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Bank of Ireland Group (BKRIY)
OTHER OTC:BKRIY
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Bank of Ireland Group (BKRIY) Price & Analysis

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BKRIY Stock Chart & Stats

$19.63
-$0.23(-2.51%)
At close: 4:00 PM EST
$19.63
-$0.23(-2.51%)

Bulls Say, Bears Say

Bulls Say
Dominant Irish Franchise And Market PositionBank of Ireland's entrenched market share across mortgages, retail and corporate channels and a 2.2m Irish retail customer base provide durable revenue depth and cross-sell optionality. This scale supports stable deposit funding, pricing leverage in mortgages, and a structural advantage versus smaller rivals over the medium term.
Wealth & Insurance AUM Growth And Fee DiversificationRising AUM and stronger Wealth & Insurance fees materially diversify revenue away from interest margins. Growing AUM (EUR 60bn and targeted ~10% CAGR) increases recurring fee income, reduces earnings cyclicality, and supports long-term margin resilience as management scales advice and distribution capabilities.
Strong Capital Generation And CET1 BufferSustained organic capital generation and a CET1 target materially above minima give the bank buffer to absorb shocks, support progressive dividends and buybacks, and finance loan growth. This structural capital strength underpins strategic execution and limits forced deleveraging during stressed cycles.
Bears Say
Large Non-core And Restructuring Charges; Presentational ChangeMaterial non-core and restructuring items erode underlying operating profitability and, with restructuring costs moved above the line, permanently raise reported operating volatility. This reduces comparability, complicates trends analysis, and creates execution risk as recurring operating metrics must absorb previously excluded charges.
IRB Model Scalers Creating Capital DragIRB scaler impacts are a structural regulatory headwind that increase risk-weighted assets and constrain usable CET1. This raises the bank's capital needs absent offsetting RWA mitigation, limiting distribution flexibility and forcing more conservative capital planning over multiple reporting cycles.
Volatile Cash Flow History And FCF VariabilityWide swings in operating and free cash flow reduce confidence in repeatable shareholder returns and funding of growth. Volatility raises forecasting risk for distributions and investment, forcing higher capital buffers and making multi-year planning and valuation of recurring earnings less predictable.

Bank of Ireland Group News

BKRIY FAQ

What was Bank of Ireland Group’s price range in the past 12 months?
Bank of Ireland Group lowest stock price was $13.29 and its highest was $21.38 in the past 12 months.
    What is Bank of Ireland Group’s market cap?
    Bank of Ireland Group’s market cap is $19.06B.
      When is Bank of Ireland Group’s upcoming earnings report date?
      Bank of Ireland Group’s upcoming earnings report date is Jul 31, 2026 which is in 31 days.
        How were Bank of Ireland Group’s earnings last quarter?
        Bank of Ireland Group released its earnings results on Mar 02, 2026. The company reported $0.837 earnings per share for the quarter, missing the consensus estimate of $0.922 by -$0.085.
          Is Bank of Ireland Group overvalued?
          According to Wall Street analysts Bank of Ireland Group’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Ireland Group pay dividends?
            Bank of Ireland Group pays a Semiannually dividend of $0.52 which represents an annual dividend yield of 2.44%. See more information on Bank of Ireland Group dividends here
              What is Bank of Ireland Group’s EPS estimate?
              Bank of Ireland Group’s EPS estimate is 0.88.
                How many shares outstanding does Bank of Ireland Group have?
                Bank of Ireland Group has 944,551,700 shares outstanding.
                  What happened to Bank of Ireland Group’s price movement after its last earnings report?
                  Bank of Ireland Group reported an EPS of $0.837 in its last earnings report, missing expectations of $0.922. Following the earnings report the stock price went down -3.888%.
                    Which hedge fund is a major shareholder of Bank of Ireland Group?
                    Currently, no hedge funds are holding shares in BKRIY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Bank of Ireland Group Stock Smart Score

                      5
                      Neutral
                      1
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                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      60.56%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      9.81%
                      Trailing 12-Months
                      Asset Growth
                      15.51%
                      Trailing 12-Months

                      Company Description

                      Bank of Ireland Group

                      Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.

                      Bank of Ireland Group (BKRIY) Earnings & Revenues

                      BKRIY Company Deck

                      BKRIY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a constructive and growth-oriented strategic plan centered on a dominant Irish franchise, strong balance sheet momentum, upgraded NII trajectory, robust AUM growth and ambitious efficiency targets. Management balanced growth with prudence (raising CET1 guidance to ~14.5%) and disclosed large one-off charges (EUR 430m non-core, EUR 153m restructuring) and some near-term headwinds (FX, rate moves, deleveraging impacts, IRB scalers, interchange changes). Execution risk is concentrated on realizing EUR 250m of efficiencies, integrating digital/AI investments and recouping capital impacts from IRB scalers. Overall, the positives around earnings growth, capital generation and strategic clarity outweigh the disclosed lowlights.View all BKRIY earnings summaries
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                      Ownership Overview

                      <0.01%100.00%
                      Insiders
                      Mutual Funds
                      <0.01% Other Institutional Investors
                      100.00% Public Companies and
                      Individual Investors

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