Lifestyle Communities Ltd (LIC) AI Stock Analysis

• Market Cap: AU$652.79M
• Dividend Yield: N/A
• Average Volume (3M): 569.11K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.12
• Revenue Growth: -38.91%
• EPS Growth: -453.73%
• Country: AU
• Employees: 180
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.19
• Shares Outstanding: 121,740,050
• 10 Day Avg. Volume: 267,023
• 30 Day Avg. Volume: 569,112
• PEG Ratio: <0.01
• Price to Book (P/B): 1.35
• Price to Sales (P/S): 5.79
• P/FCF Ratio: -5.68K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$6.37
• Price Target Upside: 18.62% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 46 Neutral
• Price Target: AU$5.50 ▲(2.42% Upside)

The overall stock score for Lifestyle Communities Ltd is primarily impacted by its poor financial performance, with significant declines in revenue, profitability, and cash flow. Technical analysis provides some positive signals, but they are not strong enough to offset the financial weaknesses. Valuation concerns, including a negative P/E ratio, further weigh down the score.

Positive Factors

Business Model Strength

LIC's focus on affordable housing for the aging population provides a stable demand base, supporting long-term revenue through home sales and management fees.

Market Position

The company's position in the growing market of senior housing offers a durable competitive advantage, ensuring sustained demand and potential for expansion.

Recurring Revenue Stream

The recurring management fees provide a stable and predictable revenue stream, enhancing financial stability and supporting long-term growth.

Negative Factors

Declining Revenue

The sharp decline in revenue and profitability indicates challenges in maintaining sales and controlling costs, impacting long-term financial health.

Rising Debt Levels

Increased leverage can strain financial resources and limit flexibility, posing risks to long-term stability if not managed effectively.

Negative Cash Flow

Negative free cash flow highlights potential liquidity issues and the need for improved cash management, which could affect future operations and investments.

Lifestyle Communities Ltd Business Overview & Revenue Model

Company Description

Lifestyle Communities Ltd (LIC) is an Australian property development company that specializes in creating high-quality, affordable living environments primarily for the over-50s demographic. The company focuses on developing lifestyle communities that provide a blend of residential options, recreational facilities, and community engagement, catering to individuals seeking a vibrant, active lifestyle. LIC operates in the real estate sector, with a core offering that includes land lease communities where residents own their homes but lease the land, allowing for more affordable living solutions.

How the Company Makes Money

Lifestyle Communities Ltd generates revenue primarily through the sale of homes within its developed communities and ongoing land lease payments from residents. The company earns initial income from the sale of residential properties, which can include both new builds and resales. Additionally, LIC benefits from ongoing revenue through land lease agreements, where residents pay a regular fee for leasing the land on which their homes are situated. This model allows LIC to maintain a steady cash flow. The company also generates income from community facilities and services, which may include management fees and service charges. Partnerships with local service providers and contractors further enhance revenue opportunities through collaborative projects and community enhancements.

Lifestyle Communities Ltd Financial Statement Overview

Summary

Lifestyle Communities Ltd is facing significant financial challenges, with declining revenue, profitability, and cash flow. The increased leverage and negative return on equity further emphasize the need for strategic adjustments to improve financial stability and performance.

Income Statement

Lifestyle Communities Ltd has experienced a significant decline in revenue and profitability in the most recent year. The gross profit margin has decreased substantially, and the company reported a negative net profit margin, indicating losses. Revenue growth has turned negative, showing a sharp decline from previous years. These factors suggest challenges in maintaining revenue and controlling costs.

Balance Sheet

The company's debt-to-equity ratio has increased, indicating higher leverage, which could pose risks if not managed properly. Return on equity has turned negative, reflecting the company's recent losses. However, the equity ratio remains stable, suggesting a reasonable level of equity financing relative to total assets.

Cash Flow

The cash flow situation is concerning, with negative free cash flow and a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, indicating challenges in converting income into cash. These factors highlight potential liquidity issues and the need for improved cash management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	147.28M	147.06M	242.43M	232.29M	224.41M	137.90M
Gross Profit	-39.10M	5.45M	45.78M	74.04M	54.64M	50.10M
EBITDA	-61.22M	-268.59M	27.04M	37.56M	37.76M	23.97M
Net Income	-195.27M	-195.27M	49.98M	81.90M	88.87M	91.11M
Balance Sheet
Total Assets	1.32B	1.32B	1.51B	1.20B	1.01B	782.62M
Cash, Cash Equivalents and Short-Term Investments	2.47M	2.47M	4.09M	1.23M	1.89M	2.30M
Total Debt	465.85M	465.85M	328.26M	376.06M	245.41M	190.62M
Total Liabilities	685.75M	685.75M	679.88M	670.71M	554.38M	404.52M
Stockholders Equity	629.42M	629.42M	831.75M	524.86M	453.46M	378.10M
Cash Flow
Free Cash Flow	-150.00K	-150.00K	-126.20M	-38.94M	38.66M	-37.49M
Operating Cash Flow	4.65M	4.65M	-115.23M	-30.41M	41.73M	-31.93M
Investing Cash Flow	-138.47M	-138.47M	-88.15M	-82.04M	-80.67M	-21.13M
Financing Cash Flow	132.20M	132.20M	206.25M	111.80M	38.53M	38.98M

Lifestyle Communities Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5.37
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:LIC, the sentiment is Negative. The current price of 5.37 is below the 20-day moving average (MA) of 5.49, below the 50-day MA of 5.40, and below the 200-day MA of 6.19, indicating a bearish trend. The MACD of 0.02 indicates Positive momentum. The RSI at 44.50 is Neutral, neither overbought nor oversold. The STOCH value of 29.25 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:LIC.

