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Ingenia Communities Group (AU:INA)
ASX:INA
Australian Market

Ingenia Communities Group (INA) AI Stock Analysis

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AU:INA

Ingenia Communities Group

(Sydney:INA)

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Outperform 72 (OpenAI - 4o)
Rating:72Outperform
Price Target:
AU$6.00
▲(16.50% Upside)
Ingenia Communities Group's strong financial performance is the primary driver of its overall score, supported by efficient cash flow management and robust profit margins. The technical analysis presents mixed signals, with some short-term weakness but potential bullish momentum. The valuation is fair, contributing to a moderate overall score.
Positive Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, enhancing long-term financial stability.
Operational Efficiency
High operational efficiency suggests effective cost management, contributing to sustainable profitability and competitive advantage.
Strategic Investment
A substantial stake by a major financial entity can enhance strategic opportunities and market positioning, supporting long-term growth.
Negative Factors
Declining Profit Margins
Falling profit margins may indicate rising costs or pricing pressures, potentially impacting long-term profitability and investor confidence.
High Leverage
High leverage can increase financial risk and limit flexibility, posing challenges in managing economic downturns or interest rate hikes.
Free Cash Flow Pressure
Reduced free cash flow limits reinvestment and debt servicing capacity, potentially affecting future growth and financial health.

Ingenia Communities Group (INA) vs. iShares MSCI Australia ETF (EWA)

Ingenia Communities Group Business Overview & Revenue Model

Company DescriptionIngenia is an S&P/ASX 200 entity and listed on the Australian Securities Exchange under the stock market trading code 'INA'. With a positive impact on more than 10,850 residents each and every day, our commitment to all stakeholders is to perform with integrity, foster respect for all and build community through continuous improvement in everything we do. In addition to the Group's on balance sheet portfolio of 99 communities, Ingenia's portfolio includes: five greenfield lifestyle community developments owned through a development Joint Venture with Sun Communities, Inc (NYSE: SUI); and six established communities through the Group's managed funds. In addition to ownership interests in the JV and funds, Ingenia receives fees for services provided to these entities. The Group is supported by over 4,000 investors and more than 1,200 employees dedicated to creating community for our residents and guests.
How the Company Makes MoneyIngenia Communities generates revenue through several key streams. The primary source of income comes from the sale and leasing of residential properties within its communities, including land lease agreements where residents pay a weekly site fee for the land on which their homes are located. Additionally, the company earns income from the sale of manufactured homes and other residential units. Ingenia also benefits from ancillary services such as community facilities and amenities, which enhance the living experience for residents and can contribute to additional fees. Strategic partnerships with developers, local governments, and financial institutions further bolster its revenue potential, while ongoing management fees from its established communities provide a consistent income stream.

Ingenia Communities Group Financial Statement Overview

Summary
Ingenia Communities Group exhibits strong financial health with impressive revenue and profit growth, efficient cash flow management, and a balanced approach to leveraging. The company maintains healthy profit margins and strong cash generation, contributing to a high financial performance score.
Income Statement
Ingenia Communities Group has demonstrated strong revenue growth, with a notable increase of 39.3% in the latest year. The company maintains healthy profit margins, with a gross profit margin of 62.5% and a net profit margin of 24.3%. The EBIT and EBITDA margins are also robust at 30.9% and 31.8%, respectively. These figures indicate efficient operations and profitability, contributing to a high score.
Balance Sheet
The balance sheet shows a moderate debt-to-equity ratio of 0.55, indicating a balanced approach to leveraging. The return on equity is 8.0%, reflecting decent profitability relative to shareholder equity. The equity ratio stands at 58.5%, suggesting a solid equity base. While the company is stable, there is room for improvement in leveraging and returns.
Cash Flow
Ingenia Communities Group has shown a significant improvement in free cash flow growth at 10.8%. The operating cash flow to net income ratio is 1.16, indicating strong cash generation relative to net income. The free cash flow to net income ratio is high at 96.9%, demonstrating efficient cash flow management. These factors contribute to a strong cash flow position.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue529.39M529.39M466.33M395.95M338.18M295.59M
Gross Profit331.13M331.13M287.05M254.10M212.57M175.95M
EBITDA168.57M168.57M77.48M109.44M81.39M94.79M
Net Income128.43M128.43M14.02M64.37M100.59M72.78M
Balance Sheet
Total Assets2.73B2.73B2.48B2.38B2.18B1.37B
Cash, Cash Equivalents and Short-Term Investments13.37M13.37M14.46M45.72M14.49M18.80M
Total Debt879.04M879.04M754.15M661.67M495.60M274.33M
Total Liabilities1.13B1.13B965.17M841.34M668.46M377.24M
Stockholders Equity1.60B1.60B1.51B1.54B1.51B993.03M
Cash Flow
Free Cash Flow140.71M140.71M77.58M78.09M112.18M132.95M
Operating Cash Flow145.24M145.24M82.19M82.50M114.90M137.65M
Investing Cash Flow-215.78M-215.78M-148.14M-168.05M-731.71M-275.63M
Financing Cash Flow69.45M69.45M34.69M116.79M612.50M146.03M

