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Ingenia Communities Group (AU:INA)
ASX:INA
Australian Market
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Ingenia Communities Group (INA) AI Stock Analysis

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AU:INA

Ingenia Communities Group

(Sydney:INA)

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Outperform 72 (OpenAI - 4o)
Rating:72Outperform
Price Target:
AU$6.00
▲(6.76% Upside)
Ingenia Communities Group's strong financial performance is the primary driver of its overall score, supported by efficient cash flow management and robust profit margins. The technical analysis presents mixed signals, with some short-term weakness but potential bullish momentum. The valuation is fair, contributing to a moderate overall score.

Ingenia Communities Group (INA) vs. iShares MSCI Australia ETF (EWA)

Ingenia Communities Group Business Overview & Revenue Model

Company DescriptionIngenia Communities Group (INA) is an Australian property development and management company that specializes in the development of lifestyle and affordable communities. The company primarily focuses on creating and managing retirement and lifestyle communities, as well as land lease communities that cater to the needs of retirees and those looking for a more affordable housing solution. Ingenia offers a range of products and services including residential sites, manufactured homes, and community facilities, fostering a vibrant living environment for its residents.
How the Company Makes MoneyIngenia Communities generates revenue through several key streams. The primary source of income comes from the sale and leasing of residential properties within its communities, including land lease agreements where residents pay a weekly site fee for the land on which their homes are located. Additionally, the company earns income from the sale of manufactured homes and other residential units. Ingenia also benefits from ancillary services such as community facilities and amenities, which enhance the living experience for residents and can contribute to additional fees. Strategic partnerships with developers, local governments, and financial institutions further bolster its revenue potential, while ongoing management fees from its established communities provide a consistent income stream.

Ingenia Communities Group Financial Statement Overview

Summary
Ingenia Communities Group exhibits strong financial health with impressive revenue and profit growth, efficient cash flow management, and a balanced approach to leveraging. The company maintains healthy profit margins and strong cash generation, contributing to a high financial performance score.
Income Statement
85
Very Positive
Ingenia Communities Group has demonstrated strong revenue growth, with a notable increase of 39.3% in the latest year. The company maintains healthy profit margins, with a gross profit margin of 62.5% and a net profit margin of 24.3%. The EBIT and EBITDA margins are also robust at 30.9% and 31.8%, respectively. These figures indicate efficient operations and profitability, contributing to a high score.
Balance Sheet
75
Positive
The balance sheet shows a moderate debt-to-equity ratio of 0.55, indicating a balanced approach to leveraging. The return on equity is 8.0%, reflecting decent profitability relative to shareholder equity. The equity ratio stands at 58.5%, suggesting a solid equity base. While the company is stable, there is room for improvement in leveraging and returns.
Cash Flow
80
Positive
Ingenia Communities Group has shown a significant improvement in free cash flow growth at 10.8%. The operating cash flow to net income ratio is 1.16, indicating strong cash generation relative to net income. The free cash flow to net income ratio is high at 96.9%, demonstrating efficient cash flow management. These factors contribute to a strong cash flow position.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue529.39M529.39M466.33M395.95M338.18M295.59M
Gross Profit331.13M331.13M287.05M254.10M212.57M175.95M
EBITDA168.57M168.57M77.48M106.28M81.39M94.79M
Net Income128.43M128.43M14.02M64.37M100.59M72.78M
Balance Sheet
Total Assets2.73B2.73B2.48B2.38B2.18B1.37B
Cash, Cash Equivalents and Short-Term Investments13.37M13.37M14.46M45.72M14.49M18.80M
Total Debt879.04M879.04M754.15M661.67M495.60M274.33M
Total Liabilities1.13B1.13B965.17M841.34M668.46M377.24M
Stockholders Equity1.60B1.60B1.51B1.54B1.51B993.03M
Cash Flow
Free Cash Flow140.71M140.71M77.58M78.09M112.18M132.95M
Operating Cash Flow145.24M145.24M82.19M82.50M114.90M137.65M
Investing Cash Flow-215.78M-215.78M-148.14M-168.05M-731.71M-275.63M
Financing Cash Flow69.45M69.45M34.69M116.79M612.50M146.03M

