Sui Group Holdings (SUIG) AI Stock Analysis

• Market Cap: $478.71M
• Dividend Yield: N/A
• Average Volume (3M): 5.62M
• Price to Earnings (P/E): 25.9
• Beta (1Y): 1.31
• Revenue Growth: -39.95%
• EPS Growth: 440.27%
• Country: US
• Employees: 3
• Sector: Financial
• Sector Strength: 73
• Industry: Financial - Capital Markets
• EPS (TTM): 0.11
• Shares Outstanding: 82,110,650
• 10 Day Avg. Volume: 761,705
• 30 Day Avg. Volume: 5,617,974
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: <0.01
• Enterprise Value/Revenue: 0.82
• Enterprise Value/Gross Profit: 0.91
• Enterprise Value/Ebitda: 1.45
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 62 Neutral
• Price Target: ―

MCVT's strong balance sheet with no debt and impressive cash flow improvements are significant strengths. However, stagnant revenue growth and bearish technical indicators weigh down the stock's performance. The low P/E ratio suggests potential undervaluation, but the lack of dividend yield limits appeal to some investors. Overall, the stock demonstrates moderate potential with notable financial stability but faces challenges in market momentum.

Sui Group Holdings Business Overview & Revenue Model

Company Description

Mill City Ventures III, Ltd. (MCVT) is a specialty finance company that operates within the financial services sector. The company primarily focuses on providing short-term non-bank lending solutions to small businesses, entrepreneurs, and other enterprises. Its core services include offering direct loans and financing solutions that cater to the unique needs of its clients, allowing them greater flexibility and access to capital.

How the Company Makes Money

Mill City Ventures III generates revenue through the interest and fees charged on its lending products. By providing short-term loans, the company earns interest income, which is a primary revenue stream. Additionally, any fees associated with the loan origination process contribute to its earnings. The company may also engage in strategic partnerships or collaborations that allow it to expand its reach and enhance its service offerings, though specific partnerships are not detailed.

Sui Group Holdings Financial Statement Overview

Summary

Mill City Ventures III demonstrates strong financial health, particularly in its balance sheet with no debt and high equity. While income statement performance shows improved profitability and margins, stagnant revenue growth remains a concern. Cash flow improvements are promising, though past volatility suggests a need for consistent performance.

Income Statement

The company shows strong gross profit margins consistently above 98%, indicating efficient cost management. However, revenue growth is stagnant with minor fluctuations, and net profit margins have been volatile, reflecting inconsistent profitability. The EBIT margin improved significantly in 2024, suggesting operational improvements.

Balance Sheet

The company maintains a very robust balance sheet with no debt in 2024 and a high equity ratio, demonstrating financial stability and low financial risk. Strong stockholders' equity growth supports a solid return on equity, highlighting efficient use of capital.

Cash Flow

Operating cash flow has significantly improved from negative to positive in 2024, indicating better cash management. The free cash flow to net income ratio in 2024 shows strong cash generation relative to income, albeit previous years showed instability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.54M	3.30M	3.30M	3.52M	5.24M	3.24M
Gross Profit	3.20M	3.25M	3.23M	3.25M	5.17M	3.17M
EBITDA	2.00M	1.59M	-1.62M	952.50K	3.89M	563.92K
Net Income	1.50M	1.17M	-1.17M	106.96K	2.83M	2.21M
Balance Sheet
Total Assets	20.45M	20.47M	19.11M	18.57M	16.70M	12.51M
Cash, Cash Equivalents and Short-Term Investments	1.50M	6.03M	376.02K	1.09M	1.94M	5.44M
Total Debt	0.00	0.00	9.28K	16.56K	5.65K	26.06K
Total Liabilities	191.09K	715.45K	516.43K	223.23K	3.28M	870.00K
Stockholders Equity	20.26M	19.76M	18.59M	18.34M	13.41M	11.64M
Cash Flow
Free Cash Flow	1.19M	5.65M	-1.14M	-4.89M	-1.89M	-2.46M
Operating Cash Flow	1.19M	5.65M	-1.14M	-4.89M	-1.89M	-2.46M
Investing Cash Flow	-3.54M	0.00	0.00	-3.29M	-4.82M	-3.01M
Financing Cash Flow	-630.44K	0.00	424.00K	4.04M	-1.62M	-162.92K

Sui Group Holdings Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 7.13
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SUIG, the sentiment is Positive. The current price of 7.13 is above the 20-day moving average (MA) of 6.28, above the 50-day MA of 4.09, and above the 200-day MA of 2.50, indicating a bullish trend. The MACD of 0.66 indicates Positive momentum. The RSI at 61.29 is Neutral, neither overbought nor oversold. The STOCH value of 59.80 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SUIG.

Sui Group Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$17.90B	11.92	10.29%	3.72%	9.73%	1.69%
SUIG	62 Neutral	$478.71M	25.88	7.58%	―	-39.95%	440.27%
LMFA	45 Neutral	$19.00M	―	-24.95%	―	-50.52%	3.90%
SNTG	39 Underperform	$4.76M	―	-17.86%	―	-26.64%	-5.21%
AIHS	38 Underperform	$2.42M	―	-408.12%	―	-42.31%	28.22%
DXF	33 Underperform	$818.39K	―	-240.23%	―	―	―
PT	33 Underperform	$15.69M	―	20.04%	―	-34.85%	83.43%