Siebert Financial (SIEB) AI Stock Analysis

• Market Cap: $146.69M
• Dividend Yield: N/A
• Average Volume (3M): 204.60K
• Price to Earnings (P/E): 7.8
• Beta (1Y): 1.01
• Revenue Growth: 21.85%
• EPS Growth: 111.42%
• Country: US
• Employees: 146
• Sector: Financial
• Sector Strength: 81
• Industry: Financial - Capital Markets
• EPS (TTM): 0.04
• Shares Outstanding: 40,409,935
• 10 Day Avg. Volume: 116,472
• 30 Day Avg. Volume: 204,604
• PEG Ratio: 0.20
• Price to Book (P/B): 1.52
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -0.63
• Enterprise Value/Market Cap: 0.82
• Enterprise Value/Revenue: 0.36
• Enterprise Value/Gross Profit: 2.73
• Enterprise Value/Ebitda: 1.35
• 1Y Price Target: $5.00
• Price Target Upside: 40.85% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 67 Neutral
• Price Target: $4.00 ▲(12.68%Upside)

The stock's overall score is primarily driven by strong financial performance, with robust revenue growth and profitability metrics. Valuation is attractive due to a low P/E ratio, indicating potential undervaluation. However, bearish technical indicators and liquidity concerns from negative cash flows weigh on the score.

Siebert Financial Business Overview & Revenue Model

Company Description

Siebert Financial Corp., through its subsidiaries, engages in the retail discount brokerage and investment advisory businesses in the United States and Internationally. It offers discount brokerage services, including self-directed trading, wealth management, financial advice, market making and fixed income investment, stock borrow, equity compensation plans, securities lending, equity stock plan, and market making services; independent retail execution services; and retail customer services. The company also offers self-directed retirement accounts, as well as lends customers a portion of the market value of marginable securities held in the customer's account. In addition, the company provides data technology platform that offers various services, such as email and messaging, market data systems and third party trading systems, business productivity tools, and customer relationship management systems. Further, it offers a Robo-Advisor platform that provides clients with an automated wealth management solution; and various insurance products, such as fixed annuities, personal insurance, property and casualty insurance, natural disaster insurance, and life and disability. The company has 12 branch offices in the United States. Siebert Financial Corp. was incorporated in 1934 and is headquartered in New York, New York.

How the Company Makes Money

Siebert Financial makes money through multiple revenue streams primarily centered around its brokerage and advisory services. The company generates income from commissions and fees associated with executing trades for retail and institutional clients. Additionally, Siebert earns revenues from advisory fees related to investment management and financial planning services. The company also benefits from interest income on client margin loans and cash balances held in brokerage accounts. Significant partnerships within the financial services industry, as well as a strong focus on technology and customer service, contribute to its ability to attract and retain clients, thereby driving its earnings.

Siebert Financial Financial Statement Overview

Summary

Siebert Financial exhibits strong revenue growth and profitability, with a solid balance sheet and low leverage risk. However, negative operating and free cash flows indicate liquidity management issues that need addressing.

Income Statement

Siebert Financial shows strong revenue growth with a TTM increase of 8.2% compared to the previous year. The company also demonstrates healthy profitability with a gross profit margin of 48.5% and a net profit margin of 20.1% in the TTM. However, EBIT margin has slightly declined, indicating some operational pressure.

Balance Sheet

The balance sheet reflects solid equity growth, with stockholders' equity increasing to $93.3M. The debt-to-equity ratio is low at 0.03, suggesting minimal leverage risk. However, the equity ratio is moderate at 17.5%, indicating some reliance on liabilities.

Cash Flow

The company faces challenges in cash flow, with operating cash flow turning negative in the TTM. Free cash flow has significantly decreased, indicating potential liquidity concerns. The operating cash flow to net income ratio is negative, highlighting cash flow issues compared to profitability.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	83.90M	71.51M	50.10M	67.51M	54.87M
Gross Profit	39.90M	37.91M	19.23M	26.27M	21.26M
EBITDA	19.11M	13.54M	-2.85M	10.47M	5.85M
Net Income	13.29M	7.83M	-2.99M	5.06M	2.98M
Balance Sheet
Total Assets	519.67M	801.80M	728.05M	1.40B	1.37B
Cash, Cash Equivalents and Short-Term Investments	193.00M	418.48M	363.79M	947.27M	912.04M
Total Debt	6.90M	7.30M	336.63M	949.38M	933.28M
Total Liabilities	434.58M	731.09M	678.13M	1.35B	1.34B
Stockholders Equity	84.09M	69.72M	48.95M	49.26M	37.99M
Cash Flow
Free Cash Flow	8.62M	-32.83M	-26.71M	-1.91M	96.31M
Operating Cash Flow	10.05M	-30.27M	-24.61M	5.54M	96.72M
Investing Cash Flow	-6.05M	-2.56M	-1.84M	-8.37M	-410.00K
Financing Cash Flow	-85.00K	13.04M	-4.29M	4.85M	2.65M

Siebert Financial Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.55
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SIEB, the sentiment is Negative. The current price of 3.55 is below the 20-day moving average (MA) of 4.29, below the 50-day MA of 4.45, and above the 200-day MA of 3.21, indicating a neutral trend. The MACD of -0.23 indicates Positive momentum. The RSI at 34.52 is Neutral, neither overbought nor oversold. The STOCH value of 8.74 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SIEB.

Siebert Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SIEB	67 Neutral	$146.69M	7.79	21.85%	―	21.85%	111.42%
WHG	65 Neutral	$155.33M	577.00	0.33%	3.62%	0.52%	-96.93%
Sector *	61 Neutral	C$14.72B	6.43	22.27%	5.49%	30.07%	-22.51%
SRL	45 Neutral	$88.19M	―	-6.66%	4.38%	-36.67%	-1568.10%
MFH	45 Neutral	$258.57M	―	-21.63%	―	125.92%	53.50%
ARBK	37 Underperform	$22.40M	―	242.25%	―	―	―
TOP	―	$46.31M	47.85	-7.77%	―	―	―

Siebert Financial Corporate Events

Siebert Financial Announces $50M Stock Sales Agreement

On June 27, 2025, Siebert Financial Corp. announced a Sales Agreement with Muriel Siebert & Co., LLC and Ladenburg Thalmann & Co. Inc to offer and sell shares of its common stock, valued up to $50 million. This move, allowing sales through an ‘at the market offering,’ aims to enhance the company’s financial flexibility, with Ladenburg acting as the qualified independent underwriter.