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Credit Agricole SA (CRARY)
OTHER OTC:CRARY
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Credit Agricole (CRARY) Price & Analysis

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CRARY Stock Chart & Stats

$10.18
>-$0.01(-0.07%)
At close: 4:00 PM EST
$10.18
>-$0.01(-0.07%)

Bulls Say, Bears Say

Bulls Say
Diversified Asset-gathering & Fee FranchiseScale in insurance and asset management provides durable fee and premium income that smooths cyclicality from rate-sensitive lending. Large AUM and record inflows support recurring management fees, cross-sell opportunities and investment of float, enhancing long-term revenue stability and margin resilience.
Strong Commercial Momentum And Client GrowthSustained customer acquisition and robust loan production expand deposit and lending franchises, boosting interest income and cross-sell potential. Growing retail volumes underpin medium-term NII stability and create a larger base for fee products, strengthening structural revenue drivers over months.
Ample Capital And Liquidity BuffersCET1 ratios above targets and very large liquidity reserves materially reduce regulatory and funding risk, enabling continued lending, planned M&A and shareholder returns. Strong buffers give the bank time to absorb shocks and execute strategic plans without immediate capital constraints.
Bears Say
Sharply Higher Leverage In 2025A marked increase in leverage reduces balance-sheet flexibility and elevates sensitivity to funding and credit stress. Higher debt ratios magnify earnings volatility under adverse conditions and may necessitate stronger capital generation or asset disposal, constraining strategic optionality over the medium term.
Multi-year Cash-flow VolatilityInconsistent cash conversion creates uncertainty around the bank's ability to fund investments, pay dividends and de-lever reliably. The 2025 improvement is encouraging, but multi-year volatility suggests structural timing or earnings-quality effects that could constrain free cash generation resilience over coming quarters.
Integration, Provisioning And Mobility HeadwindsMaterial one-offs, mobility segment weakness and elevated restructuring/provisioning raise near-term earnings drag and show integration risk. Persistently higher cost-to-income and pockets of credit pressure could weigh on efficiency and payout capacity until synergies and mobility demand recover over multiple quarters.

Credit Agricole News

CRARY FAQ

What was Credit Agricole SA’s price range in the past 12 months?
Credit Agricole SA lowest stock price was $8.91 and its highest was $11.22 in the past 12 months.
    What is Credit Agricole SA’s market cap?
    Credit Agricole SA’s market cap is $60.56B.
      When is Credit Agricole SA’s upcoming earnings report date?
      Credit Agricole SA’s upcoming earnings report date is Apr 30, 2026 which is in 2 days.
        How were Credit Agricole SA’s earnings last quarter?
        Credit Agricole SA released its earnings results on Feb 04, 2026. The company reported $0.177 earnings per share for the quarter, missing the consensus estimate of $0.214 by -$0.037.
          Is Credit Agricole SA overvalued?
          According to Wall Street analysts Credit Agricole SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Credit Agricole SA pay dividends?
            Credit Agricole SA pays a Annually dividend of $0.621 which represents an annual dividend yield of 6.3%. See more information on Credit Agricole SA dividends here
              What is Credit Agricole SA’s EPS estimate?
              Credit Agricole SA’s EPS estimate is 0.32.
                How many shares outstanding does Credit Agricole SA have?
                Credit Agricole SA has 6,051,804,700 shares outstanding.
                  What happened to Credit Agricole SA’s price movement after its last earnings report?
                  Credit Agricole SA reported an EPS of $0.177 in its last earnings report, missing expectations of $0.214. Following the earnings report the stock price went down -3.179%.
                    Which hedge fund is a major shareholder of Credit Agricole SA?
                    Currently, no hedge funds are holding shares in CRARY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Credit Agricole Stock Smart Score

                      Company Description

                      Credit Agricole SA

                      Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.

                      Credit Agricole (CRARY) Earnings & Revenues

                      CRARY Company Deck

                      CRARY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call highlighted robust full‑year commercial and financial performance — record revenues, strong client acquisition, insurance and asset management inflows, solid capital and liquidity metrics, and clear progress on strategic M&A and integration. Most Q4 weaknesses were driven by identifiable one‑offs (Banco BPM first consolidation accounting, Leasys/automotive headwinds, and specific provisions) which management framed as temporary or structural adjustments to support the medium‑term plan. Given the breadth of operational strengths and the management guidance that many negative items should normalize in 2026 while recurring contributions (e.g., Banco BPM) begin, the positives materially outweigh the negatives.View all CRARY earnings summaries
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                      Ownership Overview

                      <0.01%<0.01%100.00%
                      Insiders
                      <0.01% Other Institutional Investors
                      100.00% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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