Home Federal Bancorp Inc. Of Louisiana (HFBL)
NASDAQ:HFBL
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HFBL Stock Chart & Stats
$15.17
$0.09(0.70%)
At close: 4:00 PM EST
$15.17
$0.09(0.70%)
Day’s Range― - ―
52-Week Range$12.32 - $20.30
Previous CloseN/A
Volume60.00
Average Volume (3M)1.88K
Market Cap
$59.70M
Enterprise Value$37.17M
Total Cash (Recent Filing)$28.94M
Total Debt (Recent Filing)$6.41M
Price to Earnings (P/E)9.7
Beta0.17
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.21%
Share Statistics
EPS (TTM)1.96
Shares Outstanding3,053,889
10 Day Avg. Volume2,216
30 Day Avg. Volume1,879
Financial Highlights & Ratios
PEG Ratio1.40
Price to Book (P/B)0.75
Price to Sales (P/S)1.29
P/FCF Ratio7.67
Enterprise Value/Market Cap0.62
Enterprise Value/Revenue1.12
Enterprise Value/Gross Profit1.66
Enterprise Value/Ebitda4.69
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative LeverageVery conservative leverage (debt-to-equity ~0.10) and rising equity (~$58M TTM) give HFBL durable capital strength. This reduces insolvency risk, supports lending capacity through cycles, and provides a buffer for credit losses or strategic investment without external funding.
Improving ProfitabilityMeaningful TTM revenue growth (~29.5%) with expanding net margin (~17.8%) and improving ROE (~10.4%) indicate sustainable profitability improvement. Stronger margins support internal capital formation, underwriting flexibility, and reinvestment in the franchise over the medium term.
Consistent Capital ReturnsThe board's ongoing cash dividend ($0.135/share) signals management confidence in recurring cash generation and capital adequacy. For a community bank, disciplined dividends reinforce investor trust, indicate conservative payout policy, and reduce risk of imprudent growth strategies.
Bears Say
Inconsistent Cash FlowDespite positive absolute operating and free cash flow in the TTM, FCF growth is sharply negative (~-29%) and historical cash flows have been uneven. That variability weakens confidence in funding for loan growth, dividends and reserve building, raising operational risk across cycles.
Earnings VolatilityReported earnings and revenues have swung materially in recent years, reflecting sensitivity to rate and credit cycles. For a small regional bank, such volatility hampers forecasting, capital planning and timely provisioning, increasing the probability of earnings shortfalls during stress.
Limited Scale And ConcentrationA modest asset base (~$642M) and concentrated community-banking footprint limit diversification and economies of scale. Small size constrains technology and product investment, reduces pricing power, and makes the franchise more vulnerable to localized economic or credit shocks over the medium term.
Home Federal Bancorp Of Louisiana News
HFBL FAQ
What was Home Federal Bancorp Inc. Of Louisiana’s price range in the past 12 months?
Home Federal Bancorp Inc. Of Louisiana lowest stock price was $12.32 and its highest was $20.30 in the past 12 months.
What is Home Federal Bancorp Inc. Of Louisiana’s market cap?
Home Federal Bancorp Inc. Of Louisiana’s market cap is $59.70M.
When is Home Federal Bancorp Inc. Of Louisiana’s upcoming earnings report date?
Home Federal Bancorp Inc. Of Louisiana’s upcoming earnings report date is Jul 23, 2026 which is in 50 days.
How were Home Federal Bancorp Inc. Of Louisiana’s earnings last quarter?
Home Federal Bancorp Inc. Of Louisiana released its earnings results on Apr 24, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of N/A by $0.48.
Is Home Federal Bancorp Inc. Of Louisiana overvalued?
According to Wall Street analysts Home Federal Bancorp Inc. Of Louisiana’s price is currently Overvalued.
Does Home Federal Bancorp Inc. Of Louisiana pay dividends?
Home Federal Bancorp Inc. Of Louisiana pays a Quarterly dividend of $0.135 which represents an annual dividend yield of 3.21%. See more information on Home Federal Bancorp Inc. Of Louisiana dividends here
What is Home Federal Bancorp Inc. Of Louisiana’s EPS estimate?
Home Federal Bancorp Inc. Of Louisiana’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Home Federal Bancorp Inc. Of Louisiana have?
Home Federal Bancorp Inc. Of Louisiana has 3,053,889 shares outstanding.
What happened to Home Federal Bancorp Inc. Of Louisiana’s price movement after its last earnings report?
Home Federal Bancorp Inc. Of Louisiana reported an EPS of $0.48 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.751%.
Which hedge fund is a major shareholder of Home Federal Bancorp Inc. Of Louisiana?
Currently, no hedge funds are holding shares in HFBL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Home Federal Bancorp Of Louisiana Stock Smart Score
Neutral
1
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5
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.38%
12-Months-Change
Fundamentals
Return on Equity
9.28%
Trailing 12-Months
Asset Growth
2.25%
Trailing 12-Months
Company Description
Home Federal Bancorp Inc. Of Louisiana
Home Federal Bancorp of Louisiana (HFBL) is a financial institution headquartered in Louisiana, primarily engaged in providing a wide array of banking and financial services to individuals and businesses. The company operates through its subsidiary, Home Federal Bank, offering products such as savings accounts, checking accounts, loans, mortgages, and other related financial services. HFBL focuses on community banking, emphasizing personalized service and local decision-making to meet the needs of its customers in the surrounding areas.
Technical Analysis
Ownership Overview
15.89% Insiders
2.08% Mutual Funds
2.62% Other Institutional Investors
77.78% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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