CCC Intelligent Solutions Holdings (CCCS) AI Stock Analysis

• Market Cap: $6.30B
• Dividend Yield: N/A
• Average Volume (3M): 7.11M
• Price to Earnings (P/E): 4609.5
• Beta (1Y): 0.82
• Revenue Growth: 9.60%
• EPS Growth: -90.58%
• Country: US
• Employees: 2,310
• Sector: Technology
• Sector Strength: 86
• Industry: Software - Infrastructure
• EPS (TTM): 0.09
• Shares Outstanding: 651,255,400
• 10 Day Avg. Volume: 6,502,860
• 30 Day Avg. Volume: 7,108,949
• PEG Ratio: -2.13
• Price to Book (P/B): 3.59
• Price to Sales (P/S): 7.58
• P/FCF Ratio: 31.03
• Enterprise Value/Market Cap: 1.15
• Enterprise Value/Revenue: 7.28
• Enterprise Value/Gross Profit: 9.70
• Enterprise Value/Ebitda: 36.68
• 1Y Price Target: $11.60
• Price Target Upside: 18.01% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 6

• Rating: 66 Neutral
• Price Target: $10.50 ▲(6.82% Upside)

CCCS's overall score is driven by strong financial performance and positive earnings call sentiment, indicating solid growth prospects. However, the extremely high P/E ratio suggests overvaluation, which is a significant risk. Technical indicators show moderate momentum, supporting a cautiously optimistic outlook.

Positive Factors

Customer Expansion

Several large customers moved from the pilot stage to broader rollouts of new solutions, including AI-enabled auto physical damage solutions and a subrogation platform.

Financial Performance

CCC reported better-than-expected Q2/25 results that exceeded guidance ranges with significant revenue and adjusted EBITDA.

Negative Factors

Claims Volume Decline

The company is facing a more pronounced decline of claims volume, which may continue well into 2026.

Emerging Solutions Adoption

The adoption of emerging solutions has been slow, impacting potential revenue growth.

CCC Intelligent Solutions Holdings Business Overview & Revenue Model

Company Description

CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitates commerce, and connects businesses across the insurance economy, including insurance carriers, collision repairers, parts suppliers, automotive manufactures, financial institution, and others. The company offers CCC Insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC AI and analytics, and CCC casualty; CCC Repair solutions, such as CCC network management, CCC repair workflow, and CCC repair quality; CCC Other Ecosystem solutions, comprising CCC parts solutions, CCC automotive manufacturer solutions, CCC lender solutions, and CCC payments; and CCC International solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

How the Company Makes Money

CCC Intelligent Solutions Holdings generates revenue primarily through the sale of its software-as-a-service (SaaS) solutions to various clients in the automotive and insurance sectors. Their key revenue streams include subscription fees for access to their platform and additional services such as analytics, AI-driven insights, and telematics data integration. Significant partnerships with insurance companies and automotive manufacturers further bolster CCCS's earnings by enabling widespread adoption of their technology across the industry. The company's ability to continuously innovate and expand its product offerings plays a crucial role in maintaining and growing its revenue base.

CCC Intelligent Solutions Holdings Financial Statement Overview

Summary

Strong revenue growth and operational efficiency improvements. Healthy gross margin at 73.6%, but low net profit margin at 0.95%. Stable balance sheet with moderate leverage. Robust cash flow underscores strong liquidity.

Income Statement

The company shows strong revenue growth with a TTM increase from the previous year. The gross profit margin remains healthy at around 73.6%. However, the net profit margin is low at 0.95% for TTM, indicating challenges in cost management. EBIT and EBITDA margins show improvement, reflecting better operational efficiency.

Balance Sheet

The balance sheet shows a stable equity ratio of approximately 60% in TTM, highlighting a strong capital structure. However, the debt-to-equity ratio of 0.48 indicates moderate leverage, which could pose a risk if not managed well. Return on equity is low at 0.42% for TTM, signaling limited returns on shareholder investments.

