Credit Agricole SA (CRARY)
OTHER OTC:CRARY
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CRARY Stock Chart & Stats
$10.18
>-$0.01(-0.07%)
At close: 4:00 PM EST
$10.18
>-$0.01(-0.07%)
Day’s Range― - ―
52-Week Range$8.91 - $11.22
Previous CloseN/A
Volume82.07K
Average Volume (3M)52.95K
Market Cap
$59.02B
Enterprise Value$402.70B
Total Cash (Recent Filing)$579.76B
Total Debt (Recent Filing)$312.98B
Price to Earnings (P/E)12.9
Beta0.46
Next Earnings
Jul 31, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield6.3%
Share Statistics
EPS (TTM)1.09
Shares Outstanding6,051,804,700
10 Day Avg. Volume0
30 Day Avg. Volume52,954
Financial Highlights & Ratios
PEG Ratio1.96
Price to Book (P/B)0.76
Price to Sales (P/S)0.80
P/FCF Ratio1.16
Enterprise Value/Market Cap6.82
Enterprise Value/Revenue-93.00
Enterprise Value/Gross Profit-93.00
Enterprise Value/Ebitda-37.55
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.31
Revenue Forecast (FY)$32.82B
Bulls Say, Bears Say
Bulls Say
Diversified Asset-gathering & Fee FranchiseScale in insurance and asset management provides durable fee and premium income that smooths cyclicality from rate-sensitive lending. Large AUM and record inflows support recurring management fees, cross-sell opportunities and investment of float, enhancing long-term revenue stability and margin resilience.
Strong Commercial Momentum And Client GrowthSustained customer acquisition and robust loan production expand deposit and lending franchises, boosting interest income and cross-sell potential. Growing retail volumes underpin medium-term NII stability and create a larger base for fee products, strengthening structural revenue drivers over months.
Ample Capital And Liquidity BuffersCET1 ratios above targets and very large liquidity reserves materially reduce regulatory and funding risk, enabling continued lending, planned M&A and shareholder returns. Strong buffers give the bank time to absorb shocks and execute strategic plans without immediate capital constraints.
Bears Say
Sharply Higher Leverage In 2025A marked increase in leverage reduces balance-sheet flexibility and elevates sensitivity to funding and credit stress. Higher debt ratios magnify earnings volatility under adverse conditions and may necessitate stronger capital generation or asset disposal, constraining strategic optionality over the medium term.
Multi-year Cash-flow VolatilityInconsistent cash conversion creates uncertainty around the bank's ability to fund investments, pay dividends and de-lever reliably. The 2025 improvement is encouraging, but multi-year volatility suggests structural timing or earnings-quality effects that could constrain free cash generation resilience over coming quarters.
Integration, Provisioning And Mobility HeadwindsMaterial one-offs, mobility segment weakness and elevated restructuring/provisioning raise near-term earnings drag and show integration risk. Persistently higher cost-to-income and pockets of credit pressure could weigh on efficiency and payout capacity until synergies and mobility demand recover over multiple quarters.
Credit Agricole News
CRARY FAQ
What was Credit Agricole SA’s price range in the past 12 months?
Credit Agricole SA lowest stock price was $8.91 and its highest was $11.22 in the past 12 months.
What is Credit Agricole SA’s market cap?
Credit Agricole SA’s market cap is $59.02B.
When is Credit Agricole SA’s upcoming earnings report date?
Credit Agricole SA’s upcoming earnings report date is Jul 31, 2026 which is in 71 days.
How were Credit Agricole SA’s earnings last quarter?
Credit Agricole SA released its earnings results on Apr 30, 2026. The company reported $0.305 earnings per share for the quarter, missing the consensus estimate of $0.318 by -$0.013.
Is Credit Agricole SA overvalued?
According to Wall Street analysts Credit Agricole SA’s price is currently Overvalued.
Does Credit Agricole SA pay dividends?
Credit Agricole SA pays a Annually dividend of $0.621 which represents an annual dividend yield of 6.3%. See more information on Credit Agricole SA dividends here
What is Credit Agricole SA’s EPS estimate?
Credit Agricole SA’s EPS estimate is 0.34.
How many shares outstanding does Credit Agricole SA have?
Credit Agricole SA has 6,051,804,700 shares outstanding.
What happened to Credit Agricole SA’s price movement after its last earnings report?
Credit Agricole SA reported an EPS of $0.305 in its last earnings report, missing expectations of $0.318. Following the earnings report the stock price went down -3.414%.
Which hedge fund is a major shareholder of Credit Agricole SA?
Currently, no hedge funds are holding shares in CRARY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Credit Agricole Stock Smart Score
Underperform
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Blogger Sentiment
Bearish
CRARY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 35.2M Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.34%
12-Months-Change
Fundamentals
Return on Equity
10.37%
Trailing 12-Months
Asset Growth
16.59%
Trailing 12-Months
Company Description
Credit Agricole SA
Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
CRARY Company Deck
CRARY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive operational and financial picture: strong revenue generation at the group level (record EUR 10bn), solid net income and profitability (ROTE 13.7%), robust liquidity and capital headroom, significant customer acquisition and digital progress, and tangible synergy realizations. Offsetting this are higher year‑on‑year cost of risk driven by prudent Stage 1/2 provisioning and overlays (including ~EUR 60m linked to the Middle East), notable weather/nat‑cat claims (>EUR 200m gross), and material near‑term headwinds in Specialized Financial Services and mobility (residual value and used‑car market pressures, ~EUR 30m impact). CET1 marginally declined due to organic growth, methodological effects and the Banco BPM stake increase. Overall, the positives (record revenues, strong client capture, efficiency gains, capital and liquidity comfort) outweigh the cyclical and event‑driven lowlights, though key business sensitivities (automotive remarketing, market volatility and geopolitical provisioning) warrant monitoring.View all CRARY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
100.00% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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