Banco BPM S.p.A. (BNCZF)
OTHER OTC:BNCZF
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BNCZF Stock Chart & Stats
$16.14
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Market closed
$16.14
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Day’s Range― - ―
52-Week Range$9.00 - $17.07
Previous CloseN/A
VolumeN/A
Average Volume (3M)N/A
Market Cap
$23.18B
Enterprise Value$44.57B
Total Cash (Recent Filing)$5.61B
Total Debt (Recent Filing)$31.04B
Price to Earnings (P/E)5.7
Beta0.72
Next Earnings
May 05, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend Yield8.39%
Share Statistics
EPS (TTM)0.34
Shares Outstanding1,515,182,100
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio1.13
Price to Book (P/B)1.18
Price to Sales (P/S)1.98
P/FCF Ratio3.82
Enterprise Value/Market Cap1.92
Enterprise Value/Revenue6.01
Enterprise Value/Gross Profit7.27
Enterprise Value/Ebitda17.43
Forecast
1Y Price Target
$15.99Price Target Upside-0.94% Downside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)1.46
Revenue Forecast (FY)$7.25B
Bulls Say, Bears Say
Bulls Say
Improved Profitability & MarginsMargins and net income improved materially, with sharp margin expansion in 2024 that persisted into 2025. Sustained higher margins increase earnings power and internal capital generation, supporting dividends, loan growth and buffers against credit volatility over the next several months.
Diversified Retail & Corporate FranchiseBanco BPM’s broad retail and corporate franchise and bancassurance/distribution model creates diversified fee and deposit streams. A stable deposit base and recurring commission income reduce cyclicality versus market-sensitive businesses and support steady net interest and fee revenue over time.
Improving Capital & ROEThe bank has rebuilt equity and improved ROE meaningfully versus the 2020–2022 period, reflecting retained earnings and earnings quality gains. Stronger capital cushions enhance regulatory resilience and allow continued lending and investment without immediate reliance on external equity raises.
Bears Say
Elevated LeverageLeverage around 1.7–2.0, with historically higher peaks, leaves the bank sensitive to credit stress and rate shocks. Elevated debt levels constrain capital flexibility, increase funding and regulatory risk, and amplify earnings volatility if loan impairments rise.
Cash Flow VolatilityOperating and free cash flow have been inconsistent, including a pronounced negative episode in 2022 and a sharp FCF decline in 2025. Unstable cash conversion reduces predictability of internally generated funding for dividends, capital needs and lending growth without greater reliance on wholesale funding.
Weak/Volatile Revenue GrowthReported revenue growth is negative and volatile, undermining top-line predictability. Persistent weakness in revenue growth forces greater dependence on margin recovery and non-interest fees to maintain profits and capital generation, increasing risk if margins compress or fee trends falter.
Banco BPM S.p.A. News
BNCZF FAQ
What was Banco BPM S.p.A.’s price range in the past 12 months?
Banco BPM S.p.A. lowest stock price was $9.00 and its highest was $17.07 in the past 12 months.
What is Banco BPM S.p.A.’s market cap?
Banco BPM S.p.A.’s market cap is $23.18B.
When is Banco BPM S.p.A.’s upcoming earnings report date?
Banco BPM S.p.A.’s upcoming earnings report date is May 05, 2026 which is in 14 days.
How were Banco BPM S.p.A.’s earnings last quarter?
Banco BPM S.p.A. released its earnings results on Feb 05, 2026. The company reported $0.342 earnings per share for the quarter, beating the consensus estimate of $0.292 by $0.049.
Is Banco BPM S.p.A. overvalued?
According to Wall Street analysts Banco BPM S.p.A.’s price is currently Overvalued.
Does Banco BPM S.p.A. pay dividends?
Banco BPM S.p.A. pays a Semiannually dividend of $0.53 which represents an annual dividend yield of 8.39%. See more information on Banco BPM S.p.A. dividends here
What is Banco BPM S.p.A.’s EPS estimate?
Banco BPM S.p.A.’s EPS estimate is 0.36.
How many shares outstanding does Banco BPM S.p.A. have?
Banco BPM S.p.A. has 1,515,182,100 shares outstanding.
What happened to Banco BPM S.p.A.’s price movement after its last earnings report?
Banco BPM S.p.A. reported an EPS of $0.342 in its last earnings report, beating expectations of $0.292. Following the earnings report the stock price went down -8.061%.
Which hedge fund is a major shareholder of Banco BPM S.p.A.?
Currently, no hedge funds are holding shares in BNCZF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banco BPM S.p.A.
Banco BPM S.p.A., together with its subsidiaries, provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and Corporate Centre segments. It offers current accounts; home mortgages; personal loans; credit, debit, and prepaid cards; home, personal, assets, and auto and vehicle insurance; and saving and investment products, as well as online trading services. The company also provides business financing, corporate leasing, project and real estate financing, payment and collections, trade and export finance, and digital services, as well as investment and transactional banking. As of December 31, 2021, it operated 1,508 branches. The company was formerly known as Banco Popolare Societa Cooperativa Scarl and changed its name to Banco BPM Società per Azioni in January 2017. Banco BPM S.p.A. is headquartered in Verona, Italy.
BNCZF Stock 12 Month Forecast
Average Price Target
$15.99
▼(-0.94% Downside)
UniCredit SpA
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FinecoBank SpA
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Intesa Sanpaolo SpA
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Ownership Overview
― Insiders
7.46%
Mutual Funds
― Other Institutional Investors
76.04% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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