The earnings call highlighted significant growth in loan origination and positive cash flow achievements, supported by AI-driven efficiencies and expansion into new business areas like fractional equity sales. However, the company continues to face challenges with net losses and high operating expenses. Despite these challenges, the overall sentiment is cautiously optimistic, driven by strategic growth initiatives.

Company Guidance

During the third quarter of 2025 earnings call for Beeline Holdings, significant guidance was provided regarding the company's financial trajectory and operational focus. Beeline Loans, a subsidiary of Beeline Holdings, achieved a positive cash flow month in October 2025, marking a 91% increase in closed loan units since January 2025, while maintaining stable production payroll. The company reported a 35% quarterly growth in lending originations, reaching $69.8 million in Q3, with 242 loan units closed. Beeline's strategic objective to be debt-free was realized in September, and the company is on track to achieve cash flow positivity by Q1 2026, which will eliminate the need for capital infusion to support operations in 2026. The effective Fed funds rate decreased to 3.9%, aiding mortgage demand, with lending revenue per closed file increasing from $6,400 in January to $8,828 in October. The company's AI-driven platform, including its AI sales agent Bob, significantly boosted lead conversion and mortgage applications, contributing to operational efficiency and growth. Additionally, Beeline expanded warehouse line capacity from $5 million to $25 million, supporting increased origination capacity. The launch of Beeline Equity, a fractional equity sale business leveraging blockchain technology, is expected to close approximately 30 transactions by year-end, with each transaction averaging $250,000 and yielding an 80% margin. Beeline anticipates further growth in Q4, buoyed by innovative technology and strategic investments.

Positive Cash Flow Achievement

Beeline Loans, a subsidiary of Beeline Holdings, achieved its first positive cash flow month in October 2025, with an increase in monthly closed loan units by 91% since January 2025, while maintaining the same production payroll.

Debt-Free Milestone

Beeline Holdings accomplished its goal of being debt-free as of September 2025, which enhances the company's financial stability.

Significant Loan Origination Growth

Loan originations expanded from $51.9 million in Q2 to $69.8 million in Q3, reflecting a quarterly growth of over 35%.

Increased Revenue Per Closed File

Revenue per closed file grew from $6,400 in January to $8,828 in October, with expectations to normalize between $10,000 and $11,000 per file.

AI-driven Efficiency

The AI sales agent, Bob, increased lead conversion by six times and full mortgage applications by eight times, operating at net zero incremental cost.

Title Business Expansion

Title business units were 280 in Q3 versus 294 in Q2, but October was the strongest month since inception, indicating growth potential.

Launch of Fractional Equity Sale Business

Successfully launched the fractional equity sale business, branded as Beeline Equity, with plans to close approximately 30 transactions by year-end.

Beeline Holdings (BLNE) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BLNE Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Apr 01, 2026	2025 (Q4)	-0.14 / -	-3.71	―	―	―
Nov 06, 2025	2025 (Q3)	-0.24 / -0.24	-6.6	96.36% (+6.36)	―
Aug 14, 2025	2025 (Q2)	-0.47 / -0.41	-8.7	95.29% (+8.29)	―
May 20, 2025	2025 (Q1)	- / -	-7.8	―	―	―
Apr 15, 2025	2024 (Q4)	- / -3.71	-7.8	52.44% (+4.09)	―
Nov 14, 2024	2024 (Q3)	-6.60 / -6.60	-20	67.00% (+13.40)	―
Aug 14, 2024	2024 (Q2)	-8.20 / -8.70	-19.6	55.61% (+10.90)	―
May 13, 2024	2024 (Q1)	- / -	-0.1	―	―
Apr 01, 2024	2023 (Q4)	-9.00 / -7.80	-1	-680.00% (-6.80)	―
Nov 14, 2023	2023 (Q3)	-12.60 / -20.00	-36	44.44% (+16.00)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BLNE Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Nov 06, 2025	$2.21	$1.98	-10.41%
Aug 14, 2025	$2.22	$1.63	-26.58%
May 20, 2025	$1.25	$1.16	-7.20%
Apr 15, 2025	$1.41	$1.20	-14.89%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Beeline Holdings Inc (BLNE) report earnings?

Beeline Holdings Inc (BLNE) is schdueled to report earning on Apr 01, 2026, Before Open (Confirmed).

What is Beeline Holdings Inc (BLNE) earnings time?

Beeline Holdings Inc (BLNE) earnings time is at Apr 01, 2026, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BLNE EPS forecast?

BLNE EPS forecast for the fiscal quarter 2025 (Q4) is -0.14.

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