The earnings call presented a mix of positive developments and significant challenges. While there were notable achievements in growing partnerships, the U.K. market, and the Rippl platform, these were overshadowed by the content restrictions from a major FI partner, resulting in a decline in billings and revenue. Despite efforts to mitigate these challenges, the overall outlook remains cautious.

Company Guidance

During the Second Quarter 2025 Earnings Call for Cardlytics, the company provided guidance for the third quarter, emphasizing several key metrics and strategic initiatives. The company anticipates billings between $87 million and $95 million and revenue between $52.2 million and $58.2 million. Adjusted contribution is expected to be between $30.3 million and $34.3 million, with adjusted EBITDA ranging from negative $2.3 million to positive $2.7 million. The company highlighted the impact of content restrictions imposed by its largest financial institution partner, which is expected to significantly influence billings. Despite these challenges, Cardlytics is focusing on diversifying its supply and demand, enhancing its relevancy and targeting tools, and shifting content to other publishers. The company is also progressing with the migration to engagement-based pricing models, now implemented for 79% of its advertisers, and is seeing promising results from its Cardlytics Rewards platform pilot. Furthermore, the company is committed to improving its network performance, driving profitability, and leveraging its Rippl platform, which has shown a 10% weekly growth on Trade Desk alone.

Significant Increase in Key Metrics with Top Bank Partner

A top 5 bank partner saw a 92% increase in activations and a 48% increase in redemptions year-over-year due to increased marketing and merchandising activities.

Cardlytics Rewards Platform Progress

The Cardlytics Rewards platform has launched, diversifying the publisher base beyond financial institutions, with promising pilot data and active conversations with merchants in the U.S. and U.K.

Strong U.K. Business Performance

The U.K. business showed strong growth with the highest billings quarter in history, signing over 20 new logos, half of which are top 150 brands in the U.K.

Rippl Revenue and Partnership Growth

Rippl more than doubled revenue quarter-over-quarter, welcoming Hy-Vee's RedMedia as a new partner, expanding to over 140 million unique shopper profiles.

High Contribution Margin

Adjusted contribution margin as a percentage of revenue increased to 57.1%, the highest experienced to date, driven by growth of new bank partners.

Cardlytics (CDLX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CDLX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	-0.33 / -	-2.9	―	―	―
Aug 06, 2025	2025 (Q2)	-0.39 / -0.18	-0.09	-100.00% (-0.09)	―
May 07, 2025	2025 (Q1)	-0.48 / -0.26	-0.56	53.57% (+0.30)	―
Mar 12, 2025	2024 (Q4)	-0.47 / -0.31	-2.355	86.84% (+2.04)	―
Nov 06, 2024	2024 (Q3)	-0.57 / -2.90	-0.63	-360.32% (-2.27)	―
Aug 07, 2024	2024 (Q2)	-0.46 / -0.09	-0.67	86.57% (+0.58)	―
May 08, 2024	2024 (Q1)	-0.43 / -0.56	0.4	-240.00% (-0.96)	―
Mar 14, 2024	2023 (Q4)	-0.23 / -2.35	-11.32	79.20% (+8.96)
Nov 08, 2023	2023 (Q3)	-0.65 / -0.63	0.19	-431.58% (-0.82)
Aug 01, 2023	2023 (Q2)	-0.73 / -0.67	-3.75	82.13% (+3.08)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CDLX Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$1.76	$1.30	-26.14%
May 07, 2025	$2.16	$1.90	-12.04%
Mar 12, 2025	$1.98	$2.07	+4.55%
Nov 06, 2024	$5.21	$4.07	-21.88%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Cardlytics Inc (CDLX) report earnings?

Cardlytics Inc (CDLX) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Cardlytics Inc (CDLX) earnings time?

Cardlytics Inc (CDLX) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CDLX EPS forecast?

CDLX EPS forecast for the fiscal quarter 2025 (Q3) is -0.33.

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