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Ccc Intelligent Solutions Holdings Inc (CCCS)
:CCCS
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CCC Intelligent Solutions Holdings (CCCS) AI Stock Analysis

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CCCS

CCC Intelligent Solutions Holdings

(CCCS)

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Neutral 58 (OpenAI - 4o)
Rating:58Neutral
Price Target:
$9.00
▲(3.21% Upside)
CCC Intelligent Solutions' overall stock score is primarily influenced by its strong earnings call performance, showcasing robust revenue growth and customer adoption. However, the high P/E ratio and weak technical indicators suggest caution. Financial performance is mixed, with strong revenue growth offset by profitability challenges.
Positive Factors
Revenue Growth
The consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term financial stability.
AI Adoption
Increased AI adoption enhances operational efficiency and positions CCC as a leader in tech-driven solutions, securing competitive advantage.
Strategic Partnerships
Strong partnerships and network expansion drive innovation and market reach, ensuring sustained growth and industry leadership.
Negative Factors
Negative Net Profit Margin
A negative net profit margin indicates challenges in cost management and profitability, which could hinder long-term financial health.
Free Cash Flow Decrease
Decreasing free cash flow suggests potential inefficiencies and limits the company's ability to invest in growth opportunities.
Industry Claim Volume Decline
Declining claim volumes in the industry could reduce demand for CCC's solutions, impacting future revenue growth potential.

CCC Intelligent Solutions Holdings (CCCS) vs. SPDR S&P 500 ETF (SPY)

CCC Intelligent Solutions Holdings Business Overview & Revenue Model

Company Description
How the Company Makes MoneyCCC Intelligent Solutions generates revenue primarily through subscription fees for its software-as-a-service (SaaS) offerings, which provide clients with access to its advanced technology and data analytics tools. The company also earns revenue from transaction-based fees associated with its claims management services, as well as from licensing its data and analytics solutions to third parties. Strategic partnerships with major insurance companies and automotive manufacturers further bolster CCC's revenue streams, as these collaborations often involve long-term contracts and integration of CCC's solutions into their operational processes.

CCC Intelligent Solutions Holdings Key Performance Indicators (KPIs)

Any
Any
Revenue by Type
Revenue by Type
Chart Insights
Data provided by:The Fly

CCC Intelligent Solutions Holdings Earnings Call Summary

Earnings Call Date:Oct 30, 2025
(Q3-2025)
|
% Change Since: |
Next Earnings Date:Mar 03, 2026
Earnings Call Sentiment Positive
The earnings call highlighted strong revenue growth, significant customer adoption, and the successful expansion of emerging solutions and EvolutionIQ. However, there were challenges with declining claims volumes, lower adjusted gross profit margins, and reduced net dollar retention.
Q3-2025 Updates
Positive Updates
Strong Revenue Growth
Total revenue for Q3 2025 was $267 million, up 12% year-over-year and ahead of guidance. Adjusted EBITDA was $110 million with a margin of 41%.
Significant Customer Adoption
A top 10 insurer increased the number of claims leveraging CCC AI solutions from 15% to 40%. Liberty Mutual signed on with CCC, transitioning a substantial portion of their casualty business to the platform.
Emerging Solutions Expansion
Emerging solutions contributed over 2 points of growth, driven by AI-based APD solutions, subrogation, diagnostics, and Build Sheets. These solutions represent about 4% of total revenue in Q3 2025.
Successful Integration of EvolutionIQ
EvolutionIQ saw multiple contract renewals and expansions, contributing approximately 4 points of growth in Q3.
High Gross Dollar Retention
Gross dollar retention was 99%, reflecting the strong value provided and the benefits of participating in the CCC network.
Negative Updates
Claims Volume Decline
Industry claim volumes in Q3 declined 6% year-over-year, representing a 1 percentage point headwind to growth.
Adjusted Gross Profit Margin Decline
Adjusted gross profit margin was 75%, down from 78% last quarter, due to higher depreciation, a write-off of a discontinued solution, and revenue mix.
Lower Net Dollar Retention
Net dollar retention was 105%, down from 107% in Q2 2025, primarily due to timing of deals.
Company Guidance
In the third quarter of fiscal year 2025, CCC Intelligent Solutions reported a total revenue of $267 million, representing a 12% increase year-over-year, surpassing their guidance range. The company achieved an adjusted EBITDA of $110 million, exceeding expectations, with an adjusted EBITDA margin of 41%. The growth was driven by a 5-point increase from cross-sell and upsell activities, 3 points from new logo acquisitions, and 4 points from EvolutionIQ contributions. Emerging solutions contributed over 2 points to the growth, while industry claim volumes declined by 6% year-over-year, presenting a 1 percentage point headwind. CCC's gross dollar retention was 99%, and net dollar retention was 105%, slightly down from the previous quarter due to timing of deals. The company ended the quarter with $97 million in cash and cash equivalents and $993 million in debt, achieving a free cash flow of $79 million for the quarter. For the full year 2025, CCC forecasts revenue between $1.051 billion and $1.056 billion and adjusted EBITDA between $423 million and $428 million.

