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Lifestyle Communities Ltd (AU:LIC)
ASX:LIC
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Lifestyle Communities Ltd (LIC) AI Stock Analysis

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AU:LIC

Lifestyle Communities Ltd

(Sydney:LIC)

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Neutral 46 (OpenAI - 4o)
Rating:46Neutral
Price Target:
AU$5.50
▲(6.18% Upside)
The overall stock score for Lifestyle Communities Ltd is primarily impacted by its poor financial performance, with significant declines in revenue, profitability, and cash flow. Technical analysis provides some positive signals, but they are not strong enough to offset the financial weaknesses. Valuation concerns, including a negative P/E ratio, further weigh down the score.
Positive Factors
Business Model Strength
LIC's focus on affordable housing for the aging population provides a stable demand base, supporting long-term revenue through home sales and management fees.
Market Position
The company's position in the growing market of senior housing offers a durable competitive advantage, ensuring sustained demand and potential for expansion.
Recurring Revenue Stream
The recurring management fees provide a stable and predictable revenue stream, enhancing financial stability and supporting long-term growth.
Negative Factors
Declining Revenue
The sharp decline in revenue and profitability indicates challenges in maintaining sales and controlling costs, impacting long-term financial health.
Rising Debt Levels
Increased leverage can strain financial resources and limit flexibility, posing risks to long-term stability if not managed effectively.
Negative Cash Flow
Negative free cash flow highlights potential liquidity issues and the need for improved cash management, which could affect future operations and investments.

Lifestyle Communities Ltd (LIC) vs. iShares MSCI Australia ETF (EWA)

Lifestyle Communities Ltd Business Overview & Revenue Model

Company DescriptionLifestyle Communities Limited, together with its subsidiaries, provides housing for its homeowners in community in Australia. The company operates 26 communities, including 19 in operation and 7 in planning or development. It serves working, semi-retired, and retired people. The company was formerly known as Namberry Limited and changed its name to Lifestyle Communities Limited in June 2007. The company was incorporated in 1997 and is based in Melbourne, Australia.
How the Company Makes MoneyLifestyle Communities Ltd generates revenue primarily through the sale of homes within its developed communities and ongoing land lease payments from residents. The company earns initial income from the sale of residential properties, which can include both new builds and resales. Additionally, LIC benefits from ongoing revenue through land lease agreements, where residents pay a regular fee for leasing the land on which their homes are situated. This model allows LIC to maintain a steady cash flow. The company also generates income from community facilities and services, which may include management fees and service charges. Partnerships with local service providers and contractors further enhance revenue opportunities through collaborative projects and community enhancements.

Lifestyle Communities Ltd Financial Statement Overview

Summary
Lifestyle Communities Ltd is facing significant financial challenges, with declining revenue, profitability, and cash flow. The increased leverage and negative return on equity further emphasize the need for strategic adjustments to improve financial stability and performance.
Income Statement
35
Negative
Lifestyle Communities Ltd has experienced a significant decline in revenue and profitability in the most recent year. The gross profit margin has decreased substantially, and the company reported a negative net profit margin, indicating losses. Revenue growth has turned negative, showing a sharp decline from previous years. These factors suggest challenges in maintaining revenue and controlling costs.
Balance Sheet
45
Neutral
The company's debt-to-equity ratio has increased, indicating higher leverage, which could pose risks if not managed properly. Return on equity has turned negative, reflecting the company's recent losses. However, the equity ratio remains stable, suggesting a reasonable level of equity financing relative to total assets.
Cash Flow
30
Negative
The cash flow situation is concerning, with negative free cash flow and a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, indicating challenges in converting income into cash. These factors highlight potential liquidity issues and the need for improved cash management.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue147.28M147.06M242.43M232.29M224.41M137.90M
Gross Profit-39.10M5.45M45.78M74.04M54.64M50.10M
EBITDA-61.22M-268.59M27.04M37.56M37.76M23.97M
Net Income-195.27M-195.27M49.98M81.90M88.87M91.11M
Balance Sheet
Total Assets1.32B1.32B1.51B1.20B1.01B782.62M
Cash, Cash Equivalents and Short-Term Investments2.47M2.47M4.09M1.23M1.89M2.30M
Total Debt465.85M465.85M328.26M376.06M245.41M190.62M
Total Liabilities685.75M685.75M679.88M670.71M554.38M404.52M
Stockholders Equity629.42M629.42M831.75M524.86M453.46M378.10M
Cash Flow
Free Cash Flow-150.00K-150.00K-126.20M-38.94M38.66M-37.49M
Operating Cash Flow4.65M4.65M-115.23M-30.41M41.73M-31.93M
Investing Cash Flow-138.47M-138.47M-88.15M-82.04M-80.67M-21.13M
Financing Cash Flow132.20M132.20M206.25M111.80M38.53M38.98M

Lifestyle Communities Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price5.18
Price Trends
50DMA
5.53
Negative
100DMA
5.46
Negative
200DMA
6.76
Negative
Market Momentum
MACD
-0.09
Positive
RSI
41.89
Neutral
STOCH
21.93
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:LIC, the sentiment is Negative. The current price of 5.18 is below the 20-day moving average (MA) of 5.40, below the 50-day MA of 5.53, and below the 200-day MA of 6.76, indicating a bearish trend. The MACD of -0.09 indicates Positive momentum. The RSI at 41.89 is Neutral, neither overbought nor oversold. The STOCH value of 21.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:LIC.

