Crawford & Company B (CRD.B) AI Stock Analysis

• Market Cap: $502.43M
• Dividend Yield: 2.47%
• Average Volume (3M): 4.97K
• Price to Earnings (P/E): 28.4
• Beta (1Y): 0.95
• Revenue Growth: 4.39%
• EPS Growth: 61.61%
• Country: US
• Employees: 9,134
• Sector: Financial
• Sector Strength: 70
• Industry: Insurance - Brokers
• EPS (TTM): 0.15
• Shares Outstanding: 18,985,060
• 10 Day Avg. Volume: 4,431
• 30 Day Avg. Volume: 4,969
• PEG Ratio: -1.10
• Price to Book (P/B): 3.22
• Price to Sales (P/S): 0.43
• P/FCF Ratio: 6.01
• Enterprise Value/Market Cap: 1.46
• Enterprise Value/Revenue: 0.56
• Enterprise Value/Gross Profit: 2.06
• Enterprise Value/Ebitda: 7.90
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 1.05
• Revenue Forecast (FY): $1.34B

• Rating: 53 Neutral
• Price Target: $10.50 ▼(-3.49% Downside)
• Action: Reiterated Date: 03/21/26
• Date: Action: Reiterated 03/21/26

The score is held back primarily by leveraged balance-sheet risk and weak technical momentum (negative MACD with oversold readings). Offsetting factors are improved recent cash generation and a steady revenue base, while valuation is a mild headwind due to the higher P/E despite a moderate dividend yield.

Positive Factors

Recurring fee‑based business model

Crawford's core revenue comes from fee-based claims administration, TPAs and managed repair services, creating recurring contractual revenue streams. This outsourced-services model produces steady demand from insurers and corporates, supporting durable revenue visibility and client stickiness.

Negative Factors

Elevated leverage

Sustained debt levels two to nearly three times equity raise financial risk and limit strategic flexibility. High leverage increases sensitivity to earnings swings, constrains capital allocation choices and heightens refinancing and covenant risks during weaker operating periods.

Crawford & Company B Business Overview & Revenue Model

Company Description

Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally. The company's Crawford Loss Adjusting provide...

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Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally. The company's Crawford Loss Adjusting provide...

How the Company Makes Money

Crawford & Company primarily makes money by providing fee-based services tied to the handling and administration of insurance claims and related outsourced processes. Key revenue streams generally include: (1) Claims adjusting and claims managemen...

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Crawford & Company primarily makes money by providing fee-based services tied to the handling and administration of insurance claims and related outsourced processes. Key revenue streams generally include: (1) Claims adjusting and claims managemen...

Crawford & Company B Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.31B	1.34B	1.32B	1.23B	1.14B
Gross Profit	321.90M	367.55M	359.07M	306.35M	291.80M
EBITDA	92.62M	97.61M	102.91M	52.11M	91.02M
Net Income	19.63M	26.60M	30.61M	-18.30M	30.69M
Balance Sheet
Total Assets	764.30M	803.75M	799.20M	791.51M	852.64M
Cash, Cash Equivalents and Short-Term Investments	64.08M	55.41M	58.36M	46.01M	53.23M
Total Debt	270.27M	309.49M	311.53M	346.40M	288.67M
Total Liabilities	592.87M	648.20M	659.37M	668.13M	641.24M
Stockholders Equity	173.09M	157.21M	141.62M	124.54M	211.97M
Cash Flow
Free Cash Flow	92.81M	9.97M	67.19M	-6.96M	23.37M
Operating Cash Flow	101.85M	51.62M	103.79M	27.63M	54.32M
Investing Cash Flow	-36.21M	-41.65M	-36.60M	-57.88M	-70.83M
Financing Cash Flow	-57.62M	-12.86M	-54.68M	25.94M	24.66M

Crawford & Company B Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 10.88
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CRD.B, the sentiment is Neutral. The current price of 10.88 is above the 20-day moving average (MA) of 9.96, above the 50-day MA of 10.13, and above the 200-day MA of 10.12, indicating a bullish trend. The MACD of 0.08 indicates Negative momentum. The RSI at 51.96 is Neutral, neither overbought nor oversold. The STOCH value of 76.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for CRD.B.

Crawford & Company B Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
CRD.A	58 Neutral	$502.43M	-19.26	11.25%	2.47%	4.39%	61.61%
SLQT	58 Neutral	$115.58M	0.95	13.52%	―	13.16%	―
EHTH	55 Neutral	$41.02M	3.50	4.33%	―	16.79%	―
CRD.B	53 Neutral	$502.43M	28.40	11.25%	2.47%	4.39%	61.61%
GOCO	43 Neutral	$30.14M	-0.21	-158.66%	―	7.56%	-344.04%