BankFirst Capital (Mississippi) (BFCC) Price & Analysis

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BFCC Stock Chart & Stats

$47.45

-$0.03(-0.07%)

At close: Jan 06 4:00 PM EST

$47.45

-$0.03(-0.07%)

Day’s Range― - ―

52-Week Range$36.05 - $52.75

Previous CloseN/A

Volume1.99K

Average Volume (3M)3.69K

Market Cap

$276.39M

Enterprise Value$329.03M

Total Cash (Recent Filing)$489.79M

Total Debt (Recent Filing)$36.31M

Price to Earnings (P/E)6.3

Beta-0.02

Next Earnings

Apr 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.22%

Share Statistics

EPS (TTM)1.91

Shares Outstanding5,284,629

10 Day Avg. Volume4,894

30 Day Avg. Volume3,693

Financial Highlights & Ratios

PEG Ratio0.90

Price to Book (P/B)0.62

Price to Sales (P/S)1.43

P/FCF Ratio8.34

Enterprise Value/Market Cap1.19

Enterprise Value/Revenue2.03

Enterprise Value/Gross Profit2.95

Enterprise Value/Ebitda9.51

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Consistent Revenue GrowthSustained multi-year revenue expansion (2020–2025) signals durable demand and successful loan and fee growth across the franchise. This trend supports scale economies, funds reinvestment into products and branches, and provides a secular base to absorb cyclical margin pressure over 2–6 months.

Conservative Balance SheetVery low leverage and a sizeable equity base reduce credit and funding risk, improving resilience to economic stress and regulatory shocks. This conservative positioning preserves lending capacity and capital flexibility, supporting steady operations and community lending through adverse cycles.

Positive Cash GenerationConsistent positive operating cash flow and material free cash flow provide internal capital for loan growth, dividends, and reserves. Even with some volatility, FCF coverage near parity with net income supports earnings quality and reduces reliance on external funding for strategic initiatives.

Bears Say

Volatile Cash ConversionIrregular free cash flow growth and swings in operating cash conversion undermine predictability of internally funded growth and capital returns. This volatility complicates capital planning, may force occasional external funding, and can constrain strategic investments over the medium term.

Margin Normalization / Profitability VolatilityReversion from peak margins to more normalized levels and year-to-year profit swings indicate earnings sensitivity to rate and credit cycles. Persistent profitability volatility hampers forecasting, may limit reinvestment capacity, and raises execution risk for steady dividend growth.

Moderate ROE And Lower Return PotentialMid-to-high single-digit ROE suggests the bank generates modest shareholder returns relative to peers. The deliberate reduction in leverage improves safety but also constrains return amplification, potentially limiting long-term return on equity and shareholder value creation.

BFCC FAQ

What was BankFirst Capital Corp (Mississippi)’s price range in the past 12 months?

BankFirst Capital Corp (Mississippi) lowest stock price was $36.05 and its highest was $52.75 in the past 12 months.

What is BankFirst Capital Corp (Mississippi)’s market cap?

BankFirst Capital Corp (Mississippi)’s market cap is $276.39M.

When is BankFirst Capital Corp (Mississippi)’s upcoming earnings report date?

BankFirst Capital Corp (Mississippi)’s upcoming earnings report date is Apr 23, 2026 which is in 31 days.

How were BankFirst Capital Corp (Mississippi)’s earnings last quarter?

BankFirst Capital Corp (Mississippi) released its earnings results on Jan 30, 2026. The company reported $1.907 earnings per share for the quarter, beating the consensus estimate of N/A by $1.907.

Is BankFirst Capital Corp (Mississippi) overvalued?

According to Wall Street analysts BankFirst Capital Corp (Mississippi)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does BankFirst Capital Corp (Mississippi) pay dividends?

BankFirst Capital Corp (Mississippi) pays a Annually dividend of $1.05 which represents an annual dividend yield of 2.22%. See more information on BankFirst Capital Corp (Mississippi) dividends here

What is BankFirst Capital Corp (Mississippi)’s EPS estimate?

BankFirst Capital Corp (Mississippi)’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does BankFirst Capital Corp (Mississippi) have?

BankFirst Capital Corp (Mississippi) has 5,284,629 shares outstanding.

What happened to BankFirst Capital Corp (Mississippi)’s price movement after its last earnings report?

BankFirst Capital Corp (Mississippi) reported an EPS of $1.907 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.514%.

Which hedge fund is a major shareholder of BankFirst Capital Corp (Mississippi)?

Currently, no hedge funds are holding shares in BFCC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

BankFirst Capital (Mississippi) Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

7.00%

Trailing 12-Months

Asset Growth

17.45%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

BankFirst Capital Corp (Mississippi)

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in east central and central Mississippi, and northwest and west Alabama. It offers personal and business checking and savings products. The company also provides home mortgages; construction, home equity, auto, boat and recreational vehicle, personal, business term, equipment, commercial real estate, and agricultural loans; SBA lending services; and business lines of credit. In addition, it offers debit and credit cards; and online banking and bill pay, e-statement, mobile banking, remote deposit capture, merchant card, and overdraft protection services. Further, the company provides wealth management, cashier checks, safe deposit boxes, wire transfers, night depository, pre-authorized debit, bank by mail, direct deposit, drive-thru teller, notary, and fax services. The company operates through 36 branch locations in Mississippi and Alabama, as well as one mortgage office in Oxford, Mississippi. BankFirst Capital Corporation was founded in 1888 and is headquartered in Columbus, Mississippi.