Mercurity Fintech Holding (MFH) AI Stock Analysis

• Market Cap: $248.38M
• Dividend Yield: N/A
• Average Volume (3M): 255.38K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.43
• Revenue Growth: 125.92%
• EPS Growth: 53.50%
• Country: US
• Employees: 11
• Sector: Financial
• Sector Strength: 80
• Industry: Financial - Capital Markets
• EPS (TTM): -0.08
• Shares Outstanding: 63,686,560
• 10 Day Avg. Volume: 499,115
• 30 Day Avg. Volume: 255,385
• PEG Ratio: N/A
• Price to Book (P/B): 12.22
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -0.19
• Enterprise Value/Market Cap: -0.06
• Enterprise Value/Revenue: -6.19
• Enterprise Value/Gross Profit: 41.14
• Enterprise Value/Ebitda: 0.71
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 40 Underperform
• Price Target: $3.00 ▼(-23.08%Downside)

The overall stock score reflects significant financial challenges, with negative profitability and cash flow. Technical analysis shows bearish trends, and the stock's valuation lacks appeal due to a negative P/E ratio and no dividend yield. These factors collectively result in a low score.

Mercurity Fintech Holding Business Overview & Revenue Model

Company Description

Mercurity Fintech Holding Inc. engages in the design, development, creation, testing, installation, configuration, integration, and customization of operational software based on blockchain technologies and related services in the British Virgin Islands and the Asia pacific region. It provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders, blockchain-based virtual communities, and liquidity providers.; an asset digitalization platform, which provides blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. The company also offers a decentralized finance platform that solves retail traders' problems; cross-border payments services; and supplemental services for its platforms, such as customized software development, maintenance, and compliance support services. In addition, it provides blockchain technology services, which includes designing and developing digital asset transaction platforms, digital asset quantitative investment software, and other innovative and derivative services based on blockchain technologies; and cryptocurrency mining services that provides computing power to the mining pool. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in Beijing, the People's Republic of China.

How the Company Makes Money

Mercurity Fintech Holding generates revenue through a variety of streams, primarily driven by its digital asset trading platforms and blockchain solutions. The company charges transaction fees and commissions on the digital asset exchanges it operates. Additionally, MFH earns income by providing blockchain technology consulting services and custom blockchain development solutions to businesses seeking to integrate or enhance their blockchain capabilities. The firm may also engage in strategic partnerships with other fintech companies or blockchain projects to broaden its service offerings and increase its revenue potential. However, specific financial data, such as the proportion of revenue from each stream or detailed partnership earnings, is not readily available.

Mercurity Fintech Holding Financial Statement Overview

Summary

Mercurity Fintech Holding faces financial challenges with sustained losses and negative cash flows. The income statement shows significant challenges, the balance sheet maintains a stable equity position, but there's a high debt-to-equity ratio, and cash flow is negative.

Income Statement

The income statement reveals significant challenges with negative gross profit margins and declining net income over the years. The revenue growth is inconsistent, with a recent increase, but overall profitability remains a concern with negative EBIT and EBITDA margins.

Balance Sheet

The balance sheet shows a relatively stable equity position, with stockholders' equity increasing over time. However, the company has a substantial debt relative to equity, which poses a financial risk. The equity ratio is moderate, reflecting a fair proportion of assets financed by equity.

Cash Flow

Cash flow analysis highlights negative free cash flow, indicating the company is not generating positive cash from its operations. The operating cash flow to net income ratio suggests operational inefficiencies, although there have been improvements in financing activities.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.01M	445.93K	863.44K	670.17K	1.48M
Gross Profit	-375.51K	-978.38K	-517.16K	-32.51K	1.33M
EBITDA	-2.11M	-7.90M	-5.85M	-13.31M	166.58K
Net Income	-4.53M	-9.36M	-5.63M	-18.62M	-807.75K
Balance Sheet
Total Assets	35.69M	30.40M	18.89M	9.94M	10.96M
Cash, Cash Equivalents and Short-Term Investments	24.87M	18.44M	7.45M	440.64K	174.78K
Total Debt	7.78M	9.63M	904.13K	0.00	0.00
Total Liabilities	11.60M	12.56M	2.06M	1.37M	708.50K
Stockholders Equity	24.09M	17.83M	16.83M	8.57M	10.25M
Cash Flow
Free Cash Flow	-3.58M	-5.79M	-589.64K	-4.01M	-613.54K
Operating Cash Flow	-3.57M	-2.79M	-582.42K	-4.01M	-595.68K
Investing Cash Flow	3.79M	-7.84M	-32.22K	2.59M	-10.15K
Financing Cash Flow	7.58M	19.30M	7.72M	1.68M	300.00K

Mercurity Fintech Holding Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 3.90
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MFH, the sentiment is Neutral. The current price of 3.9 is above the 20-day moving average (MA) of 3.77, below the 50-day MA of 5.09, and below the 200-day MA of 4.77, indicating a neutral trend. The MACD of -0.33 indicates Negative momentum. The RSI at 44.76 is Neutral, neither overbought nor oversold. The STOCH value of 31.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for MFH.

Mercurity Fintech Holding Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	67 Neutral	$16.47B	11.30	9.71%	3.94%	11.97%	-10.51%
BTBT	60 Neutral	$490.05M	8.82	-23.29%	―	53.68%	-265.12%
BTM	60 Neutral	$344.07M	―	77.58%	―	-9.72%	66.64%
ABTS	47 Neutral	$9.01M	―	-8.39%	―	―	―
BTCS	47 Neutral	$46.41M	5.34	-102.90%	―	199.18%	-117.49%
MFH	40 Underperform	$248.38M	―	-21.63%	―	125.92%	53.50%
ARBK	37 Underperform	$28.24M	―	242.25%	―	―	―