Lifestyle Communities Ltd (LIC) AI Stock Analysis

• Market Cap: AU$711.14M
• Dividend Yield: 0.87%
• Average Volume (3M): 640.89K
• Price to Earnings (P/E): 11.8
• Beta (1Y): 1.30
• Revenue Growth: -38.91%
• EPS Growth: -453.73%
• Country: AU
• Employees: 180
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.18
• Shares Outstanding: 121,740,050
• 10 Day Avg. Volume: 347,093
• 30 Day Avg. Volume: 640,890
• PEG Ratio: <0.01
• Price to Book (P/B): 1.35
• Price to Sales (P/S): 5.79
• P/FCF Ratio: -5.68K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$6.44
• Price Target Upside: 14.59% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 7

• Rating: 46 Neutral
• Price Target: AU$5.50 ▼(-2.14% Downside)

The overall stock score for Lifestyle Communities Ltd is primarily impacted by its poor financial performance, with significant declines in revenue, profitability, and cash flow. Technical analysis provides some positive signals, but they are not strong enough to offset the financial weaknesses. Valuation concerns, including a negative P/E ratio, further weigh down the score.

Positive Factors

Business Model Strength

LIC's focus on affordable housing for the aging population provides a stable demand base, supporting long-term revenue through home sales and management fees.

Market Position

The company's position in the growing market of senior housing offers a durable competitive advantage, ensuring sustained demand and potential for expansion.

Recurring Revenue Stream

The recurring management fees provide a stable and predictable revenue stream, enhancing financial stability and supporting long-term growth.

Negative Factors

Declining Revenue

The sharp decline in revenue and profitability indicates challenges in maintaining sales and controlling costs, impacting long-term financial health.

Rising Debt Levels

Increased leverage can strain financial resources and limit flexibility, posing risks to long-term stability if not managed effectively.

Negative Cash Flow

Negative free cash flow highlights potential liquidity issues and the need for improved cash management, which could affect future operations and investments.

Lifestyle Communities Ltd Business Overview & Revenue Model

Company Description

Lifestyle Communities Limited, together with its subsidiaries, provides housing for its homeowners in community in Australia. The company operates 26 communities, including 19 in operation and 7 in planning or development. It serves working, semi-retired, and retired people. The company was formerly known as Namberry Limited and changed its name to Lifestyle Communities Limited in June 2007. The company was incorporated in 1997 and is based in Melbourne, Australia.

How the Company Makes Money

Lifestyle Communities Ltd generates revenue primarily through the sale of homes within its communities and the ongoing management fees associated with operating these communities. The company's business model involves acquiring land, developing it into residential communities, and selling individual homes to residents. Once a community is established, LIC earns recurring income through management fees, which cover the provision of community services and amenities. Additionally, LIC may benefit from capital appreciation of the properties it develops. Significant factors contributing to its earnings include the demand for affordable housing solutions for the aging population in Australia and strategic land acquisitions to expand their portfolio.

Lifestyle Communities Ltd Financial Statement Overview

Summary

Lifestyle Communities Ltd is facing significant financial challenges, with declining revenue, profitability, and cash flow. The company has a negative net profit margin and increased leverage, indicating financial instability and the need for strategic adjustments.

Income Statement

Lifestyle Communities Ltd has experienced a significant decline in revenue and profitability in the most recent year. The gross profit margin has decreased substantially, and the company reported a negative net profit margin, indicating losses. Revenue growth has turned negative, showing a sharp decline from previous years. These factors suggest challenges in maintaining revenue and controlling costs.

Balance Sheet

The company's debt-to-equity ratio has increased, indicating higher leverage, which could pose risks if not managed properly. Return on equity has turned negative, reflecting the company's recent losses. However, the equity ratio remains stable, suggesting a reasonable level of equity financing relative to total assets.

Cash Flow

The cash flow situation is concerning, with negative free cash flow and a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, indicating challenges in converting income into cash. These factors highlight potential liquidity issues and the need for improved cash management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	147.28M	147.06M	242.43M	232.29M	224.41M	137.90M
Gross Profit	-39.10M	5.45M	45.78M	74.04M	54.64M	50.10M
EBITDA	-61.22M	-268.59M	27.04M	37.56M	37.76M	23.97M
Net Income	-195.27M	-195.27M	49.98M	81.90M	88.87M	91.11M
Balance Sheet
Total Assets	1.32B	1.32B	1.51B	1.20B	1.01B	782.62M
Cash, Cash Equivalents and Short-Term Investments	2.47M	2.47M	4.09M	1.23M	1.89M	2.30M
Total Debt	465.85M	465.85M	328.26M	376.06M	245.41M	190.62M
Total Liabilities	685.75M	685.75M	679.88M	670.71M	554.38M	404.52M
Stockholders Equity	629.42M	629.42M	831.75M	524.86M	453.46M	378.10M
Cash Flow
Free Cash Flow	-150.00K	-150.00K	-126.20M	-38.94M	38.66M	-37.49M
Operating Cash Flow	4.65M	4.65M	-115.23M	-30.41M	41.73M	-31.93M
Investing Cash Flow	-138.47M	-138.47M	-88.15M	-82.04M	-80.67M	-21.13M
Financing Cash Flow	132.20M	132.20M	206.25M	111.80M	38.53M	38.98M

Lifestyle Communities Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5.62
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:LIC, the sentiment is Negative. The current price of 5.62 is below the 20-day moving average (MA) of 5.74, above the 50-day MA of 5.40, and below the 200-day MA of 7.01, indicating a neutral trend. The MACD of 0.05 indicates Positive momentum. The RSI at 50.14 is Neutral, neither overbought nor oversold. The STOCH value of 65.08 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:LIC.