Ingenia Communities Group Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price5.62
Price Trends
50DMA
5.64
Negative
100DMA
5.52
Positive
200DMA
5.52
Positive
Market Momentum
MACD
0.03
Positive
RSI
47.97
Neutral
STOCH
24.41
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:INA, the sentiment is Neutral. The current price of 5.62 is below the 20-day moving average (MA) of 5.64, below the 50-day MA of 5.64, and above the 200-day MA of 5.52, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 47.97 is Neutral, neither overbought nor oversold. The STOCH value of 24.41 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:INA.

Ingenia Communities Group Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AU$2.28B17.748.27%1.71%6.96%815.99%
€1.23B19.2011.76%1.89%17.91%6.19%
AU$2.17B16.465.38%4.64%4.39%176.52%
AU$1.39B9.1710.22%3.87%206.14%101.96%
$2.17B12.193.79%4.94%3.15%1.96%
AU$649.14M-3.32-26.73%-38.91%-453.73%
AU$207.26M-5.60%2.60%-35.85%35.27%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:INA
Ingenia Communities Group
5.62
0.97
20.86%
AU:APZ
Aspen Group Limited
5.25
3.17
152.53%
AU:URF
US Masters Residential Property Fund
0.28
0.02
7.69%
AU:CIP
Centuria Industrial REIT
3.51
0.62
21.45%
AU:LIC
Lifestyle Communities Ltd
5.20
-3.25
-38.46%
AU:HMC
Home Consortium Ltd
3.25
-6.68
-67.27%

Ingenia Communities Group Corporate Events

Ingenia Communities Updates Director’s Securities Interests
Oct 8, 2025

Ingenia Communities Group has announced a change in the director’s interest, specifically involving John (Gianni) Carfi. The update highlights an increase in Short Term Incentive Plan Rights from 30,675 to 147,004, reflecting a strategic move in the company’s executive compensation structure. This change could impact the company’s operational dynamics and stakeholder perceptions, potentially influencing its market positioning.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Issues New Performance Rights
Oct 8, 2025

Ingenia Communities Group has announced the issuance of 153,490 unquoted performance rights under an employee incentive scheme. These securities are subject to transfer restrictions and will not be quoted on the ASX until the restrictions are lifted, reflecting the company’s commitment to aligning employee incentives with long-term business goals.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases 2025 Corporate Governance Statement
Sep 29, 2025

Ingenia Communities Group has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement, approved by the board, outlines the company’s adherence to ASX Corporate Governance Council’s recommendations, highlighting their commitment to solid management foundations and transparency in board operations. This release is significant for stakeholders as it reaffirms Ingenia’s dedication to maintaining high governance standards, potentially enhancing investor confidence and strengthening its market position.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases FY25 Corporate Governance Statement
Sep 29, 2025

Ingenia Communities Group has released its FY25 Corporate Governance Statement, highlighting its commitment to maintaining high standards of corporate governance. This announcement underscores the company’s dedication to transparency and accountability, which are crucial for its operations and reputation in the senior accommodation market. By adhering to robust governance practices, Ingenia aims to strengthen its industry position and reassure stakeholders of its sustainable business practices.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases 2025 Annual Report
Sep 29, 2025

Ingenia Communities Group has released its 2025 Annual Report, highlighting its continued focus on the seniors market through its extensive network of over 100 communities across Australia. This announcement underscores the company’s strategic positioning in the market and its commitment to growth, which is likely to have positive implications for stakeholders and reinforce its status in the S&P/ASX 200.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Addresses Compliance Inquiry from Consumer Affairs Victoria
Sep 24, 2025