Cash Flow

The company's operating cash flow is strong, with a consistent upward trend. The free cash flow growth rate is positive, reflecting efficient capital management. The operating cash flow to net income ratio is robust, underscoring strong cash generation relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	996.96M	944.80M	866.38M	782.45M	688.29M	633.06M
Gross Profit	747.65M	713.80M	636.16M	568.51M	492.63M	424.35M
EBITDA	197.84M	232.60M	114.37M	216.00M	-144.68M	171.81M
Net Income	1.92M	26.14M	-92.48M	38.41M	-248.92M	-16.88M
Balance Sheet
Total Assets	3.57B	3.18B	3.05B	3.35B	3.24B	3.20B
Cash, Cash Equivalents and Short-Term Investments	55.05M	398.98M	195.57M	323.79M	182.54M	162.12M
Total Debt	1.07B	823.95M	833.09M	841.86M	852.79M	1.32B
Total Liabilities	1.43B	1.16B	1.25B	1.29B	1.35B	1.81B
Stockholders Equity	2.14B	2.00B	1.78B	2.05B	1.87B	1.37B
Cash Flow
Free Cash Flow	198.74M	230.87M	195.00M	151.96M	88.97M	73.28M
Operating Cash Flow	235.37M	283.89M	250.03M	199.91M	127.33M	103.94M
Investing Cash Flow	-451.77M	-53.01M	-55.03M	-76.29M	-48.60M	-30.67M
Financing Cash Flow	108.87M	-27.29M	-323.03M	17.88M	-58.44M	-4.42M

CCC Intelligent Solutions Holdings Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.83
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCCS, the sentiment is Positive. The current price of 9.83 is above the 20-day moving average (MA) of 9.71, above the 50-day MA of 9.66, and below the 200-day MA of 10.11, indicating a neutral trend. The MACD of 0.06 indicates Negative momentum. The RSI at 60.11 is Neutral, neither overbought nor oversold. The STOCH value of 64.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CCCS.

CCC Intelligent Solutions Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WEX	77 Outperform	$5.87B	21.86	22.19%	―	-1.62%	36.57%
ACIW	74 Outperform	$4.97B	20.38	19.09%	―	11.22%	40.85%
INFA	72 Outperform	$8.66B	5,259.57	-0.32%	―	1.16%	-104.62%
CCCS	66 Neutral	$6.30B	4,609.52	0.10%	―	9.60%	-90.58%
PATH	65 Neutral	$5.79B	―	-3.62%	―	7.21%	23.13%
S	64 Neutral	$5.46B	―	-26.98%	―	28.19%	-31.34%
Sector *	61 Neutral	$36.05B	6.66	-10.61%	1.86%	8.68%	-8.81%

CCC Intelligent Solutions Holdings Corporate Events

CCC Intelligent Solutions Completes Major Stock Offering

On August 5, 2025, CCC Intelligent Solutions Holdings Inc. and affiliates of Advent International, L.P. entered into an underwriting agreement with Goldman Sachs & Co. LLC for the sale of 30,000,000 shares of the company’s common stock at $9.89 per share. The offering closed on August 7, 2025, with all shares sold by the selling stockholders, and the company did not receive any proceeds. The agreement includes customary representations, warranties, and indemnification provisions, but investors are cautioned that these may not reflect the current state of the company’s affairs.

CCC Intelligent Solutions Appoints Barak Eilam to Board

On July 11, 2025, CCC Intelligent Solutions Holdings Inc. appointed Barak Eilam as a Class I Director of its Board of Directors. Eilam, a seasoned technology executive and former CEO of NICE Ltd., brings extensive experience in enterprise software and AI, which aligns with CCC’s strategic focus on AI-driven growth and customer-centric innovation. His appointment is expected to enhance CCC’s ability to serve its clients and drive growth in the insurance and automotive sectors. The addition of Eilam to the board reflects CCC’s commitment to maintaining a forward-thinking leadership team to support its vision for market expansion.