Lifestyle Communities Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CWP	75 Outperform	AU$622.14M	12.85	10.13%	3.91%	14.95%	18.79%
INA	73 Outperform	AU$2.26B	17.68	8.27%	1.73%	6.96%	815.99%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
HMC	63 Neutral	AU$1.27B	8.35	10.22%	3.87%	206.14%	101.96%
AOF	53 Neutral	AU$66.58M	―	-23.55%	13.83%	-68.24%	42.03%
COF	49 Neutral	AU$704.86M	―	-1.91%	8.56%	-4.50%	88.28%
LIC	46 Neutral	AU$711.14M	11.81	-26.73%	0.87%	-38.91%	-453.73%

Lifestyle Communities Ltd Corporate Events

Lifestyle Communities Faces Legal Challenge Over Deferred Management Fees

Lifestyle Communities Ltd has announced that Justice Woodward has issued orders regarding the company’s Residential Site Agreement (RSA) and deferred management fee (DMF) clause. The orders state that the DMF clause is void and unenforceable as it cannot be precisely calculated at the time of entering the RSA. Lifestyle Communities will cease charging fees for services to deceased estates and intends to appeal the decision on the DMF clause. An interim stay allows the company to continue charging the DMF while quarantining these funds until the appeal is resolved. Additionally, the company will release its full-year financial results on 21 August 2025.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

JPMorgan Becomes Substantial Holder in Lifestyle Communities

JPMorgan Chase & Co. and its affiliates have become a substantial holder in Lifestyle Communities Ltd, a company involved in the development and management of residential communities. As of July 14, 2025, JPMorgan holds a 5.18% voting power in the company, which may influence its strategic decisions and market positioning.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Citigroup Acquires Substantial Stake in Lifestyle Communities

Citigroup Global Markets Australia Pty Limited has become a substantial shareholder in Lifestyle Communities Ltd, acquiring a 5.8664% voting power through various securities lending agreements. This acquisition marks a significant stake in the company, potentially influencing its strategic decisions and impacting stakeholders, as Citigroup’s involvement could bring additional resources and expertise to Lifestyle Communities Ltd.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Faces Legal Setback Over Contractual Clauses

Lifestyle Communities Ltd is facing a legal challenge regarding its deferred management fee (DMF) clause in residential site agreements, which was ruled void due to inadequate disclosure. The company plans to appeal the decision and has already begun amending its contracts to comply with the ruling. Despite the legal setback, the company assures that its financial covenants remain unaffected, and it will not charge rent on deceased estates moving forward.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Considers Appeal After VCAT Ruling

Lifestyle Communities Ltd has received a judgement from the Victorian Civil and Administrative Tribunal (VCAT) regarding its deferred management fee agreements. While the legitimacy of the fee concept was upheld, some agreements were declared void, prompting the company to consider an appeal. The company is in a trading halt pending further legal advice and will update the market on the implications for its operations and stakeholders.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Initiates Trading Halt Pending VCAT Decision

Lifestyle Communities Ltd has requested a trading halt on its securities pending an announcement related to a decision by the Victorian Civil and Administrative Tribunal (VCAT). The trading halt is expected to last until the company releases an announcement regarding the VCAT decision or until normal trading resumes on 9 July 2025. This move indicates a significant development in the company’s operations, potentially impacting its market positioning and stakeholder interests.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Awaits VCAT Judgment Impact

Lifestyle Communities Ltd has announced that the Victorian Civil and Administrative Tribunal (VCAT) will deliver a judgment on July 7, 2025, regarding a proceeding involving the company. The outcome of this judgment could have significant implications for the company’s operations and its stakeholders, and Lifestyle Communities plans to assess the judgment’s impact and communicate further details to the market promptly.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Enhances Financial Flexibility with Equity Securities Issuance

Lifestyle Communities Ltd announced the issuance and conversion of unquoted equity securities, reflecting a strategic move to enhance its financial flexibility. This development could potentially strengthen the company’s market position by increasing its capital base, thereby supporting future growth initiatives and benefiting stakeholders through improved operational capabilities.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$10.40 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

JPMorgan Reduces Stake in Lifestyle Communities Ltd

Lifestyle Communities Ltd, a company involved in providing housing solutions, has seen a change in the substantial holding of its shares. JPMorgan Chase & Co. and its affiliates have reduced their voting power from 6.91% to 5.25%, indicating a significant shift in their investment strategy regarding the company. This change in shareholding could impact the company’s market perception and influence its future strategic decisions.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$9.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

JPMorgan Increases Stake in Lifestyle Communities Ltd

Lifestyle Communities Ltd, a company involved in the real estate sector, has experienced a change in the interests of its substantial holder, JPMorgan Chase & Co. and its affiliates. The substantial holder’s voting power has increased from 5.40% to 6.91% as of June 20, 2025. This change reflects JPMorgan’s increased stake in the company, which may impact the company’s market positioning and influence shareholder dynamics.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$9.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Awaits VCAT Decision on Legal Proceedings

Lifestyle Communities Ltd is currently involved in proceedings before the Victorian Civil and Administrative Tribunal (VCAT) concerning preliminary legal issues. The hearings have concluded, and a decision is awaited from President Justice Woodward. The company has committed to keeping its shareholders informed as the situation develops.