Saul Centers (BFS) AI Stock Analysis

• Market Cap: $809.10M
• Dividend Yield: 7.89%
• Average Volume (3M): 68.64K
• Price to Earnings (P/E): 29.3
• Beta (1Y): 0.45
• Revenue Growth: 5.75%
• EPS Growth: -37.69%
• Country: US
• Employees: 141
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Retail
• EPS (TTM): 0.15
• Shares Outstanding: 24,495,775
• 10 Day Avg. Volume: 62,577
• 30 Day Avg. Volume: 68,640
• PEG Ratio: -3.71
• Price to Book (P/B): 2.48
• Price to Sales (P/S): 2.62
• P/FCF Ratio: 7.65
• Enterprise Value/Market Cap: 2.30
• Enterprise Value/Revenue: 6.39
• Enterprise Value/Gross Profit: 10.02
• Enterprise Value/Ebitda: 10.44
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 1.02
• Revenue Forecast (FY): $304.00M

• Rating: 63 Neutral
• Price Target: $36.00 ▲(15.64% Upside)
• Action: Reiterated Date: 02/28/26
• Date: Action: Reiterated 02/28/26

The score is primarily driven by stable operating performance and cash generation, but materially tempered by high leverage and weaker 2025 bottom-line profitability. Technicals are moderately constructive, while valuation is mixed (strong yield offset by a high P/E).

Positive Factors

Steady revenue growth and high property-level margins

Consistent top-line growth across 2021–2025 and very strong gross margins indicate durable, property-level profitability tied to long-term leases. This supports predictable rental cash flows, tenant retention and reinvestment capacity, underpinning stable operating performance over months.

Negative Factors

High leverage and elevated debt-to-equity

Material leverage (debt-to-equity well above peer norms) reduces financial flexibility and increases refinancing and interest-rate sensitivity. In a rising rate or stress scenario this constraint can force higher interest costs, slower investment and tighter liquidity over the medium term.

Saul Centers Business Overview & Revenue Model

Company Description

Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 60 properties which includes (a) 50 community and neighborhood shopping center...

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Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 60 properties which includes (a) 50 community and neighborhood shopping center...

How the Company Makes Money

Saul Centers generates revenue primarily through leasing and rental income from its portfolio of retail and mixed-use properties. The company's revenue model is built on long-term leases with tenants, which provides a steady stream of rental incom...

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Saul Centers generates revenue primarily through leasing and rental income from its portfolio of retail and mixed-use properties. The company's revenue model is built on long-term leases with tenants, which provides a steady stream of rental incom...

Saul Centers Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	291.56M	268.85M	257.21M	245.86M	239.22M
Gross Profit	89.52M	196.79M	190.07M	181.34M	177.60M
EBITDA	178.55M	171.72M	166.61M	156.39M	155.64M
Net Income	37.51M	50.65M	52.69M	50.19M	48.39M
Balance Sheet
Total Assets	2.16B	2.13B	1.99B	1.83B	1.75B
Cash, Cash Equivalents and Short-Term Investments	8.74M	10.30M	8.41M	13.28M	14.59M
Total Debt	1.61B	1.53B	1.39B	1.22B	1.14B
Total Liabilities	1.69B	1.63B	1.49B	1.31B	1.22B
Stockholders Equity	307.82M	335.75M	348.39M	400.48M	405.05M
Cash Flow
Free Cash Flow	99.80M	121.22M	117.73M	140.16M	118.38M
Operating Cash Flow	99.80M	121.22M	117.73M	121.15M	118.38M
Investing Cash Flow	-95.81M	-188.73M	-203.68M	-116.89M	-55.87M
Financing Cash Flow	-5.54M	69.40M	81.08M	-5.58M	-74.77M

Saul Centers Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 31.13
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BFS, the sentiment is Positive. The current price of 31.13 is below the 20-day moving average (MA) of 33.06, below the 50-day MA of 33.46, and below the 200-day MA of 31.65, indicating a neutral trend. The MACD of -0.23 indicates Negative momentum. The RSI at 48.17 is Neutral, neither overbought nor oversold. The STOCH value of 59.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BFS.

Saul Centers Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WSR	71 Outperform	$1.70B	14.09	11.37%	3.97%	4.44%	107.23%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
BFS	63 Neutral	$809.10M	29.33	11.77%	7.89%	5.75%	-37.69%
CBL	63 Neutral	$1.27B	8.26	41.49%	6.79%	5.74%	294.33%
SITC	62 Neutral	$283.82M	1.89	43.13%	―	-69.63%	-95.99%
AKR	62 Neutral	$2.59B	198.19	0.75%	3.83%	8.85%	27.38%
ALX	51 Neutral	$1.17B	39.65	20.68%	8.39%	-7.52%	-22.75%