Ingenia Communities Group Technical Analysis

Technical Analysis Sentiment
Negative
Last Price5.15
Price Trends
50DMA
5.26
Negative
100DMA
5.46
Negative
200DMA
5.46
Negative
Market Momentum
MACD
-0.02
Positive
RSI
46.16
Neutral
STOCH
30.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:INA, the sentiment is Negative. The current price of 5.15 is above the 20-day moving average (MA) of 5.12, below the 50-day MA of 5.26, and below the 200-day MA of 5.46, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 46.16 is Neutral, neither overbought nor oversold. The STOCH value of 30.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:INA.

Ingenia Communities Group Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
AU$1.68B10.9410.22%3.17%206.14%101.96%
72
Outperform
AU$2.06B16.258.27%1.81%6.96%815.99%
71
Outperform
AU$1.28B20.2611.76%1.83%17.91%6.19%
70
Outperform
AU$2.08B15.945.38%4.85%4.39%176.52%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
46
Neutral
AU$666.16M-3.46-26.73%-38.91%-453.73%
40
Underperform
AU$199.65M-9.29-5.60%2.62%-35.85%35.27%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:INA
Ingenia Communities Group
5.18
0.65
14.35%
AU:APZ
Aspen Group Limited
5.74
3.36
141.58%
AU:URF
US Masters Residential Property Fund
0.29
0.02
9.54%
AU:CIP
Centuria Industrial REIT
3.33
0.62
22.88%
AU:LIC
Lifestyle Communities Ltd
5.68
-2.95
-34.18%
AU:HMC
Home Consortium Ltd
4.14
-5.35
-56.38%

Ingenia Communities Group Corporate Events

Ingenia Communities Announces Director Interest Changes
Dec 15, 2025

Ingenia Communities Group has announced changes in the interests of its directors, specifically for Mr. Simon Shakesheff and Ms. Jennifer Fagg. These changes are part of the company’s compliance with ASX listing rules, reflecting updates in the directors’ securities holdings, which could impact the company’s governance and stakeholder relations.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.28 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Appoints Toby Hall as Non-Executive Director
Nov 27, 2025

Ingenia Communities Group has appointed Mr. Toby Hall as an independent Non-Executive Director, effective December 1, 2025. Mr. Hall brings a wealth of experience from executive leadership roles in the healthcare and for-purpose sectors, including his previous positions as Group CEO of St Vincent’s Health Australia and CEO of Mission Australia. His appointment is part of Ingenia’s strategic focus on board evolution and enhancing its customer-centric approach, particularly in addressing the housing needs of Australia’s ageing demographic. This move is expected to strengthen Ingenia’s operations and industry positioning, benefiting stakeholders by aligning with the company’s strategic goals.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.28 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Announces Director’s Interest Change
Nov 17, 2025

Ingenia Communities Group announced a change in the director’s interest, specifically involving John Carfi’s indirect interest in securities. The change includes the acquisition of 215,491 Long Term Incentive Plan Rights, increasing his total to 685,455 LTIP Rights. This adjustment reflects the company’s ongoing commitment to aligning management interests with long-term performance goals, potentially impacting stakeholder confidence and market perception.

