Lifestyle Communities Ltd (LIC) AI Stock Analysis

• Market Cap: AU$674.67M
• Dividend Yield: N/A
• Average Volume (3M): 569.11K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.99
• Revenue Growth: -38.91%
• EPS Growth: -453.73%
• Country: AU
• Employees: 180
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.19
• Shares Outstanding: 121,740,050
• 10 Day Avg. Volume: 267,023
• 30 Day Avg. Volume: 569,112
• PEG Ratio: <0.01
• Price to Book (P/B): 1.35
• Price to Sales (P/S): 5.79
• P/FCF Ratio: -5.68K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$6.29
• Price Target Upside: 9.77% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 4
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 46 Neutral
• Price Target: AU$5.50 ▼(-4.01% Downside)

The overall stock score for Lifestyle Communities Ltd is primarily impacted by its poor financial performance, with significant declines in revenue, profitability, and cash flow. Technical analysis provides some positive signals, but they are not strong enough to offset the financial weaknesses. Valuation concerns, including a negative P/E ratio, further weigh down the score.

Positive Factors

Business Model Strength

LIC's focus on affordable housing for the aging population provides a stable demand base, supporting long-term revenue through home sales and management fees.

Market Position

The company's position in the growing market of senior housing offers a durable competitive advantage, ensuring sustained demand and potential for expansion.

Recurring Revenue Stream

The recurring management fees provide a stable and predictable revenue stream, enhancing financial stability and supporting long-term growth.

Negative Factors

Declining Revenue

The sharp decline in revenue and profitability indicates challenges in maintaining sales and controlling costs, impacting long-term financial health.

Rising Debt Levels

Increased leverage can strain financial resources and limit flexibility, posing risks to long-term stability if not managed effectively.

Negative Cash Flow

Negative free cash flow highlights potential liquidity issues and the need for improved cash management, which could affect future operations and investments.

Lifestyle Communities Ltd Business Overview & Revenue Model

Company Description

Lifestyle Communities Limited, together with its subsidiaries, provides housing for its homeowners in community in Australia. The company operates 26 communities, including 19 in operation and 7 in planning or development. It serves working, semi-retired, and retired people. The company was formerly known as Namberry Limited and changed its name to Lifestyle Communities Limited in June 2007. The company was incorporated in 1997 and is based in Melbourne, Australia.

How the Company Makes Money

Lifestyle Communities Ltd generates revenue primarily through the sale of homes within its developed communities and ongoing land lease payments from residents. The company earns initial income from the sale of residential properties, which can include both new builds and resales. Additionally, LIC benefits from ongoing revenue through land lease agreements, where residents pay a regular fee for leasing the land on which their homes are situated. This model allows LIC to maintain a steady cash flow. The company also generates income from community facilities and services, which may include management fees and service charges. Partnerships with local service providers and contractors further enhance revenue opportunities through collaborative projects and community enhancements.

Lifestyle Communities Ltd Financial Statement Overview

Summary

Lifestyle Communities Ltd is facing significant financial challenges, with declining revenue, profitability, and cash flow. The increased leverage and negative return on equity further emphasize the need for strategic adjustments to improve financial stability and performance.

Income Statement

Lifestyle Communities Ltd has experienced a significant decline in revenue and profitability in the most recent year. The gross profit margin has decreased substantially, and the company reported a negative net profit margin, indicating losses. Revenue growth has turned negative, showing a sharp decline from previous years. These factors suggest challenges in maintaining revenue and controlling costs.

Balance Sheet

The company's debt-to-equity ratio has increased, indicating higher leverage, which could pose risks if not managed properly. Return on equity has turned negative, reflecting the company's recent losses. However, the equity ratio remains stable, suggesting a reasonable level of equity financing relative to total assets.

Cash Flow

The cash flow situation is concerning, with negative free cash flow and a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, indicating challenges in converting income into cash. These factors highlight potential liquidity issues and the need for improved cash management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	147.28M	147.06M	242.43M	232.29M	224.41M	137.90M
Gross Profit	-39.10M	5.45M	45.78M	74.04M	54.64M	50.10M
EBITDA	-61.22M	-268.59M	27.04M	37.56M	37.76M	23.97M
Net Income	-195.27M	-195.27M	49.98M	81.90M	88.87M	91.11M
Balance Sheet
Total Assets	1.32B	1.32B	1.51B	1.20B	1.01B	782.62M
Cash, Cash Equivalents and Short-Term Investments	2.47M	2.47M	4.09M	1.23M	1.89M	2.30M
Total Debt	465.85M	465.85M	328.26M	376.06M	245.41M	190.62M
Total Liabilities	685.75M	685.75M	679.88M	670.71M	554.38M	404.52M
Stockholders Equity	629.42M	629.42M	831.75M	524.86M	453.46M	378.10M
Cash Flow
Free Cash Flow	-150.00K	-150.00K	-126.20M	-38.94M	38.66M	-37.49M
Operating Cash Flow	4.65M	4.65M	-115.23M	-30.41M	41.73M	-31.93M
Investing Cash Flow	-138.47M	-138.47M	-88.15M	-82.04M	-80.67M	-21.13M
Financing Cash Flow	132.20M	132.20M	206.25M	111.80M	38.53M	38.98M

