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Beeline Holdings
(NASDAQ:BLNE)
Beeline Holdings (BLNE) vs. SPDR S&P 500 ETF (SPY)
Beeline Holdings Business Overview & Revenue Model
Beeline Holdings Earnings Call Summary
Beeline Holdings Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.37M | 3.91M | 10.50M | 13.88M | 12.39M | 14.01M |
| Gross Profit | 4.52M | 1.69M | 1.06M | 2.44M | 2.91M | 3.62M |
| EBITDA | -9.28M | -3.12M | -5.07M | -12.53M | -3.56M | -6.37M |
| Net Income | -19.45M | -11.33M | -7.54M | -16.27M | -2.20M | -9.86M |
Balance Sheet | ||||||
| Total Assets | 68.57M | 66.52M | 17.48M | 21.48M | 33.56M | 31.73M |
| Cash, Cash Equivalents and Short-Term Investments | 6.28M | 391.00K | 403.00K | 723.00K | 3.28M | 836.00K |
| Total Debt | 8.70M | 14.18M | 13.89M | 19.01M | 18.84M | 13.26M |
| Total Liabilities | 13.02M | 17.55M | 16.63M | 22.99M | 20.16M | 32.84M |
| Stockholders Equity | 54.62M | 47.87M | 853.00K | -1.52M | 13.40M | -1.11M |
Cash Flow | ||||||
| Free Cash Flow | 1.59M | -3.30M | -2.03M | -3.37M | -6.21M | -3.53M |
| Operating Cash Flow | 1.72M | -3.23M | -1.84M | -877.00K | -5.95M | -3.01M |
| Investing Cash Flow | -487.00K | -451.00K | 104.00K | -2.32M | 3.21M | 137.00K |
| Financing Cash Flow | 14.47M | 4.59M | 1.41M | 641.00K | 5.18M | 3.36M |
Beeline Holdings Technical Analysis
Beeline Holdings Risk Analysis
Beeline Holdings Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
57 Neutral | $562.17M | -39.43 | -1.70% | 2.00% | -21.53% | -113.89% | |
55 Neutral | $99.64M | -0.10 | ― | ― | ― | ― | |
52 Neutral | $44.87M | -15.47 | -167.45% | ― | 17.48% | 0.77% | |
48 Neutral | $72.26M | 68.86 | 0.51% | 0.90% | 3.90% | -87.36% | |
45 Neutral | $13.71M | -3.93 | -1.79% | ― | -4.82% | -14.60% |
Beeline Holdings Corporate Events
On February 3, 2026, Beeline Holdings announced an agreement with Stellar Innovations to integrate its proprietary BLINKQC digital quality control platform into ICE Mortgage Technology’s Encompass loan origination system, which is used by about 3,100 U.S. mortgage lenders. The move is expected to significantly broaden BLINKQC’s reach across banks, credit unions and mortgage bankers by embedding an automated rules-based QC engine directly into lenders’ underwriting workflows, enabling pre-closing reviews to be completed in minutes rather than hours or days, and potentially reducing operational bottlenecks, cutting costs and accelerating closings for lenders facing stringent agency quality control requirements.
The most recent analyst rating on (BLNE) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On January 27–29, 2026, Beeline Holdings, Inc. amended the terms of its Series A Convertible Redeemable Preferred Stock, allowing the holder to convert up to 2,000,000 additional Series A shares into common stock at a higher conversion price of $2.00 instead of $1.75 during the redemption period. The holder consequently converted 2,000,000 Series A shares into 500,000 common shares on January 29, 2026, and Beeline now has 4,425,102 Series A shares outstanding, which are convertible into 1,264,315 common shares that the company plans to redeem at $2.00 per underlying common share within 90 days; the holder also agreed not to sell common stock exceeding 5% of daily Nasdaq Capital Market trading volume, a restriction that may help moderate market impact as the capital structure is simplified. On January 28, 2026, the company filed a Certificate of Amendment to effect these changes, with the related transactions conducted as unregistered offerings under an exemption from registration under the Securities Act of 1933.
