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Crawford & Company A
(NYSE:CRD.A)
Select Model
Select Model
Rating:59Neutral
Price Target:
$12.00
▲(9.09% Upside)
Action:Reiterated
Date:08/04/26
The score is primarily supported by strong recent operating and free cash flow, but is held back by a steep TTM revenue decline, thin profitability, and elevated leverage. Technicals are moderately positive with price above major moving averages, while valuation is a headwind due to a high P/E despite a mid-range dividend yield.
Positive Factors
Strong cash generation
Consistent TTM operating cash flow (~$117M) and rising free cash flow (~$103M, +22% TTM) provide durable internal funding. Reliable cash conversion supports reinvestment, dividend capacity and debt servicing through cycles, improving resilience despite revenue swings.
Negative Factors
Sharp revenue decline
A 25% TTM revenue drop is a meaningful structural headwind: it weakens operating leverage, can jeopardize contract renewals and reduces pricing leverage. If sustained, lower volumes hinder margin recovery and constrain the company's ability to fund growth or delever quickly.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Consistent TTM operating cash flow (~$117M) and rising free cash flow (~$103M, +22% TTM) provide durable internal funding. Reliable cash conversion supports reinvestment, dividend capacity and debt servicing through cycles, improving resilience despite revenue swings.
Read all positive factors
Crawford & Company A (CRD.A) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$515.85M
Dividend Yield2.75%
Average Volume (3M)56.86K
Price to Earnings (P/E)30.3
Beta (1Y)1.07
Revenue Growth-3.23%
EPS Growth-41.71%
CountryUS
Employees8,791
SectorFinancial
Sector Strength70
IndustryInsurance - Brokers
Share Statistics
EPS (TTM)0.20
Shares Outstanding29,794,664
10 Day Avg. Volume59,347
30 Day Avg. Volume56,858
Financial Highlights & Ratios
PEG Ratio-1.08
Price to Book (P/B)3.22
Price to Sales (P/S)0.42
P/FCF Ratio5.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$13.00Price Target Upside18.18% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.92
Revenue Forecast (FY)$1.28B
Crawford & Company A Business Overview & Revenue Model
Company Description
Crawford & Company operates as a global provider of claims and outsourcing services, catering to insurance carriers, brokers, and corporate clients across the United States, the United Kingdom, Europe, Canada, Australia, and various other internat...
How the Company Makes Money
Crawford & Company primarily makes money by charging fees for services it performs on behalf of insurance carriers, brokers, and self-insured clients across the claims lifecycle. Key revenue streams generally include: (1) Claims adjusting and clai...
Crawford & Company A Financial Statement Overview
Summary
Income Statement
54
Neutral
Balance Sheet
50
Neutral
Cash Flow
67
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.29B | 1.31B | 1.34B | 1.32B | 1.23B | 1.14B |
| Gross Profit | 243.86M | 321.90M | 367.55M | 359.07M | 306.35M | 291.80M |
| EBITDA | 60.33M | 92.62M | 97.61M | 102.91M | 52.11M | 91.02M |
| Net Income | 23.52M | 19.63M | 26.60M | 30.61M | -18.30M | 30.69M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 764.30M | 803.75M | 799.20M | 791.51M | 852.64M |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 64.08M | 55.41M | 58.36M | 46.01M | 53.23M |
| Total Debt | 270.67M | 270.27M | 309.49M | 311.53M | 346.40M | 288.67M |
| Total Liabilities | 573.73M | 592.87M | 648.20M | 659.37M | 668.13M | 641.24M |
| Stockholders Equity | 0.00 | 173.09M | 157.21M | 141.62M | 124.54M | 211.97M |
Cash Flow | ||||||
| Free Cash Flow | 97.27M | 94.83M | 9.97M | 67.19M | -6.96M | 23.37M |
| Operating Cash Flow | 101.88M | 101.85M | 51.62M | 103.79M | 27.63M | 54.32M |
| Investing Cash Flow | -27.61M | -36.21M | -41.65M | -36.60M | -57.88M | -70.83M |
| Financing Cash Flow | -59.12M | -57.62M | -12.86M | -54.68M | 25.94M | 24.66M |
Crawford & Company A Risk Analysis
Crawford & Company A disclosed 24 risk factors in its most recent earnings report. Crawford & Company A reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Crawford & Company A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
59 Neutral | $515.85M | 30.31 | 10.01% | 2.73% | -3.23% | -41.71% | |
56 Neutral | $131.73M | 7.55 | 15.28% | ― | 10.29% | ― | |
55 Neutral | $42.22M | -2.11 | 3.57% | ― | -4.28% | -1.93% | |
55 Neutral | $515.85M | 30.31 | 10.01% | 2.97% | -3.23% | -41.71% |
* Financial Sector Average
CRD.A
Crawford & Company A
11.32
2.11
22.96%
EHTH
Ehealth
1.38
-1.88
-57.67%
CRD.B
Crawford & Company B
10.38
1.44
16.06%
SLQT
SelectQuote
0.75
-1.01
-57.27%
Crawford & Company A Corporate Events
Business Operations and StrategyDividendsFinancial Disclosures
Crawford & Company A boosts earnings and dividend
Positive
Aug 3, 2026
For the second quarter ended June 30, 2026, Crawford Company reported net income of $13.4 million, up 73% from the prior-year quarter, despite a slight revenue decline to $321.4 million. Diluted earnings per share rose to $0.27 for CRD-A and $0.2...
Executive/Board ChangesShareholder Meetings
Crawford & Company Shareholders Approve Directors and Incentive Plan
Positive
May 19, 2026
At its 2026 Annual Meeting of Shareholders held on May 14, 2026, Crawford Company reported a high turnout, with 96.71% of eligible Class B shares represented, and shareholders re‑elected all nominated directors to serve until the next annua...
Business Operations and StrategyStock BuybackFinancial Disclosures
Crawford & Company A Reports Weaker First-Quarter 2026 Results
Negative
May 4, 2026
Crawford Company reported first-quarter 2026 results on May 4, 2026, showing revenues before reimbursements down 1% year on year to $309.5 million and net income falling to $4.9 million, or $0.10 per diluted share, amid softer outsourced claims v...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.