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TCBS Stock Chart & Stats
$17.75
-$0.27(-1.52%)
At close: 4:00 PM EDT
$17.75
-$0.27(-1.52%)
Day’s Range― - ―
52-Week Range$15.72 - $20.00
Previous CloseN/A
Volume4.00
Average Volume (3M)2.91K
Market Cap
$50.27M
Enterprise Value$91.25
Total Cash (Recent Filing)$62.63M
Total Debt (Recent Filing)$46.46M
Price to Earnings (P/E)14.5
Beta0.06
Next Earnings
May 17, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.32%
Share Statistics
EPS (TTM)1.20
Shares Outstanding2,872,727
10 Day Avg. Volume3,126
30 Day Avg. Volume2,906
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)0.91
Price to Sales (P/S)1.92
P/FCF Ratio50.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability ReboundThe return to solid operating and net profitability improves internal capital generation and resilience. If sustained, stronger margins can support reinvestment, absorb credit costs, and provide a more durable earnings base.
Stronger Cash GenerationFree cash flow closely tracking net income indicates improved earnings quality and greater ability to fund operations internally. This can strengthen liquidity and reduce reliance on external capital if the improvement persists.
Improving Leverage And Capital BaseModerating leverage and a relatively stable equity base provide greater financial flexibility for a regional bank. Lower balance-sheet strain can improve resilience through changing credit conditions and support continued operations.
Bears Say
Historical Earnings VolatilityRecent profitability is encouraging, but the prior losses and fluctuating margins show that earnings may not yet be structurally stable. This history raises the risk that future performance could weaken if operating or credit conditions deteriorate.
Modest Return On EquityA roughly 6.1% ROE indicates limited efficiency in converting the capital base into shareholder returns. Even after recovery, modest profitability may constrain retained capital growth and suggests the business has not fully restored historical earning power.
Balance-Sheet Contraction And Coverage RiskShrinking assets could limit lending and revenue growth if the trend continues. The consistently low reported coverage ratio also creates uncertainty about cash-flow support for obligations, despite the recent improvement in operating and free cash flow.
Texas Community News
TCBS FAQ
What was Texas Community’s price range in the past 12 months?
Texas Community lowest stock price was $15.72 and its highest was $20.00 in the past 12 months.
What is Texas Community’s market cap?
Texas Community’s market cap is $50.27M.
When is Texas Community’s upcoming earnings report date?
Texas Community’s upcoming earnings report date is May 17, 2027 which is in 265 days.
How were Texas Community’s earnings last quarter?
Texas Community released its earnings results on Jul 31, 2026. The company reported $0.354 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Texas Community overvalued?
According to Wall Street analysts Texas Community’s price is currently Overvalued.
Does Texas Community pay dividends?
Texas Community pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1.32%. See more information on Texas Community dividends here
What is Texas Community’s EPS estimate?
Texas Community’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Texas Community have?
Texas Community has 2,872,727 shares outstanding.
What happened to Texas Community’s price movement after its last earnings report?
Texas Community reported an EPS of $0.354 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.571%.
Which hedge fund is a major shareholder of Texas Community?
Currently, no hedge funds are holding shares in TCBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Texas Community Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
7.58%
12-Months-Change
Fundamentals
Return on Equity
1.32%
Trailing 12-Months
Asset Growth
-2.66%
Trailing 12-Months
Company Description
Texas Community
Texas Community Bancshares, Inc. operates as the parent company for Mineola Community Bank, S.S.B., delivering a comprehensive suite of financial products and services. These offerings serve both individual consumers and businesses throughout Mineola, Texas, its surrounding communities, and the broader Dallas-Fort Worth metropolitan area. The bank offers various deposit accounts, such as traditional checking and savings, certificates of deposit, and individual retirement accounts. Its lending portfolio predominantly includes mortgages for one-to-four family residences, as well as commercial real estate, construction, and land development loans. Further credit options are available for agricultural endeavors, general commercial needs, and a range of consumer purposes, including vehicle, boat, and unsecured personal loans. Beyond core banking activities, the company also engages in securities investments. Customers can additionally access services like sweep accounts, secure safe deposit boxes, various card solutions, and convenient online and mobile banking platforms. Established in 1934, Texas Community Bancshares, Inc. maintains its corporate headquarters in Mineola, Texas.
Technical Analysis
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Ownership Overview
5.13% Insiders
2.46% Mutual Funds
2.62% Other Institutional Investors
87.51% Public Companies and
Individual Investors