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Home Consortium Ltd (AU:HMC)
ASX:HMC

Home Consortium Ltd (HMC) AI Stock Analysis

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AU:HMC

Home Consortium Ltd

(Sydney:HMC)

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Outperform 75 (OpenAI - 4o)
Rating:75Outperform
Price Target:
AU$4.00
▲(11.73% Upside)
The overall score reflects strong financial performance and attractive valuation, tempered by technical indicators suggesting potential overbought conditions. The lack of earnings call data and corporate events means these factors did not influence the score.
Positive Factors
Revenue Growth
Strong revenue growth indicates robust market demand and effective business strategies, supporting long-term expansion and market presence.
Profitability
High profitability margins reflect efficient cost management and strong pricing power, contributing to sustainable financial health.
Balance Sheet Strength
A low debt-to-equity ratio indicates conservative leverage, enhancing financial stability and reducing risk in economic downturns.
Negative Factors
Cash Flow Management
Negative cash flow growth suggests challenges in cash management, potentially limiting future investments and operational flexibility.
Return on Equity Decline
A declining return on equity could signal inefficiencies in using shareholder funds, impacting investor confidence and long-term growth.
Operational Efficiency
Decreasing operational margins may indicate rising costs or competitive pressures, affecting the company's ability to maintain profitability.

Home Consortium Ltd (HMC) vs. iShares MSCI Australia ETF (EWA)

Home Consortium Ltd Business Overview & Revenue Model

Company DescriptionHome Consortium Ltd (HMC) is a leading Australian retail company that specializes in the home and lifestyle sectors. The company operates a network of large format retail stores that offer a broad range of products, including furniture, homewares, appliances, and building materials. HMC aims to provide customers with a one-stop shopping experience for their home improvement needs, featuring a mix of well-known brands and private label products.
How the Company Makes MoneyHome Consortium Ltd generates revenue primarily through the sale of retail products in its large format stores. The company earns money from direct sales of furniture, homeware, and appliances, and also benefits from leasing space to various retailers within its shopping centers. Additionally, HMC may have partnerships with suppliers and manufacturers, allowing for bulk purchasing agreements that reduce costs and improve profit margins. Other revenue streams may include online sales and e-commerce initiatives that cater to a growing customer base seeking convenience. The strategic location of HMC stores in key markets also contributes significantly to customer foot traffic and overall sales performance.

Home Consortium Ltd Financial Statement Overview

Summary
Home Consortium Ltd demonstrates strong revenue growth and profitability, supported by a solid balance sheet with low leverage. However, cash flow management presents a significant risk, with negative free cash flow growth and low cash conversion ratios. The company should focus on improving operational efficiency and cash flow generation to sustain its growth trajectory and financial health.
Income Statement
85
Very Positive
Home Consortium Ltd has demonstrated strong revenue growth with a 30.08% increase in the latest year, indicating robust expansion. The company maintains high profitability with a gross profit margin of 93.98% and a net profit margin of 59.11%, showcasing efficient cost management. However, the EBIT and EBITDA margins have decreased compared to previous years, suggesting potential pressure on operational efficiency.
Balance Sheet
78
Positive
The company exhibits a solid financial position with a low debt-to-equity ratio of 0.08, indicating conservative leverage. The return on equity is moderate at 8.88%, reflecting reasonable profitability relative to shareholder investment. The equity ratio of 76.06% suggests a strong equity base, enhancing financial stability. However, the decline in return on equity compared to earlier periods may indicate challenges in generating higher returns.
Cash Flow
60
Neutral
The cash flow analysis reveals concerns with a negative free cash flow growth rate of -157.14%, highlighting potential cash management issues. The operating cash flow to net income ratio is low at 0.14, suggesting limited cash generation relative to profits. The negative free cash flow to net income ratio further underscores cash flow challenges, which could impact future investments and operations.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue234.20M249.20M81.40M69.53M78.69M69.80M
Gross Profit234.20M234.20M81.10M44.56M64.34M46.37M
EBITDA87.50M91.90M147.70M19.04M42.99M4.49M
Net Income147.30M147.30M66.00M57.10M77.25M-54.50M
Balance Sheet
Total Assets2.18B2.18B1.79B1.34B912.95M982.41M
Cash, Cash Equivalents and Short-Term Investments665.30M665.30M247.30M115.67M57.55M11.69M
Total Debt138.10M138.10M202.00M89.98M4.34M255.24M
Total Liabilities299.20M299.20M281.00M144.42M66.95M271.43M
Stockholders Equity1.66B1.66B1.22B1.03B846.00M706.89M
Cash Flow
Free Cash Flow38.60M-15.90M69.60M34.06M15.19M25.78M
Operating Cash Flow47.20M31.00M69.60M34.06M18.53M25.78M
Investing Cash Flow-179.40M-98.40M-161.70M-254.03M319.50M-154.21M
Financing Cash Flow37.30M1.70M298.70M211.19M-292.17M110.55M

