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CDLX Stock Chart & Stats
$3.62
$0.12(3.31%)
At close: 4:00 PM EDT
$3.62
$0.12(3.31%)
Day’s Range― - ―
52-Week Range$3.50 - $32.80
Previous Close$3.74
Volume45.72K
Average Volume (3M)96.19K
Market Cap
$22.07M
Enterprise Value$207.87
Total Cash (Recent Filing)$59.80M
Total Debt (Recent Filing)$210.03M
Price to Earnings (P/E)―
Beta2.61
Next Earnings
Aug 05, 2026EPS Estimate
-2.3Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-17.80
Shares Outstanding5,807,863
10 Day Avg. Volume128,117
30 Day Avg. Volume96,187
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)-9.39
Price to Sales (P/S)0.26
P/FCF Ratio-9.41
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$10.00Price Target Upside176.24% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)-8.2
Revenue Forecast (FY)$152.86M
Bulls Say, Bears Say
Bulls Say
Improving Cash GenerationRecent positive TTM operating cash flow (~$10.4M) and free cash flow (~$5.9M) strengthen near-term liquidity and reduce dependence on external financing. Sustained cash generation provides runway for product investment, working-capital needs and measured deleveraging over coming quarters.
Margin And Expense ImprovementsMaterial margin expansion and a 38% reduction in adjusted operating expenses demonstrate structural cost discipline. Higher contribution margins lower the break-even point, making sustained profitability more achievable as billings recover and improving leverage on incremental revenue.
Product/AI Investments Improving PlatformTangible AI and data-product upgrades speed campaign delivery, improve advertiser measurement and boost engineering productivity. These capabilities increase advertiser ROI, deepen merchant relationships and create durable differentiation as the company scales across bank channels.
Bears Say
Weak Balance Sheet And High LeverageSubstantial debt combined with negative shareholders' equity reduces financial flexibility and increases refinancing and covenant risk. This capital-structure weakness limits the company's ability to invest organically or pursue opportunistic growth without dilutive or costly external financing.
Loss Of Major Financial-institution PartnerLosing Bank of America materially cuts distribution and transaction-data coverage, weakening advertiser reach and measurement depth. Rebuilding equivalent scale through new FI onboarding and portfolio integration is time-consuming and constrains near-term billings and client pricing power.
Persistent Revenue Declines And UnprofitabilitySustained top-line declines and deeply negative margins show the business has not restored scalable economics. Continued losses increase cash burn risk and make ongoing investment and compliance contingent on sustained structural revenue growth and improved unit economics.
Cardlytics News
CDLX FAQ
What was Cardlytics Inc’s price range in the past 12 months?
Cardlytics Inc lowest stock price was $3.50 and its highest was $32.80 in the past 12 months.
What is Cardlytics Inc’s market cap?
Cardlytics Inc’s market cap is $22.07M.
When is Cardlytics Inc’s upcoming earnings report date?
Cardlytics Inc’s upcoming earnings report date is Aug 05, 2026 which is in 3 days.
How were Cardlytics Inc’s earnings last quarter?
Cardlytics Inc released its earnings results on May 07, 2026. The company reported -$0.8 earnings per share for the quarter, beating the consensus estimate of -$3.7 by $2.9.
Is Cardlytics Inc overvalued?
According to Wall Street analysts Cardlytics Inc’s price is currently Undervalued.
Does Cardlytics Inc pay dividends?
Cardlytics Inc does not currently pay dividends.
What is Cardlytics Inc’s EPS estimate?
Cardlytics Inc’s EPS estimate is -2.3.
How many shares outstanding does Cardlytics Inc have?
Cardlytics Inc has 5,807,863 shares outstanding.
What happened to Cardlytics Inc’s price movement after its last earnings report?
Cardlytics Inc reported an EPS of -$0.8 in its last earnings report, beating expectations of -$3.7. Following the earnings report the stock price went down -18.161%.
Which hedge fund is a major shareholder of Cardlytics Inc?
Currently, no hedge funds are holding shares in CDLX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cardlytics Inc
Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.
CDLX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed picture: strong execution on cost reductions, margin expansion (60.6% adjusted contribution margin), positive adjusted EBITDA on a continued-operations basis, improved cash-flow trends, robust U.K. growth (+21% YoY) and product/AI progress. However, these operational improvements were offset by significant year-over-year declines in core scale metrics (billings -37%, revenue -39%), a 21.3% drop in ACPU, and the material impact of losing Bank of America as a partner. Management provided sequential-growth guidance for Q2, indicating confidence in recovery, but near-term top-line weakness remains notable.View all CDLX earnings summariesCDLX Revenue Breakdown
94.25% U.S.
5.75% U.K.
CDLX Stock 12 Month Forecast
Average Price Target
$10.00
▲(176.24% Upside)
Technical Analysis
Ownership Overview
12.39% Insiders
6.04% Mutual Funds
27.22% Other Institutional Investors
49.83% Public Companies and
Individual Investors