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Blackstone Mortgage Trust (BXMT)
NYSE:BXMT
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Blackstone Mortgage (BXMT) AI Stock Analysis

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BXMT

Blackstone Mortgage

(NYSE:BXMT)

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Neutral 48 (OpenAI - 5.2)
Rating:48Neutral
Price Target:
$15.00
▼(-10.13% Downside)
Action:Reiterated
Date:07/31/26
The score is held back primarily by weak financial performance (earnings volatility, revenue/cash flow weakening, and high leverage) and bearish technical trend (price below all major moving averages). A very high dividend yield and a constructive earnings-call strategy narrative (portfolio rotation, liquidity, reduced office exposure) provide partial support, but are tempered by impairments, higher reserves, and near-term dividend/earnings uncertainty.
Positive Factors
Access to Blackstone platform
External management by a Blackstone affiliate gives BXMT durable origination and distribution advantages. Access to Blackstone’s sourcing, market intelligence and capital-markets relationships supports consistent deal flow, preferential funding and execution over coming quarters.
Negative Factors
High leverage
BXMT’s mortgage-REIT leverage (near 4x D/E) amplifies sensitivity to funding costs, credit losses and mark-to-market swings. Even with liquidity, elevated leverage constrains balance-sheet flexibility, increases book-value volatility and heightens the risk that credit or rate shocks will require equity actions over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Access to Blackstone platform
External management by a Blackstone affiliate gives BXMT durable origination and distribution advantages. Access to Blackstone’s sourcing, market intelligence and capital-markets relationships supports consistent deal flow, preferential funding and execution over coming quarters.
Read all positive factors

Blackstone Mortgage (BXMT) vs. SPDR S&P 500 ETF (SPY)

Blackstone Mortgage Business Overview & Revenue Model

Company Description
Blackstone Mortgage Trust, Inc. (BXMT) functions as a real estate finance entity, primarily engaged in originating senior-level debt secured by commercial properties. These investment activities span across North America, Europe, and Australia. Fo...
How the Company Makes Money
BXMT primarily makes money from the spread between (1) the interest income it earns on its commercial mortgage loan portfolio and (2) the interest expense it pays on its own financing and other funding sources. Key revenue and earnings drivers typ...

Blackstone Mortgage Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 28, 2026
Earnings Call Sentiment Positive
The call conveyed a constructive strategic narrative: management is actively recycling capital into diversified, higher-conviction sectors (net lease, home builder finance, residential, industrial), has materially reduced office exposure, demonstrated strong capital markets execution and maintained liquidity. Offsetting these positives are near-term earnings pressures from three loan impairments, a notable CECL reserve build ($0.80/share increase to total CECL $2.43/share), a GAAP net loss ($0.48/share), a QoQ book value decline of ~4%, and concentrated stress in a ~$1 billion subset of watchlist office loans. Overall, the company presented substantial forward-looking actions and momentum that appear to outweigh the near-term credit and accounting headwinds, but management flagged potential short-term impacts to distributable earnings and the dividend while they execute the portfolio rotation.
Positive Updates
Strong capital recycling and reinvestment
Collected $1.2 billion of repayments in Q2 (mostly pre-2023 vintage) and reinvested $1.4 billion into new investments; collected another ~$1.4 billion in July. Management also referenced approximately $13 billion of repayments over the period that have driven redeployment into higher-conviction sectors.
Negative Updates
GAAP net loss and distributable earnings headwinds
Reported a GAAP net loss of $0.48 per share for Q2 and distributable earnings (DE) of $0.31 per share. DE prior to realized gains/losses was $0.48, down $0.01 from the prior quarter. Management said Q3 DE will be impacted by recent impairments and the timing of large repayments, creating short-term earnings uncertainty.
Read all updates
Q2-2026 Updates
Negative
Strong capital recycling and reinvestment
Collected $1.2 billion of repayments in Q2 (mostly pre-2023 vintage) and reinvested $1.4 billion into new investments; collected another ~$1.4 billion in July. Management also referenced approximately $13 billion of repayments over the period that have driven redeployment into higher-conviction sectors.
Read all positive updates
Company Guidance
Management guided that Q2 results and near-term outlook reflect active portfolio rotation and that distributable earnings (DE) in Q2 were $0.31/share (DE prior to realized gains/losses $0.48/share), which covered the $0.47/share dividend, but warned Q3 DE will be impacted by the new loan impairments and timing of large repayments collected in July; book value ended at $19.31/share (down 4% QoQ) and includes $2.43/share of CECL reserves ($1.13 general, $1.30 asset‑specific, CECL up $0.80/share), liquidity of $1.2B, and a Q2 debt-to-equity of 3.9x (from 3.7x). They reiterated portfolio metrics and targets: $17B loan portfolio across 133 loans (97% performing), $1.2B repayments in Q2 plus ~$1.4B in July (≈$13B over the period), $1.4B of new investments in Q2 (including $1.1B of loans at 61% average LTV), net lease owned $661M, JV capital $322M, average investment size down from >$130M to ~$20M, office exposure reduced from 36% to 21% of the ~$20B portfolio, watchlist down to $2B (with a $1B subset sensitive to rates), borrowers have injected ~$800M of subordinate capital since end-2023, and management expects to reduce office and legacy pre‑2023 loan exposure by 40%+ by year‑end while evaluating dividends with the board based on long‑term earnings power.

