The Bank Of New York Mellon Corporation (BNY)
NYSE:BNY
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Bank of New York Mellon
(NYSE:BNY)
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Rating:67Neutral
Price Target:
$156.00
â–²(15.47% Upside)
Action:Downgraded
Date:05/09/26
The score is driven by strong earnings-call momentum (raised outlook, record quarter, and a large buyback) and reasonable valuation. These positives are moderated by financial-statement risks—especially higher leverage and weaker recent free-cash-flow conversion—and only neutral-to-mixed near-term technical momentum.
Positive Factors
Scale & Recurring Fee Base
BNY’s massive custody and asset base underpins durable, recurring fee revenue tied to assets under custody/administration and AUM. Scale creates high switching costs, cross‑sell opportunities and steady servicing fees that support revenue stability and resilience across business cycles.
Negative Factors
Higher Leverage / Capital Sensitivity
A meaningful TTM increase in leverage and debt reduces balance-sheet flexibility and raises sensitivity to funding and RWA volatility. Lower cushion magnifies capital ratio swings from period-end activity, constraining strategic optionality for M&A, buybacks or share repurchases during stress.
Read all positive and negative factors
Positive Factors
Negative Factors
Scale & Recurring Fee Base
BNY’s massive custody and asset base underpins durable, recurring fee revenue tied to assets under custody/administration and AUM. Scale creates high switching costs, cross‑sell opportunities and steady servicing fees that support revenue stability and resilience across business cycles.
Read all positive factors
Bank of New York Mellon Key Performance Indicators (KPIs)
Any
Assets Under Management
Indicates the total market value of assets managed on behalf of clients, reflecting the company's ability to attract and retain client investments, which drives fee-based revenue.
Indicates the total market value of assets managed on behalf of clients, reflecting the company's ability to attract and retain client investments, which drives fee-based revenue.
Data provided by:
The Fly
The FlyBank of New York Mellon (BNY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$98.82B
Dividend Yield1.71%
Average Volume (3M)3.48M
Price to Earnings (P/E)16.5
Beta (1Y)0.92
Revenue Growth1.91%
EPS Growth31.72%
CountryUS
Employees51,000
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)8.13
Shares Outstanding686,379,000
10 Day Avg. Volume3,321,201
30 Day Avg. Volume3,483,762
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.85
Price to Sales (P/S)2.02
P/FCF Ratio15.80
Enterprise Value/Market Cap-0.39
Enterprise Value/Revenue-0.94
Enterprise Value/Gross Profit-1.85
Enterprise Value/Ebitda-4.06
Forecast
1Y Price Target
$140.88Price Target Upside4.28% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)8.74
Revenue Forecast (FY)$21.50B
Bank of New York Mellon Business Overview & Revenue Model
Company Description
Bank of New York Mellon Corporation (BNY Mellon) operates as a prominent global financial services firm, delivering a comprehensive array of financial solutions to clients both within the United States and across international markets. The company...
How the Company Makes Money
BNY makes money mainly by charging fees for providing investment services and investment management, and by earning net interest income from interest-earning assets funded by deposits and other liabilities.
1) Fee-based investment services revenu...
Bank of New York Mellon Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
56
Neutral
Cash Flow
41
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 40.65B | 40.44B | 39.55B | 33.79B | 19.80B | 15.86B |
| Gross Profit | 20.54B | 19.79B | 18.19B | 17.37B | 16.15B | 15.86B |
| EBITDA | 9.37B | 8.91B | 7.65B | 6.17B | 5.26B | 6.51B |
| Net Income | 5.96B | 5.55B | 4.53B | 3.30B | 2.56B | 3.76B |
Balance Sheet | ||||||
| Total Assets | 561.52B | 472.30B | 416.06B | 409.88B | 405.78B | 444.44B |
| Cash, Cash Equivalents and Short-Term Investments | 254.38B | 190.69B | 200.61B | 238.93B | 225.56B | 266.75B |
| Total Debt | 53.27B | 33.88B | 45.44B | 46.24B | 43.19B | 38.25B |
| Total Liabilities | 516.20B | 427.49B | 374.30B | 368.97B | 364.93B | 401.05B |
| Stockholders Equity | 44.78B | 44.31B | 41.32B | 40.77B | 40.73B | 43.03B |
Cash Flow | ||||||
| Free Cash Flow | 1.46B | 5.18B | -782.00M | 4.69B | 13.72B | 1.62B |
| Operating Cash Flow | 3.31B | 6.73B | 687.00M | 5.91B | 15.07B | 2.84B |
| Investing Cash Flow | -109.20B | -44.28B | -9.48B | -5.81B | 19.87B | 19.67B |
| Financing Cash Flow | 106.92B | 39.71B | 6.34B | -3.52B | -33.65B | -21.96B |
Bank of New York Mellon Technical Analysis
Positive
135.10
Price Trends
135.55
Positive
126.78
Positive
118.36
Positive
Market Momentum
2.37
Positive
58.09
Neutral
65.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BNY, the sentiment is Positive. The current price of 135.1 is below the 20-day moving average (MA) of 140.66, below the 50-day MA of 135.55, and above the 200-day MA of 118.36, indicating a bullish trend. The MACD of 2.37 indicates Positive momentum. The RSI at 58.09 is Neutral, neither overbought nor oversold. The STOCH value of 65.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BNY.
Bank of New York Mellon Risk Analysis
Bank of New York Mellon disclosed 1 risk factors in its most recent earnings report. Bank of New York Mellon reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Bank of New York Mellon Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | $32.26B | 17.13 | 14.45% | 2.21% | -5.75% | -10.69% | |
72 Outperform | $41.27B | 11.02 | 61.59% | 1.26% | 6.43% | 36.14% | |
71 Outperform | $16.70B | 20.72 | 6.69% | 5.33% | 3.11% | 89.49% | |
71 Outperform | $46.39B | 15.20 | 11.09% | 2.43% | 1.43% | 10.86% | |
68 Neutral | $12.82B | -53.93 | -1.86% | 3.08% | 11.02% | -218.32% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $98.82B | 16.52 | 13.48% | 1.71% | 1.91% | 31.72% |
* Financial Sector Average
BNY
Bank of New York Mellon
142.50
53.68
60.44%
AMP
Ameriprise Financial
459.88
-46.27
-9.14%
BEN
Franklin Resources
32.51
10.96
50.89%
IVZ
Invesco
29.10
14.77
103.10%
STT
State Street
167.37
72.63
76.65%
NTRS
Northern
172.72
64.27
59.27%
Bank of New York Mellon Corporate Events
Business Operations and Strategy
BNY Mellon Redeems Series H Preferred Depositary Shares
Neutral
Jun 12, 2026
On June 12, 2026, BNY announced it will redeem all 5,825 outstanding shares of its Series H Noncumulative Perpetual Preferred Stock and the corresponding 582,500 depositary shares. The redemption is scheduled for June 20, 2026, the regular dividen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.