The most recent analyst rating on (BLNE) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On January 29, 2026, Beeline Holdings, Inc. announced it will host a stakeholder update call to discuss its fourth-quarter 2025 financial results on March 30, 2026, at 5:00 p.m. ET. The call, led by CEO Nick Liuzza and CFO Chris Moe, will review the company’s performance and ongoing initiatives, signaling continued engagement with investors and other stakeholders as the digital mortgage platform seeks to reinforce its position in the competitive fintech-driven home lending market.
The most recent analyst rating on (BLNE) stock is a Buy with a $3.50 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
In a January 15, 2026 letter to shareholders, Beeline Holdings’ CEO highlighted a pivotal 2025 in which the company more than doubled revenue versus 2024, strengthened its balance sheet to over $50 million in equity with no debt excluding warehouse credit lines, expanded warehouse lending capacity to support roughly $75 million in monthly mortgage originations, completed a $7.4 million equity offering, and completed its Nasdaq listing through a reverse merger and divestiture of a legacy spirits business. The company underscored its differentiated, tech-first model—featuring AI tools that sharply boost lead conversion and shorten loan closing times, as well as the launch and early traction of BeelineEquity, a blockchain-enabled fractional home equity product focused on the top 20% of U.S. ZIP codes—which it believes gives it a competitive edge over traditional lenders as it enters 2026 poised to scale volumes, improve margins, and capitalize on a more favorable rate environment and adjacent SaaS and AI partnerships to drive growth in its core mortgage, title, and alternative equity offerings.
The most recent analyst rating on (BLNE) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On January 13, 2026, Beeline Holdings, Inc. announced that it is applauding President Trump’s plan for Freddie Mac and Fannie Mae to purchase $200 billion in agency mortgage-backed securities, an intervention the company believes could lower mortgage rates, improve affordability, and stimulate both purchase and refinance activity across the U.S. housing market, particularly for first-time homebuyers. Management highlighted that Beeline enters 2026 with a debt-free balance sheet and revenue growth of more than 100% versus fiscal 2024 despite a subdued housing environment, and indicated it is positioned to capitalize on any pickup in mortgage demand through its lending, title, and blockchain-enabled home equity offerings, underpinned by proprietary AI developed over the past six years.
The most recent analyst rating on (BLNE) stock is a Buy with a $4.50 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On December 30, 2025, Beeline Holdings, Inc. announced that its Board of Directors approved and adopted Amended and Restated Bylaws for the company. The governance change updates the company’s internal rules and procedures at the board level, signaling a formal adjustment to its corporate framework that may affect how management and oversight are structured going forward.
The most recent analyst rating on (BLNE) stock is a Buy with a $4.50 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On November 17, 2025, Beeline, a digital mortgage lender, announced the closure of a $7.4 million registered direct offering with three funds taking a long position in the company. The company indicated it does not anticipate needing additional cash to reach its cash flow positive target by Q1 2026, having already achieved cash flow positivity in October. Beeline is focusing on enhancing shareholder value by planning to redeem Series A preferred shares in 2026 and has recently redeemed Series E preferred shares, preventing the issuance of 800,000 common stock shares.
The most recent analyst rating on (BLNE) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On November 12, 2025, Beeline Holdings, Inc. redeemed all outstanding shares of its Series E Convertible Preferred Stock by paying $2 million to the holders. This action eliminates the company’s obligation to issue 800,000 shares of common stock, potentially impacting its financial structure and shareholder equity.
The most recent analyst rating on (BLNE) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.
On November 11, 2025, Beeline Holdings, Inc. announced a registered direct offering of 4,620,000 shares of common stock at $1.60 per share, raising approximately $7.4 million. The proceeds will be used for general corporate purposes and to redeem Series E Preferred Stock, enhancing shareholder value through non-dilutive execution. The company achieved cash flow positivity in October and aims for company-wide cash flow positivity by Q1 2026. With a debt-free balance sheet and a scalable lending model, Beeline is positioned for sustained profitability, driven by its AI-driven SaaS mortgage origination platform, which has seen significant revenue growth in 2025.
The most recent analyst rating on (BLNE) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Beeline Holdings stock, see the BLNE Stock Forecast page.