CCC Intelligent Solutions Holdings Financial Statement Overview

Summary
CCC Intelligent Solutions shows strong revenue growth and gross margins, but faces challenges with negative net profit margin and return on equity. The balance sheet is solid with low leverage, yet cash flow generation has weakened, indicating potential inefficiencies.
Income Statement
65
Positive
The company shows a steady revenue growth rate of 2.87% in the TTM period, indicating a positive trajectory. However, the net profit margin is negative at -0.28%, which is a concern. The gross profit margin remains strong at 73.83%, but the EBIT and EBITDA margins have decreased compared to previous periods, suggesting pressure on operational efficiency.
Balance Sheet
70
Positive
The balance sheet reflects a solid equity position with a debt-to-equity ratio of 0.03 in the TTM period, indicating low leverage. However, the return on equity is slightly negative at -0.14%, pointing to challenges in generating returns for shareholders. The equity ratio is healthy, suggesting financial stability.
Cash Flow
60
Neutral
The cash flow statement shows a decline in free cash flow growth by -3.77% in the TTM period, raising concerns about cash generation. The operating cash flow to net income ratio is strong at 0.99, indicating good cash conversion, but the free cash flow to net income ratio suggests potential inefficiencies.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue1.03B944.80M866.38M782.45M688.29M633.06M
Gross Profit757.21M713.80M636.16M568.51M492.63M424.35M
EBITDA171.43M232.60M114.37M216.00M-92.80M171.81M
Net Income-2.86M26.14M-92.48M38.41M-248.92M-16.88M
Balance Sheet
Total Assets3.53B3.18B3.05B3.35B3.24B3.20B
Cash, Cash Equivalents and Short-Term Investments97.14M398.98M195.57M323.79M182.54M162.12M
Total Debt70.47M823.95M833.09M841.86M852.79M1.32B
Total Liabilities1.46B1.16B1.25B1.29B1.35B1.81B
Stockholders Equity2.13B2.00B1.78B2.05B1.87B1.37B
Cash Flow
Free Cash Flow176.71M230.87M195.00M151.96M88.97M73.28M
Operating Cash Flow215.19M283.89M250.03M199.91M127.33M103.94M
Investing Cash Flow-453.62M-53.01M-55.03M-76.29M-48.60M-30.67M
Financing Cash Flow7.31M-27.29M-323.03M17.88M-58.44M-4.42M

CCC Intelligent Solutions Holdings Technical Analysis

Technical Analysis Sentiment
Negative
Last Price8.72
Price Trends
50DMA
9.20
Negative
100DMA
9.43
Negative
200DMA
9.44
Negative
Market Momentum
MACD
-0.38
Positive
RSI
22.98
Positive
STOCH
4.70
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCCS, the sentiment is Negative. The current price of 8.72 is below the 20-day moving average (MA) of 8.77, below the 50-day MA of 9.20, and below the 200-day MA of 9.44, indicating a bearish trend. The MACD of -0.38 indicates Positive momentum. The RSI at 22.98 is Positive, neither overbought nor oversold. The STOCH value of 4.70 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CCCS.