Lifestyle Communities Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AU$2.28B17.748.27%1.71%6.96%815.99%
AU$623.80M12.8910.13%3.21%14.95%18.79%
AU$1.39B9.1710.22%3.87%206.14%101.96%
$2.17B12.193.79%4.94%3.15%1.96%
AU$704.86M-1.91%8.56%-4.50%88.28%
AU$64.11M-23.55%14.55%-68.24%42.03%
AU$649.14M-3.32-26.73%-38.91%-453.73%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:LIC
Lifestyle Communities Ltd
5.18
-3.27
-38.70%
AU:COF
Centuria Office REIT
1.17
0.07
6.36%
AU:AOF
Australian Unity Office Fund
0.38
-0.10
-20.83%
AU:INA
Ingenia Communities Group
5.62
0.97
20.86%
AU:CWP
Cedar Woods Properties Limited
8.77
3.36
62.11%
AU:HMC
Home Consortium Ltd
3.25
-6.68
-67.27%

Lifestyle Communities Ltd Corporate Events

Lifestyle Communities Releases AGM Documents for 2025
Oct 22, 2025

Lifestyle Communities Ltd has released documents related to its 2025 Annual General Meeting, including the Chair’s cover letter, Notice of Meeting, Notice of Access, and Proxy Form. This announcement is part of the company’s ongoing communication with shareholders and reflects its commitment to transparency and governance in managing its residential communities.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Announces Equity Securities Conversion
Oct 9, 2025

Lifestyle Communities Ltd has announced the issuance and conversion of unquoted equity securities, specifically options that have been exercised or convertible securities that have been converted. This move is part of the company’s ongoing financial and operational strategies, potentially impacting its market positioning by enhancing capital structure and providing more flexibility for future growth initiatives.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

JPMorgan Chase & Co. Ceases Substantial Holding in Lifestyle Communities Ltd
Oct 7, 2025

Lifestyle Communities Ltd is involved in the real estate industry, focusing on developing and managing residential communities. The company is known for providing affordable housing solutions tailored to the needs of retirees and downsizers. Recently, JPMorgan Chase & Co. and its affiliates have ceased to be substantial holders in Lifestyle Communities Ltd, as indicated by changes in their relevant interests in the company’s voting securities. This change in substantial holding may impact the company’s market perception and influence its stakeholder dynamics.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Citigroup Ceases Substantial Holding in Lifestyle Communities
Oct 7, 2025

Citigroup Global Markets Australia Pty Limited and its related entities have ceased to be substantial holders in Lifestyle Communities Ltd as of October 3, 2025. This change in substantial holding reflects a shift in Citigroup’s relevant interests in voting securities, with significant decreases in shares held by Citigroup Global Markets Inc and Citigroup Global Markets Limited, potentially impacting the company’s shareholder structure and market perception.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Citigroup Alters Stake in Lifestyle Communities Ltd
Sep 25, 2025

Citigroup Global Markets Australia Pty Limited has ceased to be a substantial holder in Lifestyle Communities Ltd as of September 23, 2025. This change in shareholding involves a decrease in relevant interest by Citibank, N.A. Sydney Branch and Citigroup Global Markets Limited, while Citigroup Global Markets Australia Pty Limited saw an increase in relevant interest through securities lending agreements. This shift in shareholding may impact the company’s market dynamics and influence stakeholder perceptions.

The most recent analyst rating on (AU:LIC) stock is a Sell with a A$5.80 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Vanguard Group Reduces Stake in Lifestyle Communities Ltd
Sep 24, 2025

The Vanguard Group has ceased to be a substantial holder in Lifestyle Communities Ltd as of September 19, 2025. This change, which reduces Vanguard’s voting power to 4.795%, may impact the company’s shareholder dynamics and influence within the market, potentially affecting its strategic decisions and stakeholder relations.

The most recent analyst rating on (AU:LIC) stock is a Sell with a A$5.80 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Brahman Pure Alpha Increases Stake in Lifestyle Communities
Sep 23, 2025

Brahman Pure Alpha Pte Ltd, along with its associates Brahman Capital Management Pte Ltd and Belmont Capital Management Pty Ltd, has increased its voting power in Lifestyle Communities Limited from 11.863% to 13.946%. This change in substantial holding indicates a growing interest and influence by Brahman Pure Alpha in the company, potentially impacting the strategic direction and decision-making processes within Lifestyle Communities Limited.

