tiprankstipranks
Catalyst Bancorp (CLST)
NASDAQ:CLST
US Market
Want to see CLST full AI Analyst Report?

Catalyst Bancorp (CLST) Price & Analysis

7 Followers

CLST Stock Chart & Stats

$15.74
-$0.02(-0.17%)
At close: 4:00 PM EST
$15.74
-$0.02(-0.17%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetCatalyst’s low debt-to-equity (~0.11–0.18) and sizeable equity base provide durable balance-sheet flexibility. This conservative leverage reduces refinancing and liquidity risk, supports lending capacity during stress, and gives strategic optionality for organic growth or targeted M&A over the next several quarters.
Consistent Cash GenerationSteady, improving operating cash flow and consistently positive free cash flow (closely aligned with net income) indicate high earnings quality and internal funding capability. This supports capital investments, deposit funding stability and buffers potential credit losses, sustaining operations over a 2–6 month horizon and beyond.
Acquisition Expands FranchiseThe completed Lakeside Bancshares acquisition materially increases scale—assets, loans and deposits—strengthening local market share in Southwest Louisiana. Greater scale can improve deposit funding diversity, loan mix and cross-sell opportunities, offering a lasting uplift to franchise economics if integration proceeds as planned.
Bears Say
Low Return On EquityROE near 2.5% signals limited effectiveness converting equity into earnings. Persistently low ROE constrains the company’s ability to generate attractive shareholder returns, limits retained-earnings driven growth, and may pressure capital allocation choices across investments, dividends and future acquisitions.
Earnings VolatilityThe firm’s history of large swings—including a 2024 loss and uneven revenue trends—reduces predictability of profits and cash flows. Such volatility complicates budgeting, risk provisioning and strategic planning, weakening confidence in recurring earnings and making multi-period performance less reliable.
Acquisition Integration RiskWhile strategic, the Lakeside merger creates integration risks—systems conversions, realizing cost synergies and retaining customer relationships. These execution challenges can raise near-term costs, distract management, and threaten expected revenue or deposit retention if not managed carefully over the integration timeline.

Catalyst Bancorp News

CLST FAQ

What was Catalyst Bancorp’s price range in the past 12 months?
Catalyst Bancorp lowest stock price was $12.35 and its highest was $18.16 in the past 12 months.
    What is Catalyst Bancorp’s market cap?
    Catalyst Bancorp’s market cap is $69.13M.
      When is Catalyst Bancorp’s upcoming earnings report date?
      Catalyst Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 79 days.
        How were Catalyst Bancorp’s earnings last quarter?
        Catalyst Bancorp released its earnings results on Jul 30, 2026. The company reported $0.14 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Catalyst Bancorp overvalued?
          According to Wall Street analysts Catalyst Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Catalyst Bancorp pay dividends?
            Catalyst Bancorp does not currently pay dividends.
            What is Catalyst Bancorp’s EPS estimate?
            Catalyst Bancorp’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Catalyst Bancorp have?
            Catalyst Bancorp has 4,051,896 shares outstanding.
              What happened to Catalyst Bancorp’s price movement after its last earnings report?
              Catalyst Bancorp reported an EPS of $0.14 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.269%.
                Which hedge fund is a major shareholder of Catalyst Bancorp?
                Currently, no hedge funds are holding shares in CLST
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Catalyst Bancorp Stock Smart Score

                  Company Description

                  Catalyst Bancorp

                  Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Additionally, it originates various types of loans, including mortgages for one-to-four-family homes, commercial real estate and multi-family residential financing, construction and land development loans, commercial and industrial loans, and consumer loans. Beyond its core banking activities, the company allocates capital into a broad spectrum of securities. These investments include mortgage-backed instruments, obligations issued by the U.S. Treasury, securities from various federal agencies and state/municipal governments, certificates of deposit placed with federally insured financial institutions, and federal funds. Catalyst Bancorp maintains a physical presence through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company, which traces its origins back to 1922, is headquartered in Opelousas, Louisiana.

                  Catalyst Bancorp (CLST) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Home Federal Bancorp Of Louisiana
                  Optimumbank Holdings
                  First Seacoast Bancorp
                  Texas Community

                  Ownership Overview

                  8.92%5.41%0.74%80.30%
                  0.74% Other Institutional Investors
                  80.30% Public Companies and
                  Individual Investors
                  Popular Stocks