Ingenia Communities Group (INA) AI Stock Analysis

• Market Cap: AU$2.26B
• Dividend Yield: 1.73%
• Average Volume (3M): 975.84K
• Price to Earnings (P/E): 17.7
• Beta (1Y): 1.03
• Revenue Growth: 6.96%
• EPS Growth: 815.99%
• Country: AU
• Employees: 1,300
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Residential
• EPS (TTM): 0.14
• Shares Outstanding: 407,583,250
• 10 Day Avg. Volume: 826,843
• 30 Day Avg. Volume: 975,840
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$6.50
• Price Target Upside: 17.33% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 5

• Rating: 73 Outperform
• Price Target: AU$6.00 ▲(8.30% Upside)

Ingenia Communities Group's strong financial performance is the most significant factor, supported by stable technical indicators and reasonable valuation. The absence of earnings call data and corporate events means these components do not influence the score. The overall outlook is positive, with room for improvement in leveraging and returns.

Ingenia Communities Group Business Overview & Revenue Model

Company Description

Ingenia Communities Group (INA) is a leading Australian property group that specializes in the development, ownership, and management of lifestyle and holiday communities. The company operates across several sectors, including lifestyle and seniors living, holiday parks, and mixed-use communities. Ingenia's core services revolve around providing affordable and high-quality living solutions for seniors and families, with a focus on creating vibrant, engaging, and sustainable communities.

How the Company Makes Money

Ingenia Communities Group generates revenue primarily through the sale and leasing of residential properties within its lifestyle and seniors living communities. The company earns rental income from properties owned within its portfolio, as well as from holiday parks where guests pay for short-term stays. Additionally, Ingenia makes money through development and sales of new homes in its communities, which contributes to capital growth and recurring income. Significant partnerships with local governments and developers enhance its capability to expand and manage new projects effectively, thereby contributing to its earnings. The company's strategic focus on acquisitions and development opportunities in high-demand areas also plays a crucial role in boosting revenue.

Ingenia Communities Group Financial Statement Overview

Summary

Ingenia Communities Group shows a mixed financial performance. While revenue growth and operational efficiency are strengths, declining net profit margins and increased leverage present challenges. The balance sheet's high debt level necessitates careful financial management, and the cash flow reveals solid operational cash generation but indicates pressure on free cash flow.

Income Statement

Ingenia Communities Group has demonstrated consistent revenue growth, evidenced by a 17.8% increase from 2023 to 2024. However, net profit margins have declined significantly, from 16.2% in 2023 to 3.0% in 2024, indicating potential profitability issues. The gross profit margin remains robust at 61.5%, showing operational efficiency. Despite a strong EBIT margin of 22.2%, the decreasing EBITDA margin from 27.6% to 16.6% highlights rising operating costs or other financial pressures.

Balance Sheet

The company's balance sheet reflects a high debt-to-equity ratio of 0.50, indicating leverage that may pose financial risks if not managed. The equity ratio of 61.0% suggests a sound capital structure, with equity comprising a significant portion of assets. Return on equity has decreased to 0.9% in 2024, reflecting lower profitability on shareholder investments, which could concern investors.

Cash Flow

The cash flow statement indicates stable operating cash flow, though there is a modest decline in free cash flow from 2023 to 2024. The operating cash flow to net income ratio is strong at 5.86, highlighting solid cash generation despite lower net income. However, the free cash flow to net income ratio has decreased, implying reduced cash availability for reinvestment or debt servicing.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	522.12M	529.39M	466.33M	395.95M	338.18M	295.59M
Gross Profit	314.11M	331.13M	287.05M	254.10M	212.57M	175.95M
EBITDA	152.72M	168.57M	77.48M	106.28M	81.39M	94.79M
Net Income	59.08M	128.43M	14.02M	64.37M	100.59M	72.78M
Balance Sheet
Total Assets	2.64B	2.73B	2.48B	2.38B	2.18B	1.37B
Cash, Cash Equivalents and Short-Term Investments	15.01M	13.37M	14.46M	45.72M	14.49M	18.80M
Total Debt	835.63M	879.04M	754.15M	661.67M	495.60M	274.33M
Total Liabilities	1.06B	1.13B	965.17M	841.34M	668.46M	377.24M
Stockholders Equity	1.57B	1.60B	1.51B	1.54B	1.51B	993.03M
Cash Flow
Free Cash Flow	127.02M	140.71M	77.58M	78.09M	112.18M	132.95M
Operating Cash Flow	133.73M	145.24M	82.19M	82.50M	114.90M	137.65M
Investing Cash Flow	-227.09M	-215.78M	-148.14M	-168.05M	-731.71M	-275.63M
Financing Cash Flow	97.10M	69.45M	34.69M	116.79M	612.50M	146.03M

