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Bank of East Asia (BKEAY)
OTHER OTC:BKEAY
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Bank of East Asia (BKEAY) AI Stock Analysis

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BKEAY

Bank of East Asia

(OTC:BKEAY)

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Neutral 66 (OpenAI - 5.2)
Rating:66Neutral
Price Target:
$2.50
â–²(31.58% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by solid underlying profitability and a strengthening balance sheet with improving leverage, tempered by meaningful volatility in revenue and cash flow. Technicals are positive but appear overbought, while valuation is supportive due to a moderate P/E and an attractive dividend yield.
Positive Factors
Improving leverage / strong equity base
The bank's declining debt-to-equity and large equity base create a durable capital buffer that supports lending through cycles, eases regulatory capital pressure, and reduces solvency risk. This improvement enhances financial flexibility for organic growth and stress absorption over months to years.
Negative Factors
Revenue and cashflow volatility
Large swings in revenue and operating/free cash flow undermine earnings predictability and complicate capital planning. Persistent volatility forces greater reliance on active liquidity and funding management, raising execution risk for lending, dividends, and strategic investments over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving leverage / strong equity base
The bank's declining debt-to-equity and large equity base create a durable capital buffer that supports lending through cycles, eases regulatory capital pressure, and reduces solvency risk. This improvement enhances financial flexibility for organic growth and stress absorption over months to years.
Read all positive factors

Bank of East Asia (BKEAY) vs. SPDR S&P 500 ETF (SPY)

Bank of East Asia Business Overview & Revenue Model

Company Description
The Bank of East Asia, Limited, operating with its various subsidiaries, delivers a comprehensive suite of banking and related financial services. For its personal banking clientele, the institution offers a range of account types, including indiv...
How the Company Makes Money
BEA primarily earns revenue from (1) net interest income and (2) non-interest income. Net interest income is generated from the spread between interest earned on interest-bearing assets—such as loans and advances to customers (e.g., residential mo...

Bank of East Asia Financial Statement Overview

Summary
Financials are supported by solid profitability and a resilient capital/leverage profile (declining debt-to-equity over time). Offsetting this, revenue and cash flow have been highly volatile (notably negative operating/free cash flow in 2023–2024), reducing earnings and cash predictability.
Income Statement
64
Positive
Balance Sheet
76
Positive
Cash Flow
52
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue37.48B15.43B14.54B28.61B15.82B
Gross Profit14.35B15.43B44.25B17.27B15.82B
EBITDA5.11B6.71B6.13B5.82B7.11B
Net Income3.50B4.61B4.12B4.36B5.27B
Balance Sheet
Total Assets920.90B877.76B860.36B882.83B907.47B
Cash, Cash Equivalents and Short-Term Investments54.57B41.30B89.59B112.15B120.64B
Total Debt29.37B18.42B14.70B51.16B58.95B
Total Liabilities815.28B772.02B752.03B786.57B805.39B
Stockholders Equity105.32B105.46B97.97B95.99B101.78B
Cash Flow
Free Cash Flow6.51B-8.28B-17.60B9.86B1.71B
Operating Cash Flow6.91B-7.74B-16.92B10.41B2.32B
Investing Cash Flow-1.16B-318.00M-511.00M2.13B2.67B
Financing Cash Flow-12.63B4.94B-1.74B-31.28B41.78B

Bank of East Asia Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1.90
Price Trends
50DMA
1.79
Positive
100DMA
1.77
Positive
200DMA
1.77
Positive
Market Momentum
MACD
0.11
Negative
RSI
71.96
Negative
STOCH
35.64
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BKEAY, the sentiment is Positive. The current price of 1.9 is below the 20-day moving average (MA) of 1.96, above the 50-day MA of 1.79, and above the 200-day MA of 1.77, indicating a bullish trend. The MACD of 0.11 indicates Negative momentum. The RSI at 71.96 is Negative, neither overbought nor oversold. The STOCH value of 35.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BKEAY.

Bank of East Asia Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$4.32B13.0010.04%0.20%3.11%205.59%
75
Outperform
$4.27B11.5710.33%2.84%4.05%38.82%
74
Outperform
$5.92B11.039.86%3.08%20.11%273.05%
72
Outperform
$3.77B15.1013.48%1.68%4.09%6.79%
72
Outperform
$4.53B10.8712.67%1.86%2.17%0.36%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
$5.56B13.673.26%4.22%-12.14%-19.95%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
BKEAY
Bank of East Asia
2.13
0.55
34.90%
ASB
Associated Banc-Corp
31.88
8.00
33.52%
BANF
BancFirst
113.59
-9.15
-7.46%
IBOC
International Bancshares
72.04
2.55
3.66%
TCBI
Texas Capital Bancshares
100.35
18.01
21.87%
UCB
United Community Banks
36.14
6.19
20.65%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026