Lifestyle Communities Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5.73
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:LIC, the sentiment is Positive. The current price of 5.73 is above the 20-day moving average (MA) of 5.44, above the 50-day MA of 5.42, and below the 200-day MA of 5.91, indicating a neutral trend. The MACD of 0.08 indicates Negative momentum. The RSI at 60.14 is Neutral, neither overbought nor oversold. The STOCH value of 66.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:LIC.

Lifestyle Communities Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HMC	79 Outperform	AU$1.84B	12.13	10.22%	3.17%	206.14%	101.96%
INA	72 Outperform	AU$2.06B	16.03	8.27%	1.81%	6.96%	815.99%
CWP	69 Neutral	AU$703.58M	14.17	10.13%	3.32%	14.95%	18.79%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
COF	53 Neutral	AU$669.02M	-33.69	-1.91%	8.63%	-4.50%	88.28%
AOF	49 Neutral	AU$61.64M	-1.73	-23.55%	15.14%	-68.24%	42.03%
LIC	46 Neutral	AU$674.67M	-3.56	-26.73%	―	-38.91%	-453.73%

Lifestyle Communities Ltd Corporate Events

Lifestyle Communities Sets Date for FY2026 Half-Year Results and Investor Call

Lifestyle Communities Ltd has announced it will release its financial results for the half year ended 31 December 2025 to the Australian Securities Exchange on the morning of 19 February 2026. The company will host an investor and analyst conference call at 9.30am AEDT the same day, with participants required to pre-register online and given the opportunity to submit written or verbal questions during the presentation, underscoring ongoing engagement with the investment community around its financial performance and outlook.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Issues 805,122 Unquoted Options Under Employee Incentive Scheme

Lifestyle Communities Limited has notified the market of the issue of 805,122 unquoted options under its employee incentive scheme, with various exercise prices and expiry dates, effective 23 December 2025. The move reinforces the company’s use of equity-based remuneration to align staff interests with long-term shareholder value, potentially contributing to talent retention and incentivising performance as the business continues to execute its growth strategy in the lifestyle and land lease communities sector.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Secures Long-Term Debt Package to Support Growth and Market Recovery

Lifestyle Communities Limited has restructured and resized its debt arrangements, securing a $300 million note purchase and private shelf facility from PGIM Inc. and a $125 million revolving bank debt facility from National Australia Bank to refinance existing borrowings and support ongoing operations. The new long-term facilities simplify the company’s financing structure, extend average debt tenor, reset key covenants including a temporary removal of the interest cover ratio until mid-2028, and lower near-term loan-to-value thresholds, providing funding certainty as it navigates a recovering Victorian property market despite higher interest costs, and positioning the business for an anticipated uplift in the next property cycle.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Announces AGM Results

Lifestyle Communities Ltd announced the results of their Annual General Meeting for the year ending June 30, 2025. The meeting, held on November 21, 2025, included resolutions and proxy details as per corporate regulations. This announcement reflects the company’s ongoing commitment to transparency and governance, which may impact stakeholder confidence and the company’s market position.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Holds 2025 AGM with Key Presentations and Voting Updates

Lifestyle Communities Limited held its 2025 Annual General Meeting, presenting the Chair and CEO’s presentations and a summary of direct and proxy votes on resolutions. The results of the AGM will be submitted to the ASX, reflecting the company’s ongoing commitment to transparency and stakeholder engagement.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Ltd Announces Cessation of Securities

Lifestyle Communities Ltd announced the cessation of 31,909 securities under the ASX security code LICAA, effective October 31, 2025. This cessation may impact the company’s capital structure and could influence its market positioning, affecting stakeholders’ perceptions and potential investment decisions.

The most recent analyst rating on (AU:LIC) stock is a Buy with a A$7.00 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.

Lifestyle Communities Releases AGM Documents for 2025

Lifestyle Communities Ltd has released documents related to its 2025 Annual General Meeting, including the Chair’s cover letter, Notice of Meeting, Notice of Access, and Proxy Form. This announcement is part of the company’s ongoing communication with shareholders and reflects its commitment to transparency and governance in managing its residential communities.

The most recent analyst rating on (AU:LIC) stock is a Hold with a A$5.50 price target. To see the full list of analyst forecasts on Lifestyle Communities Ltd stock, see the AU:LIC Stock Forecast page.