Home Consortium Ltd Technical Analysis

Technical Analysis Sentiment
Positive
Last Price3.58
Price Trends
50DMA
3.25
Positive
100DMA
3.41
Positive
200DMA
4.36
Negative
Market Momentum
MACD
0.11
Negative
RSI
57.92
Neutral
STOCH
43.06
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:HMC, the sentiment is Positive. The current price of 3.58 is above the 20-day moving average (MA) of 3.33, above the 50-day MA of 3.25, and below the 200-day MA of 4.36, indicating a neutral trend. The MACD of 0.11 indicates Negative momentum. The RSI at 57.92 is Neutral, neither overbought nor oversold. The STOCH value of 43.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:HMC.

Home Consortium Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
AU$2.81B11.198.25%6.13%2.70%205.08%
75
Outperform
AU$1.34B8.8110.22%3.35%206.14%101.96%
72
Outperform
AU$2.27B17.658.27%1.96%6.96%815.99%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
57
Neutral
AU$1.09B41.691.70%7.05%4.69%
53
Neutral
AU$695.90M-35.20-1.91%8.63%-4.50%88.28%
46
Neutral
AU$662.51M-3.39-26.73%-38.91%-453.73%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:HMC
Home Consortium Ltd
3.58
-8.31
-69.89%
AU:COF
Centuria Office REIT
1.12
0.09
9.31%
AU:HDN
HomeCo Daily Needs REIT
1.36
0.26
23.64%
AU:INA
Ingenia Communities Group
4.95
0.47
10.49%
AU:LIC
Lifestyle Communities Ltd
5.40
-3.11
-36.55%
AU:ABG
Abacus Property Group
1.21
0.15
13.79%

Home Consortium Ltd Corporate Events

HMC Capital Director’s Share Rights Update
Dec 1, 2025

HMC Capital Limited has announced a change in the interests of its director, Gregory Hayes. The update reveals that Hayes has been granted 15,692 rights to acquire fully paid ordinary shares under the Non-Executive Director Equity Plan, in lieu of board fees for the fiscal year 2026. This adjustment increases his direct interest in rights to acquire shares, potentially impacting his influence within the company and aligning his interests with the company’s performance.

HMC Capital Updates Director’s Interest with Share Rights Grant
Dec 1, 2025

HMC Capital Limited has announced a change in the director’s interest notice concerning Fiona Pak-Poy. The change involves the grant of 15,692 rights to acquire fully paid ordinary shares in lieu of board fees for the fiscal year 2026 under the Non-Executive Director Equity Plan. This move reflects the company’s strategy to align director compensation with shareholder interests, potentially impacting the company’s governance and financial strategies.

