Old Market Capital (OMCC) AI Stock Analysis

• Market Cap: $22.50M
• Dividend Yield: N/A
• Average Volume (3M): 3.77K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.07
• Revenue Growth: -1.30%
• EPS Growth: 81.87%
• Country: US
• Employees: 7
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): -0.11
• Shares Outstanding: 6,790,097
• 10 Day Avg. Volume: 5,308
• 30 Day Avg. Volume: 3,768
• PEG Ratio: 0.11
• Price to Book (P/B): 0.76
• Price to Sales (P/S): 3.75
• P/FCF Ratio: -3.91
• Enterprise Value/Market Cap: 0.46
• Enterprise Value/Revenue: 0.81
• Enterprise Value/Gross Profit: 0.96
• Enterprise Value/Ebitda: 119.60
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 45 Neutral
• Price Target: $3.00 ▼(-8.26% Downside)

The score is held down primarily by weak financial performance (losses, sharp revenue contraction, and negative free cash flow) and bearish technicals (below key moving averages with negative MACD). Corporate events are a modest positive (buyback and investment activity), but valuation support is limited due to a negative P/E and no stated dividend yield.

Positive Factors

Balance Sheet Strength

The company’s asset base materially exceeds debt, with a trailing debt-to-equity near 0.12, providing financial flexibility. A low leverage profile supports the firm’s ability to fund investments, weather losses, and pursue opportunistic deals without immediate refinancing risk.

Share Repurchase Program

A sizable, open-ended $7M buyback signals management willingness to return capital and tighten share count long term. When funded from surplus capital, repurchases can sustainably enhance per-share economics and align management incentives with investors over multiple quarters.

Diversified Alternative Asset Platform

A multi-vertical alternative asset model and institutional partnerships diversify revenue and reduce single-market exposure. Integration of ESG criteria can attract long-term institutional capital and support persistently higher retention of fee-paying investors over multiple funding cycles.

Negative Factors

Severe Revenue Contraction

A dramatic TTM revenue decline and recurring net losses indicate structural demand or execution issues. Persistent top-line weakness undermines margin leverage and returns, making it harder to restore profitability without durable revenue recovery or significant cost reengineering.

Negative Free Cash Flow / Cash Burn

Material negative FCF and ongoing operating cash burn increase financing and dilution risk. Sustained cash outflows pressure the firm’s ability to fund acquisitions or supports buybacks without external capital, elevating long-term funding vulnerability if profitability isn’t restored.

Voluntary NASDAQ Delisting

Moving from NASDAQ to the OTC Basic Market is a structural change that reduces liquidity, visibility, and eligibility for many institutional investors. Over the medium term this can raise the cost of capital, impair secondary market trading, and limit access to new institutional capital pools.

Old Market Capital Business Overview & Revenue Model

Company Description

Old Market Capital Corporation provides broadband internet, voice over internet protocol, and video services in Northwest and Northcentral Ohio. The company was formerly known as Nicholas Financial, Inc. and changed its name to Old Market Capital Corporation in September 2024. Old Market Capital Corporation was founded in 1985 and is headquartered in Clearwater, Florida.

How the Company Makes Money

Old Market Capital generates revenue primarily through management fees and performance fees associated with its investment funds. The company collects a management fee, typically a percentage of assets under management (AUM), from its investors for overseeing and managing the investment portfolio. Additionally, OMCC earns performance fees based on the profits generated by its funds, incentivizing the firm to maximize returns. Significant partnerships with institutional investors and strategic alliances with other investment firms enhance OMCC’s capital base and investment reach, contributing to its overall earnings. The firm also benefits from transaction fees associated with acquisitions and dispositions of assets within its portfolio.

Old Market Capital Financial Statement Overview

Summary

Overall fundamentals are weak: the income statement reflects sharp revenue contraction and ongoing losses, and cash flow shows continued cash burn with deeply negative free cash flow. The balance sheet is a relative support with modest leverage and meaningful equity, but negative returns indicate the capital base is not currently producing profits.

Income Statement

Profitability is weak and volatile. In TTM (Trailing-Twelve-Months), revenue fell sharply (down ~148%) and the company reported a net loss of about $2.7M, with negative operating profit as well. While the gross margin appears very high, earnings below the gross line remain consistently negative across recent periods, signaling cost structure and/or non-operating headwinds that continue to overwhelm revenue.

Balance Sheet

The balance sheet looks relatively supported by equity with modest leverage in the most recent period (TTM (Trailing-Twelve-Months) debt-to-equity ~0.12). Total assets (~$81.1M) are meaningfully above total debt (~$6.3M), which helps financial flexibility. The key weakness is ongoing negative returns on equity in recent periods, indicating the capital base is not currently generating profits.