Ingenia Communities Group has received a request from Consumer Affairs Victoria for information and documents related to cooking facilities at its seven Ingenia Gardens rental communities in Victoria, citing potential contraventions of the Residential Tenancies Act and Australian Consumer Law. In response, Ingenia is reviewing its compliance obligations and taking steps to ensure full regulatory compliance, demonstrating its commitment to customer obligations and regulatory adherence.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Announces 2025 AGM and Director Nomination Deadline
Aug 29, 2025

Ingenia Communities Group has announced that its 2025 Annual General Meeting will be held on November 13, 2025, where an important agenda item will be the election of Directors. The deadline for director nominations is set for September 24, 2025. This meeting is a significant event for stakeholders as it involves the election of leadership that will guide the company’s future strategies and growth, impacting its operations and market positioning.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.28 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Unveils FY25 Property Portfolio
Aug 26, 2025

Ingenia Communities Group has released its FY25 Property Portfolio, showcasing its continued focus on expanding and managing its extensive range of communities across Australia. This announcement underscores Ingenia’s strategic positioning in the market, emphasizing its commitment to growth in the seniors accommodation sector, which could have significant implications for stakeholders as the demand in this market segment continues to rise.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases FY25 Results
Aug 26, 2025

Ingenia Communities Group has released its FY25 Results presentation, highlighting its financial performance and strategic initiatives. This announcement is significant as it provides stakeholders with insights into the company’s operations and future direction, reinforcing its position in the seniors accommodation market.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Exceeds FY25 Financial Targets with Robust Growth
Aug 26, 2025

Ingenia Communities Group reported a significant financial performance for FY25, with underlying profit rising by 33% to $126.1 million and statutory profit soaring by 816% due to a previous goodwill write-down. The company exceeded its earnings per share guidance, with a notable 8% increase in total revenue and a 22% rise in EBIT. The growth was driven by an acceleration in development activity, with 520 new home settlements and increased average home sales prices. Ingenia’s strong position is bolstered by its recurring rental business, which continues to thrive amid high demand for affordable rental accommodation, and its tourism segment, which saw a 6% increase in revenue.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Announces Dividend Distribution
Aug 26, 2025

Ingenia Communities Group has announced a dividend distribution of AUD 0.044 per fully paid ordinary/unit stapled security, relating to the six-month period ending on June 30, 2025. The ex-date for this distribution is August 29, 2025, with a record date of September 1, 2025, and payment scheduled for September 18, 2025. This announcement reflects the company’s ongoing commitment to providing returns to its investors, potentially enhancing its attractiveness within the real estate investment market.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Reports Robust Profit Growth Amid Strategic Reinvestment
Aug 26, 2025

Ingenia Communities Group reported a significant increase in net profit for the year ending 30 June 2025, with a rise of 816% compared to the previous year, reaching $128.4 million. Despite a 10% increase in revenue, the company saw a decrease in total distributions by 15%, reflecting a strategic focus on reinvestment and growth within its operations. The group’s financial performance highlights its robust market positioning and potential for future growth.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Mitsubishi UFJ Financial Group Ceases Substantial Holding in Ingenia Communities
Aug 13, 2025

Mitsubishi UFJ Financial Group, Inc. has ceased to be a substantial holder in Ingenia Communities Group as of August 13, 2025. This change in substantial holding, which involved various transactions including sales and purchases of securities, may impact the company’s shareholder structure and could have implications for its market positioning and stakeholder interests.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

First Sentier Investors Ceases Substantial Holding in Ingenia Communities Group
Aug 12, 2025

Ingenia Communities Group has announced that First Sentier Investors (Ireland) Limited has ceased to be a substantial holder in the company as of August 7, 2025. This change in substantial holding may impact the voting dynamics and shareholder structure of Ingenia Communities Group, potentially influencing future strategic decisions and stakeholder interests.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025