Siebert Financial (SIEB) AI Stock Analysis

• Market Cap: $113.20M
• Dividend Yield: N/A
• Average Volume (3M): 23.84K
• Price to Earnings (P/E): 15.4
• Beta (1Y): 0.87
• Revenue Growth: 8.47%
• EPS Growth: -32.22%
• Country: US
• Employees: 146
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): N/A
• Shares Outstanding: 40,426,937
• 10 Day Avg. Volume: 39,389
• 30 Day Avg. Volume: 23,836
• PEG Ratio: 0.17
• Price to Book (P/B): 1.50
• Price to Sales (P/S): 1.57
• P/FCF Ratio: 15.03
• Enterprise Value/Market Cap: 0.89
• Enterprise Value/Revenue: 1.15
• Enterprise Value/Gross Profit: 3.12
• Enterprise Value/Ebitda: 8.89
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 72 Outperform
• Price Target: $3.00 ▼(-3.23% Downside)

Siebert Financial's strong cash flow and strategic acquisition of RISE Financial Services are significant positives. However, challenges in maintaining profitability and potential resistance in long-term technical indicators slightly offset these strengths. The stock is moderately valued, making it an attractive option for growth-oriented investors.

Positive Factors

Free Cash Flow Growth

A 126% increase in free cash flow is a durable strength: it materially improves the firm's ability to fund strategic initiatives, absorb market shocks, reduce debt, and invest in technology or acquisitions without relying on external capital, supporting long-term stability.

Reduced Leverage

A materially lower debt-to-equity ratio meaningfully reduces financial risk and interest burden, enhancing capital allocation flexibility. Sustained low leverage supports resilience through cycles and gives management optionality for growth investments or shareholder returns.

Acquisition of RISE

Taking RISE to wholly-owned status is a structural change: it enables full consolidation of earnings, simplifies governance, accelerates integration and cross-selling, and allows Siebert to deploy capital and strategy at RISE without minority-holder constraints.

Negative Factors

Net Profit Margin Compression

A steep decline in net margin signals persistent pressure from higher costs or lower-margin revenue. If sustained, this erodes the company's ability to convert revenue into distributable earnings and weakens internal funding for growth or shareholder returns.

Declining Return on Equity

A falling ROE indicates reduced effectiveness in generating returns from shareholder capital. Over time this can limit the firm's ability to attract investment, justify retained earnings, and may require strategic actions to improve operating efficiency or capital deployment.

Operating Margin Weakness

Declines in operating margins point to structural cost pressures or competitive pricing weakness. Persistent margin erosion undermines profitability even with revenue growth and could necessitate lasting cost restructuring or strategic shifts to restore sustainable earnings power.

Siebert Financial Business Overview & Revenue Model

Company Description

Siebert Financial Corp. (SIEB) is a financial services company that operates primarily in the brokerage sector, providing a range of investment services to individual and institutional clients. The company offers online trading services, financial advisory, and asset management, focusing on stocks, options, and other investment products. Through its platforms, Siebert aims to empower investors with the tools and resources needed to manage their portfolios effectively.

How the Company Makes Money

Siebert Financial generates revenue primarily through brokerage commissions and fees associated with trading activities on its platforms. The company earns money from transaction fees charged to clients for executing trades in stocks and options. Additionally, Siebert may generate revenue through advisory services, where clients pay fees for personalized investment guidance and portfolio management. Other key revenue streams include interest income from cash balances held in customer accounts and potential earnings from proprietary trading activities. Strategic partnerships with financial institutions and technology providers may also contribute to its earnings by enhancing service offerings and expanding customer reach.

Siebert Financial Financial Statement Overview

Summary

Siebert Financial demonstrates strong cash flow performance and improved leverage, which are positive indicators of financial health. However, declining profit margins and return on equity suggest challenges in maintaining profitability. Continued focus on cost management and operational efficiency will be crucial for sustaining growth.

Income Statement

Siebert Financial has shown consistent revenue growth with a TTM increase of 5.87%. The gross profit margin improved to 53.99% in TTM, indicating efficient cost management. However, the net profit margin decreased to 8.06% from 15.83% in the previous year, suggesting increased expenses or reduced profitability. The EBIT and EBITDA margins also declined, reflecting potential operational challenges.