Cash Flow

Cash generation is pressured. TTM (Trailing-Twelve-Months) operating cash flow is negative (about -$0.6M) and free cash flow is deeply negative (about -$13.5M), pointing to cash burn. While free cash flow growth is shown as positive versus the prior year, the level of cash outflow remains substantial and increases financing risk if losses persist.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	12.68M	10.74M	145.00K	40.41M	44.41M	50.04M
Gross Profit	10.68M	10.74M	-3.35M	40.41M	44.41M	50.04M
EBITDA	86.00K	-6.17M	-5.96M	0.00	0.00	0.00
Net Income	-2.66M	-5.15M	-20.80M	-34.12M	3.00M	8.35M
Balance Sheet
Total Assets	81.07M	77.67M	59.84M	110.35M	183.57M	212.44M
Cash, Cash Equivalents and Short-Term Investments	19.78M	24.52M	18.98M	454.00K	4.78M	22.02M
Total Debt	6.30M	3.80M	65.00K	29.11M	62.47M	92.77M
Total Liabilities	15.18M	10.65M	996.00K	30.54M	67.18M	97.22M
Stockholders Equity	53.78M	53.14M	58.84M	79.81M	116.39M	115.22M
Cash Flow
Free Cash Flow	-13.55M	-10.32M	1.81M	-2.24M	2.17M	13.79M
Operating Cash Flow	-568.00K	-1.90M	1.83M	-2.18M	3.49M	14.40M
Investing Cash Flow	-12.59M	12.55M	45.80M	29.89M	3.86M	30.08M
Financing Cash Flow	3.46M	-4.80M	-29.10M	-32.03M	-35.55M	-36.19M

Old Market Capital Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.27
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OMCC, the sentiment is Negative. The current price of 3.27 is below the 20-day moving average (MA) of 3.53, below the 50-day MA of 4.42, and below the 200-day MA of 5.30, indicating a bearish trend. The MACD of -0.39 indicates Negative momentum. The RSI at 39.09 is Neutral, neither overbought nor oversold. The STOCH value of 50.49 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for OMCC.

Old Market Capital Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
OMCC	45 Neutral	$22.50M	-8.88	-5.49%	―	-1.30%	81.87%
NISN	45 Neutral	$4.80M	-0.06	―	―	-12.05%	-87.87%
SNTG	43 Neutral	$6.34M	-3.55	-16.36%	―	-26.60%	15.28%
LMFA	42 Neutral	$5.88M	-0.17	-17.58%	―	-35.26%	53.23%
AIHS	39 Underperform	$5.36M	-0.41	―	―	-25.21%	24.90%

Old Market Capital Corporate Events

Old Market Capital Announces NASDAQ Delisting Plan

On December 8, 2025, Old Market Capital Corporation’s Board of Directors approved a plan to voluntarily delist its common stock from NASDAQ and transition to the OTCID Basic Market. The decision, effective around January 2, 2026, aims to reduce costs and regulatory burdens, enhancing long-term stockholder value. The company expects to save significantly on annual expenses and will continue to provide quarterly earnings releases and an annual report through its Investors Portal.

The most recent analyst rating on (OMCC) stock is a Hold with a $4.50 price target. To see the full list of analyst forecasts on Old Market Capital stock, see the OMCC Stock Forecast page.

Old Market Capital Announces $7M Share Buyback Plan

On December 10, 2025, Old Market Capital Corporation announced that its Board of Directors approved a share repurchase program with an aggregate purchase price of up to $7 million. This program, which has no expiration date, allows the company to repurchase shares based on various factors such as share price and market conditions, and can be modified or terminated at any time. This move could impact the company’s market positioning and shareholder value by potentially increasing share value and demonstrating confidence in the company’s financial health.

The most recent analyst rating on (OMCC) stock is a Hold with a $4.50 price target. To see the full list of analyst forecasts on Old Market Capital stock, see the OMCC Stock Forecast page.

Old Market Capital Invests $4M in Amplex Holdings

On November 25, 2025, Old Market Capital invested an additional $4,000,000 into Amplex Holdings Inc. This investment was part of a Subscription Agreement that followed the economic terms set by a prior Stockholders Agreement from June 15, 2024, involving Old Market Capital, Amplex, and Mark R. Radabaugh.

The most recent analyst rating on (OMCC) stock is a Hold with a $5.00 price target. To see the full list of analyst forecasts on Old Market Capital stock, see the OMCC Stock Forecast page.