CCC Intelligent Solutions Holdings Risk Analysis

CCC Intelligent Solutions Holdings disclosed 56 risk factors in its most recent earnings report. CCC Intelligent Solutions Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

CCC Intelligent Solutions Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$6.10B32.3315.52%23.16%27.38%
72
Outperform
$5.27B19.9820.30%-1.15%-2.52%
63
Neutral
$8.09B-29.62%21.58%18.88%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
61
Neutral
$4.74B-11.58-25.79%24.09%-34.25%
58
Neutral
-0.14%10.64%-105.64%
48
Neutral
$3.56B-22.17%11.37%-34.44%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
CCCS
CCC Intelligent Solutions Holdings
7.62
-4.81
-38.70%
WEX
WEX
153.80
-29.17
-15.94%
VRNS
Varonis Systems
30.20
-18.88
-38.47%
FOUR
Shift4 Payments
68.88
-34.02
-33.06%
CFLT
Confluent
23.14
-9.30
-28.67%
S
SentinelOne
14.52
-10.15
-41.14%

CCC Intelligent Solutions Holdings Corporate Events

CCC Intelligent Solutions Reports Strong Q3 2025 Results
Oct 31, 2025

CCC Intelligent Solutions Holdings Inc., a prominent SaaS platform provider in the insurance sector, has released its financial results for the third quarter of 2025, showcasing a solid performance. The company, known for its innovative AI-driven solutions, continues to play a pivotal role in the multi-trillion-dollar insurance economy by enhancing operational efficiency for its clients.

Executive/Board Changes
Lauren Young to Resign from CCC Board
Neutral
Oct 24, 2025

On October 22, 2025, Lauren Young announced her intention to resign from the Board of Directors of CCC Intelligent Solutions Holdings Inc. by December 31, 2025. Her resignation is not due to any disagreements with the company or its board regarding its operations, policies, or practices.

The most recent analyst rating on (CCCS) stock is a Hold with a $11.00 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.

Executive/Board Changes
CCC Intelligent Solutions EVP Resigns Effective October 2025
Neutral
Sep 15, 2025

John Goodson, the Executive Vice President and Chief Product and Technology Officer of CCC Intelligent Solutions Holdings, has announced his resignation effective October 10, 2025. The company expressed gratitude for his significant contributions, which have been instrumental to its success.

The most recent analyst rating on (CCCS) stock is a Hold with a $10.50 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.

Private Placements and Financing
CCC Intelligent Solutions Completes Major Stock Offering
Neutral
Aug 7, 2025

On August 5, 2025, CCC Intelligent Solutions Holdings Inc. and affiliates of Advent International, L.P. entered into an underwriting agreement with Goldman Sachs & Co. LLC for the sale of 30,000,000 shares of the company’s common stock at $9.89 per share. The offering closed on August 7, 2025, with all shares sold by the selling stockholders, and the company did not receive any proceeds. The agreement includes customary representations, warranties, and indemnification provisions, but investors are cautioned that these may not reflect the current state of the company’s affairs.

The most recent analyst rating on (CCCS) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on CCC Intelligent Solutions Holdings stock, see the CCCS Stock Forecast page.

CCC Intelligent Solutions’ Strong Q2 Earnings Call
Aug 2, 2025

The recent earnings call for CCC Intelligent Solutions Holdings Inc. showcased a strong performance, with the company reporting significant revenue growth and successful expansion with large customers. The sentiment during the call was overwhelmingly positive, highlighting the company’s strategic position and operational efficiency despite some industry challenges.

CCC Intelligent Solutions Reports Strong Q2 2025 Results
Aug 1, 2025

CCC Intelligent Solutions Holdings Inc. is a prominent SaaS platform provider in the insurance industry, offering AI-powered solutions that enhance the efficiency and effectiveness of insurers, repairers, and automakers.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025