Balance Sheet

The company's debt-to-equity ratio significantly improved to 0.04 in TTM from 0.08, indicating reduced leverage and a stronger equity position. Return on equity decreased to 8.17% in TTM, suggesting a decline in profitability relative to shareholder equity. The equity ratio remains stable, reflecting a solid asset base.

Cash Flow

Siebert Financial experienced a substantial growth in free cash flow by 126.45% in TTM, highlighting strong cash generation capabilities. The operating cash flow to net income ratio improved, indicating better cash conversion efficiency. The free cash flow to net income ratio remains high at 98.89%, suggesting effective cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	87.44M	80.51M	69.35M	50.10M	67.51M	54.87M
Gross Profit	32.20M	34.91M	35.74M	19.23M	26.27M	21.26M
EBITDA	11.30M	19.11M	13.54M	-2.85M	8.56M	5.11M
Net Income	7.30M	13.29M	7.83M	-1.99M	5.06M	2.98M
Balance Sheet
Total Assets	607.46M	519.67M	801.80M	728.05M	1.40B	1.37B
Cash, Cash Equivalents and Short-Term Investments	293.06M	193.00M	418.48M	363.79M	947.27M	912.04M
Total Debt	7.71M	6.90M	7.30M	9.45M	17.64M	12.47M
Total Liabilities	515.60M	434.58M	731.09M	678.13M	1.35B	1.34B
Stockholders Equity	90.90M	84.09M	69.72M	48.95M	49.26M	37.99M
Cash Flow
Free Cash Flow	-49.40M	8.40M	-7.36M	-26.71M	-1.91M	96.31M
Operating Cash Flow	-48.27M	10.05M	-4.80M	-24.61M	5.54M	96.72M
Investing Cash Flow	-846.00K	-6.05M	-2.56M	-1.84M	-8.37M	-410.00K
Financing Cash Flow	878.00K	-85.00K	13.04M	-4.29M	4.85M	2.65M

Siebert Financial Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SIEB, the sentiment is Negative. The current price of 3.1 is below the 20-day moving average (MA) of 3.30, below the 50-day MA of 3.29, and below the 200-day MA of 3.55, indicating a bearish trend. The MACD of -0.15 indicates Positive momentum. The RSI at 31.57 is Neutral, neither overbought nor oversold. The STOCH value of 7.77 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SIEB.

Siebert Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WHG	73 Outperform	$170.38M	22.10	5.99%	3.32%	4.03%	151.19%
SIEB	72 Outperform	$113.20M	15.38	8.43%	―	8.47%	-32.22%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
COHN	63 Neutral	$34.71M	8.11	9.56%	6.45%	214.07%	-40.88%
HGBL	63 Neutral	$47.94M	15.99	4.65%	―	0.02%	-68.55%
DOMH	61 Neutral	$65.33M	0.74	-29.28%	―	―	―

Siebert Financial Corporate Events

Siebert Financial Announces Key Decisions at Annual Meeting

At its Annual Meeting of Shareholders on November 18, 2025, Siebert Financial Corp. announced the election of directors to serve until the 2026 meeting, the approval of an amendment to increase shares in its 2021 Equity Incentive Plan, an advisory vote on executive compensation, and the ratification of Crowe LLP as its independent auditor for fiscal 2025. These decisions reflect the company’s strategic focus on enhancing its governance and operational framework, potentially impacting its market positioning and stakeholder relations.

The most recent analyst rating on (SIEB) stock is a Hold with a $3.00 price target. To see the full list of analyst forecasts on Siebert Financial stock, see the SIEB Stock Forecast page.

Siebert Financial Completes Acquisition of RISE Financial

On October 28, 2025, Siebert Financial Corp. completed the acquisition of the remaining 32% membership interests in its subsidiary, RISE Financial Services, LLC, for $3.7 million, making RISE a wholly-owned subsidiary. This transaction aims to restructure capital within the company’s group and support strategic opportunities, potentially benefiting shareholders by positioning the company to explore future opportunities at RISE.

The most recent analyst rating on (SIEB) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Siebert Financial stock, see the SIEB Stock Forecast page.