Blackstone Mortgage Financial Statement Overview

Summary
Financial statement scores are weak overall (Income Statement 48, Balance Sheet 42, Cash Flow 44). The key issues are earnings volatility (including a loss in 2024), a revenue downtrend into TTM, shrinking assets/equity, and persistently high leverage (mortgage REIT profile). Positives include continued positive cash generation, but both operating cash flow and free cash flow have weakened materially versus prior years.
Income Statement
48
Neutral
Balance Sheet
42
Neutral
Cash Flow
44
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.52B1.52B1.77B2.01B1.32B847.73M
Gross Profit914.46M1.17B1.65B1.89B1.21B759.26M
EBITDA1.01B1.17B1.10B1.62B964.96M762.92M
Net Income15.44M109.57M-204.09M246.56M248.64M419.19M
Balance Sheet
Total Assets19.40B20.00B19.80B24.04B25.35B22.70B
Cash, Cash Equivalents and Short-Term Investments432.83M452.53M323.48M350.01M291.34M551.15M
Total Debt15.81B16.16B15.73B19.30B20.44B17.90B
Total Liabilities16.14B16.50B16.01B19.65B20.81B18.08B
Stockholders Equity3.26B3.50B3.79B4.37B4.52B4.59B
Cash Flow
Free Cash Flow118.12M275.87M365.86M458.84M396.82M382.48M
Operating Cash Flow118.12M275.87M366.45M458.84M396.82M382.48M
Investing Cash Flow590.49M359.40M3.50B1.44B-3.25B-5.63B
Financing Cash Flow-1.09B-514.42M-3.88B-1.85B2.61B5.51B

Blackstone Mortgage Technical Analysis

Technical Analysis Sentiment
Negative
Last Price16.69
Price Trends
50DMA
17.00
Negative
100DMA
17.71
Negative
200DMA
17.88
Negative
Market Momentum
MACD
-0.74
Positive
RSI
18.01
Positive
STOCH
10.14
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BXMT, the sentiment is Negative. The current price of 16.69 is above the 20-day moving average (MA) of 16.25, below the 50-day MA of 17.00, and below the 200-day MA of 17.88, indicating a bearish trend. The MACD of -0.74 indicates Positive momentum. The RSI at 18.01 is Positive, neither overbought nor oversold. The STOCH value of 10.14 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BXMT.

Blackstone Mortgage Risk Analysis

Blackstone Mortgage disclosed 1 risk factors in its most recent earnings report. Blackstone Mortgage reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Blackstone Mortgage Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
60
Neutral
$611.85M14.435.45%11.14%3.78%-15.19%
57
Neutral
$1.21B22.723.57%9.42%-5.22%-40.61%
55
Neutral
$630.31M16.804.45%14.21%11.14%-54.56%
52
Neutral
$866.87M8.286.88%42.82%3.09%
51
Neutral
$410.72M-2.12-16.70%11.58%-19.57%-397.76%
48
Neutral
$2.45B181.750.45%11.26%-3.93%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
BXMT
Blackstone Mortgage
13.94
-2.91
-17.27%
ARI
Apollo Real Estate
6.66
0.77
13.07%
LADR
Ladder Capital
9.48
-0.59
-5.84%
KREF
Kkr Real Estate Finance
7.22
-0.94
-11.50%
TRTX
Tpg Re Finance
7.94
0.05
0.68%
FBRT
Franklin BSP Realty Trust
7.55
-2.09
-21.69%

Blackstone Mortgage Corporate Events

Executive/Board ChangesShareholder Meetings
Blackstone Mortgage Shareholders Back Governance and Board Slate
Positive
Jun 26, 2026
On June 26, 2026, Blackstone Mortgage Trust, Inc. held its 2026 annual meeting of stockholders, at which a quorum was present under its bylaws. Nine directors, including Timothy S. Johnson, Gilda Perez-Alvarado and others, were elected to the boar...
Business Operations and StrategyPrivate Placements and Financing
Blackstone Mortgage Completes $450 Million Senior Notes Offering
Positive
May 19, 2026
On May 19, 2026, Blackstone Mortgage Trust, Inc. completed a $450 million private offering of 6.250% Senior Secured Notes due June 1, 2031, sold to qualified institutional buyers under Rule 144A and to non-U.S. investors under Regulation S. The co...
Business Operations and StrategyPrivate Placements and Financing
Blackstone Mortgage Trust Announces $450 Million Secured Notes Offering
Positive
May 6, 2026
On May 5, 2026, Blackstone Mortgage Trust, Inc. entered into a purchase agreement to issue $450 million of 6.250% senior secured notes due June 1, 2031 in a private offering to qualified institutional buyers and certain non-U.S. investors. The not...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 31, 2026