CCC Intelligent Solutions Holdings (CCCS) AI Stock Analysis

• Market Cap: $5.98B
• Dividend Yield: N/A
• Average Volume (3M): 8.26M
• Price to Earnings (P/E): 639.4
• Beta (1Y): 0.81
• Revenue Growth: 9.05%
• EPS Growth: N/A
• Country: US
• Employees: 2,310
• Sector: Technology
• Sector Strength: 84
• Industry: Software - Infrastructure
• EPS (TTM): 0.08
• Shares Outstanding: 659,060,200
• 10 Day Avg. Volume: 10,161,089
• 30 Day Avg. Volume: 8,259,756
• PEG Ratio: -1.29
• Price to Book (P/B): 2.73
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 36.80
• Enterprise Value/Market Cap: 1.02
• Enterprise Value/Revenue: 1.63
• Enterprise Value/Gross Profit: 8.57
• Enterprise Value/Ebitda: 6.65
• 1Y Price Target: $11.67
• Price Target Upside: 28.52% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 10

• Rating: 69 Neutral
• Price Target: $10.00 ▲(10.13%Upside)

CCCS's stock score is driven by strong financial performance and positive earnings call highlights, indicating robust operational growth and strategic expansions. However, a high valuation and mixed technical signals pose potential risks, necessitating careful consideration of future earnings potential and market conditions.

Positive Factors

Acquisitions and Market Expansion

The acquisition of EvolutionIQ has unlocked a new casualty opportunity for CCC.

Innovation and Growth

The company's data network across the automotive claims ecosystem is driving AI innovation.

Negative Factors

Macroeconomic and Market Conditions

Claims volumes and macroeconomic factors are weighing on the growth outlook for CCC Intelligent Solutions.

Revenue Guidance

CCC Intelligent Solutions lowered its FY25 revenue guidance due to claims volume pressure and caution surrounding sales and implementation cycles.

CCC Intelligent Solutions Holdings Business Overview & Revenue Model

Company Description

CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitates commerce, and connects businesses across the insurance economy, including insurance carriers, collision repairers, parts suppliers, automotive manufactures, financial institution, and others. The company offers CCC Insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC AI and analytics, and CCC casualty; CCC Repair solutions, such as CCC network management, CCC repair workflow, and CCC repair quality; CCC Other Ecosystem solutions, comprising CCC parts solutions, CCC automotive manufacturer solutions, CCC lender solutions, and CCC payments; and CCC International solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

How the Company Makes Money

CCC Intelligent Solutions Holdings generates revenue primarily through the sale of its software-as-a-service (SaaS) solutions to various clients in the automotive and insurance sectors. Their key revenue streams include subscription fees for access to their platform and additional services such as analytics, AI-driven insights, and telematics data integration. Significant partnerships with insurance companies and automotive manufacturers further bolster CCCS's earnings by enabling widespread adoption of their technology across the industry. The company's ability to continuously innovate and expand its product offerings plays a crucial role in maintaining and growing its revenue base.

CCC Intelligent Solutions Holdings Financial Statement Overview

Summary

CCCS demonstrates strong revenue growth and improved operational efficiency, with a solid gross margin. However, challenges such as low net profit margins and moderate leverage on the balance sheet pose potential risks. Strong cash flows indicate healthy liquidity, necessitating continued focus on cost control for sustained profitability.

Income Statement

The company shows strong revenue growth with a TTM increase from the previous year. The gross profit margin remains healthy at around 73.6%. However, the net profit margin is low at 0.95% for TTM, indicating challenges in cost management. EBIT and EBITDA margins show improvement, reflecting better operational efficiency.

Balance Sheet

The balance sheet shows a stable equity ratio of approximately 60% in TTM, highlighting a strong capital structure. However, the debt-to-equity ratio of 0.48 indicates moderate leverage, which could pose a risk if not managed well. Return on equity is low at 0.42% for TTM, signaling limited returns on shareholder investments.

Cash Flow

The company's operating cash flow is strong, with a consistent upward trend. The free cash flow growth rate is positive, reflecting efficient capital management. The operating cash flow to net income ratio is robust, underscoring strong cash generation relative to net income.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
969.13M	944.80M	866.38M	782.45M	688.29M	633.06M
	Gross Profit
712.99M	713.80M	636.16M	568.51M	492.63M	424.35M
	EBIT
61.61M	80.11M	-23.93M	51.92M	-144.68M	76.98M
	EBITDA
209.66M	232.60M	114.37M	216.00M	-144.68M	171.81M
	Net Income Common Stockholders
9.19M	26.14M	-92.48M	38.41M	-248.92M	-16.88M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
130.32M	398.98M	195.57M	323.79M	182.54M	162.12M
	Total Assets
3.61B	3.18B	3.05B	3.35B	3.24B	3.20B
	Total Debt
1.05B	823.95M	833.09M	841.86M	852.79M	1.32B
	Net Debt
917.52M	424.96M	637.52M	518.07M	670.25M	1.16B
	Total Liabilities
1.43B	1.16B	1.25B	1.29B	1.35B	1.81B
	Stockholders Equity
2.18B	2.00B	1.78B	2.05B	1.87B	1.37B
Cash Flow		Free Cash Flow
234.95M	230.87M	195.00M	151.96M	88.97M	73.28M
	Operating Cash Flow
287.14M	283.89M	250.03M	199.91M	127.33M	103.94M
	Investing Cash Flow
-467.33M	-53.01M	-55.03M	-76.29M	-48.60M	-30.67M
	Financing Cash Flow
119.39M	-27.29M	-323.03M	17.88M	-58.44M	-4.42M

CCC Intelligent Solutions Holdings Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.08
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCCS, the sentiment is Positive. The current price of 9.08 is above the 20-day moving average (MA) of 8.90, above the 50-day MA of 8.89, and below the 200-day MA of 10.45, indicating a neutral trend. The MACD of 0.01 indicates Negative momentum. The RSI at 54.98 is Neutral, neither overbought nor oversold. The STOCH value of 83.47 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CCCS.

CCC Intelligent Solutions Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INFA	78 Outperform	$8.38B	5,123.40	0.09%	―	2.28%	―
ACIW	74 Outperform	$4.97B	18.68	19.69%	―	13.11%	91.21%
PATH	71 Outperform	$7.07B	―	-3.62%	―	7.21%	23.13%
CCCS	69 Neutral	$5.98B	639.44	0.46%	―	9.05%	―
WEX	64 Neutral	$4.87B	18.10	24.37%	―	0.90%	26.13%
S	64 Neutral	$6.04B	―	-26.98%	―	32.25%	20.56%
Sector *	62 Neutral	$11.93B	10.60	-7.51%	3.00%	7.40%	-8.09%

CCC Intelligent Solutions Holdings Corporate Events

CCC Intelligent Solutions Holds Annual Stockholders Meeting

On May 22, 2025, CCC Intelligent Solutions Holdings Inc. held its annual meeting of stockholders, where 92.94% of voting shares were represented. During the meeting, stockholders elected Teri Williams as a Class I Director until 2028, approved executive compensation on an advisory basis, and ratified Deloitte as the independent public accounting firm for 2025.

The most recent analyst rating on (CCCS) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.

CCC Intelligent Solutions Announces Executive Resignation

On May 7, 2025, CCC Intelligent Solutions Holdings announced that Marc Fredman, Senior Vice President and Chief Strategy Officer, will resign by September 30, 2025. Following his resignation, Fredman is expected to continue in a part-time advisory role, and the company expressed gratitude for his decade-long service and contributions.