tiprankstipranks
Catalyst Bancorp (CLST)
NASDAQ:CLST
US Market

Catalyst Bancorp (CLST) Price & Analysis

7 Followers

CLST Stock Chart & Stats

$15.74
-$0.02(-0.17%)
At close: 4:00 PM EST
$15.74
-$0.02(-0.17%)

Bulls Say, Bears Say

Bulls Say
Return To Profitability And Stronger Cash Generation (2025)Catalyst delivered a material turnaround in 2025, restoring net and EBIT margins and converting earnings into operating and free cash flow. Durable improvement in earnings quality and positive free cash flow supports reinvestment, capital preservation and reduces reliance on external funding over the medium term.
Conservative Balance Sheet With Low LeverageConsistently low debt-to-equity and sizable equity relative to assets provide financial flexibility and resilience through business cycles. This conservative capital structure supports lending capacity, cushions loan losses, and reduces refinancing risk, which is a durable strength for a regional bank.
Acquisition Will More Than Double Scale And Be EPS-accretiveThe Lakeside acquisition materially expands Catalyst's franchise, deposit and loan base, improving scale economics and geographic reach in Southwest Louisiana. If integration and realized cost saves proceed, larger scale can sustainably boost net interest margin management and lower per-unit overhead.
Bears Say
Multi-year Revenue And Profit VolatilityMarked swings in top-line and margins across recent years indicate business and earnings are not yet consistently stable. This cyclicality raises execution risk for sustained growth and makes forward cash generation and planning less predictable absent demonstrated multi-year consistency.
Modest Return On Equity Even After TurnaroundROE near 2.5% suggests limited profitability relative to equity base despite the 2025 recovery. Persistently low ROE constrains shareholder returns and indicates the bank must either grow higher-margin loan volume, raise efficiency, or pursue strategic scale to generate industry-competitive returns over the medium term.
Acquisition Subject To Approvals And Integration RiskThe Lakeside deal materially changes scale but remains contingent on approvals and successful integration. Regulatory delays, unexpected capital or operational costs, or slower cost-synergy realization could strain management bandwidth, capital ratios, and near-term earnings durability.

Catalyst Bancorp News

CLST FAQ

What was Catalyst Bancorp’s price range in the past 12 months?
Catalyst Bancorp lowest stock price was $10.87 and its highest was $18.16 in the past 12 months.
    What is Catalyst Bancorp’s market cap?
    Catalyst Bancorp’s market cap is $64.73M.
      When is Catalyst Bancorp’s upcoming earnings report date?
      Catalyst Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 11 days.
        How were Catalyst Bancorp’s earnings last quarter?
        Catalyst Bancorp released its earnings results on Jan 29, 2026. The company reported $0.112 earnings per share for the quarter, beating the consensus estimate of N/A by $0.112.
          Is Catalyst Bancorp overvalued?
          According to Wall Street analysts Catalyst Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Catalyst Bancorp pay dividends?
            Catalyst Bancorp does not currently pay dividends.
            What is Catalyst Bancorp’s EPS estimate?
            Catalyst Bancorp’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Catalyst Bancorp have?
            Catalyst Bancorp has 4,058,297 shares outstanding.
              What happened to Catalyst Bancorp’s price movement after its last earnings report?
              Catalyst Bancorp reported an EPS of $0.112 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of Catalyst Bancorp?
                Currently, no hedge funds are holding shares in CLST
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Catalyst Bancorp Stock Smart Score

                  Company Description

                  Catalyst Bancorp

                  Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.

                  Catalyst Bancorp (CLST) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Home Federal Bancorp Of Louisiana
                  Optimumbank Holdings
                  First Seacoast Bancorp
                  Texas Community

                  Ownership Overview

                  8.30%5.22%19.27%62.39%
                  19.27% Other Institutional Investors
                  62.39% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
                  ---
                  Popular Stocks