CCC Intelligent Solutions Holdings (CCCS) AI Stock Analysis

• Market Cap: $6.06B
• Dividend Yield: N/A
• Average Volume (3M): 5.62M
• Price to Earnings (P/E): 4381.0
• Beta (1Y): 0.86
• Revenue Growth: 9.60%
• EPS Growth: -90.58%
• Country: US
• Employees: 2,310
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 0.09
• Shares Outstanding: 651,255,400
• 10 Day Avg. Volume: 5,627,760
• 30 Day Avg. Volume: 5,623,090
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.20
• Enterprise Value/Revenue: 7.28
• Enterprise Value/Gross Profit: 9.70
• Enterprise Value/Ebitda: 36.68
• 1Y Price Target: $12.00
• Price Target Upside: 30.43% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 5

• Rating: 64 Neutral
• Price Target: $10.50 ▲(14.13% Upside)

CCC Intelligent Solutions Holdings demonstrates strong financial performance and positive earnings call sentiment, driven by revenue growth and AI adoption. However, technical indicators suggest potential bearish momentum, and the stock appears overvalued with a high P/E ratio and no dividend yield. Continued focus on cost control and profitability will be crucial for sustained financial health.

Positive Factors

Revenue Growth

Consistent revenue growth indicates strong market demand and effective sales strategies, enhancing long-term financial stability and market position.

AI Adoption

Increased AI adoption enhances competitive advantage by improving efficiency and client satisfaction, supporting sustainable growth and innovation.

Cash Flow Management

Strong cash flow management ensures liquidity and supports strategic investments, enabling resilience and growth in changing market conditions.

Negative Factors

Low Net Profit Margin

Low net profit margins can limit reinvestment in growth initiatives and reduce financial flexibility, impacting long-term profitability.

Industry Claim Volume Decline

Declining industry claim volumes may reduce demand for CCC's solutions, potentially impacting revenue growth and market share over time.

Moderate Leverage

Moderate leverage can strain financial resources and limit strategic flexibility, affecting the company's ability to navigate economic fluctuations.

CCC Intelligent Solutions Holdings Business Overview & Revenue Model

Company Description

CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitates commerce, and connects businesses across the insurance economy, including insurance carriers, collision repairers, parts suppliers, automotive manufactures, financial institution, and others. The company offers CCC Insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC AI and analytics, and CCC casualty; CCC Repair solutions, such as CCC network management, CCC repair workflow, and CCC repair quality; CCC Other Ecosystem solutions, comprising CCC parts solutions, CCC automotive manufacturer solutions, CCC lender solutions, and CCC payments; and CCC International solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

How the Company Makes Money

CCC Intelligent Solutions generates revenue primarily through subscription fees for its software-as-a-service (SaaS) offerings, which provide clients with access to its advanced technology and data analytics tools. The company also earns revenue from transaction-based fees associated with its claims management services, as well as from licensing its data and analytics solutions to third parties. Strategic partnerships with major insurance companies and automotive manufacturers further bolster CCC's revenue streams, as these collaborations often involve long-term contracts and integration of CCC's solutions into their operational processes.

CCC Intelligent Solutions Holdings Financial Statement Overview

Summary

CCCS demonstrates strong revenue growth and operational efficiency improvements. Despite low net profit margins, the company maintains a healthy gross margin. The balance sheet reflects a balanced capital structure, although leverage could be a concern. Cash flows are strong, indicating healthy liquidity and capital management.

Income Statement

The company shows strong revenue growth with a TTM increase from the previous year. The gross profit margin remains healthy at around 73.6%. However, the net profit margin is low at 0.95% for TTM, indicating challenges in cost management. EBIT and EBITDA margins show improvement, reflecting better operational efficiency.

Balance Sheet

The balance sheet shows a stable equity ratio of approximately 60% in TTM, highlighting a strong capital structure. However, the debt-to-equity ratio of 0.48 indicates moderate leverage, which could pose a risk if not managed well. Return on equity is low at 0.42% for TTM, signaling limited returns on shareholder investments.

Cash Flow

The company's operating cash flow is strong, with a consistent upward trend. The free cash flow growth rate is positive, reflecting efficient capital management. The operating cash flow to net income ratio is robust, underscoring strong cash generation relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	996.96M	944.80M	866.38M	782.45M	688.29M	633.06M
Gross Profit	747.65M	713.80M	636.16M	568.51M	492.63M	424.35M
EBITDA	197.84M	232.60M	114.37M	216.00M	-92.80M	171.81M
Net Income	1.92M	26.14M	-92.48M	38.41M	-248.92M	-16.88M
Balance Sheet
Total Assets	3.57B	3.18B	3.05B	3.35B	3.24B	3.20B
Cash, Cash Equivalents and Short-Term Investments	55.05M	398.98M	195.57M	323.79M	182.54M	162.12M
Total Debt	1.07B	823.95M	833.09M	841.86M	852.79M	1.32B
Total Liabilities	1.43B	1.16B	1.25B	1.29B	1.35B	1.81B
Stockholders Equity	2.14B	2.00B	1.78B	2.05B	1.87B	1.37B
Cash Flow
Free Cash Flow	198.74M	230.87M	195.00M	151.96M	88.97M	73.28M
Operating Cash Flow	235.37M	283.89M	250.03M	199.91M	127.33M	103.94M
Investing Cash Flow	-451.77M	-53.01M	-55.03M	-76.29M	-48.60M	-30.67M
Financing Cash Flow	108.87M	-27.29M	-323.03M	17.88M	-58.44M	-4.42M

CCC Intelligent Solutions Holdings Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 9.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCCS, the sentiment is Negative. The current price of 9.2 is below the 20-day moving average (MA) of 9.61, below the 50-day MA of 9.70, and below the 200-day MA of 9.85, indicating a bearish trend. The MACD of -0.11 indicates Positive momentum. The RSI at 39.87 is Neutral, neither overbought nor oversold. The STOCH value of 12.43 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CCCS.

CCC Intelligent Solutions Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FOUR	73 Outperform	7.00B	29.32	13.85%	―	23.86%	79.35%
VRNS	72 Outperform	6.67B	-64.99	-30.14%	―	14.29%	-14.42%
WEX	69 Neutral	5.50B	20.29	31.31%	―	-1.62%	36.57%
S	68 Neutral	6.05B	-13.75	-28.48%	―	25.39%	-42.90%
CCCS	64 Neutral	$6.06B	4,380.95	0.10%	―	9.60%	-90.58%
CFLT	59 Neutral	6.82B	-21.11	-29.31%	―	23.02%	21.01%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%

CCC Intelligent Solutions Holdings Corporate Events

CCC Intelligent Solutions EVP Resigns Effective October 2025

John Goodson, the Executive Vice President and Chief Product and Technology Officer of CCC Intelligent Solutions Holdings, has announced his resignation effective October 10, 2025. The company expressed gratitude for his significant contributions, which have been instrumental to its success.

The most recent analyst rating on (CCCS) stock is a Hold with a $10.50 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.

CCC Intelligent Solutions Completes Major Stock Offering

On August 5, 2025, CCC Intelligent Solutions Holdings Inc. and affiliates of Advent International, L.P. entered into an underwriting agreement with Goldman Sachs & Co. LLC for the sale of 30,000,000 shares of the company’s common stock at $9.89 per share. The offering closed on August 7, 2025, with all shares sold by the selling stockholders, and the company did not receive any proceeds. The agreement includes customary representations, warranties, and indemnification provisions, but investors are cautioned that these may not reflect the current state of the company’s affairs.

The most recent analyst rating on (CCCS) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.