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LM Funding America
(NASDAQ:LMFA)
LM Funding America (LMFA) vs. SPDR S&P 500 ETF (SPY)
LM Funding America Business Overview & Revenue Model
LM Funding America Earnings Call Summary
LM Funding America Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 14.30M | 11.00M | 6.19M | 6.42M | 14.02M | 1.29M |
| Gross Profit | 13.64M | 4.01M | 6.19M | 1.48M | 14.23M | 1.74M |
| EBITDA | 3.25M | -324.97K | -13.83M | -25.97M | 5.33M | -4.05M |
| Net Income | -7.41M | -7.32M | -15.94M | -29.24M | 4.76M | -4.04M |
Balance Sheet | ||||||
| Total Assets | 60.16M | 44.05M | 37.71M | 53.19M | 62.10M | 12.32M |
| Cash, Cash Equivalents and Short-Term Investments | 11.71M | 3.41M | 5.84M | 5.13M | 37.23M | 11.55M |
| Total Debt | 8.62M | 7.70M | 763.75K | 746.00K | 182.69K | 453.69K |
| Total Liabilities | 11.75M | 8.70M | 2.85M | 2.39M | 1.09M | 849.12K |
| Stockholders Equity | 50.14M | 37.03M | 36.19M | 49.19M | 60.76M | 11.46M |
Cash Flow | ||||||
| Free Cash Flow | -13.69M | -13.68M | -5.03M | -24.79M | -14.72M | -3.52M |
| Operating Cash Flow | -12.02M | -11.95M | -3.40M | -9.14M | 3.49M | -3.52M |
| Investing Cash Flow | -20.27M | 379.42K | 2.30M | -18.89M | -23.96M | 1.45M |
| Financing Cash Flow | 26.67M | 12.54M | -731.03K | -299.03K | 41.48M | 12.56M |
LM Funding America Technical Analysis
LM Funding America Risk Analysis
LM Funding America Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | $207.84M | 10.56 | -20.35% | ― | -19.68% | -1055.59% | |
54 Neutral | $17.48M | 6.76 | ― | ― | -12.05% | -87.87% | |
47 Neutral | $34.11M | ― | -5.49% | ― | -1.30% | 81.87% | |
46 Neutral | $9.79M | -0.35 | -17.58% | ― | -35.26% | 53.23% | |
39 Underperform | $6.37M | -2.88 | ― | ― | -26.64% | -5.21% | |
33 Underperform | $16.01M | -9.70 | ― | ― | 9.45% | 71.81% |
LM Funding America Corporate Events
LM Funding America, Inc. is a Bitcoin treasury and mining company based in Tampa, Florida, that also operates a technology-enabled specialty finance business providing funding to nonprofit community associations primarily in Florida.
The recent earnings call of LM Funding America exuded a generally positive sentiment, highlighting the company’s significant strides in Bitcoin treasury growth, mining capacity expansion, and revenue increase. Despite challenges such as net losses and high mining costs, the company’s operational efficiency and strategic initiatives were emphasized as outweighing these financial hurdles.
On November 7, 2025, LM Funding America, Inc. announced a reduction in the exercise price of its August 2025 Warrants to $0.97 per share, increasing the total shares issuable to 15,516,850. This adjustment also affected warrants from the October 2021 public offering, reducing their exercise price to $0.97 per share, reflecting anti-dilution provisions.
The most recent analyst rating on (LMFA) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
On November 3, 2025, LM Funding America, Inc. announced a share repurchase program authorized by its Board of Directors, allowing the company to buy back up to $1.5 million of its common stock. The repurchases will be conducted through various methods, including open market purchases and privately negotiated transactions, and are subject to market conditions and legal requirements. The program, which may be funded by existing cash and credit facilities, is set to expire on September 30, 2026, but can be modified or discontinued at the Board’s discretion.
The most recent analyst rating on (LMFA) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
On October 14, 2025, LM Funding America, Inc. held its annual meeting of stockholders, where three proposals were voted on. The election of directors resulted in the appointment of three Class III directors, while the appointment of MaloneBailey, LLP as the independent auditor for 2025 was ratified. Additionally, the issuance of more than 19.99% of the company’s outstanding common stock was approved, following two financing transactions in August 2025.
The most recent analyst rating on (LMFA) stock is a Buy with a $4.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
On September 30, 2025, LM Funding America, Inc. announced that its Board of Directors approved stock options for key executives Bruce Rodgers, Richard Russell, and Ryan Duran, under the 2021 Omnibus Incentive Plan, with a ten-year term and specific vesting conditions. Additionally, the Board approved one-time cash bonuses for these executives based on individual performance and corporate achievements, reflecting the company’s recognition of their contributions.
The most recent analyst rating on (LMFA) stock is a Buy with a $4.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
On September 15, 2025, LM Funding America secured an additional $2.0 million loan to fund acquisitions, including a Bitcoin mining facility in Columbus, Mississippi. The acquisition, completed on September 16, 2025, includes an 11 MW site and approximately 2,300 Bitmain S19 series miners, enhancing the company’s mining capacity and diversifying its geographic footprint. This strategic move aims to strengthen LM Funding’s Bitcoin treasury and mining operations while leveraging favorable power pricing to optimize costs.
The most recent analyst rating on (LMFA) stock is a Buy with a $4.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
On August 28, 2025, LM Funding America, Inc. announced a reduction in the exercise price of its common stock purchase warrants from $2.41 to $1.10 per share, increasing the total shares issuable from 9,553,946 to 20,931,827. Additionally, the exercise price for warrants from the October 2021 public offering was adjusted from $2.88 to $1.10 per share due to anti-dilution provisions, impacting the company’s financial structure and potentially benefiting stakeholders by making shares more accessible.
The most recent analyst rating on (LMFA) stock is a Buy with a $4.00 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.
The recent earnings call for LM Funding America painted a mixed picture, with strategic advancements and financial improvements being somewhat overshadowed by declines in revenue and Bitcoin production. The sentiment was cautiously optimistic, as the company reported a positive net income for the quarter, bolstered by improved mining margins and a robust Bitcoin treasury strategy, signaling a positive outlook despite some challenges.
On August 18, 2025, LM Funding America announced the closing of a $10.4 million private placement and the pricing of a $12.6 million registered direct offering, raising approximately $23 million in total. The proceeds from these offerings will be primarily used to enhance the company’s Bitcoin treasury strategy and expand its mining capacity, including a planned acquisition of an 11 MW mining site in Columbus, Mississippi. This capital raise is expected to strengthen LM Funding’s balance sheet, facilitate future capital raising, and create long-term shareholder value.
The most recent analyst rating on (LMFA) stock is a Hold with a $2.50 price target. To see the full list of analyst forecasts on LM Funding America stock, see the LMFA Stock Forecast page.