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BankFirst Capital (Mississippi) (BFCC) Price & Analysis

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BFCC Stock Chart & Stats

$47.45

-$0.03(-0.07%)

At close: Jan 06 4:00 PM EST

$47.45

-$0.03(-0.07%)

Day’s Range― - ―

52-Week Range$40.25 - $63.94

Previous CloseN/A

Volume1.99K

Average Volume (3M)3.69K

Market Cap

$328.97M

Enterprise Value$285.03M

Total Cash (Recent Filing)$91.19M

Total Debt (Recent Filing)$44.20M

Price to Earnings (P/E)11.7

Beta0.11

Next Earnings

Jul 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.22%

Share Statistics

EPS (TTM)5.37

Shares Outstanding5,284,629

10 Day Avg. Volume4,894

30 Day Avg. Volume3,693

Financial Highlights & Ratios

PEG Ratio1.03

Price to Book (P/B)0.62

Price to Sales (P/S)1.43

P/FCF Ratio8.34

Enterprise Value/Market Cap0.87

Enterprise Value/Revenue1.51

Enterprise Value/Gross Profit2.16

Enterprise Value/Ebitda7.26

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetSustained low leverage and a large equity base materially reduce solvency risk and provide capital capacity to support lending and asset growth. This structural strength improves regulatory flexibility, cushions credit stress, and underpins stable operations and shareholder distributions over the medium term.

Consistent Revenue GrowthMulti-year top-line expansion reflects expanding franchise scale and sustained demand for core commercial and consumer loans. Durable revenue growth supports operating leverage, funds investment in the business, and provides a buffer against cyclical margin swings over the next several quarters.

Positive Cash GenerationConsistent positive free cash flow enhances financial flexibility to fund dividends, loan originations, and selective investments without heavy external financing. Reliable baseline cash generation supports capital management and resilience during periods of revenue or margin variability.

Bears Say

Margin Compression And VolatilitySustained compression toward normalized margins reduces excess profit buffer and makes earnings more sensitive to net interest margin and credit trends. Persistent margin pressure can cap retained earnings, slow equity growth, and constrain long-term profitability relative to historical peaks.

Inconsistent Cash ConversionVariable cash conversion undermines predictability of internal funding for lending and distributions. Periodic negative FCF or volatile OCF coverage complicates capital planning, may force temporary external funding in stress periods, and raises execution risk for multi-quarter initiatives.

Lower Return Potential From Low LeverageThe deliberate reduction in leverage improves safety but structurally limits return on equity compared with higher-levered regional peers. Mid-to-high single digit ROE suggests modest shareholder return potential absent higher margins or faster organic growth, which could pressure capital allocation choices.

BFCC FAQ

What was BankFirst Capital Corp (Mississippi)’s price range in the past 12 months?

BankFirst Capital Corp (Mississippi) lowest stock price was $40.25 and its highest was $63.94 in the past 12 months.

What is BankFirst Capital Corp (Mississippi)’s market cap?

BankFirst Capital Corp (Mississippi)’s market cap is $328.97M.

When is BankFirst Capital Corp (Mississippi)’s upcoming earnings report date?

BankFirst Capital Corp (Mississippi)’s upcoming earnings report date is Jul 23, 2026 which is in 10 days.

How were BankFirst Capital Corp (Mississippi)’s earnings last quarter?

BankFirst Capital Corp (Mississippi) released its earnings results on Apr 28, 2026. The company reported $1.433 earnings per share for the quarter, beating the consensus estimate of N/A by $1.433.

Is BankFirst Capital Corp (Mississippi) overvalued?

According to Wall Street analysts BankFirst Capital Corp (Mississippi)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does BankFirst Capital Corp (Mississippi) pay dividends?

BankFirst Capital Corp (Mississippi) pays a Annually dividend of $1.05 which represents an annual dividend yield of 2.22%. See more information on BankFirst Capital Corp (Mississippi) dividends here

What is BankFirst Capital Corp (Mississippi)’s EPS estimate?

BankFirst Capital Corp (Mississippi)’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does BankFirst Capital Corp (Mississippi) have?

BankFirst Capital Corp (Mississippi) has 5,284,629 shares outstanding.

What happened to BankFirst Capital Corp (Mississippi)’s price movement after its last earnings report?

BankFirst Capital Corp (Mississippi) reported an EPS of $1.433 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.327%.

Which hedge fund is a major shareholder of BankFirst Capital Corp (Mississippi)?

Currently, no hedge funds are holding shares in BFCC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

BankFirst Capital (Mississippi) Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

7.00%

Trailing 12-Months

Asset Growth

17.45%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

BankFirst Capital Corp (Mississippi)

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi and Alabama. It offers personal and business checking and savings products; and CDs and money market accounts. The company also provides home mortgages; construction, home equity, auto, boat and recreational vehicle, personal, business term, equipment, commercial real estate, and agricultural loans; SBA lending services; and business lines of credit. In addition, it offers debit and credit cards; and online and mobile banking, positive pay, direct deposit, ACH transfer, e-statement, bill pay, remote deposit capture, merchant card processing, and overdraft protection services. Further, the company provides wealth management services, including financial planning, investment management, and retirement income planning; and cashier checks, safe deposit boxes, wire transfer, ATM, night depository, pre-authorized debit, bank by mail, drive-thru teller, notary, telephone banking, and fax services. BankFirst Capital Corporation was founded in 1888 and is headquartered in Columbus, Mississippi.