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Credit Agricole SA (CRARY)
:CRARY
Earnings Data
Report Date
Oct 30, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.28Last Year’s EPS
0.27Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment with significant achievements in net income growth, strong revenue performance, and successful strategic transactions. However, challenges such as increased cost of risk and leasing production declines were noted.Company Guidance -
Q3 2025
Record Net Income
Crédit Agricole reported a record net income of EUR 2.4 billion this quarter, marking a 30.7% increase. Excluding the impact of Amundi US, net income rose by 14.1%.
Strong Revenue Growth
Revenue grew to EUR 7 billion, up 3.1%, with the cost-to-income ratio at a competitive level of 53.9%. The ROTE ratio is at 16.6% for the half year.
Robust Customer Capture and Activity
Customer capture was strong at 493,000 this quarter, totaling over 1 million for the first half year. Notable growth in retail banking, insurance, and asset management.
High Solvency and Liquidity Reserves
Solvency is high with CASA at 11.9% and the group at 17.6%. Liquidity reserves are at EUR 471 billion.
Insurance and Asset Management Success
Insurance posted a record level of net inflows at EUR 4.2 billion, and asset management saw net inflows of EUR 20 billion, bringing total AUM to a record EUR 2,266 billion.
Strategic Transactions and Acquisitions
Several successful integrations and acquisitions, such as the European asset servicing of RBC and Degroof Petercam, contributing positively to income and synergies.
CRARY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CRARY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 31, 2025 | $9.42 | $9.24 | -1.91% |
Apr 30, 2025 | $9.44 | $9.01 | -4.56% |
Feb 05, 2025 | $7.26 | $7.35 | +1.24% |
Nov 06, 2024 | $7.50 | $7.11 | -5.20% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Credit Agricole SA (CRARY) report earnings?
Credit Agricole SA (CRARY) is schdueled to report earning on Oct 30, 2025, Before Open (Confirmed).
What is Credit Agricole SA (CRARY) earnings time?
Credit Agricole SA (CRARY) earnings time is at Oct 30, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CRARY EPS forecast?
CRARY EPS forecast for the fiscal quarter 2025 (Q3) is 0.28.