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Beeline Holdings
(NASDAQ:BLNE)
Beeline Holdings (BLNE) vs. SPDR S&P 500 ETF (SPY)
Beeline Holdings Business Overview & Revenue Model
Beeline Holdings Earnings Call Summary
Beeline Holdings Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.37M | 3.91M | 10.50M | 13.88M | 12.39M | 14.01M |
| Gross Profit | 4.52M | 1.69M | 1.06M | 2.44M | 2.91M | 3.62M |
| EBITDA | -9.28M | -3.12M | -5.07M | -12.53M | -3.56M | -6.37M |
| Net Income | -19.45M | -11.33M | -7.54M | -16.27M | -2.20M | -9.86M |
Balance Sheet | ||||||
| Total Assets | 68.57M | 66.52M | 17.48M | 21.48M | 33.56M | 31.73M |
| Cash, Cash Equivalents and Short-Term Investments | 6.28M | 391.00K | 403.00K | 723.00K | 3.28M | 836.00K |
| Total Debt | 8.70M | 14.18M | 13.89M | 19.01M | 18.84M | 13.26M |
| Total Liabilities | 13.02M | 17.55M | 16.63M | 22.99M | 20.16M | 32.84M |
| Stockholders Equity | 54.62M | 47.87M | 853.00K | -1.52M | 13.40M | -1.11M |
Cash Flow | ||||||
| Free Cash Flow | 1.59M | -3.30M | -2.03M | -3.37M | -6.21M | -3.53M |
| Operating Cash Flow | 1.72M | -3.23M | -1.84M | -877.00K | -5.95M | -3.01M |
| Investing Cash Flow | -487.00K | -451.00K | 104.00K | -2.32M | 3.21M | 137.00K |
| Financing Cash Flow | 14.47M | 4.59M | 1.41M | 641.00K | 5.18M | 3.36M |
Beeline Holdings Technical Analysis
Beeline Holdings Risk Analysis
Beeline Holdings Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
57 Neutral | $510.85M | -36.05 | -1.70% | 1.99% | -21.53% | -113.89% | |
51 Neutral | $68.65M | 114.35 | 0.51% | 0.90% | 3.90% | -87.36% | |
47 Neutral | $56.34M | ― | ― | ― | ― | ― | |
45 Neutral | $13.95M | -4.34 | -1.79% | ― | -4.82% | -14.60% | |
39 Underperform | $44.71M | -15.24 | -167.45% | ― | 17.48% | 0.77% |
Beeline Holdings Corporate Events
On November 17, 2025, Beeline, a digital mortgage lender, announced the closure of a $7.4 million registered direct offering with three funds taking a long position in the company. The company indicated it does not anticipate needing additional cash to reach its cash flow positive target by Q1 2026, having already achieved cash flow positivity in October. Beeline is focusing on enhancing shareholder value by planning to redeem Series A preferred shares in 2026 and has recently redeemed Series E preferred shares, preventing the issuance of 800,000 common stock shares.
On November 12, 2025, Beeline Holdings, Inc. redeemed all outstanding shares of its Series E Convertible Preferred Stock by paying $2 million to the holders. This action eliminates the company’s obligation to issue 800,000 shares of common stock, potentially impacting its financial structure and shareholder equity.
On November 11, 2025, Beeline Holdings, Inc. announced a registered direct offering of 4,620,000 shares of common stock at $1.60 per share, raising approximately $7.4 million. The proceeds will be used for general corporate purposes and to redeem Series E Preferred Stock, enhancing shareholder value through non-dilutive execution. The company achieved cash flow positivity in October and aims for company-wide cash flow positivity by Q1 2026. With a debt-free balance sheet and a scalable lending model, Beeline is positioned for sustained profitability, driven by its AI-driven SaaS mortgage origination platform, which has seen significant revenue growth in 2025.
On October 30, 2025, Beeline, a digital mortgage lender, announced a record day with 21 loans locked and nearly $8 million in locked volume, coinciding with the Federal Reserve’s rate cut announcement. This achievement is a positive indicator for Beeline’s revenue in the coming months, as the company aims to be cash-flow positive by Q1 2026. Beeline’s AI-driven platform is poised for growth in a favorable market environment, and the company recently introduced a new fractional sale-of-equity product to enhance liquidity for homeowners. The company is in a strong position with multiple revenue streams gaining momentum, reflecting its resilience through challenging market conditions.
On October 22, 2025, Beeline Holdings, Inc. entered into an agreement with two investors for the redemption of their Series E Preferred Stock in exchange for a cash payment. This agreement is contingent upon the effectiveness of a registration statement related to the company’s equity line of credit, with a payment deadline set for November 13, 2025. If there are delays in the registration process, investors can choose to revert to their Series E shares or extend the payment deadline to December 1, 2025, with an additional $100,000 premium paid by the company.
On October 27, 2025, Beeline Holdings announced the launch of the nation’s first blockchain-powered home equity platform, BeelineEquity. This platform allows homeowners to access liquidity from their home equity without incurring debt or monthly payments, with transactions securely recorded on blockchain. The initial rollout included five completed transactions, with more planned, indicating strong demand for alternatives to traditional home equity loans. Beeline’s 2026 expansion aims to tap into the significant residential equity market, particularly targeting Baby Boomers, with the potential to generate substantial revenue.
On October 24, 2025, Beeline Holdings announced it will host a stakeholder update call on November 10, 2025, to discuss its third-quarter financial results. The call, led by CEO Nick Liuzza and CFO Chris Moe, will cover the company’s performance and ongoing initiatives, reflecting Beeline’s commitment to transparency and engagement with stakeholders.
On October 16, 2025, Beeline Holdings announced a significant expansion of its warehouse lending capacity from $5 million to $25 million, facilitated by new partnerships with Customers Bank and Northpointe Bank, alongside an expanded facility with First Funding. This expansion supports Beeline’s rapid growth in loan origination, which has increased over 30% per quarter in 2025, and positions the company to achieve cash-flow-positive operations by January 2026. Additionally, Beeline is advancing its fractional equity sale product using blockchain technology, aimed at providing liquidity for equity-rich homeowners.
On October 2, 2025, Beeline Holdings, Inc. held its 2025 Annual Meeting of Stockholders, where key decisions were made regarding the company’s governance and equity plans. Stockholders elected six directors for a one-year term and approved the Amended and Restated 2025 Equity Incentive Plan, alongside an increase in shares of Common Stock issuable under the Series G Convertible Preferred Stock and Warrants. The approval of the 2025 Plan led to significant equity grants for executives and directors, impacting the company’s strategic direction and stakeholder interests.
On October 6, 2025, Beeline Loans, Inc., a subsidiary of Beeline Holdings, Inc., entered into a $5 million warehouse facility agreement with Customers Bank to fund mortgage loan originations. This move comes as Beeline Loans has seen a significant increase in loan originations, with a 30% rise from Q1 to Q2 and a 34% rise from Q2 to Q3 in 2025. The company plans to expand its warehouse capacity and add another banking partner to support future growth, amid expectations of interest rate cuts and an improved housing market.