Siebert Financial (SIEB) AI Stock Analysis

• Market Cap: $117.24M
• Dividend Yield: N/A
• Average Volume (3M): 35.06K
• Price to Earnings (P/E): 12.2
• Beta (1Y): 1.06
• Revenue Growth: 9.24%
• EPS Growth: -2.06%
• Country: US
• Employees: 146
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.04
• Shares Outstanding: 40,426,937
• 10 Day Avg. Volume: 21,440
• 30 Day Avg. Volume: 35,056
• PEG Ratio: 0.17
• Price to Book (P/B): 1.50
• Price to Sales (P/S): 1.50
• P/FCF Ratio: 15.03
• Enterprise Value/Market Cap: -0.65
• Enterprise Value/Revenue: -0.89
• Enterprise Value/Gross Profit: -1.58
• Enterprise Value/Ebitda: -5.56
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 68 Neutral
• Price Target: $3.50 ▲(4.48% Upside)

Siebert Financial's overall stock score is driven by its stable financial performance and reasonable valuation. The technical analysis indicates positive momentum, further supporting the stock's potential. However, challenges in revenue growth and cash flow management are notable risks that need to be addressed for sustained performance.

Siebert Financial Business Overview & Revenue Model

Company Description

Siebert Financial Corp. (SIEB) is a diversified financial services firm that offers a range of investment products and services, including brokerage, investment advisory, and asset management. The company primarily serves individual investors, institutions, and financial advisors across the United States. Siebert is known for its commitment to providing accessible financial services and education, empowering clients to make informed investment decisions. Its core products include online trading platforms, retirement accounts, and various investment advisory services.

How the Company Makes Money

Siebert Financial generates revenue through multiple channels, primarily by charging commissions on trades executed through its brokerage services. Additionally, the company earns advisory fees from clients who utilize its investment advisory services, as well as management fees from assets held in its investment management products. Siebert may also derive income from interest on cash balances held in client accounts and from the sale of financial products. Significant partnerships with financial institutions and technology providers enhance its service offerings and may contribute to its overall revenue growth.

Siebert Financial Financial Statement Overview

Summary

Siebert Financial shows strong profitability margins and improved leverage, but faces challenges with declining revenue growth and cash flow issues. The income statement and balance sheet are relatively strong, but cash flow management needs improvement.

Income Statement

Siebert Financial's income statement shows a mixed performance. The TTM data indicates a decline in revenue growth rate by 6.54%, which is concerning. However, the company maintains a healthy net profit margin of 11.10% and an EBIT margin of 13.78%. The gross profit margin has decreased over time, from 53.00% in 2023 to 41.15% in TTM, indicating potential cost management issues.

Balance Sheet

The balance sheet reflects a strong position with a low debt-to-equity ratio of 0.03 in TTM, significantly improved from previous years. The return on equity is 10.90%, showing efficient use of equity. However, the equity ratio is not provided, which limits a full assessment of asset financing.

Cash Flow

Cash flow analysis reveals challenges, with a significant decline in free cash flow growth by 132.71% in TTM. The operating cash flow to net income ratio is low at 0.07, indicating potential cash flow management issues. However, the free cash flow to net income ratio is strong at 95.04%, suggesting good cash conversion from profits.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	85.56M	83.90M	71.51M	49.38M	67.51M	54.87M
Gross Profit	48.02M	39.90M	37.91M	19.23M	26.27M	21.26M
EBITDA	13.62M	19.11M	13.54M	1.16M	9.09M	5.11M
Net Income	9.50M	13.29M	7.83M	-1.99M	5.06M	2.98M
Balance Sheet
Total Assets	560.51M	519.67M	801.80M	728.05M	1.40B	1.37B
Cash, Cash Equivalents and Short-Term Investments	287.14M	193.00M	418.48M	363.79M	947.27M	912.04M
Total Debt	6.47M	6.90M	7.30M	336.63M	949.38M	933.28M
Total Liabilities	470.52M	434.58M	731.09M	678.13M	1.35B	1.34B
Stockholders Equity	89.02M	84.09M	69.72M	48.95M	49.26M	37.99M
Cash Flow
Free Cash Flow	31.88M	8.40M	39.11M	-26.71M	-1.91M	96.31M
Operating Cash Flow	33.55M	10.05M	40.78M	-24.61M	5.54M	96.72M
Investing Cash Flow	-7.58M	-6.05M	-2.56M	-1.84M	-8.37M	-410.00K
Financing Cash Flow	-121.00K	-85.00K	13.04M	-4.29M	4.85M	2.65M

Siebert Financial Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.35
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SIEB, the sentiment is Negative. The current price of 3.35 is above the 20-day moving average (MA) of 3.13, above the 50-day MA of 2.95, and below the 200-day MA of 3.41, indicating a bearish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 40.00 is Neutral, neither overbought nor oversold. The STOCH value of 8.94 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SIEB.

Siebert Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WHG	―	$152.98M	39.50	3.06%	3.69%	0.24%	-49.87%
SIEB	―	$117.24M	12.21	11.37%	―	9.24%	-2.06%
Sector *	―	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
HGBL	―	$52.81M	15.37	5.45%	―	-11.05%	-66.83%
COHN	―	$20.58M	9.13	4.55%	9.89%	69.61%	-55.71%