The most recent analyst rating on (AU:LIC) stock is a Sell with a A$5.80 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Finalizes Ocean Grove Land Sale
Sep 8, 2025

Lifestyle Communities Limited has announced that the due diligence period for the sale of its Ocean Grove site has concluded, and the contract is now unconditional. The settlement is expected in October 2025, with proceeds of $46.2 million, which may positively impact the company’s financial position and operations.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.70 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Appeals VCAT Decision on Management Fees
Sep 5, 2025

Lifestyle Communities Ltd has lodged an appeal with the Supreme Court of Victoria regarding orders related to deferred management fees made by VCAT. The appeal process is expected to take approximately 6-12 months, potentially impacting the company’s operations and stakeholders as it navigates this legal challenge.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.70 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Announces FY25 Results and Strategic Refresh
Aug 28, 2025

Lifestyle Communities Ltd has released its financial results for the year ending June 30, 2025, highlighting a strategic focus on optimizing its portfolio and enhancing its annuity income stream. The company is navigating the implications of a recent VCAT decision, which has impacted its financial statements, and is implementing new contract options to provide greater certainty for customers. The announcement underscores a strategic refresh aimed at positioning the company for growth over the next five years, with FY26 marked as a reset year in its growth plan.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$4.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Navigates FY25 Challenges with Strategic Recovery Plans
Aug 28, 2025

Lifestyle Communities Ltd reported a challenging FY25 with a statutory loss of $195.3 million, primarily due to provisions and write-downs following a VCAT decision. Despite these setbacks, the company showed signs of recovery with improved sales momentum in the second half of the year, a reduction in unsold inventory, and positive operating cash flow. The company is appealing the VCAT decision and has refreshed its strategy to focus on homeowner needs, aiming to strengthen its market position and prepare for future growth. The company plans to continue de-leveraging, improve cash flow, and adapt to shifting market dynamics, positioning itself for the next development cycle expected in late FY26.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$4.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Releases Corporate Governance Statement
Aug 28, 2025

Lifestyle Communities Ltd has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement outlines the company’s adherence to the ASX Corporate Governance Council’s recommendations, highlighting its commitment to transparency and accountability in its management and oversight practices. This announcement reinforces the company’s dedication to maintaining high governance standards, which may positively impact its reputation and stakeholder trust.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$4.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Annual Report 2025: Enhancing Independent Living
Aug 28, 2025

Lifestyle Communities Ltd’s annual report for the year ending June 30, 2025, highlights their commitment to providing low-maintenance, architecturally designed homes within resort-style communities. The company emphasizes fostering strong neighborly connections and offering environments that balance safety, privacy, and community engagement. This approach is aimed at allowing homeowners to enjoy independence and an active lifestyle, potentially enhancing their market positioning and appeal to downsizers.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$4.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Reports Significant Financial Downturn for FY2025
Aug 28, 2025

Lifestyle Communities Limited reported a significant decrease in financial performance for the year ended June 30, 2025, with revenues dropping by 38.9% to $148.6 million and a net loss of $195.3 million, marking a 490.7% decline. The company’s substantial financial downturn may impact its market positioning and stakeholder confidence, as no dividends were declared for the period.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$4.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd to Proceed with VCAT Appeal
Aug 27, 2025

Lifestyle Communities Ltd announced that the VCAT hearing regarding a request for a longer-term stay on orders for five cases was concluded, with Justice Woodard deciding against the stay. This decision does not affect the company’s plans to appeal the VCAT decision, which is set to be lodged by 5 September 2025.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.30 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Adjusts FY25 Results Release Date
Aug 14, 2025

Lifestyle Communities Ltd has announced a change in the release date for its financial results for the year ended 30 June 2025, now scheduled for 28 August 2025. This adjustment allows the company to finalize reassessments of its investment properties’ carrying values following a recent VCAT decision and enables auditors to complete their procedures on updated valuations. The company will also hold a teleconference on the same day, providing stakeholders an opportunity to engage with the CEO and CFO regarding the financial results.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Faces Legal Challenge Over Deferred Management Fees
Jul 25, 2025

Lifestyle Communities Ltd has announced that Justice Woodward has issued orders regarding the company’s Residential Site Agreement (RSA) and deferred management fee (DMF) clause. The orders state that the DMF clause is void and unenforceable as it cannot be precisely calculated at the time of entering the RSA. Lifestyle Communities will cease charging fees for services to deceased estates and intends to appeal the decision on the DMF clause. An interim stay allows the company to continue charging the DMF while quarantining these funds until the appeal is resolved. Additionally, the company will release its full-year financial results on 21 August 2025.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 14, 2025