The most recent analyst rating on (AU:INA) stock is a Sell with a A$4.14 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Issues New Performance Rights
Nov 17, 2025

Ingenia Communities Group has announced the issuance of 215,491 performance rights under an employee incentive scheme, which are not intended to be quoted on the ASX. This move is part of Ingenia’s strategy to align employee interests with company performance, potentially impacting its operational efficiency and stakeholder engagement positively.

The most recent analyst rating on (AU:INA) stock is a Sell with a A$4.14 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group AGM Results Indicate Strong Shareholder Support
Nov 13, 2025

Ingenia Communities Group held its Annual General Meeting where all proposed resolutions were passed by poll, reflecting strong shareholder support. The outcomes of the AGM, including the adoption of the remuneration report and the election and re-election of board members, are indicative of the company’s stable governance and investor confidence, which may positively influence its market position and stakeholder relations.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$6.00 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Reports Strong Growth and Strategic Progress at 2025 AGM
Nov 13, 2025

At the 2025 Annual General Meeting, Ingenia Communities Group highlighted a transformative year guided by a Five-Year Plan, focusing on operational efficiency and strategic development. The company reported significant financial growth with a 33% increase in underlying EPS and a 22% rise in EBIT, driven by a robust performance in its Land Lease, Gardens, Rentals, and Holidays segments. Ingenia’s strategic reset and sustainability initiatives have fostered a customer-centric culture and improved employee engagement, positioning the company for continued success in its core markets.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$6.00 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Macquarie Group Ceases Substantial Holding in Ingenia Communities
Nov 12, 2025

Ingenia Communities Group has announced that Macquarie Group Limited and its controlled entities have ceased to be substantial holders in the company. This change in substantial holding could impact Ingenia’s shareholder structure and influence its market dynamics, potentially affecting investor sentiment and strategic decisions.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$6.00 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Updates Director’s Securities Interests
Oct 8, 2025

Ingenia Communities Group has announced a change in the director’s interest, specifically involving John (Gianni) Carfi. The update highlights an increase in Short Term Incentive Plan Rights from 30,675 to 147,004, reflecting a strategic move in the company’s executive compensation structure. This change could impact the company’s operational dynamics and stakeholder perceptions, potentially influencing its market positioning.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Issues New Performance Rights
Oct 8, 2025

Ingenia Communities Group has announced the issuance of 153,490 unquoted performance rights under an employee incentive scheme. These securities are subject to transfer restrictions and will not be quoted on the ASX until the restrictions are lifted, reflecting the company’s commitment to aligning employee incentives with long-term business goals.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases 2025 Corporate Governance Statement
Sep 29, 2025

Ingenia Communities Group has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement, approved by the board, outlines the company’s adherence to ASX Corporate Governance Council’s recommendations, highlighting their commitment to solid management foundations and transparency in board operations. This release is significant for stakeholders as it reaffirms Ingenia’s dedication to maintaining high governance standards, potentially enhancing investor confidence and strengthening its market position.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases FY25 Corporate Governance Statement
Sep 29, 2025

Ingenia Communities Group has released its FY25 Corporate Governance Statement, highlighting its commitment to maintaining high standards of corporate governance. This announcement underscores the company’s dedication to transparency and accountability, which are crucial for its operations and reputation in the senior accommodation market. By adhering to robust governance practices, Ingenia aims to strengthen its industry position and reassure stakeholders of its sustainable business practices.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Releases 2025 Annual Report
Sep 29, 2025

Ingenia Communities Group has released its 2025 Annual Report, highlighting its continued focus on the seniors market through its extensive network of over 100 communities across Australia. This announcement underscores the company’s strategic positioning in the market and its commitment to growth, which is likely to have positive implications for stakeholders and reinforce its status in the S&P/ASX 200.

The most recent analyst rating on (AU:INA) stock is a Buy with a A$7.10 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025