Ayala Corp Unsponsored ADR (AYALY) AI Stock Analysis

• Market Cap: $6.58B
• Dividend Yield: 0.74%
• Average Volume (3M): 0.00
• Price to Earnings (P/E): 9.5
• Beta (1Y): 0.10
• Revenue Growth: 6.87%
• EPS Growth: -2.28%
• Country: US
• Employees: 14,076
• Sector: Industrials
• Sector Strength: 89
• Industry: Conglomerates
• EPS (TTM): 0.35
• Shares Outstanding: 624,037,000
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 0
• PEG Ratio: -5.58
• Price to Book (P/B): 0.78
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -10.12
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $11.50
• Price Target Upside: 9.32% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 69 Neutral
• Price Target: $11.50 ▲(9.32%Upside)

Ayala Corp's overall stock score is driven by its strong profitability and undervaluation, offset by concerns over cash flow management and mixed technical indicators. The high leverage and negative free cash flow are significant risks that need addressing for improved financial stability.

Ayala Corp Unsponsored ADR Business Overview & Revenue Model

Company Description

Ayala Corporation engages in the real estate and hotel businesses in the Philippines and internationally. Its Real Estate and Hotels segment develops, constructs, leases, and sells residential and commercial communities; manages land bank; operates hotels, cinema, and theaters; and provides construction and property management services. The company's Financial Services and Insurance segment provides corporate, consumer, mortgage, leasing, and agri loans; deposit and cash management, asset management, online stock trading, foreign exchange and capital markets investments dealing, corporate finance and consulting, investment banking, internet banking, foreign exchange, and safety deposit services; and life, non-life, pre-need, and reinsurance services. Its Telecommunications segment offers digital wireless communication, long distance communication, broadband internet, wireline voice and data communication, and local exchange carrier services; and designs, develops, operates, administers, and manages software applications and systems. The company's Water segment manages, operates, repairs, decommissions, and refurbishes fixed and movable assets required to provide water delivery, sewerage, and sanitation, distribution, pipe works, used water management, and management services. Its Industrial Technologies segment offers electronics manufacturing, and power semiconductor assembly and testing services. The company's Power segment generates power using renewable and conventional technologies. Its Automotive, Outsourcing and Others segment manufactures, distributes, sells, repairs, and services passenger cars and commercial vehicles; provides venture capital for technology businesses; onshore and offshore outsourcing, air-chartered, consultancy, agri-business, education, human capital resource management, and health services; and invests in property companies and other projects. Ayala Corporation was founded in 1834 and is headquartered in Makati City, the Philippines.

How the Company Makes Money

Ayala Corporation generates revenue through its diversified business operations across multiple sectors. The real estate segment, led by Ayala Land, contributes significantly through the development and sale of residential and commercial properties, as well as leasing income from malls and office spaces. The banking segment, primarily through BPI, provides a steady stream of revenue from interest income, fees, and commissions. In telecommunications, Globe Telecom offers mobile, internet, and other connectivity services, generating revenue from subscription fees and usage charges. Ayala also earns from its investments in water utilities through Manila Water, which provides water distribution and sewage treatment services. In addition, Ayala's involvement in the energy sector, with investments in both renewable and traditional energy sources, contributes to its revenue streams. The company’s strategic partnerships and joint ventures across these sectors further enhance its earnings potential.

Ayala Corp Unsponsored ADR Financial Statement Overview

Summary

Ayala Corp's financial performance shows strong profitability with a net profit margin of 12.9% and ROE of 9.7%. However, challenges include declining revenue, high leverage with a debt-to-equity ratio of 1.61, and negative free cash flow which pose risks to long-term stability.

Income Statement

The company's revenue has shown volatility with a decline in the most recent period to 325.7 billion from 341.9 billion. Gross profit margin stands at 26.8%, reflecting efficient cost management. Net profit margin improved to 12.9% from 11.1%, indicating better profitability. However, EBIT and EBITDA margins have seen a dip, signaling a potential challenge in operational efficiency.

Balance Sheet

Debt-to-equity ratio is at 1.61, suggesting a moderate level of leverage. The equity ratio is 24.8%, indicating a solid equity base relative to total assets. Return on Equity (ROE) is a strong 9.7%, demonstrating effective use of equity to generate profits. Overall, the balance sheet is stable, but the high debt level poses a risk if not managed well.

Cash Flow

Free cash flow has declined significantly, resulting in a negative figure of -39.8 billion. Operating cash flow to net income ratio is low, indicating potential cash flow challenges. The cash flow situation is concerning and underscores the need for better cash management to support operations and growth.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	342.67B	325.74B	341.90B	270.52B	232.46B	202.31B
Gross Profit	101.28B	87.24B	121.18B	59.95B	56.57B	58.13B
EBITDA	116.60B	121.87B	107.46B	93.64B	65.28B	64.71B
Net Income	41.55B	42.03B	38.07B	45.87B	37.85B	17.14B
Balance Sheet
Total Assets	1.77T	1.75T	1.61T	1.48T	1.35T	1.41T
Cash, Cash Equivalents and Short-Term Investments	86.21B	87.54B	83.52B	88.73B	98.94B	97.92B
Total Debt	711.50B	700.20B	620.55B	614.33B	506.13B	465.87B
Total Liabilities	1.04T	1.02T	933.77B	883.25B	783.67B	863.34B
Stockholders Equity	447.48B	434.50B	396.54B	367.06B	362.73B	339.18B
Cash Flow
Free Cash Flow	-34.71B	-39.79B	-27.89B	-14.77B	-8.63B	-21.39B
Operating Cash Flow	7.89B	7.37B	14.48B	18.72B	6.15B	-8.94B
Investing Cash Flow	-51.01B	-64.34B	-55.31B	-68.81B	-72.40B	-27.70B
Financing Cash Flow	48.08B	56.71B	41.69B	34.68B	42.25B	44.99B

Ayala Corp Unsponsored ADR Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 10.52
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AYALY, the sentiment is Positive. The current price of 10.52 is above the 20-day moving average (MA) of 10.12, above the 50-day MA of 10.29, and below the 200-day MA of 10.59, indicating a neutral trend. The MACD of 0.11 indicates Negative momentum. The RSI at 56.08 is Neutral, neither overbought nor oversold. The STOCH value of 70.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AYALY.

Ayala Corp Unsponsored ADR Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ASR	81 Outperform	$9.09B	12.83	25.76%	8.10%	9.99%	17.81%
VMI	79 Outperform	$6.87B	19.91	22.84%	0.79%	-0.57%	116.12%
OMAB	78 Outperform	$5.38B	20.40	44.27%	4.23%	-10.13%	-6.82%
PAC	73 Outperform	$11.58B	24.78	36.66%	3.81%	-2.56%	-14.94%
WMS	71 Outperform	$9.28B	21.22	31.26%	0.60%	1.04%	-10.78%
AYALY	69 Neutral	$6.58B	9.54	9.42%	0.74%	6.87%	-2.28%
Sector *	65 Neutral	$10.82B	15.59	5.20%	1.89%	3.09%	-26.84%