HMC Capital Limited Updates Director’s Interest Notice
Dec 1, 2025

HMC Capital Limited has announced a change in the director’s interest notice, specifically regarding Susan Roberts. The change involves the granting of 19,972 rights to acquire fully paid ordinary shares in lieu of board fees for the fiscal year 2026 under the Non-Executive Director Equity Plan. This adjustment reflects the company’s approach to compensating its board members and may influence stakeholders’ perceptions of the company’s governance and compensation strategies.

HMC Capital Updates Director’s Interest Notice
Dec 1, 2025

HMC Capital Limited, listed on the ASX, has announced a change in the director’s interest notice for Christopher Roberts. The update details the acquisition of 17,120 rights to acquire fully paid ordinary shares as part of the Non-Executive Director Equity Plan for FY26, and the expiry of 10,000 listed options previously granted to early investors. This change reflects the company’s ongoing management of director equity and investor relations, potentially impacting its governance and shareholder engagement strategies.

HMC Capital Announces Director’s Interest Changes
Dec 1, 2025

HMC Capital Limited, listed on the ASX, has announced a change in the director’s interest notice involving Christopher Saxon. The notice details the acquisition of 35,666 rights to acquire fully paid ordinary shares as part of the Non-Executive Director Equity Plan, in lieu of board fees for FY26, and the expiry of 4,000 listed options previously granted to early investors. This change reflects adjustments in the director’s holdings, potentially impacting the company’s governance and stakeholder interests.

HMC Capital Announces Director’s Interest Changes
Dec 1, 2025

HMC Capital Limited, listed on the ASX, has announced a change in the director’s interest notice for David Anthony Di Pilla. The notice details the direct and indirect interests held by Di Pilla across various entities, including trusts and companies he controls. This update reflects changes in the number of securities held by these entities, which could impact the company’s governance and shareholder dynamics.

HMC Capital Limited Issues Performance Rights Under Employee Incentive Scheme
Dec 1, 2025

HMC Capital Limited has announced the issuance of 743,071 performance rights as part of an employee incentive scheme. These unquoted securities are not intended to be listed on the ASX, reflecting the company’s strategy to motivate and retain its workforce, which may impact its operational efficiency and stakeholder engagement.

HMC Capital Limited Issues Unquoted Securities for Employee Incentive
Dec 1, 2025

HMC Capital Limited has announced the issuance of 125,542 unquoted securities under the ASX security code HMCAB, with the issue date set for November 27, 2025. This issuance is part of an employee incentive scheme and is not intended to be quoted on the ASX, indicating a strategic move to motivate and retain employees, potentially impacting the company’s operational dynamics and stakeholder interests.

HMC Capital Announces AGM 2025 Voting Results
Nov 19, 2025

HMC Capital Limited announced the results of its 2025 Annual General Meeting, where all resolutions were passed except for the election of a non-board endorsed director candidate, Stephen Mayne. The successful resolutions, including the re-election of a director and the issuance of performance rights, reflect the company’s ongoing strategic priorities and governance practices, potentially reinforcing its market position and investor confidence.

HMC Capital’s 2025 AGM Highlights Key Resolutions and Business Updates
Nov 19, 2025

HMC Capital held its 2025 Annual General Meeting, where the Chair and CEO addressed shareholders, outlining key aspects of the company’s 2025 results and business updates. The meeting agenda included the adoption of the Remuneration Report, re-election of Gregory Hayes as Director, granting of Performance Rights to CEO David Di Pilla, and renewal of takeover bid provisions. A nomination for Stephen Mayne as Director was also considered, with the Board recommending against his election. Voting results will be released to the ASX post-meeting.

HMC Capital Expands Debt Facility to Bolster Strategic Initiatives
Nov 16, 2025

HMC Capital Ltd has secured commitments from existing lenders to extend and increase its revolving debt facility from $675 million to $715 million, with the maturity date now set for November 2027. This move is aimed at supporting HMC’s strategic initiatives and maintaining a strong balance sheet, reflecting lender confidence in its business model and aiding in the execution of its funds management strategy, particularly in the energy transition sector.

