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Home Federal Bancorp Inc. Of Louisiana (HFBL)
NASDAQ:HFBL
US Market
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Home Federal Bancorp Of Louisiana (HFBL) Price & Analysis

102 Followers

HFBL Stock Chart & Stats

$21.95
-$0.10(-0.43%)
At close: 4:00 PM EDT
$21.95
-$0.10(-0.43%)

Bulls Say, Bears Say

Bulls Say
Conservative LeverageA very low debt-to-equity ratio (~0.10) and growing equity provide a durable capital cushion versus peers. This reduces solvency and refinancing risk, supports regulatory flexibility, and allows the bank to absorb credit losses while maintaining lending capacity and distributions.
Improving Profitability And RevenueMaterial TTM revenue and margin improvement with roughly $5.9M earnings indicate strengthening core banking economics. Sustained higher revenues and expanding margins support ROE, internal capital generation and ability to invest in growth or return capital over the medium term.
Long, Consistent Dividend Track RecordA long track record of consecutive increases and a moderate ~31% payout ratio signal capital discipline and management confidence in earnings durability. Consistent dividends provide a stable income proposition and demonstrate predictable cash allocation choices.
Bears Say
Cash-flow VolatilitySharp TTM decline and historical choppiness in free cash flow reduce predictability of internal funding for lending, capital earmarks and shareholder returns. Variable cash generation raises the risk of needing external funding or cutting distributions during stress.
Limited Scale And Concentrated FootprintA narrow regional franchise limits diversification and scale economies versus larger peers. Concentrated local exposure can amplify sensitivity to regional economic weakness, caps fee diversification, and constrains ability to spread fixed costs across a broader revenue base.
Earnings Sensitivity To Rate/credit CycleReliance on net interest margin and lending means earnings and provisions can vary materially with interest rates and credit conditions. This structural sensitivity makes forward earnings and capital planning more uncertain across economic cycles.

Home Federal Bancorp Of Louisiana News

HFBL FAQ

What was Home Federal Bancorp Inc. Of Louisiana’s price range in the past 12 months?
Home Federal Bancorp Inc. Of Louisiana lowest stock price was $12.56 and its highest was $24.00 in the past 12 months.
    What is Home Federal Bancorp Inc. Of Louisiana’s market cap?
    Home Federal Bancorp Inc. Of Louisiana’s market cap is $71.29M.
      When is Home Federal Bancorp Inc. Of Louisiana’s upcoming earnings report date?
      Home Federal Bancorp Inc. Of Louisiana’s upcoming earnings report date is Oct 22, 2026 which is in 75 days.
        How were Home Federal Bancorp Inc. Of Louisiana’s earnings last quarter?
        Home Federal Bancorp Inc. Of Louisiana released its earnings results on Jul 30, 2026. The company reported $0.46 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Home Federal Bancorp Inc. Of Louisiana overvalued?
          According to Wall Street analysts Home Federal Bancorp Inc. Of Louisiana’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Home Federal Bancorp Inc. Of Louisiana pay dividends?
            Home Federal Bancorp Inc. Of Louisiana pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.38%. See more information on Home Federal Bancorp Inc. Of Louisiana dividends here
              What is Home Federal Bancorp Inc. Of Louisiana’s EPS estimate?
              Home Federal Bancorp Inc. Of Louisiana’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Home Federal Bancorp Inc. Of Louisiana have?
              Home Federal Bancorp Inc. Of Louisiana has 3,053,889 shares outstanding.
                What happened to Home Federal Bancorp Inc. Of Louisiana’s price movement after its last earnings report?
                Home Federal Bancorp Inc. Of Louisiana reported an EPS of $0.46 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.5%.
                  Which hedge fund is a major shareholder of Home Federal Bancorp Inc. Of Louisiana?
                  Currently, no hedge funds are holding shares in HFBL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Home Federal Bancorp Of Louisiana Stock Smart Score

                    6
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    13.38%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.38%
                    Trailing 12-Months
                    Asset Growth
                    3.55%
                    Trailing 12-Months

                    Company Description

                    Home Federal Bancorp Inc. Of Louisiana

                    Home Federal Bancorp, Inc. of Louisiana functions as the parent entity for Home Federal Bank, which delivers a comprehensive suite of financial solutions. These services are provided to a diverse clientele, including private individuals, businesses, and other institutional clients. The bank's deposit offerings encompass traditional savings accounts, certificates of deposit (CDs), and transactional checking accounts. Its extensive array of lending options features mortgages for single to four-unit residential properties, credit lines secured by commercial real estate, financing for multi-family dwellings, and loans for business operations. Further credit facilities include financing for land purchases, construction projects, home equity loans (both first and second liens), and lines of credit utilizing property equity. Moreover, the company provides consumer-oriented loans not tied to real estate, such as those collateralized by deposit accounts, vehicle financing, overdraft services, and unsecured personal loans. As of August 25, 2021, Home Federal Bancorp operated a network of seven full-service banking branches. The company, established in 1924, has its primary location in Shreveport, Louisiana.

                    Home Federal Bancorp Of Louisiana (HFBL) Earnings & Revenues

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                    Ownership Overview

                    15.98%2.08%0.44%79.77%
                    15.98% Insiders
                    0.44% Other Institutional Investors
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