Saul Centers (BFS) AI Stock Analysis

• Market Cap: $725.40M
• Dividend Yield: 7.9%
• Average Volume (3M): 73.95K
• Price to Earnings (P/E): 22.6
• Beta (1Y): 0.49
• Revenue Growth: 5.17%
• EPS Growth: -25.96%
• Country: US
• Employees: 141
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Retail
• EPS (TTM): 0.32
• Shares Outstanding: 24,366,823
• 10 Day Avg. Volume: 77,625
• 30 Day Avg. Volume: 73,951
• PEG Ratio: -3.55
• Price to Book (P/B): 2.79
• Price to Sales (P/S): 3.48
• P/FCF Ratio: 7.72
• Enterprise Value/Market Cap: 0.00
• Enterprise Value/Revenue: 0.00
• Enterprise Value/Gross Profit: 0.00
• Enterprise Value/Ebitda: 0.00
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 65 Neutral
• Price Target: $35.00 ▲(15.78% Upside)

The overall stock score of 65 reflects a solid financial performance with strong operational efficiency and a high dividend yield, which are attractive to investors. However, the high debt-to-equity ratio and modest revenue growth present some risks. Technical indicators suggest a neutral market sentiment, neither strongly bullish nor bearish.

Saul Centers Business Overview & Revenue Model

Company Description

Saul Centers, Inc. (BFS) is a real estate investment trust (REIT) that specializes in the ownership, operation, and development of retail and mixed-use properties primarily located in the Washington, D.C. metropolitan area. The company focuses on acquiring and managing high-quality retail and commercial spaces, providing essential services and products to local communities. Its portfolio includes shopping centers, urban retail properties, and mixed-use developments that cater to a diverse range of tenants, including national and regional retailers.

How the Company Makes Money

Saul Centers generates revenue primarily through leasing its retail and commercial properties to tenants. The company earns rental income from long-term leases, which typically provide a stable cash flow. Additionally, BFS may generate ancillary income through property management fees, development services, and other related activities. The company benefits from its strategic locations and a diverse tenant mix, which helps mitigate risks associated with tenant turnover. Key partnerships with retailers and local businesses also contribute to its earnings by ensuring a steady demand for retail space. Furthermore, the company may engage in property development or redevelopment projects, which can lead to increased asset value and additional revenue streams.

Saul Centers Financial Statement Overview

Summary

Saul Centers demonstrates strong operational efficiency with high gross and EBIT margins, though profitability has slightly declined. The high debt-to-equity ratio is a concern, indicating potential leverage risks. Cash flow management remains stable, but the decrease in free cash flow growth suggests the need for improved cash generation strategies. Overall, the company maintains a solid financial position with areas for improvement in profitability and leverage management.

Income Statement

Saul Centers shows a strong gross profit margin of 79.76% in TTM, indicating efficient cost management. However, the net profit margin has decreased to 15.51% from 18.84% in the previous year, reflecting challenges in maintaining profitability. Revenue growth is modest at 1.36% TTM, suggesting stable but slow growth. EBIT and EBITDA margins remain robust, indicating solid operational efficiency.

Balance Sheet

The company has a high debt-to-equity ratio of 3.20 TTM, which poses a risk of financial leverage. Return on equity has decreased to 12.98% TTM from 15.09% in the previous year, indicating reduced profitability for shareholders. The equity ratio is not explicitly calculated but suggests a moderate level of equity financing relative to total assets.

Cash Flow

Free cash flow has decreased by 4.69% TTM, indicating potential challenges in cash generation. However, the operating cash flow to net income ratio of 0.11 suggests that the company generates sufficient cash from operations relative to its net income. The free cash flow to net income ratio remains stable at 1.0, indicating consistent cash flow management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	282.62M	268.85M	257.21M	245.86M	239.22M	225.21M
Gross Profit	214.40M	196.79M	190.07M	181.34M	177.60M	166.79M
EBITDA	187.23M	171.72M	166.61M	158.95M	155.64M	147.82M
Net Income	39.10M	50.65M	52.69M	50.19M	48.39M	40.38M
Balance Sheet
Total Assets	2.17B	2.13B	1.99B	1.83B	1.75B	1.65B
Cash, Cash Equivalents and Short-Term Investments	11.79M	10.30M	8.41M	13.28M	14.59M	26.86M
Total Debt	1.02B	1.53B	1.39B	1.22B	1.14B	1.15B
Total Liabilities	1.68B	1.63B	1.49B	1.31B	1.22B	1.22B
Stockholders Equity	316.63M	335.75M	348.39M	400.48M	405.05M	364.32M
Cash Flow
Free Cash Flow	106.39M	121.22M	117.73M	140.16M	118.38M	134.55M
Operating Cash Flow	106.39M	121.22M	117.73M	121.15M	118.38M	78.38M
Investing Cash Flow	-117.83M	-188.73M	-203.68M	-116.89M	-55.87M	-56.17M
Financing Cash Flow	16.04M	69.40M	81.08M	-5.58M	-74.77M	-9.26M

Saul Centers Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 30.23
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BFS, the sentiment is Neutral. The current price of 30.23 is above the 20-day moving average (MA) of 30.20, below the 50-day MA of 30.92, and below the 200-day MA of 32.57, indicating a neutral trend. The MACD of -0.24 indicates Negative momentum. The RSI at 53.21 is Neutral, neither overbought nor oversold. The STOCH value of 52.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for BFS.

Saul Centers Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WSR	72 Outperform	$1.34B	15.34	10.34%	4.02%	4.44%	107.23%
CBL	70 Outperform	$951.20M	14.71	21.97%	9.06%	2.20%	128.61%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
BFS	65 Neutral	$725.40M	22.59	12.90%	7.90%	5.17%	-25.96%
AKR	64 Neutral	$2.64B	158.20	0.74%	3.96%	8.85%	27.38%
ALX	60 Neutral	$1.16B	31.91	22.99%	8.07%	-7.52%	-22.75%
SITC	55 Neutral	$391.76M	13.54	2.46%	5.96%	-69.63%	-95.99%