Lifestyle Communities Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HMC	75 Outperform	AU$1.51B	9.93	10.22%	3.29%	206.14%	101.96%
INA	72 Outperform	AU$2.07B	16.09	8.27%	1.89%	6.96%	815.99%
CWP	69 Neutral	AU$687.41M	13.85	10.13%	3.59%	14.95%	18.79%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
COF	53 Neutral	AU$680.96M	-34.44	-1.91%	8.63%	-4.50%	88.28%
AOF	53 Neutral	AU$60.82M	-1.71	-23.55%	15.14%	-68.24%	42.03%
LIC	46 Neutral	AU$652.79M	-3.34	-26.73%	―	-38.91%	-453.73%

Lifestyle Communities Ltd Corporate Events

Lifestyle Communities Ltd Announces AGM Results

Lifestyle Communities Ltd announced the results of their Annual General Meeting for the year ending June 30, 2025. The meeting, held on November 21, 2025, included resolutions and proxy details as per corporate regulations. This announcement reflects the company’s ongoing commitment to transparency and governance, which may impact stakeholder confidence and the company’s market position.

Lifestyle Communities Holds 2025 AGM with Key Presentations and Voting Updates

Lifestyle Communities Limited held its 2025 Annual General Meeting, presenting the Chair and CEO’s presentations and a summary of direct and proxy votes on resolutions. The results of the AGM will be submitted to the ASX, reflecting the company’s ongoing commitment to transparency and stakeholder engagement.

Lifestyle Communities Ltd Announces Cessation of Securities

Lifestyle Communities Ltd announced the cessation of 31,909 securities under the ASX security code LICAA, effective October 31, 2025. This cessation may impact the company’s capital structure and could influence its market positioning, affecting stakeholders’ perceptions and potential investment decisions.

Lifestyle Communities Releases AGM Documents for 2025

Lifestyle Communities Ltd has released documents related to its 2025 Annual General Meeting, including the Chair’s cover letter, Notice of Meeting, Notice of Access, and Proxy Form. This announcement is part of the company’s ongoing communication with shareholders and reflects its commitment to transparency and governance in managing its residential communities.

Lifestyle Communities Ltd Announces Equity Securities Conversion

Lifestyle Communities Ltd has announced the issuance and conversion of unquoted equity securities, specifically options that have been exercised or convertible securities that have been converted. This move is part of the company’s ongoing financial and operational strategies, potentially impacting its market positioning by enhancing capital structure and providing more flexibility for future growth initiatives.

JPMorgan Chase & Co. Ceases Substantial Holding in Lifestyle Communities Ltd

Lifestyle Communities Ltd is involved in the real estate industry, focusing on developing and managing residential communities. The company is known for providing affordable housing solutions tailored to the needs of retirees and downsizers. Recently, JPMorgan Chase & Co. and its affiliates have ceased to be substantial holders in Lifestyle Communities Ltd, as indicated by changes in their relevant interests in the company’s voting securities. This change in substantial holding may impact the company’s market perception and influence its stakeholder dynamics.

Citigroup Ceases Substantial Holding in Lifestyle Communities

Citigroup Global Markets Australia Pty Limited and its related entities have ceased to be substantial holders in Lifestyle Communities Ltd as of October 3, 2025. This change in substantial holding reflects a shift in Citigroup’s relevant interests in voting securities, with significant decreases in shares held by Citigroup Global Markets Inc and Citigroup Global Markets Limited, potentially impacting the company’s shareholder structure and market perception.

Citigroup Alters Stake in Lifestyle Communities Ltd

Citigroup Global Markets Australia Pty Limited has ceased to be a substantial holder in Lifestyle Communities Ltd as of September 23, 2025. This change in shareholding involves a decrease in relevant interest by Citibank, N.A. Sydney Branch and Citigroup Global Markets Limited, while Citigroup Global Markets Australia Pty Limited saw an increase in relevant interest through securities lending agreements. This shift in shareholding may impact the company’s market dynamics and influence stakeholder perceptions.

Vanguard Group Reduces Stake in Lifestyle Communities Ltd

The Vanguard Group has ceased to be a substantial holder in Lifestyle Communities Ltd as of September 19, 2025. This change, which reduces Vanguard’s voting power to 4.795%, may impact the company’s shareholder dynamics and influence within the market, potentially affecting its strategic decisions and stakeholder relations.

Brahman Pure Alpha Increases Stake in Lifestyle Communities

Brahman Pure Alpha Pte Ltd, along with its associates Brahman Capital Management Pte Ltd and Belmont Capital Management Pty Ltd, has increased its voting power in Lifestyle Communities Limited from 11.863% to 13.946%. This change in substantial holding indicates a growing interest and influence by Brahman Pure Alpha in the company, potentially impacting the strategic direction and decision-making processes within Lifestyle Communities Limited.

Lifestyle Communities Finalizes Ocean Grove Land Sale

Lifestyle Communities Limited has announced that the due diligence period for the sale of its Ocean Grove site has concluded, and the contract is now unconditional. The settlement is expected in October 2025, with proceeds of $46.2 million, which may positively impact the company’s financial position and operations.