HMC Capital Updates Expiry Date for Listed Options
Nov 7, 2025

HMC Capital Limited announced an update regarding the expiry of its listed options, which will now cease trading on the ASX at the close of business on Monday, 24 November 2025, due to the original expiry date falling on a non-business day. This adjustment ensures clarity for stakeholders and maintains the company’s commitment to transparent communication.

HMC Capital Announces Expiry of Listed Options
Oct 31, 2025

HMC Capital Limited announced the upcoming expiry of its listed options (ASX: HMCO) on 30 November 2025. Option holders can choose to exercise their options at $7.00 per share, sell them before the official quotation ceases on 25 November 2025, or let them expire. This announcement is crucial for stakeholders as it impacts their investment decisions and the company’s capital structure.

HMC Capital Announces 2025 AGM and Emphasizes Sustainability
Oct 16, 2025

HMC Capital Limited has announced its 2025 Annual General Meeting, scheduled for November 19, 2025, at their Sydney location. The company has emphasized its commitment to environmentally sustainable practices by discontinuing the distribution of hard copy meeting materials, encouraging shareholders to opt for digital communications. This move reflects HMC Capital’s ongoing efforts to align its operations with sustainable practices, potentially enhancing its reputation among environmentally conscious investors.

HMC Capital Announces 2025 Annual General Meeting
Oct 16, 2025

HMC Capital Limited has announced its Annual General Meeting (AGM) for shareholders, scheduled to take place in person on November 19, 2025, in Sydney. The company encourages shareholders to attend or appoint a proxy to vote on their behalf, with proxy forms due by November 17, 2025. This meeting is an opportunity for shareholders to engage with the company’s strategic direction and performance, reflecting its commitment to transparency and stakeholder engagement.

HMC Capital Releases 2025 Annual Report Highlighting Growth and Expertise
Oct 16, 2025

HMC Capital Limited has released its Annual Report for the year ended 30 June 2025. The report highlights the company’s continued focus on managing a diverse portfolio of assets and its ability to execute complex transactions, which has supported its rapid growth in funds under management and strong returns for investors.

HMC Capital Issues Unquoted Equity Securities for Employee Incentive
Oct 10, 2025

HMC Capital Limited has announced the issuance of 5,439,130 unquoted equity securities in the form of options, as part of an employee incentive scheme. This move is likely aimed at enhancing employee retention and motivation, potentially impacting the company’s operational efficiency and market competitiveness.

HMC Capital Announces Change in Director’s Interest
Oct 3, 2025

HMC Capital Limited, listed on the ASX under the ticker HMC, announced a change in the director’s interest, specifically concerning David Anthony Di Pilla. This change involves various trusts and entities controlled by Di Pilla, reflecting his indirect and direct interests in the company’s securities. The announcement highlights the intricate structure of shareholding and control within the company, which may impact perceptions of governance and stakeholder interests.

HMC Capital Limited Announces Cessation of Performance Rights
Oct 3, 2025

HMC Capital Limited has announced the cessation of 498,752 performance rights due to the lapse of conditional rights which could not be satisfied. This announcement may impact the company’s capital structure and could have implications for stakeholders who were anticipating the fulfillment of these conditions.

HMC Capital Announces 2025 Annual General Meeting Date
Sep 23, 2025

HMC Capital Limited has announced that its 2025 Annual General Meeting will be held on November 19, 2025, with further details to be provided in the official notice. This meeting is a key event for stakeholders, as it includes the election of directors, with nominations closing on October 8, 2025, potentially impacting the company’s governance and strategic direction.

HMC Capital Announces Director’s Interest Changes
Sep 9, 2025

HMC Capital Limited has announced a change in the director’s interest notice for David Anthony Di Pilla. The notice details various entities through which Di Pilla holds direct and indirect interests in the company, including trusts and companies he controls. The change in interests reflects adjustments in the number of fully paid ordinary shares held by these entities, impacting the company’s governance and potentially influencing shareholder dynamics.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 28, 2025