Beeline Holdings Inc (BLNE)
NASDAQ:BLNE
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Earnings Data
Report Date
Aug 19, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
-0.05Last Year’s EPS
-0.41Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The call conveyed meaningful operational progress and validation of strategic initiatives (notably accelerating revenue growth, validated BeelineEquity workflow, early AI-driven conversion improvements, and announced cost reductions). However, the company remains unprofitable with negative adjusted EBITDA, limited cash on hand ($1.9M), quarterly cash burn ($3.6M), and dependence on short-term capital levers while scaling new, capital-light revenue streams. The narrative is constructive about trajectory but balanced by near-term liquidity and execution risks.Company Guidance
Revenue Growth
Total revenue rose to $2.7 million in Q1 FY2026 from $1.4 million in the prior-year period, an increase of approximately 93% YoY, driven by gains on sale ($1.8M), origination fees ($395k), Title ($380k) and initial BeelineEquity contribution (~$50k).
Narrowing Losses and Improving Adjusted EBITDA
Net loss narrowed to $5.3 million and adjusted EBITDA loss improved to -$3.0 million from -$3.8 million a year ago, a $0.8M improvement, representing a ~21% YoY improvement in adjusted EBITDA.
Validated BeelineEquity Workflow with Attractive Unit Economics
BeelineEquity moved from concept to production with initial closed transactions; unit economics reported at ~3.5% of transaction value plus average Title revenue of ~$1,500 per close. Product is capital-light (0 balance-sheet exposure) and not tied to interest rates.
Technology and AI Driving Conversion and Efficiency
AI initiatives show measurable impacts: Bob chatbot engagement yields an 8% increase in lead-to-lock conversions; the self-service version 1 path produced a 131% increase in application-to-lock pull-through. MagicBlocks (minority stake) onboarded 4 major lenders and 1 top-10 lender.
Improving Unit Economics and Product Mix
Management is shifting into higher-margin loan types (DSCR, bank-statement, non-QM). DSCR margins reported at ~4%; bank statement and DSCR loans generate materially higher per-transaction revenue (management cites ~40–50% more per transaction vs conventional in some comments).
Early Operating Leverage and Cost Reduction Program
Operating expenses were $7.9M (including ~$1M noncash stock comp). Excluding stock-based comp, OpEx grew ~15% YoY versus revenue growth of ~93%, indicating early operating leverage. Company implemented run-rate cost reductions of ~$210k/month (~$2.5M/year).
Balance Sheet Positives and No Corporate Debt
Quarter-end cash of $1.9M, loans held for sale of $17.3M, equity of ~ $51M and no corporate debt. Management has multiple financing levers (ATM, HELOC) for liquidity flexibility.
Commercial Partnerships and Distribution Expansion
Partnership with Structured Real Estate Group (Dallas) expected to begin revenue in Q3 and help drive property transactions in Texas, Florida and the Southeast; MagicBlocks partnership expanding enterprise pipeline.
BLNE Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BLNE Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 14, 2026 | $1.75 | $1.08 | -38.29% |
Mar 30, 2026 | $2.11 | $2.35 | +11.37% |
Nov 06, 2025 | $2.21 | $1.98 | -10.41% |
Aug 14, 2025 | $2.22 | $1.63 | -26.58% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Beeline Holdings Inc (BLNE) report earnings?
Beeline Holdings Inc (BLNE) is schdueled to report earning on Aug 19, 2026, Before Open (Confirmed).
What is Beeline Holdings Inc (BLNE) earnings time?
Beeline Holdings Inc (BLNE) earnings time is at Aug 19, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is BLNE EPS forecast?
BLNE EPS forecast for the fiscal quarter 2026 (Q2) is -0.05.