Ingenia Communities Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5.54
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:INA, the sentiment is Negative. The current price of 5.54 is above the 20-day moving average (MA) of 5.54, below the 50-day MA of 5.64, and above the 200-day MA of 5.46, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 45.11 is Neutral, neither overbought nor oversold. The STOCH value of 44.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:INA.

Ingenia Communities Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
APZ	78 Outperform	€1.05B	16.35	11.76%	2.17%	17.91%	6.19%
INA	73 Outperform	AU$2.26B	17.68	8.27%	1.73%	6.96%	815.99%
CIP	70 Outperform	AU$2.16B	16.36	5.38%	4.80%	4.39%	176.52%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
HMC	63 Neutral	AU$1.27B	8.35	10.22%	3.87%	206.14%	101.96%
LIC	46 Neutral	AU$711.14M	11.81	-26.73%	0.87%	-38.91%	-453.73%
URF	45 Neutral	AU$203.81M	―	-5.60%	2.57%	-35.85%	35.27%

Ingenia Communities Group Corporate Events

Ingenia Communities Group Evaluates Deferred Management Fee Exposure

Ingenia Communities Group has limited exposure to Deferred Management Fee (DMF) contracts, with these fees representing about $26 million, or 1% of its investment property value, as of June 30, 2025. The company does not sell new homes with DMF or exit fees but has four communities in Victoria with legacy DMF arrangements. Ingenia plans to review a recent VCAT decision to assess potential changes to its DMF operations.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Macquarie Group Corrects Substantial Holder Notice for Ingenia Communities

Ingenia Communities Group, a prominent player in the real estate sector, has been informed by Macquarie Group Limited of a correction to a previously lodged substantial holder notice. The error involved the misidentification of the entity with a relevant interest in certain shares, which should have been attributed to Macquarie Investment Management Global Limited instead of the deregistered Macquarie Asset Management Public Investments (NZ) Limited. This correction does not affect the aggregate voting power previously reported, ensuring transparency and accuracy in shareholder disclosures.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Mitsubishi UFJ Financial Group Acquires Substantial Stake in Ingenia Communities

Ingenia Communities Group, a company involved in real estate and property management, has announced that Mitsubishi UFJ Financial Group, Inc. has become a substantial holder in the company. Mitsubishi UFJ Financial Group, Inc. now holds a 5.15% voting power in Ingenia Communities Group through its relevant interests in securities managed by Morgan Stanley and First Sentier Investors Holdings Pty Limited. This development could potentially influence Ingenia’s strategic decisions and market positioning, given the significant stake acquired by a major financial entity.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

First Sentier Investors Acquires Substantial Stake in Ingenia Communities

Ingenia Communities Group has announced that First Sentier Investors has become a substantial holder, acquiring significant voting power in the company. This development indicates a strategic investment by First Sentier, potentially impacting Ingenia’s market positioning and stakeholder interests by aligning with a prominent investment manager.

The most recent analyst rating on (AU:INA) stock is a Hold with a A$6.15 price target. To see the full list of analyst forecasts on Ingenia Communities Group stock, see the AU:INA Stock Forecast page.

Ingenia Communities Group Updates Office Location

Ingenia Communities Group has announced a change in its Registered Office and Principal Place of Business to Level 10, 20 Bond Street, Sydney NSW 2000. This move is part of the company’s ongoing efforts to streamline operations and enhance its market presence, potentially impacting its operational efficiency and stakeholder engagement.