12.08M |
| Investing Cash Flow | -478.44K | -565.03K | 1.44M | 13.84M | -406.34K |
| Financing Cash Flow | 4.03M | 2.02M | -1.20M | -837.00K | -10.12M |
Currenc Group Technical Analysis
Neutral
1.73
Price Trends
3.17
Negative
2.51
Positive
2.27
Positive
Market Momentum
0.01
Positive
43.77
Neutral
26.13
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CURR, the sentiment is Neutral. The current price of 1.73 is below the 20-day moving average (MA) of 3.64, below the 50-day MA of 3.17, and below the 200-day MA of 2.27, indicating a neutral trend. The MACD of 0.01 indicates Positive momentum. The RSI at 43.77 is Neutral, neither overbought nor oversold. The STOCH value of 26.13 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for CURR.
Currenc Group Risk Analysis
Currenc Group disclosed 93 risk factors in its most recent earnings report. Currenc Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Currenc Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $224.91M | 9.96 | 9.85% | 4.44% | 9.67% | -6.40% | |
67 Neutral | $207.66M | 7.60 | 6.34% | ― | 12.28% | 1.64% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
59 Neutral | $249.28M | 23.29 | 4.63% | ― | -3.81% | ― | |
53 Neutral | $249.44M | -80.01 | -7.04% | ― | 405.40% | 96.15% | |
45 Neutral | $344.71M | -2.85 | 71.35% | ― | 69.38% | 53.59% | |
44 Neutral | $4.34M | -0.13 | -17.58% | ― | -0.48% | 67.66% |
* Technology Sector Average
CURR
Currenc Group
3.07
2.57
511.55%
CPSS
Consumer Portfolio Services
9.57
0.80
9.12%
MFIN
Medallion Financial
9.43
0.68
7.73%
LPRO
Open Lending
2.11
0.28
15.30%
LMFA
LM Funding America
0.25
-1.42
-84.98%
OPRT
Oportun Financial
5.45
-0.70
-11.38%
Currenc Group Corporate Events
Currenc Group Extends Exclusivity for Animoca Brands Reverse Merger to June 30, 2026
May 6, 2026
On May 6, 2026, Currenc Group Inc. said it signed an amendment deed with Animoca Brands and its CEO Alexander King Ong Kong to extend the exclusivity period for their proposed reverse merger to June 30, 2026. The extension preserves a window in wh...
Currenc Group Posts 2025 Loss but Advances AI Pivot and Digital-Assets Merger Plan
May 4, 2026
Currenc Group on May 1, 2026 reported full-year 2025 results that underscore an ongoing strategic overhaul away from lower-margin airtime and legacy businesses toward AI and Web3 offerings. The company completed divestitures of TNG Asia and GEA in...
Currenc Group Enables Onchain Trading of Tokenized Shares on Ethereum and Solana
Apr 9, 2026
Currenc Group Inc. announced on April 8, 2026 that it has partnered with Securitize, its co‑transfer agent, to enable tokenization of its ordinary shares on the Securitize platform. This move allows the company’s shares, with a par val...
Currenc Group Restores Nasdaq Compliance After Meeting Requirement Lapse
Mar 5, 2026
Currenc Group Inc. announced that it has resolved a Nasdaq listing deficiency tied to its annual meeting requirements, formally regaining compliance as of March 2, 2026. The issue originated on January 12, 2026, when Nasdaq staff notified the comp...
Currenc Group Shareholders Approve US$54.6 Million Debt-for-Equity Swap and 2025 Equity Plan
Feb 27, 2026
On February 25, 2026, Currenc Group Inc. held an extraordinary general meeting at which shareholders representing nearly 68% of outstanding ordinary shares voted on several key corporate matters. Investors overwhelmingly backed the re‑electi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.